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Universal Insurance (UVE) Competitors

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$44.28 +0.01 (+0.02%)
As of 09:30 AM Eastern
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UVE vs. AGO, HTH, HCI, STC, and SAFT

Should you buy Universal Insurance stock or one of its competitors? MarketBeat compares Universal Insurance with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Universal Insurance include Assured Guaranty (AGO), Hilltop (HTH), HCI Group (HCI), Stewart Information Services (STC), and Safety Insurance Group (SAFT). These companies are all part of the "property & casualty insurance" industry.

How does Universal Insurance compare to Assured Guaranty?

Assured Guaranty (NYSE:AGO) and Universal Insurance (NYSE:UVE) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, risk, earnings, analyst recommendations, institutional ownership, profitability, valuation and dividends.

92.2% of Assured Guaranty shares are owned by institutional investors. Comparatively, 66.6% of Universal Insurance shares are owned by institutional investors. 5.7% of Assured Guaranty shares are owned by company insiders. Comparatively, 15.0% of Universal Insurance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Assured Guaranty presently has a consensus target price of $91.67, suggesting a potential upside of 8.91%. Universal Insurance has a consensus target price of $45.00, suggesting a potential upside of 1.62%. Given Assured Guaranty's stronger consensus rating and higher probable upside, research analysts plainly believe Assured Guaranty is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Assured Guaranty
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Universal Insurance
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Assured Guaranty pays an annual dividend of $1.52 per share and has a dividend yield of 1.8%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.4%. Assured Guaranty pays out 17.5% of its earnings in the form of a dividend. Universal Insurance pays out 8.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Assured Guaranty has raised its dividend for 7 consecutive years. Assured Guaranty is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Universal Insurance had 1 more articles in the media than Assured Guaranty. MarketBeat recorded 5 mentions for Universal Insurance and 4 mentions for Assured Guaranty. Assured Guaranty's average media sentiment score of 1.72 beat Universal Insurance's score of 0.92 indicating that Assured Guaranty is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Assured Guaranty
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Universal Insurance
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Assured Guaranty has a net margin of 40.45% compared to Universal Insurance's net margin of 13.49%. Universal Insurance's return on equity of 37.67% beat Assured Guaranty's return on equity.

Company Net Margins Return on Equity Return on Assets
Assured Guaranty40.45% 6.98% 3.25%
Universal Insurance 13.49%37.67%7.12%

Assured Guaranty has a beta of 0.75, suggesting that its share price is 25% less volatile than the broader market. Comparatively, Universal Insurance has a beta of 0.72, suggesting that its share price is 28% less volatile than the broader market.

Assured Guaranty has higher earnings, but lower revenue than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than Assured Guaranty, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Assured Guaranty$1.11B3.35$503M$8.719.66
Universal Insurance$1.60B0.77$182.95M$7.585.84

Summary

Assured Guaranty beats Universal Insurance on 13 of the 19 factors compared between the two stocks.

How does Universal Insurance compare to Hilltop?

Universal Insurance (NYSE:UVE) and Hilltop (NYSE:HTH) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, media sentiment, risk, valuation, dividends, analyst recommendations, earnings and institutional ownership.

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.4%. Hilltop pays an annual dividend of $0.80 per share and has a dividend yield of 2.0%. Universal Insurance pays out 8.4% of its earnings in the form of a dividend. Hilltop pays out 29.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hilltop has raised its dividend for 8 consecutive years. Hilltop is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Universal Insurance had 3 more articles in the media than Hilltop. MarketBeat recorded 5 mentions for Universal Insurance and 2 mentions for Hilltop. Hilltop's average media sentiment score of 1.08 beat Universal Insurance's score of 0.92 indicating that Hilltop is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Universal Insurance
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Hilltop
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Universal Insurance currently has a consensus target price of $45.00, indicating a potential upside of 1.62%. Hilltop has a consensus target price of $39.00, indicating a potential downside of 2.72%. Given Universal Insurance's higher probable upside, analysts plainly believe Universal Insurance is more favorable than Hilltop.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Hilltop
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

Universal Insurance has higher earnings, but lower revenue than Hilltop. Universal Insurance is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.60B0.77$182.95M$7.585.84
Hilltop$1.63B1.41$165.59M$2.7014.85

66.6% of Universal Insurance shares are held by institutional investors. Comparatively, 57.1% of Hilltop shares are held by institutional investors. 15.0% of Universal Insurance shares are held by insiders. Comparatively, 5.4% of Hilltop shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Universal Insurance has a net margin of 13.49% compared to Hilltop's net margin of 10.17%. Universal Insurance's return on equity of 37.67% beat Hilltop's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance13.49% 37.67% 7.12%
Hilltop 10.17%7.40%1.02%

Universal Insurance has a beta of 0.72, meaning that its share price is 28% less volatile than the broader market. Comparatively, Hilltop has a beta of 0.89, meaning that its share price is 11% less volatile than the broader market.

Summary

Universal Insurance beats Hilltop on 10 of the 19 factors compared between the two stocks.

How does Universal Insurance compare to HCI Group?

HCI Group (NYSE:HCI) and Universal Insurance (NYSE:UVE) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, media sentiment, profitability, dividends, analyst recommendations, risk, valuation and institutional ownership.

HCI Group has a net margin of 32.64% compared to Universal Insurance's net margin of 13.49%. Universal Insurance's return on equity of 37.67% beat HCI Group's return on equity.

Company Net Margins Return on Equity Return on Assets
HCI Group32.64% 30.88% 12.31%
Universal Insurance 13.49%37.67%7.12%

HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 0.9%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.4%. HCI Group pays out 7.0% of its earnings in the form of a dividend. Universal Insurance pays out 8.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

HCI Group presently has a consensus price target of $238.33, indicating a potential upside of 33.64%. Universal Insurance has a consensus price target of $45.00, indicating a potential upside of 1.62%. Given HCI Group's stronger consensus rating and higher possible upside, research analysts clearly believe HCI Group is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
HCI Group
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71
Universal Insurance
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

In the previous week, HCI Group had 2 more articles in the media than Universal Insurance. MarketBeat recorded 7 mentions for HCI Group and 5 mentions for Universal Insurance. Universal Insurance's average media sentiment score of 0.92 beat HCI Group's score of 0.84 indicating that Universal Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
HCI Group
4 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Universal Insurance
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

87.0% of HCI Group shares are owned by institutional investors. Comparatively, 66.6% of Universal Insurance shares are owned by institutional investors. 18.5% of HCI Group shares are owned by company insiders. Comparatively, 15.0% of Universal Insurance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

HCI Group has a beta of 1.04, meaning that its share price is 4% more volatile than the broader market. Comparatively, Universal Insurance has a beta of 0.72, meaning that its share price is 28% less volatile than the broader market.

HCI Group has higher earnings, but lower revenue than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
HCI Group$927.91M2.45$299.01M$22.787.83
Universal Insurance$1.60B0.77$182.95M$7.585.84

Summary

HCI Group beats Universal Insurance on 14 of the 18 factors compared between the two stocks.

How does Universal Insurance compare to Stewart Information Services?

Stewart Information Services (NYSE:STC) and Universal Insurance (NYSE:UVE) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, analyst recommendations, earnings, valuation, risk, profitability and dividends.

Stewart Information Services currently has a consensus price target of $81.50, suggesting a potential upside of 18.55%. Universal Insurance has a consensus price target of $45.00, suggesting a potential upside of 1.62%. Given Stewart Information Services' stronger consensus rating and higher probable upside, equities analysts clearly believe Stewart Information Services is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Stewart Information Services
1 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50
Universal Insurance
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

In the previous week, Universal Insurance had 1 more articles in the media than Stewart Information Services. MarketBeat recorded 5 mentions for Universal Insurance and 4 mentions for Stewart Information Services. Universal Insurance's average media sentiment score of 0.92 beat Stewart Information Services' score of -0.15 indicating that Universal Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Stewart Information Services
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral
Universal Insurance
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Universal Insurance has a net margin of 13.49% compared to Stewart Information Services' net margin of 4.12%. Universal Insurance's return on equity of 37.67% beat Stewart Information Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Stewart Information Services4.12% 10.02% 5.12%
Universal Insurance 13.49%37.67%7.12%

Stewart Information Services has a beta of 0.98, suggesting that its stock price is 2% less volatile than the broader market. Comparatively, Universal Insurance has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market.

Universal Insurance has lower revenue, but higher earnings than Stewart Information Services. Universal Insurance is trading at a lower price-to-earnings ratio than Stewart Information Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Stewart Information Services$2.92B0.72$115.54M$4.5615.08
Universal Insurance$1.60B0.77$182.95M$7.585.84

Stewart Information Services pays an annual dividend of $2.10 per share and has a dividend yield of 3.1%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.4%. Stewart Information Services pays out 46.1% of its earnings in the form of a dividend. Universal Insurance pays out 8.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Stewart Information Services has raised its dividend for 4 consecutive years. Stewart Information Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

96.9% of Stewart Information Services shares are owned by institutional investors. Comparatively, 66.6% of Universal Insurance shares are owned by institutional investors. 2.9% of Stewart Information Services shares are owned by insiders. Comparatively, 15.0% of Universal Insurance shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Universal Insurance beats Stewart Information Services on 10 of the 19 factors compared between the two stocks.

How does Universal Insurance compare to Safety Insurance Group?

Universal Insurance (NYSE:UVE) and Safety Insurance Group (NASDAQ:SAFT) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, dividends, valuation, risk, analyst recommendations, media sentiment, earnings and profitability.

In the previous week, Universal Insurance had 2 more articles in the media than Safety Insurance Group. MarketBeat recorded 5 mentions for Universal Insurance and 3 mentions for Safety Insurance Group. Universal Insurance's average media sentiment score of 0.92 beat Safety Insurance Group's score of 0.62 indicating that Universal Insurance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Universal Insurance
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Safety Insurance Group
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

66.6% of Universal Insurance shares are held by institutional investors. Comparatively, 81.0% of Safety Insurance Group shares are held by institutional investors. 15.0% of Universal Insurance shares are held by insiders. Comparatively, 2.2% of Safety Insurance Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Universal Insurance presently has a consensus target price of $45.00, indicating a potential upside of 1.62%. Given Universal Insurance's stronger consensus rating and higher probable upside, equities analysts plainly believe Universal Insurance is more favorable than Safety Insurance Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Safety Insurance Group
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Universal Insurance has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market. Comparatively, Safety Insurance Group has a beta of 0.17, suggesting that its stock price is 83% less volatile than the broader market.

Universal Insurance has a net margin of 13.49% compared to Safety Insurance Group's net margin of 4.94%. Universal Insurance's return on equity of 37.67% beat Safety Insurance Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance13.49% 37.67% 7.12%
Safety Insurance Group 4.94%6.31%2.29%

Universal Insurance has higher revenue and earnings than Safety Insurance Group. Universal Insurance is trading at a lower price-to-earnings ratio than Safety Insurance Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.60B0.77$182.95M$7.585.84
Safety Insurance Group$1.26B1.20$99.25M$4.2324.41

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.4%. Safety Insurance Group pays an annual dividend of $3.68 per share and has a dividend yield of 3.6%. Universal Insurance pays out 8.4% of its earnings in the form of a dividend. Safety Insurance Group pays out 87.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Summary

Universal Insurance beats Safety Insurance Group on 14 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UVE vs. The Competition

MetricUniversal InsuranceInsurance IndustryFinance SectorNYSE Exchange
Market Cap$1.23B$19.71B$14.04B$23.88B
Dividend Yield1.45%3.27%5.93%3.71%
P/E Ratio5.8415.6728.9032.20
Price / Sales0.7728.96465.1220.28
Price / Cash6.6212.5838.6131.77
Price / Book1.939.883.736.93
Net Income$182.95M$1.81B$1.31B$1.07B
7 Day Performance-1.67%0.51%1.52%2.83%
1 Month Performance3.83%1.51%1.32%1.75%
1 Year Performance88.51%12.89%13.65%19.74%

Universal Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UVE
Universal Insurance
2.231 of 5 stars
$44.28
+0.0%
$45.00
+1.6%
+89.5%$1.23B$1.60B5.841,068
AGO
Assured Guaranty
4.4445 of 5 stars
$85.31
+0.0%
$91.67
+7.4%
-1.5%$3.77B$1.11B9.79410
HTH
Hilltop
2.5027 of 5 stars
$39.77
+3.3%
$39.00
-1.9%
+32.0%$2.33B$1.63B14.733,550
HCI
HCI Group
4.4044 of 5 stars
$179.77
+2.2%
$238.33
+32.6%
+28.7%$2.30B$900.95M7.89530
STC
Stewart Information Services
4.6323 of 5 stars
$69.71
+5.1%
$81.50
+16.9%
+2.2%$2.12B$3.27B15.297,800

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This page (NYSE:UVE) was last updated on 8/5/2026 by MarketBeat.com Staff.
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