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Hilltop (HTH) Financials

Hilltop logo
$36.57 -0.59 (-1.59%)
Closing price 05/13/2026 03:59 PM Eastern
Extended Trading
$36.43 -0.14 (-0.38%)
As of 04:07 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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Annual Income Statements for Hilltop

Annual Income Statements for Hilltop

This table shows Hilltop's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 209 146 133 121 225 448 374 113 110 113 166
Consolidated Net Income / (Loss)		 213 148 133 126 233 470 386 119 118 123 172
Net Income / (Loss) Continuing Operations		 213 148 133 121 219 431 386 119 118 123 172
Total Pre-Tax Income 		283 231 243 155 283 564 504 156 149 154 221
Total Revenue		 1,636 1,684 1,627 1,313 1,502 2,115 1,833 1,291 1,196 1,189 1,282
Net Interest Income / (Expense)		 409 398 422 433 439 424 423 459 467 418 441
Total Interest Income		 470 456 507 575 611 546 530 591 838 836 784
Loans and Leases Interest Income		 390 390 412 437 460 433 404 416 542 545 526
Investment Securities Interest Income		 74 62 83 120 134 106 119 130 191 195 189
Other Interest Income		 5.22 4.34 12 17 16 6.85 6.60 45 105 97 69
Total Interest Expense		 61 58 85 141 172 122 107 132 372 419 343
Deposits Interest Expense		 16 16 25 46 72 47 24 50 223 275 228
Short-Term Borrowings Interest Expense		 4.57 5.80 14 26 27 12 9.07 21 58 44 31
Long-Term Debt Interest Expense		 11 14 14 12 13 19 23 16 15 15 11
Federal Funds Purchased and Securities Sold Interest Expense		 30 23 32 57 60 43 51 39 65 73 68
Other Interest Expense		 0.72 0.74 0.68 0.63 0.55 2.19 0.38 6.13 9.87 12 4.44
Total Non-Interest Income		 1,228 1,287 1,205 880 1,063 1,690 1,410 832 729 771 841
Other Service Charges		 349 408 414 345 454 558 432 403 557 581 643
Net Realized & Unrealized Capital Gains on Investments		 600 607 538 445 505 1,001 826 302 172 190 199
Provision for Credit Losses		 13 41 14 5.09 7.21 96 -58 8.31 18 0.94 7.31
Total Non-Interest Expense		 1,340 1,412 1,369 1,153 1,212 1,454 1,387 1,127 1,028 1,034 1,053
Salaries and Employee Benefits		 766 834 817 757 845 1,060 1,007 774 678 687 731
Net Occupancy & Equipment Expense		 120 109 114 114 113 99 101 97 89 91 82
Other Operating Expenses		 355 380 344 282 254 295 280 256 261 255 241
Income Tax Expense		 71 83 110 34 64 133 118 37 31 31 49
Net Income / (Loss) Attributable to Noncontrolling Interest		 1.61 2.05 0.60 4.29 7.69 22 12 6.16 8.33 10.00 6.43
Basic Earnings per Share		 $2.10 $1.48 $1.36 $1.28 $2.44 $5.02 $4.64 $1.61 $1.69 $1.74 $2.64
Weighted Average Basic Shares Outstanding		 99.07M 98.40M 97.14M 94.97M 92.35M 89.28M 80.71M 70.43M 65.04M 65.04M 62.70M
Diluted Earnings per Share		 $2.09 $1.48 $1.36 $1.28 $2.44 $5.01 $4.61 $1.60 $1.69 $1.74 $2.64
Weighted Average Diluted Shares Outstanding		 99.96M 98.63M 97.35M 95.07M 92.39M 89.30M 81.17M 70.63M 65.05M 65.05M 62.71M
Weighted Average Basic & Diluted Shares Outstanding		 99.60M 98.60M 97.50M 94.90M 90.80M 82.19M 78.97M 64.70M 65.15M 64.86M 59.45M
Cash Dividends to Common per Share		 - $0.06 $0.24 $0.28 $0.32 $0.36 $0.48 $0.60 $0.64 $0.68 $0.72

Quarterly Income Statements for Hilltop

This table shows Hilltop's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 37 29 28 20 30 36 42 36 46 42 38
Consolidated Net Income / (Loss)		 39 31 30 23 33 38 45 38 47 43 39
Net Income / (Loss) Continuing Operations		 39 31 30 23 33 38 45 38 47 43 39
Total Pre-Tax Income 		53 38 38 30 42 44 58 49 61 53 50
Total Revenue		 312 290 285 297 305 301 318 303 330 330 301
Net Interest Income / (Expense)		 116 111 104 104 105 105 105 111 112 113 112
Total Interest Income		 217 217 210 207 211 209 193 197 200 194 184
Loans and Leases Interest Income		 142 138 134 139 140 132 125 132 136 134 130
Investment Securities Interest Income		 47 50 49 48 48 50 43 49 50 46 44
Other Interest Income		 27 29 26 21 23 27 25 16 14 14 10
Total Interest Expense		 101 106 106 103 106 103 88 87 88 81 72
Deposits Interest Expense		 64 68 69 68 71 67 60 57 57 54 48
Short-Term Borrowings Interest Expense		 14 13 12 11 11 11 8.10 7.69 7.87 7.64 7.59
Long-Term Debt Interest Expense		 6.43 -3.41 6.22 6.05 5.98 -0.97 3.65 4.10 3.58 -0.98 2.36
Federal Funds Purchased and Securities Sold Interest Expense		 16 17 19 19 18 14 15 18 19 16 13
Other Interest Expense		 - - - - - - 1.14 - - - 1.08
Total Non-Interest Income		 197 179 182 193 200 196 213 193 218 217 188
Other Service Charges		 110 107 111 102 110 115 168 97 113 301 137
Net Realized & Unrealized Capital Gains on Investments		 47 36 40 58 48 44 45 52 52 50 51
Provision for Credit Losses		 -0.04 1.27 -2.87 11 -1.27 -5.85 9.34 -7.34 -2.51 7.82 1.77
Total Non-Interest Expense		 260 251 250 256 264 263 251 261 272 269 248
Salaries and Employee Benefits		 173 160 166 170 178 173 176 176 190 188 169
Net Occupancy & Equipment Expense		 22 22 22 21 22 26 20 21 20 21 20
Other Operating Expenses		 65 69 62 65 64 64 55 64 62 60 60
Income Tax Expense		 13 7.13 8.57 6.66 9.54 6.29 13 12 14 10 11
Net Income / (Loss) Attributable to Noncontrolling Interest		 2.27 2.29 1.85 2.57 3.21 2.37 2.42 1.82 0.86 1.34 1.18
Basic Earnings per Share		 $0.57 $0.44 $0.42 $0.31 $0.46 $0.55 $0.65 $0.57 $0.74 $0.68 $0.64
Weighted Average Basic Shares Outstanding		 65.11M 65.04M 65.20M 65.09M 64.93M 65.04M 64.61M 63.64M 62.15M 62.70M 59.12M
Diluted Earnings per Share		 $0.57 $0.44 $0.42 $0.31 $0.46 $0.55 $0.65 $0.57 $0.74 $0.68 $0.64
Weighted Average Diluted Shares Outstanding		 65.11M 65.05M 65.21M 65.09M 64.95M 65.05M 64.62M 63.64M 62.17M 62.71M 59.21M
Weighted Average Basic & Diluted Shares Outstanding		 65.17M 65.15M 65.27M 64.95M 64.96M 64.86M 64.16M 63.00M 61.33M 59.45M 58.53M
Cash Dividends to Common per Share		 $0.16 - $0.17 $0.17 $0.17 - $0.18 $0.18 $0.18 - $0.20

Annual Cash Flow Statements for Hilltop

This table details how cash moves in and out of Hilltop's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -144 44 -198 105 -136 711 1,692 -1,397 269 454 -1,118
Net Cash From Operating Activities		 36 -161 -321 390 -433 280 766 1,189 443 274 -39
Net Cash From Continuing Operating Activities		 36 -161 -321 396 -433 313 766 1,189 443 274 -39
Net Income / (Loss) Continuing Operations		 213 148 133 126 233 470 386 119 118 123 172
Consolidated Net Income / (Loss)		 213 148 133 126 233 470 386 119 118 123 172
Provision For Loan Losses		 13 41 14 5.09 7.21 96 -58 8.31 18 0.94 7.31
Depreciation Expense		 -83 -50 -14 -5.27 -1.48 22 25 33 20 20 16
Non-Cash Adjustments to Reconcile Net Income		 -308 -245 177 327 -700 -818 1,042 930 41 22 -184
Changes in Operating Assets and Liabilities, net		 202 -54 -631 -57 29 543 -629 99 246 108 -50
Net Cash From Investing Activities		 442 -494 -358 -290 -604 -828 -553 -877 158 354 -365
Net Cash From Continuing Investing Activities		 442 -494 -358 -299 -623 -919 -553 -877 158 354 -365
Purchase of Investment Securities		 -473 -1,130 -780 -524 -1,009 -1,455 -1,243 -1,307 -164 -14 -816
Sale and/or Maturity of Investments		 874 636 422 288 385 536 690 430 323 368 451
Net Cash From Financing Activities		 -622 698 481 4.63 902 1,258 1,480 -1,710 -333 -174 -714
Net Cash From Continuing Financing Activities		 -622 698 481 4.63 902 1,258 1,480 -1,710 -333 -174 -714
Net Change in Deposits		 -601 153 857 196 600 2,125 1,555 -1,279 -202 -32 -119
Issuance of Debt		 171 767 403 664 1,414 722 976 930 419 826 1,074
Repayment of Debt		 -43 -218 -723 -787 -1,001 -1,326 -874 -863 -490 -891 -1,431
Repurchase of Common Equity		 -30 - -27 -59 -73 -209 -124 -442 -5.10 -20 -184
Payment of Dividends		 -3.54 -5.80 -23 -27 -30 -33 -39 -43 -42 -44 -45
Other Financing Activities, Net		 -0.58 1.62 -5.82 17 -8.85 -23 -15 -12 -13 -13 -8.49
Cash Interest Paid		 60 58 84 143 169 125 110 128 357 427 347
Cash Income Taxes Paid		 112 89 86 8.38 57 124 136 15 19 44 61

Quarterly Cash Flow Statements for Hilltop

This table details how cash moves in and out of Hilltop's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 -71 352 -135 -926 1,166 350 -579 -761 253 -30 -360
Net Cash From Operating Activities		 504 263 71 -435 516 123 5.84 -235 273 -83 -127
Net Cash From Continuing Operating Activities		 504 263 71 -435 516 123 5.84 -235 273 -83 -127
Net Income / (Loss) Continuing Operations		 39 31 30 23 33 38 45 38 47 43 39
Consolidated Net Income / (Loss)		 39 31 30 23 33 38 45 38 47 43 39
Provision For Loan Losses		 -0.04 1.27 -2.87 11 -1.27 -5.85 9.34 -7.34 -2.51 7.82 1.77
Depreciation Expense		 5.03 4.36 5.03 4.31 5.76 4.85 4.61 4.43 3.70 2.98 1.79
Non-Cash Adjustments to Reconcile Net Income		 273 392 -22 -512 549 24 -32 -110 191 -126 142
Changes in Operating Assets and Liabilities, net		 186 -165 62 39 -71 62 -21 -160 34 -11 -312
Net Cash From Investing Activities		 235 116 16 14 277 47 -27 -71 -172 -96 -127
Net Cash From Continuing Investing Activities		 235 116 16 14 277 47 -27 -71 -172 -96 -127
Purchase of Investment Securities		 155 57 -58 -93 174 -37 -144 -210 -271 -190 -233
Sale and/or Maturity of Investments		 80 59 74 107 103 85 117 140 100 94 106
Net Cash From Financing Activities		 -809 -28 -222 -505 373 179 -558 -456 151 148 -106
Net Cash From Continuing Financing Activities		 -809 -28 -222 -505 373 179 -558 -456 151 148 -106
Net Change in Deposits		 -34 -30 -189 -486 369 274 -230 -386 273 225 -362
Issuance of Debt		 -577 87 -6.81 4.42 18 904 118 322 384 250 567
Repayment of Debt		 -186 -71 0.00 - - -984 -397 -342 -437 -255 -253
Repurchase of Common Equity		 - -0.60 -9.94 -9.92 - - -33 -35 -55 -61 -48
Payment of Dividends		 -10 -10 -11 -11 -11 -11 -12 -12 -11 -11 -12
Other Financing Activities, Net		 -2.25 -2.44 -4.63 -2.24 -2.83 -2.96 -3.81 -2.89 -1.64 -0.15 1.51
Cash Interest Paid		 92 105 109 107 103 108 88 90 86 83 71
Cash Income Taxes Paid		 -0.69 4.98 0.37 10 0.94 33 -0.62 30 14 18 0.07

Annual Balance Sheets for Hilltop

This table presents Hilltop's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 11,867 12,738 13,366 13,684 15,172 16,944 18,689 16,259 16,467 16,268 15,845
Cash and Due from Banks		 652 669 487 644 434 1,063 2,823 1,580 1,859 2,299 1,232
Restricted Cash		 159 181 187 134 157 290 222 68 57 71 20
Federal Funds Sold		 17 21 0.41 0.40 0.39 0.39 0.39 0.65 0.65 0.65 0.65
Trading Account Securities		 2,859 3,100 3,754 3,447 4,153 5,337 5,043 4,390 3,860 3,607 3,843
Loans and Leases, Net of Allowance		 5,162 5,789 6,392 6,871 7,320 7,544 0.00 7,997 7,968 7,849 8,220
Loans and Leases		 5,208 5,843 6,456 6,930 7,381 7,693 - 8,093 8,080 7,951 8,312
Allowance for Loan and Lease Losses		 45 54 64 59 61 149 - 95 111 101 92
Premises and Equipment, Net		 201 190 178 237 210 212 204 185 169 148 133
Goodwill		 252 252 252 291 267 267 267 267 267 267 267
Intangible Assets		 55 45 36 38 27 20 15 11 8.46 6.63 5.61
Other Assets		 2,510 2,490 2,080 2,021 2,603 2,210 10,114 1,760 2,277 2,019 2,123
Total Liabilities & Shareholders' Equity		 11,867 12,738 13,366 13,684 15,172 16,944 18,689 16,259 16,467 16,268 15,845
Total Liabilities		 10,129 10,864 11,451 11,710 13,044 14,594 16,140 14,196 14,317 14,050 13,647
Non-Interest Bearing Deposits		 2,235 2,199 2,412 2,561 2,770 3,612 4,577 3,969 3,007 2,769 2,832
Interest Bearing Deposits		 4,717 4,864 5,566 5,975 6,263 7,630 8,241 7,347 8,056 8,297 8,046
Short-Term Debt		 2,286 2,764 2,494 2,361 3,030 2,064 2,337 1,937 2,331 2,166 2,195
Long-Term Debt		 306 385 276 296 323 449 388 347 347 348 149
Other Long-Term Liabilities		 585 650 703 517 659 838 597 597 576 471 425
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,738 1,875 1,915 1,974 2,129 2,351 2,549 2,064 2,150 2,218 2,198
Total Preferred & Common Equity		 1,737 1,871 1,912 1,949 2,103 2,324 2,523 2,037 2,123 2,190 2,168
Total Common Equity		 1,737 1,871 1,912 1,949 2,103 2,324 2,523 2,037 2,123 2,190 2,168
Common Stock		 1,578 1,574 1,527 1,491 1,446 1,319 1,275 1,046 1,055 1,053 974
Retained Earnings		 155 296 385 467 645 987 1,257 1,124 1,189 1,249 1,275
Accumulated Other Comprehensive Income / (Loss)		 2.63 0.49 -0.39 -8.63 11 18 -10 -134 -122 -111 -80
Noncontrolling Interest		 1.17 4.01 2.73 24 26 27 27 27 27 28 29

Quarterly Balance Sheets for Hilltop

This table presents Hilltop's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 16,615 17,029 17,138 16,397 16,210 15,620 15,926 15,813 15,362 15,605 15,702
Cash and Due from Banks		 1,778 1,764 1,585 1,514 1,710 798 1,962 1,703 982 1,277 874
Restricted Cash		 109 36 51 47 71 51 56 88 47 5.05 18
Federal Funds Sold		 0.66 0.74 0.65 3.65 0.65 5.65 3.65 0.65 0.65 0.65 0.65
Trading Account Securities		 4,265 4,381 4,548 4,043 3,863 4,309 3,717 3,732 3,934 3,702 3,868
Loans and Leases, Net of Allowance		 0.00 0.00 8,245 8,093 7,958 8,058 7,869 7,861 7,963 8,132 8,345
Loans and Leases		 - - 8,354 8,204 8,063 8,174 7,980 7,967 8,061 8,227 8,434
Allowance for Loan and Lease Losses		 - - 109 111 104 115 111 106 98 95 89
Premises and Equipment, Net		 191 180 177 172 166 162 158 144 139 137 136
Goodwill		 267 267 267 267 267 267 267 267 267 267 267
Intangible Assets		 12 11 9.77 9.08 7.94 7.43 7.00 6.38 6.12 5.86 5.37
Other Assets		 9,991 10,389 2,255 2,247 2,166 1,962 1,887 2,010 2,021 2,078 2,188
Total Liabilities & Shareholders' Equity		 16,615 17,029 17,138 16,397 16,210 15,620 15,926 15,813 15,362 15,605 15,702
Total Liabilities		 14,556 14,945 15,048 14,290 14,050 13,458 13,721 13,584 13,135 13,389 13,528
Non-Interest Bearing Deposits		 4,547 3,808 3,451 3,200 3,029 2,845 2,832 2,860 2,791 2,766 2,830
Interest Bearing Deposits		 6,805 7,289 7,713 7,903 7,856 7,528 7,960 7,972 7,601 7,909 7,702
Short-Term Debt		 2,118 2,956 2,935 2,251 2,329 2,183 2,025 2,152 2,196 2,126 2,473
Long-Term Debt		 390 376 365 347 347 347 348 198 148 149 149
Other Long-Term Liabilities		 696 516 584 589 490 554 557 402 399 439 375
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,059 2,084 2,090 2,107 2,159 2,163 2,206 2,229 2,227 2,216 2,174
Total Preferred & Common Equity		 2,032 2,057 2,064 2,080 2,132 2,134 2,177 2,200 2,199 2,189 2,144
Total Common Equity		 2,032 2,057 2,064 2,080 2,132 2,134 2,177 2,200 2,199 2,189 2,144
Common Stock		 1,044 1,045 1,050 1,053 1,050 1,048 1,051 1,038 1,023 999 954
Retained Earnings		 1,108 1,137 1,145 1,171 1,201 1,205 1,224 1,263 1,270 1,277 1,273
Accumulated Other Comprehensive Income / (Loss)		 -120 -125 -132 -145 -120 -119 -98 -101 -95 -87 -82
Noncontrolling Interest		 27 27 27 27 28 28 29 29 28 28 30

Annual Metrics And Ratios for Hilltop

This table displays calculated financial ratios and metrics derived from Hilltop's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.10 $1.48 $1.36 $1.28 $2.44 $5.02 $4.64 $1.61 $1.69 $1.74 $2.64
Adjusted Weighted Average Basic Shares Outstanding		 99.07M 98.40M 97.14M 94.97M 92.35M 89.28M 80.71M 70.43M 65.04M 65.04M 62.70M
Adjusted Diluted Earnings per Share		 $2.09 $1.48 $1.36 $1.28 $2.44 $5.01 $4.61 $1.60 $1.69 $1.74 $2.64
Adjusted Weighted Average Diluted Shares Outstanding		 99.96M 98.63M 97.35M 95.07M 92.39M 89.30M 81.17M 70.63M 65.05M 65.05M 62.71M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $2.44 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 98.09M 98.57M 95.99M 93.61M 90.80M 82.19M 78.97M 64.70M 65.15M 64.86M 59.45M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for Hilltop

This table displays calculated financial ratios and metrics derived from Hilltop's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - - 59,449,557.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 59,449,557.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 0.66
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -5.44% -1.03% 0.37% -3.87% -2.24% 3.75% 11.65% 2.14% 8.09% - -5.64%
EBITDA Growth		 18.58% -12.71% 15.77% 7.53% -16.25% 15.46% 44.39% 59.15% 33.81% - -16.09%
EBIT Growth		 23.57% 5.17% 21.30% 9.05% -19.19% 15.95% 51.35% 67.38% 43.25% - -12.49%
NOPAT Growth		 18.21% 16.49% 6.32% 14.85% -16.30% 22.36% 50.84% 65.46% 41.84% - -12.38%
Net Income Growth		 18.21% 16.49% 6.32% 14.85% -16.30% 22.36% 50.84% 65.46% 41.84% - -12.38%
EPS Growth		 14.00% 18.92% 5.00% 10.71% -19.30% 25.00% 54.76% 83.87% 60.87% - -1.54%
Operating Cash Flow Growth		 2.72% 667.51% 165.32% -102.31% 2.39% -53.32% -91.76% 46.11% -47.06% - -2,280.45%
Free Cash Flow Firm Growth		 -116.12% -147.24% 326.31% 161.78% 262.81% 129.79% -50.58% -77.89% -15.92% - -158.84%
Invested Capital Growth		 3.00% 11.08% -10.72% -12.94% -2.69% -2.00% -5.31% -2.59% -1.91% - 4.73%
Revenue Q/Q Growth		 1.16% -7.13% -1.71% 4.11% 2.87% -1.44% 5.77% -4.76% 8.86% - -8.90%
EBITDA Q/Q Growth		 82.75% -26.23% 1.55% -21.44% 42.33% 1.69% 26.99% -13.42% 19.67% - -6.92%
EBIT Q/Q Growth		 93.77% -27.47% -0.02% -22.40% 43.60% 4.06% 30.51% -14.18% 22.90% - -5.08%
NOPAT Q/Q Growth		 97.17% -21.24% -4.65% -22.43% 43.70% 15.13% 17.55% -14.92% 23.19% - -9.10%
Net Income Q/Q Growth		 97.17% -21.24% -4.65% -22.43% 43.70% 15.13% 17.55% -14.92% 23.19% - -9.10%
EPS Q/Q Growth		 103.57% -22.81% -4.55% -26.19% 48.39% 19.57% 18.18% -12.31% 29.82% - -5.88%
Operating Cash Flow Q/Q Growth		 334.02% -47.75% -73.07% -714.43% 218.44% -76.18% -95.25% -4,119.15% 216.35% - -53.55%
Free Cash Flow Firm Q/Q Growth		 91.60% -360.09% 235.41% 18.03% -77.86% -15.81% 124.63% -47.19% -15.81% - -176.05%
Invested Capital Q/Q Growth		 -12.71% 2.62% 0.16% -2.95% -2.44% 3.35% -3.24% -0.16% -1.76% - 5.58%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 18.42% 14.63% 15.11% 11.41% 15.78% 16.28% 19.55% 17.77% 19.53% - 17.38%
EBIT Margin		 16.81% 13.13% 13.35% 9.95% 13.89% 14.67% 18.10% 16.31% 18.41% - 16.79%
Profit (Net Income) Margin		 12.58% 10.67% 10.35% 7.71% 10.77% 12.58% 13.98% 12.49% 14.14% - 12.98%
Tax Burden Percent		 74.85% 81.28% 77.51% 77.47% 77.53% 85.77% 77.25% 76.59% 76.76% - 77.35%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00%
Effective Tax Rate		 25.15% 18.72% 22.49% 22.53% 22.47% 14.23% 22.75% 23.41% 23.24% - 22.65%
Return on Invested Capital (ROIC)		 3.25% 2.78% 2.42% 1.81% 2.73% 3.13% 3.63% 3.31% 3.91% - 3.50%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.25% 2.78% 2.42% 1.81% 2.73% 3.13% 3.63% 3.31% 3.91% - 3.50%
Return on Net Nonoperating Assets (RNNOA)		 3.99% 3.27% 3.42% 2.48% 3.15% 3.72% 4.16% 3.68% 4.10% - 3.95%
Return on Equity (ROE)		 7.24% 6.06% 5.84% 4.30% 5.88% 6.85% 7.79% 6.99% 8.01% - 7.46%
Cash Return on Invested Capital (CROIC)		 -0.51% -7.93% 13.66% 16.26% 5.23% 4.59% 8.40% 5.93% 5.61% - -1.06%
Operating Return on Assets (OROA)		 1.22% 0.96% 0.96% 0.72% 1.01% 1.07% 1.38% 1.29% 1.46% - 1.35%
Return on Assets (ROA)		 0.91% 0.78% 0.75% 0.56% 0.79% 0.91% 1.07% 0.99% 1.12% - 1.04%
Return on Common Equity (ROCE)		 7.15% 5.98% 5.76% 4.24% 5.81% 6.76% 7.69% 6.90% 7.91% - 7.36%
Return on Equity Simple (ROE_SIMPLE)		 5.46% 0.00% 5.62% 5.75% 5.34% 0.00% 6.28% 6.97% 7.63% - 7.77%
Net Operating Profit after Tax (NOPAT)		 39 31 30 23 33 38 45 38 47 - 39
NOPAT Margin		 12.58% 10.67% 10.35% 7.71% 10.77% 12.58% 13.98% 12.49% 14.14% - 12.98%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
SG&A Expenses to Revenue		 62.43% 62.68% 65.82% 64.42% 65.57% 66.11% 61.55% 65.11% 63.59% - 62.82%
Operating Expenses to Revenue		 83.21% 86.44% 87.65% 86.36% 86.52% 87.27% 78.97% 86.11% 82.35% - 82.63%
Earnings before Interest and Taxes (EBIT)		 53 38 38 30 42 44 58 49 61 - 50
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 58 42 43 34 48 49 62 54 65 - 52
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.87 1.05 0.95 0.95 0.96 0.84 0.90 0.89 0.96 - 0.99
Price to Tangible Book Value (P/TBV)		 1.00 1.21 1.09 1.09 1.10 0.97 1.03 1.01 1.10 - 1.14
Price to Revenue (P/Rev)		 1.51 1.87 1.69 1.71 1.77 1.56 1.62 1.59 1.68 - 1.68
Price to Earnings (P/E)		 16.95 20.36 18.10 17.86 19.64 16.33 15.47 13.58 13.20 - 13.20
Dividend Yield		 2.81% 1.87% 2.10% 2.12% 2.08% 2.39% 2.27% 2.31% 2.12% - 2.07%
Earnings Yield		 5.90% 4.91% 5.52% 5.60% 5.09% 6.12% 6.46% 7.36% 7.58% - 7.58%
Enterprise Value to Invested Capital (EV/IC)		 0.61 0.63 0.61 0.80 0.54 0.43 0.56 0.72 0.70 - 0.81
Enterprise Value to Revenue (EV/Rev)		 2.39 2.53 2.46 3.15 2.10 1.70 2.10 2.68 2.49 - 3.08
Enterprise Value to EBITDA (EV/EBITDA)		 16.38 17.90 16.84 21.10 14.73 11.60 13.25 15.42 13.61 - 17.15
Enterprise Value to EBIT (EV/EBIT)		 19.47 20.26 18.88 23.59 16.66 13.10 14.74 16.98 14.73 - 18.18
Enterprise Value to NOPAT (EV/NOPAT)		 25.23 25.61 24.57 30.43 21.23 16.40 18.54 21.47 18.72 - 23.35
Enterprise Value to Operating Cash Flow (EV/OCF)		 21.46 6.82 4.73 9.28 5.96 7.38 12.27 8.03 18.71 - 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 4.20 4.55 10.17 9.20 6.48 11.98 12.29 - 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.23 1.25 1.24 1.17 1.08 1.13 1.05 1.05 1.03 - 1.21
Long-Term Debt to Equity		 0.16 0.16 0.16 0.16 0.16 0.16 0.09 0.07 0.07 - 0.07
Financial Leverage		 1.23 1.18 1.42 1.37 1.15 1.19 1.15 1.11 1.05 - 1.13
Leverage Ratio		 7.92 7.77 7.83 7.70 7.49 7.49 7.30 7.06 7.13 - 7.16
Compound Leverage Factor		 7.92 7.77 7.83 7.70 7.49 7.49 7.30 7.06 7.13 - 7.16
Debt to Total Capital		 55.22% 55.46% 55.34% 53.92% 51.82% 53.12% 51.32% 51.29% 50.65% - 54.67%
Short-Term Debt to Total Capital		 47.84% 48.27% 48.16% 46.51% 44.23% 45.77% 47.00% 48.04% 47.34% - 51.57%
Long-Term Debt to Total Capital		 7.38% 7.19% 7.18% 7.40% 7.59% 7.35% 4.33% 3.25% 3.31% - 3.10%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Noncontrolling Interests to Total Capital		 0.58% 0.57% 0.57% 0.60% 0.63% 0.60% 0.64% 0.62% 0.62% - 0.62%
Common Equity to Total Capital		 44.20% 43.97% 44.09% 45.48% 47.55% 46.28% 48.04% 48.09% 48.73% - 44.71%
Debt to EBITDA		 14.85 15.87 15.33 14.30 14.15 14.43 12.15 10.99 9.90 - 11.56
Net Debt to EBITDA		 5.91 4.51 5.12 9.47 2.10 0.82 2.89 6.16 4.32 - 7.62
Long-Term Debt to EBITDA		 1.98 2.06 1.99 1.96 2.07 2.00 1.02 0.70 0.65 - 0.66
Debt to NOPAT		 22.87 22.70 22.35 20.62 20.40 20.40 17.00 15.30 13.62 - 15.74
Net Debt to NOPAT		 9.10 6.45 7.47 13.65 3.02 1.16 4.04 8.58 5.94 - 10.38
Long-Term Debt to NOPAT		 3.05 2.94 2.90 2.83 2.99 2.82 1.43 0.97 0.89 - 0.89
Noncontrolling Interest Sharing Ratio		 1.30% 1.28% 1.29% 1.29% 1.30% 1.28% 1.29% 1.28% 1.28% - 1.34%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -98 -451 610 720 159 134 302 159 134 - -177
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Free Cash Flow to Firm to Interest Expense		 -0.97 -4.27 5.76 6.96 1.50 1.30 3.44 1.84 1.53 - -2.46
Operating Cash Flow to Interest Expense		 4.98 2.49 0.67 -4.21 4.86 1.19 0.07 -2.71 3.11 - -1.76
Operating Cash Flow Less CapEx to Interest Expense		 4.98 2.49 0.67 -4.21 4.86 1.19 0.07 -2.71 3.11 - -1.76
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.07 0.07 0.07 0.07 0.07 0.07 0.08 0.08 0.08 - 0.08
Fixed Asset Turnover		 6.60 6.76 6.92 7.00 7.14 7.50 7.90 8.16 8.51 - 9.04
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 4,705 4,828 4,836 4,693 4,578 4,732 4,579 4,572 4,491 - 4,795
Invested Capital Turnover		 0.26 0.26 0.23 0.24 0.25 0.25 0.26 0.27 0.28 - 0.27
Increase / (Decrease) in Invested Capital		 137 482 -581 -697 -127 -96 -257 -121 -87 - 216
Enterprise Value (EV)		 2,866 3,021 2,941 3,734 2,469 2,021 2,562 3,290 3,125 - 3,888
Market Capitalization		 1,806 2,233 2,019 2,030 2,089 1,849 1,975 1,947 2,106 - 2,129
Book Value per Share		 $31.95 $32.58 $32.70 $32.70 $33.52 $33.71 $33.91 $34.27 $34.74 - $36.06
Tangible Book Value per Share		 $27.70 $28.34 $28.47 $28.49 $29.29 $29.49 $29.69 $30.01 $30.40 - $31.48
Total Capital		 4,705 4,828 4,836 4,693 4,578 4,732 4,579 4,572 4,491 - 4,795
Total Debt		 2,598 2,678 2,676 2,530 2,373 2,514 2,350 2,345 2,275 - 2,621
Total Long-Term Debt		 347 347 347 347 348 348 198 148 149 - 149
Net Debt		 1,033 761 895 1,675 352 143 558 1,314 992 - 1,729
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00
Net Nonoperating Obligations (NNO)		 2,598 2,678 2,676 2,530 2,373 2,514 2,350 2,345 2,275 - 2,621
Total Depreciation and Amortization (D&A)		 5.03 4.36 5.03 4.31 5.76 4.85 4.61 4.43 3.70 - 1.79
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.57 $0.44 $0.42 $0.31 $0.46 $0.55 $0.65 $0.57 $0.74 $0.68 $0.64
Adjusted Weighted Average Basic Shares Outstanding		 65.11M 65.04M 65.20M 65.09M 64.93M 65.04M 64.61M 63.64M 62.15M 62.70M 59.12M
Adjusted Diluted Earnings per Share		 $0.57 $0.44 $0.42 $0.31 $0.46 $0.55 $0.65 $0.57 $0.74 $0.68 $0.64
Adjusted Weighted Average Diluted Shares Outstanding		 65.11M 65.05M 65.21M 65.09M 64.95M 65.05M 64.62M 63.64M 62.17M 62.71M 59.21M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 65.17M 65.15M 65.27M 64.95M 64.96M 64.86M 64.16M 63.00M 61.33M 59.45M 58.53M
Normalized Net Operating Profit after Tax (NOPAT)		 39 31 30 23 33 38 45 38 47 - 39
Normalized NOPAT Margin		 12.58% 10.67% 10.35% 7.71% 10.77% 12.58% 13.98% 12.49% 14.14% - 12.98%
Pre Tax Income Margin		 16.81% 13.13% 13.35% 9.95% 13.89% 14.67% 18.10% 16.31% 18.41% - 16.79%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.52 0.36 0.36 0.29 0.40 0.43 0.66 0.57 0.69 - 0.70
NOPAT to Interest Expense		 0.39 0.29 0.28 0.22 0.31 0.37 0.51 0.44 0.53 - 0.54
EBIT Less CapEx to Interest Expense		 0.52 0.36 0.36 0.29 0.40 0.43 0.66 0.57 0.69 - 0.70
NOPAT Less CapEx to Interest Expense		 0.39 0.29 0.28 0.22 0.31 0.37 0.51 0.44 0.53 - 0.54
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 35.81% 35.26% 35.35% 35.06% 37.53% 35.92% 32.43% 29.54% 27.19% - 27.37%
Augmented Payout Ratio		 39.78% 39.59% 44.15% 51.73% 55.12% 52.04% 63.69% 74.05% 101.00% - 146.46%

Financials Breakdown Chart

Key Financial Trends

Here are the top takeaways from Hilltop Holdings Inc. (HTH) using the last four years of quarterly data, focusing on the latest four quarters (Q1–Q4 2025) and context from 2022–2024 where helpful. The bullets are ordered with positive items first, then neutral, then negative items.

  • Strong earnings per share trend in 2025: Basic and diluted EPS rose to 0.68 in Q4 2025 (vs 0.57 in Q4 2024 and 0.44 in Q4 2023), signaling improving profitability per share over the period.
  • Net income to common shareholders up in Q4 2025: Net income attributable to common shareholders reached $41.6 million in Q4 2025, up from about $28.7 million in Q4 2023 and $32.1 million in Q4 2024.
  • Net interest income continued to strengthen in 2025: Net interest income was about $112.5 million in Q4 2025, up from $105.1 million in Q1 2025 and $112.4 million in Q3 2025, indicating a stabilizing core banking margin.
  • Interest income from loans and leases remained solid: Loans and Leases Interest Income was $133.5 million in Q4 2025, higher than Q1 2025 and consistent with a strong lending book supporting interest income.
  • Stable quarterly revenue around the high-$300s to low-$330s million in 2025: Total revenue hovered around the 310–330 million range in 2025 (e.g., $329.9m in Q4 2025 and $330.2m in Q3 2025), indicating a solid, recurring revenue base.
  • Solid capitalization remains evident in 2025: Total equity (approx. $2.19–2.22 billion) stayed robust across 2025 quarters (e.g., Total Common Equity around $2.19–2.20B and Total Equity around $2.21B), reflecting a strong capital position.
  • Non-interest income remains a meaningful contributor: Total Non-Interest Income stays in the ~$217 million range in 2025 (e.g., $217.36m in Q4 2025; $217.81m in Q3 2025), suggesting a steady diversification beyond net interest income.
  • Debt activity supports liquidity, not just earnings: Hilltop continued to access debt markets in 2025 (e.g., debt issuance of $250.2 million in Q4 2025 and $383.8 million in Q3 2025), which can bolster liquidity, though it warrants watching leverage trends.
  • Operating cash flow is volatile and often negative in recent quarters: Net cash from continuing operating activities was negative in Q4 2025 (−$82.9 million) after a positive Q3 2025, highlighting cash-flow volatility tied to working capital movements and adjustments.
  • Significant non-cash adjustments in 2025 distort cash flow: Large non-cash adjustments to reconcile net income were reported (e.g., −$126.0 million in Q4 2025), contributing to cash-flow variability and making cash flow less reflective of current earnings.
05/14/26 05:36 AM ETAI Generated. May Contain Errors.

Hilltop Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Hilltop's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

In the past 10 years, Hilltop's net income has ranged from $117.98 million in 2023 to $469.68 million in 2020, and is currently $172.02 million as of their latest financial filing in 2025. Check out Hilltop's forecast to explore projected trends and price targets.

Over the last 10 years, Hilltop's total revenue changed from $1.64 billion in 2015 to $1.28 billion in 2025, a change of -21.7%.

Hilltop's total liabilities were at $13.65 billion at the end of 2025, a 2.9% decrease from 2024, and a 34.7% increase since 2015.

In the past 10 years, Hilltop's cash and equivalents has ranged from $433.63 million in 2019 to $2.82 billion in 2021, and is currently $1.23 billion as of their latest financial filing in 2025.


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Financial statements for NYSE:HTH last updated on 4/28/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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