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Universal Insurance (UVE) Competitors

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$43.44 -0.16 (-0.37%)
Closing price 08/25/2026 03:59 PM Eastern
Extended Trading
$44.32 +0.88 (+2.03%)
As of 07:12 AM Eastern
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UVE vs. ARX, LMND, PLMR, AGO, and SLDE

Should you buy Universal Insurance stock or one of its competitors? Universal Insurance's main competitors and comparable companies include Accelerant (ARX), Lemonade (LMND), Palomar (PLMR), Assured Guaranty (AGO), and Slide Insurance (SLDE). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "property & casualty insurance" industry.

How does Universal Insurance compare to Accelerant?

Accelerant (NYSE:ARX) and Universal Insurance (NYSE:UVE) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and institutional ownership.

In the previous week, Accelerant had 2 more articles in the media than Universal Insurance. MarketBeat recorded 5 mentions for Accelerant and 3 mentions for Universal Insurance. Universal Insurance's average media sentiment score of 1.44 beat Accelerant's score of 1.28 indicating that Universal Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Accelerant
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Universal Insurance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Universal Insurance has higher revenue and earnings than Accelerant. Accelerant is trading at a lower price-to-earnings ratio than Universal Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Accelerant$912.90M4.68-$1.35B-$6.65N/A
Universal Insurance$1.60B0.75$182.95M$7.585.73

Accelerant presently has a consensus target price of $18.95, suggesting a potential downside of 3.68%. Universal Insurance has a consensus target price of $45.00, suggesting a potential upside of 3.60%. Given Universal Insurance's stronger consensus rating and higher probable upside, analysts plainly believe Universal Insurance is more favorable than Accelerant.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Accelerant
1 Sell rating(s)
7 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.25
Universal Insurance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67

66.6% of Universal Insurance shares are owned by institutional investors. 66.6% of Accelerant shares are owned by insiders. Comparatively, 15.0% of Universal Insurance shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Universal Insurance has a net margin of 13.49% compared to Accelerant's net margin of -113.08%. Accelerant's return on equity of 42.79% beat Universal Insurance's return on equity.

Company Net Margins Return on Equity Return on Assets
Accelerant-113.08% 42.79% 3.68%
Universal Insurance 13.49%37.67%7.12%

Summary

Universal Insurance beats Accelerant on 11 of the 16 factors compared between the two stocks.

How does Universal Insurance compare to Lemonade?

Lemonade (NYSE:LMND) and Universal Insurance (NYSE:UVE) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, risk, dividends, valuation, media sentiment, earnings, analyst recommendations and profitability.

Universal Insurance has a net margin of 13.49% compared to Lemonade's net margin of -14.19%. Universal Insurance's return on equity of 37.67% beat Lemonade's return on equity.

Company Net Margins Return on Equity Return on Assets
Lemonade-14.19% -26.78% -7.08%
Universal Insurance 13.49%37.67%7.12%

Universal Insurance has higher revenue and earnings than Lemonade. Lemonade is trading at a lower price-to-earnings ratio than Universal Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lemonade$737.90M5.71-$165.50M-$1.83N/A
Universal Insurance$1.60B0.75$182.95M$7.585.73

Lemonade has a beta of 1.84, suggesting that its stock price is 84% more volatile than the broader market. Comparatively, Universal Insurance has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market.

In the previous week, Lemonade had 6 more articles in the media than Universal Insurance. MarketBeat recorded 9 mentions for Lemonade and 3 mentions for Universal Insurance. Universal Insurance's average media sentiment score of 1.44 beat Lemonade's score of 0.61 indicating that Universal Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lemonade
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
Universal Insurance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

80.3% of Lemonade shares are held by institutional investors. Comparatively, 66.6% of Universal Insurance shares are held by institutional investors. 12.2% of Lemonade shares are held by company insiders. Comparatively, 15.0% of Universal Insurance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Lemonade presently has a consensus target price of $64.50, suggesting a potential upside of 18.53%. Universal Insurance has a consensus target price of $45.00, suggesting a potential upside of 3.60%. Given Lemonade's higher possible upside, equities analysts clearly believe Lemonade is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lemonade
1 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.33
Universal Insurance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67

Summary

Universal Insurance beats Lemonade on 11 of the 17 factors compared between the two stocks.

How does Universal Insurance compare to Palomar?

Universal Insurance (NYSE:UVE) and Palomar (NASDAQ:PLMR) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, earnings, analyst recommendations, dividends, valuation, institutional ownership, profitability and risk.

In the previous week, Palomar had 15 more articles in the media than Universal Insurance. MarketBeat recorded 18 mentions for Palomar and 3 mentions for Universal Insurance. Universal Insurance's average media sentiment score of 1.44 beat Palomar's score of 0.86 indicating that Universal Insurance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Universal Insurance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Palomar
12 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

66.6% of Universal Insurance shares are held by institutional investors. Comparatively, 90.3% of Palomar shares are held by institutional investors. 15.0% of Universal Insurance shares are held by company insiders. Comparatively, 3.7% of Palomar shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Palomar has lower revenue, but higher earnings than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than Palomar, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.60B0.75$182.95M$7.585.73
Palomar$875.97M3.96$197.07M$7.4417.71

Universal Insurance has a beta of 0.72, indicating that its share price is 28% less volatile than the broader market. Comparatively, Palomar has a beta of 0.4, indicating that its share price is 60% less volatile than the broader market.

Universal Insurance currently has a consensus target price of $45.00, indicating a potential upside of 3.60%. Palomar has a consensus target price of $162.75, indicating a potential upside of 23.52%. Given Palomar's higher probable upside, analysts plainly believe Palomar is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67
Palomar
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67

Palomar has a net margin of 18.61% compared to Universal Insurance's net margin of 13.49%. Universal Insurance's return on equity of 37.67% beat Palomar's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance13.49% 37.67% 7.12%
Palomar 18.61%23.28%6.45%

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.5%. Palomar pays an annual dividend of $1.80 per share and has a dividend yield of 1.4%. Universal Insurance pays out 8.4% of its earnings in the form of a dividend. Palomar pays out 24.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Universal Insurance is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Universal Insurance beats Palomar on 10 of the 18 factors compared between the two stocks.

How does Universal Insurance compare to Assured Guaranty?

Assured Guaranty (NYSE:AGO) and Universal Insurance (NYSE:UVE) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, valuation, earnings, analyst recommendations, profitability, risk and dividends.

Assured Guaranty has a beta of 0.75, suggesting that its share price is 25% less volatile than the broader market. Comparatively, Universal Insurance has a beta of 0.72, suggesting that its share price is 28% less volatile than the broader market.

Assured Guaranty has a net margin of 37.34% compared to Universal Insurance's net margin of 13.49%. Universal Insurance's return on equity of 37.67% beat Assured Guaranty's return on equity.

Company Net Margins Return on Equity Return on Assets
Assured Guaranty37.34% 7.11% 3.25%
Universal Insurance 13.49%37.67%7.12%

Assured Guaranty pays an annual dividend of $1.52 per share and has a dividend yield of 2.0%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.5%. Assured Guaranty pays out 20.3% of its earnings in the form of a dividend. Universal Insurance pays out 8.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Assured Guaranty has raised its dividend for 7 consecutive years. Assured Guaranty is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Assured Guaranty had 1 more articles in the media than Universal Insurance. MarketBeat recorded 4 mentions for Assured Guaranty and 3 mentions for Universal Insurance. Universal Insurance's average media sentiment score of 1.44 beat Assured Guaranty's score of 1.33 indicating that Universal Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Assured Guaranty
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Universal Insurance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Assured Guaranty has higher earnings, but lower revenue than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than Assured Guaranty, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Assured Guaranty$1.11B2.98$503M$7.5010.01
Universal Insurance$1.60B0.75$182.95M$7.585.73

92.2% of Assured Guaranty shares are held by institutional investors. Comparatively, 66.6% of Universal Insurance shares are held by institutional investors. 5.7% of Assured Guaranty shares are held by insiders. Comparatively, 15.0% of Universal Insurance shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Assured Guaranty presently has a consensus price target of $90.33, suggesting a potential upside of 20.29%. Universal Insurance has a consensus price target of $45.00, suggesting a potential upside of 3.60%. Given Assured Guaranty's higher possible upside, research analysts clearly believe Assured Guaranty is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Assured Guaranty
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Universal Insurance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67

Summary

Assured Guaranty beats Universal Insurance on 11 of the 20 factors compared between the two stocks.

How does Universal Insurance compare to Slide Insurance?

Universal Insurance (NYSE:UVE) and Slide Insurance (NASDAQ:SLDE) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their media sentiment, valuation, earnings, analyst recommendations, institutional ownership, dividends, profitability and risk.

66.6% of Universal Insurance shares are held by institutional investors. 15.0% of Universal Insurance shares are held by company insiders. Comparatively, 50.8% of Slide Insurance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Universal Insurance presently has a consensus price target of $45.00, indicating a potential upside of 3.60%. Slide Insurance has a consensus price target of $25.40, indicating a potential upside of 10.15%. Given Slide Insurance's stronger consensus rating and higher probable upside, analysts clearly believe Slide Insurance is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67
Slide Insurance
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
2 Strong Buy rating(s)
3.00

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.5%. Slide Insurance pays an annual dividend of $0.28 per share and has a dividend yield of 1.2%. Universal Insurance pays out 8.4% of its earnings in the form of a dividend. Slide Insurance pays out 6.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Slide Insurance has a net margin of 40.02% compared to Universal Insurance's net margin of 13.49%. Slide Insurance's return on equity of 50.69% beat Universal Insurance's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance13.49% 37.67% 7.12%
Slide Insurance 40.02%50.69%18.39%

Universal Insurance has a beta of 0.72, meaning that its stock price is 28% less volatile than the broader market. Comparatively, Slide Insurance has a beta of -0.04, meaning that its stock price is 104% less volatile than the broader market.

In the previous week, Slide Insurance had 5 more articles in the media than Universal Insurance. MarketBeat recorded 8 mentions for Slide Insurance and 3 mentions for Universal Insurance. Universal Insurance's average media sentiment score of 1.44 beat Slide Insurance's score of 0.60 indicating that Universal Insurance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Universal Insurance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Slide Insurance
2 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Slide Insurance has lower revenue, but higher earnings than Universal Insurance. Slide Insurance is trading at a lower price-to-earnings ratio than Universal Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.60B0.75$182.95M$7.585.73
Slide Insurance$1.16B2.33$443.96M$4.105.62

Summary

Slide Insurance beats Universal Insurance on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UVE vs. The Competition

MetricUniversal InsuranceInsurance IndustryFinance SectorNYSE Exchange
Market Cap$1.21B$19.51B$14.05B$24.27B
Dividend Yield1.47%3.26%5.89%3.70%
P/E Ratio5.7315.8726.6030.17
Price / Sales0.7531.20522.3020.39
Price / Cash6.5312.7238.5032.61
Price / Book1.902.102.197.73
Net Income$182.95M$1.80B$1.31B$1.07B
7 Day Performance2.85%1.86%1.46%-0.07%
1 Month Performance4.45%3.35%3.02%3.04%
1 Year Performance79.71%11.00%11.52%14.87%

Universal Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UVE
Universal Insurance
3.7357 of 5 stars
$43.44
-0.4%
$45.00
+3.6%
+78.1%$1.21B$1.60B5.731,068
ARX
Accelerant
2.2672 of 5 stars
$19.55
+0.0%
$18.95
-3.1%
-34.5%$4.27B$1.14BN/AN/A
LMND
Lemonade
3.0941 of 5 stars
$50.07
+0.2%
$66.88
+33.6%
+2.2%$3.88B$975MN/A1,282
PLMR
Palomar
4.8711 of 5 stars
$129.69
+4.7%
$162.75
+25.5%
+7.8%$3.41B$1.09B17.43150
AGO
Assured Guaranty
4.4437 of 5 stars
$75.58
-0.8%
$90.33
+19.5%
-7.6%$3.32B$1.11B10.08410

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This page (NYSE:UVE) was last updated on 8/26/2026 by MarketBeat.com Staff.
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