Erie Indemnity Company is a publicly traded insurance services company headquartered in Erie, Pennsylvania. Founded in 1925, it serves as the managing attorney-in-fact for Erie Insurance Exchange, a subscriber-owned reciprocal insurer. Erie Indemnity does not generally underwrite insurance risk itself; instead, it provides management and administrative services to the exchange in return for a management fee.
The company’s services include product development, sales and distribution support, policy issuance, underwriting administration, claims management, customer service, technology, and other operational functions. Through Erie Insurance Exchange and affiliated companies, the organization offers personal and commercial automobile insurance, homeowners and renters coverage, business insurance, and life insurance products.
Erie Insurance primarily serves customers in Pennsylvania, Maryland, Ohio, New York, West Virginia, Virginia, North Carolina, Tennessee, Kentucky, Indiana, Illinois, Wisconsin, and the District of Columbia. Its products are distributed mainly through a network of independent insurance agents, who provide coverage and service to individuals, families, and businesses.
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