About The Hanover Insurance Group (NYSE:THG)
The Hanover Insurance Group, Inc. is a holding company. The Company is engaged in providing property and casualty insurance products and services. The Company has four segments: Commercial Lines, Personal Lines, Chaucer and Other. It markets its domestic products and services through independent agents and brokers in the United States, and conducts business internationally through a subsidiary, Chaucer Holdings Limited, which operates through the Society and Corporation of Lloyd's (Lloyd's). Its Commercial Lines product suite provides agents and customers with products designed for small, middle and specialized markets. Its Personal Lines coverages include other personal lines, which consist of umbrella and fire, among others. The Chaucer segment consists of international business written through Lloyd's, including marine and aviation, and property. The Other segment consists of Opus Investment Management, Inc. (Opus), which provides investment advisory services to affiliates.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Property & Casualty Insurance
- Sub-Industry: Property & Casualty Insurance
- Symbol: NYSE:THG
- CUSIP: 41086710
- Web: www.hanover.com
Capitalization:- Market Cap: $4.18956 billion
- Outstanding Shares: 42,382,000
Average Prices:- 50 Day Moving Avg: $96.69
- 200 Day Moving Avg: $91.37
- 52 Week Range: $74.60 - $100.33
P/E:- Trailing P/E Ratio: 21.39
- Foreward P/E Ratio: 14.12
- P/E Growth: -23.45
Sales & Book Value:- Annual Revenue: $5.02 billion
- Price / Sales: 0.83
- Book Value: $70.11 per share
- Price / Book: 1.41
Dividend:- Annual Dividend: $2.00
- Dividend Yield: 2.0%
Profitability:- EBITDA: $342.3 million
- Net Margins: 3.95%
- Return on Equity: 5.83%
- Return on Assets: 1.19%
Debt:- Debt-to-Equity Ratio: 0.26%
- Current Ratio: 0.46%
- Quick Ratio: 0.46%
Misc:- Average Volume: 230,266 shs.
- Beta: 1.13
- Short Ratio: 2.27
Frequently Asked Questions for The Hanover Insurance Group (NYSE:THG)
What is The Hanover Insurance Group's stock symbol?
The Hanover Insurance Group trades on the New York Stock Exchange (NYSE) under the ticker symbol "THG."
How often does The Hanover Insurance Group pay dividends? What is the dividend yield for The Hanover Insurance Group?
The Hanover Insurance Group declared a quarterly dividend on Tuesday, August 15th. Shareholders of record on Friday, September 15th will be paid a dividend of $0.50 per share on Friday, September 29th. This represents a $2.00 dividend on an annualized basis and a dividend yield of 2.02%. The ex-dividend date of this dividend is Thursday, September 14th. View The Hanover Insurance Group's Dividend History.
How were The Hanover Insurance Group's earnings last quarter?
The Hanover Insurance Group, Inc. (NYSE:THG) posted its quarterly earnings data on Wednesday, August, 2nd. The company reported $1.69 earnings per share (EPS) for the quarter, topping the Thomson Reuters' consensus estimate of $1.55 by $0.14. The firm earned $1.27 billion during the quarter, compared to analysts' expectations of $1.30 billion. The Hanover Insurance Group had a return on equity of 5.83% and a net margin of 3.95%. The company's revenue for the quarter was up 3.6% compared to the same quarter last year. During the same period in the previous year, the company posted $0.05 earnings per share. View The Hanover Insurance Group's Earnings History.
Where is The Hanover Insurance Group's stock going? Where will The Hanover Insurance Group's stock price be in 2017?
3 brokers have issued 12 month price targets for The Hanover Insurance Group's shares. Their forecasts range from $88.00 to $91.00. On average, they anticipate The Hanover Insurance Group's share price to reach $89.50 in the next year. View Analyst Ratings for The Hanover Insurance Group.
Who are some of The Hanover Insurance Group's key competitors?
Some companies that are related to The Hanover Insurance Group include RSA Insurance Group plc (RSA), Erie Indemnity Company (ERIE), Industrial Alliance Insur. & Fin. Ser. (IAG), First American Corporation (The) (FAF), Direct Line Insurance Group PLC (DLG), Old Republic International Corporation (ORI), Assured Guaranty (AGO), Essent Group (ESNT), Radian Group (RDN), Hiscox Ltd (HSX), White Mountains Insurance Group Ltd (WTM), Selective Insurance Group (SIGI), ProAssurance Corporation (PRA), RLI Corp. (RLI), Saga PLC (SAGA), Argo Group International Holdings (AGII), The Navigators Group (NAVG) and OneBeacon Insurance Group (OB).
Who are The Hanover Insurance Group's key executives?
The Hanover Insurance Group's management team includes the folowing people:
- Michael P. Angelini, Independent Chairman of the Board
- Joseph M. Zubretsky, President, Chief Executive Officer, Director
- Jeffrey M. Farber, Chief Financial Officer, Executive Vice President, Senior Finance Officer
- John Fowle, Chief Executive Officer - Chaucer Syndicates, Ltd.
- Christine Bilotti-Peterson, Chief Human Resource Officer, Executive Vice President
- Mark Leo Berthiaume, Executive Vice President, Chief Administrative Officer
- Richard W. Lavey, Executive Vice President President, Personal Lines, Field Operations and Chief Marketing Officer
- Kendall J. Huber, Executive Vice President, General Counsel, Assistant Secretary
- Mark L. Keim, Executive Vice President, Corporate Development and Strategy
- John C. Roche, President, Chief Executive Officer
Who owns The Hanover Insurance Group stock?
The Hanover Insurance Group's stock is owned by a number of of retail and institutional investors. Top institutional investors include APG Asset Management N.V. (0.11%), Shell Asset Management Co. (0.09%), Foster & Motley Inc. (0.08%), State Treasurer State of Michigan (0.04%) and Meeder Asset Management Inc. (0.00%). Company insiders that own The Hanover Insurance Group stock include Christine Bilotti-Peterson, Frederick H Eppinger, J Kendall Huber, Jeffrey M Farber, John C Roche, Mark Joseph Welzenbach, Richard W Lavey, Robert A Stuchbery and Warren E Barnes. View Institutional Ownership Trends for The Hanover Insurance Group.
Who sold The Hanover Insurance Group stock? Who is selling The Hanover Insurance Group stock?
The Hanover Insurance Group's stock was sold by a variety of institutional investors in the last quarter, including Foster & Motley Inc. and State Treasurer State of Michigan. Company insiders that have sold The Hanover Insurance Group stock in the last year include Christine Bilotti-Peterson, J Kendall Huber, John C Roche, Mark Joseph Welzenbach, Richard W Lavey and Warren E Barnes. View Insider Buying and Selling for The Hanover Insurance Group.
Who bought The Hanover Insurance Group stock? Who is buying The Hanover Insurance Group stock?
How do I buy The Hanover Insurance Group stock?
Shares of The Hanover Insurance Group can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is The Hanover Insurance Group's stock price today?
One share of The Hanover Insurance Group stock can currently be purchased for approximately $98.85.
MarketBeat Community Rating for The Hanover Insurance Group (NYSE THG)MarketBeat's community ratings are surveys of what our community members think about The Hanover Insurance Group and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for The Hanover Insurance Group (NYSE:THG) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | 1 Hold Rating, 2 Buy Ratings |
| Consensus Rating: | Buy (Score: 2.67) |
| Consensus Price Target: | $89.50 (9.46% downside) |
Consensus Price Target History for The Hanover Insurance Group (NYSE:THG)
Analysts' Ratings History for The Hanover Insurance Group (NYSE:THG)
Show:
| Date | Firm | Action | Rating | Price Target | Impact on Share Price | Details |
|---|
| 10/6/2017 | Keefe, Bruyette & Woods | Reiterated Rating | Hold | $91.00 | N/A |  |
| 11/4/2016 | JMP Securities | Reiterated Rating | Buy | | N/A | |
| 10/24/2016 | Sandler O'Neill | Initiated Coverage | Buy | $88.00 | N/A | |
| 8/3/2016 | BMO Capital Markets | Reiterated Rating | Outperform | $99.00 -> $94.00 | N/A | |
| 11/12/2015 | Piper Jaffray Companies | Downgrade | Overweight -> Neutral | $91.00 -> $87.00 | N/A | |
(Data available from 10/23/2015 forward)
Earnings History for The Hanover Insurance Group (NYSE:THG)Earnings History by Quarter for The Hanover Insurance Group (NYSE THG)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 8/2/2017 | Q2 2017 | $1.55 | $1.69 | $1.30 billion | $1.27 billion | View | Listen | |
| 5/3/2017 | Q1 2017 | $1.73 | $0.95 | $1.22 billion | $1.19 billion | View | Listen | |
| 2/2/2017 | Q416 | $1.50 | ($0.46) | $1.07 billion | $1.08 billion | View | Listen | |
| 7/28/2016 | Q216 | $1.22 | $1.24 | $1.23 billion | $1.22 billion | View | Listen | |
| 5/4/2016 | Q116 | $1.55 | $1.64 | $1.22 billion | $1.14 billion | View | N/A | |
| 2/4/2016 | Q415 | $1.60 | $1.82 | $1.08 billion | $1.05 billion | View | N/A | |
| 10/28/2015 | Q315 | $1.44 | $1.61 | $1.21 billion | $1.23 billion | View | Listen | |
| 7/29/2015 | Q2 | $1.41 | $1.56 | $1.31 billion | $1.30 billion | View | Listen | |
| 4/30/2015 | Q115 | $1.00 | $1.27 | $4.71 billion | $1.22 billion | View | N/A | |
| 2/4/2015 | Q414 | $1.46 | $2.00 | $1.08 billion | $1.29 billion | View | N/A | |
| 10/29/2014 | Q314 | $0.97 | $1.22 | $1.22 billion | $1.27 billion | View | N/A | |
| 7/31/2014 | Q214 | $1.24 | $1.30 | $1.29 billion | $1.27 billion | View | N/A | |
| 4/29/2014 | Q114 | $0.96 | $1.05 | $1.13 billion | $1.17 billion | View | Listen | |
| 2/6/2014 | Q413 | $1.11 | $1.33 | $1.09 billion | $1.05 billion | View | Listen | |
| 10/31/2013 | Q313 | $0.80 | $1.36 | $1.18 billion | $1.18 billion | View | Listen | |
| 7/31/2013 | Q2 2013 | $0.71 | $1.05 | $1.29 billion | $1.24 billion | View | Listen | |
| 4/29/2013 | Q1 2013 | $1.05 | $1.32 | $1.08 billion | $1.08 billion | View | Listen | |
| 2/6/2013 | Q4 2012 | ($1.80) | ($1.65) | $1.03 billion | $1.03 billion | View | Listen | |
(Data available from 1/1/2011 forward)
Earnings Estimates for The Hanover Insurance Group (NYSE:THG)2017 EPS Consensus Estimate: $3.65
2018 EPS Consensus Estimate: $7.20
| Quarter | Number of Estimates | Low Estimate | High Estimate | Average Estimate |
|---|
| Q1 2017 | 1 | $1.73 | $1.73 | $1.73 |
| Q2 2017 | 1 | $1.47 | $1.47 | $1.47 |
| Q3 2017 | 1 | ($1.58) | ($1.58) | ($1.58) |
| Q4 2017 | 1 | $2.03 | $2.03 | $2.03 |
| Q1 2018 | 1 | $1.70 | $1.70 | $1.70 |
| Q2 2018 | 1 | $1.59 | $1.59 | $1.59 |
| Q3 2018 | 1 | $1.65 | $1.65 | $1.65 |
| Q4 2018 | 1 | $2.26 | $2.26 | $2.26 |
(Data provided by Zacks Investment Research)
Current Dividend Information for The Hanover Insurance Group (NYSE:THG)| Most Recent Dividend: | 9/29/2017 |
| Annual Dividend: | $2.00 |
| Dividend Yield: | 2.02% |
| Dividend Growth: | 11.40% (3 Year Average) |
| Payout Ratio: | 43.29% (Trailing 12 Months of Earnings)
48.43% (Based on This Year's Estimates)
28.57% (Based on Next Year's Estimates)
|
| Track Record: | 5 Years of Consecutive Dividend Growth |
Dividend History by Quarter for The Hanover Insurance Group (NYSE THG)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 8/15/2017 | quarterly | $0.50 | 2.01% | 9/14/2017 | 9/15/2017 | 9/29/2017 |
| 5/16/2017 | quarterly | $0.50 | 2.48% | 6/7/2017 | 6/9/2017 | 6/30/2017 |
| 2/21/2017 | quarterly | $0.50 | 2.2% | 3/8/2017 | 3/10/2017 | 3/31/2017 |
| 12/6/2016 | quarterly | $0.50 | | 12/14/2016 | 12/16/2016 | 12/30/2016 |
| 8/23/2016 | quarterly | $0.46 | | 9/14/2016 | 9/16/2016 | 9/30/2016 |
| 5/24/2016 | quarterly | $0.46 | | 6/8/2016 | 6/10/2016 | 6/24/2016 |
| 2/23/2016 | quarterly | $0.46 | | 3/9/2016 | 3/11/2016 | 3/25/2016 |
| 12/7/2015 | quarterly | $0.46 | | 12/16/2015 | 12/18/2015 | 12/31/2015 |
| 8/25/2015 | | $0.41 | | 9/9/2015 | 9/11/2015 | 9/25/2015 |
| 5/19/2015 | quarterly | $0.41 | 2.29% | 6/10/2015 | 6/12/2015 | 6/26/2015 |
| 2/27/2015 | quarterly | $0.41 | 2.33% | 3/11/2015 | 3/13/2015 | 3/27/2015 |
| 12/5/2014 | quarterly | $0.41 | 2.24% | 12/11/2014 | 12/15/2014 | 12/26/2014 |
| 8/19/2014 | quarterly | $0.37 | 2.36% | 9/10/2014 | 9/12/2014 | 9/26/2014 |
| 5/20/2014 | quarterly | $0.37 | 2.46% | 6/11/2014 | 6/13/2014 | 6/27/2014 |
| 2/19/2014 | quarterly | $0.37 | 2.54% | 3/12/2014 | 3/14/2014 | 3/28/2014 |
| 12/6/2013 | quarterly | $0.37 | 2.44% | 12/12/2013 | 12/16/2013 | 12/27/2013 |
| 8/20/2013 | quarterly | $0.33 | 2.43% | 9/11/2013 | 9/13/2013 | 9/27/2013 |
| 5/14/2013 | quarterly | $0.33 | 2.57% | 6/12/2013 | 6/14/2013 | 6/28/2013 |
| 2/26/2013 | quarterly | $0.33 | 3.09% | 3/13/2013 | 3/15/2013 | 3/29/2013 |
| 12/9/2012 | quarterly | $0.33 | 3.46% | 12/13/2012 | 12/17/2012 | 12/28/2012 |
(Data available from 1/1/2013 forward)
Insider Trading and Institutional Ownership History for The Hanover Insurance Group (NYSE:THG)Insider Ownership Percentage: 1.08%
Institutional Ownership Percentage: 84.16%
Insider Trades by Quarter for The Hanover Insurance Group (NYSE:THG)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 8/25/2017 | Christine Bilotti-Peterson | Insider | Sell | 2,570 | $98.58 | $253,350.60 | |
| 8/9/2017 | Mark Joseph Welzenbach | Insider | Sell | 9,600 | $97.94 | $940,224.00 | |
| 8/7/2017 | J Kendall Huber | Insider | Sell | 20,960 | $97.33 | $2,040,036.80 | |
| 8/4/2017 | John C Roche | Insider | Sell | 17,500 | $96.00 | $1,680,000.00 | |
| 2/28/2017 | Jeffrey M Farber | Insider | Buy | 2,500 | $90.07 | $225,175.00 | |
| 2/27/2017 | Richard W Lavey | Insider | Sell | 26,250 | $90.07 | $2,364,337.50 | |
| 2/27/2017 | Warren E Barnes | VP | Sell | 3,226 | $90.33 | $291,404.58 | |
| 8/1/2016 | Christine Bilotti-Peterson | Insider | Sell | 3,600 | $82.31 | $296,316.00 | |
| 5/26/2016 | J Kendall Huber | EVP | Sell | 35,750 | $86.35 | $3,087,012.50 | |
| 5/20/2016 | Richard W Lavey | EVP | Sell | 2,500 | $86.65 | $216,625.00 | |
| 5/18/2016 | Frederick H Eppinger | CEO | Sell | 85,000 | $86.06 | $7,315,100.00 | |
| 2/29/2016 | Warren E Barnes | VP | Sell | 2,018 | $84.01 | $169,532.18 | |
| 2/19/2016 | Warren E Barnes | VP | Sell | 800 | $83.51 | $66,808.00 | |
| 2/17/2016 | Mark Joseph Welzenbach | SVP | Sell | 6,250 | $82.11 | $513,187.50 | |
| 2/10/2016 | Robert A Stuchbery | Insider | Sell | 11,500 | $81.99 | $942,885.00 | |
| 2/8/2016 | Robert A Stuchbery | Insider | Sell | 6,000 | $81.08 | $486,480.00 | |
| 1/22/2016 | Warren E Barnes | VP | Sell | 653 | $78.18 | $51,051.54 | |
| 1/20/2016 | Warren E. Barnes | VP | Sell | 1,500 | $77.17 | $115,755.00 | |
| 11/23/2015 | John C. Roche | EVP | Sell | 4,513 | $84.70 | $382,251.10 | |
| 11/18/2015 | Frederick H Eppinger | CEO | Sell | 100,000 | $84.50 | $8,450,000.00 | |
| 5/6/2015 | Mark Joseph Welzenbach | SVP | Sell | 8,606 | $70.09 | $603,194.54 | |
| 5/4/2015 | Robert A Stuchbery | CEO | Sell | 14,314 | $71.83 | $1,028,174.62 | |
| 2/10/2015 | Andrew S Robinson | EVP | Sell | 21,675 | $71.56 | $1,551,063.00 | |
| 2/6/2015 | Mark Joseph Welzenbach | SVP | Sell | 11,250 | $72.04 | $810,450.00 | |
| 11/17/2014 | Daniel T Henry | Director | Buy | 5,000 | $69.10 | $345,500.00 | |
| 11/7/2014 | Robert J Murray | Director | Sell | 2,300 | $68.98 | $158,654.00 | |
| 11/5/2014 | J Kendall Huber | EVP | Sell | 6,476 | $69.17 | $447,944.92 | |
| 11/4/2014 | Gregory D Tranter | EVP | Sell | 4,922 | $68.24 | $335,877.28 | |
| 10/31/2014 | J Kendall Huber | EVP | Sell | 35,000 | $67.00 | $2,345,000.00 | |
| 10/28/2014 | John C Roche | EVP | Sell | 9,126 | $65.00 | $593,190.00 | |
| 8/8/2014 | Andrew S Robinson | EVP | Sell | 13,700 | $60.51 | $828,987.00 | |
| 8/5/2014 | Andrew S Robinson | EVP | Sell | 10,981 | $60.50 | $664,350.50 | |
| 6/13/2014 | Mark R Desrochers | SVP | Sell | 7,500 | $63.00 | $472,500.00 | |
| 5/30/2014 | Richard W Lavey | SVP | Sell | 6,880 | $60.36 | $415,276.80 | |
| 5/15/2014 | Gregory Tranter | EVP | Sell | 10,500 | $59.29 | $622,545.00 | |
| 5/5/2014 | Gregory Tranter | EVP | Sell | 18,750 | $58.96 | $1,105,500.00 | |
| 5/2/2014 | Mark Joseph Welzenbach | SVP | Sell | 12,500 | $59.72 | $746,500.00 | |
| 4/2/2014 | John Roche | EVP | Sell | 6,250 | $62.00 | $387,500.00 | |
| 3/17/2014 | John Roche | EVP | Sell | 4,834 | $59.99 | $289,991.66 | |
| 3/3/2014 | Gregory Tranter | EVP | Sell | 20,000 | $58.06 | $1,161,200.00 | |
| 2/18/2014 | Mark Desrochers | SVP | Sell | 5,000 | $59.04 | $295,200.00 | |
| 2/13/2014 | Andrew Robinson | EVP | Sell | 25,000 | $57.50 | $1,437,500.00 | |
| 11/20/2013 | J Kendall Huber | EVP | Sell | 12,500 | $59.45 | $743,125.00 | |
| 11/14/2013 | Richard Lavey | SVP | Sell | 7,500 | $60.77 | $455,775.00 | |
| 11/5/2013 | Gregory Tranter | EVP | Sell | 23,850 | $59.39 | $1,416,451.50 | |
| 8/9/2013 | J Kendall Huber | EVP | Sell | 25,050 | $55.40 | $1,387,770.00 | |
| 8/7/2013 | Mark Joseph Welzenbach | SVP | Sell | 7,915 | $54.73 | $433,187.95 | |
| 8/5/2013 | Gregory Tranter | EVP | Sell | 46,000 | $55.65 | $2,559,900.00 | |
| 5/10/2013 | Andrew S Robinson | EVP | Sell | 3,889 | $50.48 | $196,316.72 | |
| 5/1/2013 | Gregory D Tranter | EVP | Sell | 40,000 | $49.51 | $1,980,400.00 | |
(Data available from 1/1/2013 forward)
Headline Trends for The Hanover Insurance Group (NYSE:THG)
Latest Headlines for The Hanover Insurance Group (NYSE:THG)
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The Hanover Insurance Group (THG) Chart for Monday, October, 23, 2017
