Hilltop (HTH) Stock Price, News & Analysis

Company Overview

Hilltop Holdings Inc is a diversified financial holding company based in the United States, operating through a suite of subsidiaries that deliver a broad array of banking, brokerage, advisory and insurance-related services. Listed on the NYSE under the symbol HTH, Hilltop plays a prominent role in the financial sector by serving individual, corporate and institutional clients with deposit accounts, lending solutions, investment banking, wealth management and risk advisory services.

Through PlainsCapital Bank, Hilltop provides commercial and consumer banking services across Texas, offering checking, savings and treasury management products alongside small business and commercial real estate lending. PrimeSouth Bank extends similar deposit and loan services throughout the Southeast, while SWS Group offers investment advisory, asset management and financial analysis to high-net-worth individuals and institutional investors. HilltopSecurities, the firm’s broker-dealer and investment banking arm, delivers equity and fixed-income underwriting, M&A advisory and sales & trading capabilities on a national scale.

The company’s heritage dates back to the founding of PlainsCapital Bank in Dallas in 1988, with Hilltop Holdings emerging in 2012 as the parent company through a strategic reorganization that brought together banking, brokerage and insurance finance operations under one umbrella. Over the years, Hilltop has grown organically and by acquisition—integrating specialty finance platforms, expanding regional banking footprints and adding underwriting expertise—all while maintaining a focus on risk-adjusted returns and disciplined credit management.

Headquartered in Dallas, Hilltop Holdings serves clients across the United States, with branch networks in key regional markets and corporate offices supporting national capital markets activities. The company is led by President, Chief Executive Officer and Chairman Darren Sablotny, whose leadership team combines deep industry experience with a commitment to client-centric service, operational excellence and long-term value creation.

Key Stats

• Today's Range: $31.11 to $31.59
• 50-Day Range: $29.19 to $31.91
• 52-Week Range: $26.67 to $35.32
• Volume: 353,986 shs
• Average Volume: 366,629 shs
• Market Capitalization: $2.00 billion
• P/E Ratio: 15.85
• Dividend Yield: 2.31%
• Price Target: $33.00
• Consensus Rating: Hold

Hilltop Stock Analysis - MarketRank™

Hilltop scored higher than 93% of companies evaluated by MarketBeat, and ranked 109th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Hilltop has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Hilltop has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 23.84%

Earnings Growth

Earnings for Hilltop are expected to grow by 23.84% in the coming year, from $1.51 to $1.87 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Hilltop is 15.85, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.51.

Price to Earnings Ratio vs. Sector

The P/E ratio of Hilltop is 15.85, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.17.

Price to Book Value per Share Ratio

Hilltop has a P/B Ratio of 0.91. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.26% of the float of Hilltop has been sold short.

Short Interest Ratio / Days to Cover

Hilltop has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hilltop has recently decreased by 12.05%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Hilltop pays a meaningful dividend of 2.35%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Hilltop has been increasing its dividend for 8 years.

Dividend Coverage

The dividend payout ratio of Hilltop is 36.55%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Hilltop will have a dividend payout ratio of 38.50% next year. This indicates that Hilltop will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.1 / 5
• Environmental Score: -0.53

Percentage of Shares Shorted

3.26% of the float of Hilltop has been sold short.

Short Interest Ratio / Days to Cover

Hilltop has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hilltop has recently decreased by 12.05%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.35

News Sentiment

Hilltop has a news sentiment score of 0.35. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.91 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Hilltop this week, compared to 3 articles on an average week.

Search Interest

Only 1 people have searched for HTH on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Hilltop insiders have not sold or bought any company stock.

Percentage Held by Insiders

29.90% of the stock of Hilltop is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

57.13% of the stock of Hilltop is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HTH Stock Analysis - Frequently Asked Questions

How have HTH shares performed this year?

Hilltop's stock was trading at $28.63 at the beginning of the year. Since then, HTH shares have increased by 9.1% and is now trading at $31.23.

How were Hilltop's earnings last quarter?

Hilltop Holdings Inc. (NYSE:HTH) posted its quarterly earnings data on Thursday, April, 24th. The financial services provider reported $0.65 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.28 by $0.37. The financial services provider earned $318.46 million during the quarter, compared to the consensus estimate of $290.68 million. Hilltop had a trailing twelve-month return on equity of 5.79% and a net margin of 7.87%.
Read the conference call transcript.

Who are Hilltop's major shareholders?

Hilltop's top institutional shareholders include Assenagon Asset Management S.A. (0.05%), State of Alaska Department of Revenue (0.04%), Harbor Capital Advisors Inc. (0.03%) and Wealth Enhancement Advisory Services LLC (0.02%). Insiders that own company stock include Hill A Feinberg, Jerry Schaffner, Martin Bradley Winges, W Robert Nichols III and Keith E Bornemann.
View institutional ownership trends.

How do I buy shares of Hilltop?

Shares of HTH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Hilltop own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Hilltop investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Netflix (NFLX), Adobe (ADBE) and ServiceNow (NOW).

Company Calendar

• Last Earnings: 4/24/2025
• Record date for 5/22 Dividend: 5/08/2025
• Ex-Dividend for 5/22 Dividend: 5/08/2025
• Dividend Payable: 5/22/2025
• Today: 7/18/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:HTH
• CIK: 1265131
• Web: www.hilltop-holdings.com
• Phone: (214) 855-2177
• Fax: N/A
• Employees: 3,646
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Hilltop: $33.00
• High Price Target: $34.00
• Low Price Target: $32.00
• Potential Upside/Downside: +5.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.97
• Trailing P/E Ratio: 15.85
• Forward P/E Ratio: 20.68
• P/E Growth: N/A
• Net Income: $113.21 million
• Net Margins: 7.87%
• Pretax Margin: 10.71%
• Return on Equity: 5.79%
• Return on Assets: 0.80%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.95
• Quick Ratio: 0.89

Sales & Book Value

• Annual Sales: $1.61 billion
• Price / Sales: 1.25
• Cash Flow: $2.04 per share
• Price / Cash Flow: 15.29
• Book Value: $34.15 per share
• Price / Book: 0.91

Miscellaneous

• Outstanding Shares: 64,150,000
• Free Float: 44,973,000
• Market Cap: $2.00 billion
• Optionable: Optionable
• Beta: 0.87