White Mountains Insurance Group (WTM) Competitors

White Mountains Insurance Group (NYSE:WTM) and Erie Indemnity (NASDAQ:ERIE) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, earnings, profitability, media sentiment, institutional ownership, dividends and analyst recommendations.

Does the media refer more to WTM or ERIE?

In the previous week, White Mountains Insurance Group had 6 more articles in the media than Erie Indemnity. MarketBeat recorded 7 mentions for White Mountains Insurance Group and 1 mentions for Erie Indemnity. White Mountains Insurance Group's average media sentiment score of 1.59 beat Erie Indemnity's score of 1.27 indicating that White Mountains Insurance Group is being referred to more favorably in the media.

Company	Overall Sentiment
White Mountains Insurance Group	Very Positive
Erie Indemnity	Positive

Is WTM or ERIE a better dividend stock?

White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. Erie Indemnity pays an annual dividend of $5.46 per share and has a dividend yield of 1.6%. White Mountains Insurance Group pays out 9.2% of its earnings in the form of a dividend. Erie Indemnity pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Erie Indemnity has increased its dividend for 36 consecutive years. Erie Indemnity is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders and institutionals have more ownership in WTM or ERIE?

88.7% of White Mountains Insurance Group shares are held by institutional investors. Comparatively, 33.7% of Erie Indemnity shares are held by institutional investors. 3.2% of White Mountains Insurance Group shares are held by insiders. Comparatively, 45.8% of Erie Indemnity shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has more risk & volatility, WTM or ERIE?

White Mountains Insurance Group has a beta of 0.36, meaning that its share price is 64% less volatile than the S&P 500. Comparatively, Erie Indemnity has a beta of 0.35, meaning that its share price is 65% less volatile than the S&P 500.

Which has stronger earnings and valuation, WTM or ERIE?

Erie Indemnity has higher revenue and earnings than White Mountains Insurance Group. Erie Indemnity is trading at a lower price-to-earnings ratio than White Mountains Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
White Mountains Insurance Group	$2.24B	2.05	$230.40M	$10.85	164.77
Erie Indemnity	$3.99B	4.05	$600.31M	$11.75	29.79

Is WTM or ERIE more profitable?

Erie Indemnity has a net margin of 15.73% compared to White Mountains Insurance Group's net margin of 1.29%. Erie Indemnity's return on equity of 31.37% beat White Mountains Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
White Mountains Insurance Group	1.29%	5.01%	2.47%
Erie Indemnity	15.73%	31.37%	21.53%

Summary

Erie Indemnity beats White Mountains Insurance Group on 10 of the 16 factors compared between the two stocks.