UVE vs. HTH, STC, HCI, PRA, SAFT, EIG, AMSF, UFCS, DGICA, and GBLI
Should you be buying Universal Insurance stock or one of its competitors? The main competitors of Universal Insurance include Hilltop (HTH), Stewart Information Services (STC), HCI Group (HCI), ProAssurance (PRA), Safety Insurance Group (SAFT), Employers (EIG), AMERISAFE (AMSF), United Fire Group (UFCS), Donegal Group (DGICA), and Global Indemnity Group (GBLI). These companies are all part of the "property & casualty insurance" industry.
Universal Insurance vs. Its Competitors
Universal Insurance (NYSE:UVE) and Hilltop (NYSE:HTH) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, analyst recommendations, earnings, institutional ownership, media sentiment and risk.
Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 2.5%. Hilltop pays an annual dividend of $0.72 per share and has a dividend yield of 2.3%. Universal Insurance pays out 27.9% of its earnings in the form of a dividend. Hilltop pays out 36.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hilltop has increased its dividend for 8 consecutive years. Universal Insurance is clearly the better dividend stock, given its higher yield and lower payout ratio.
Universal Insurance has a beta of 0.86, meaning that its share price is 14% less volatile than the S&P 500. Comparatively, Hilltop has a beta of 0.87, meaning that its share price is 13% less volatile than the S&P 500.
Hilltop has higher revenue and earnings than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.
In the previous week, Hilltop had 9 more articles in the media than Universal Insurance. MarketBeat recorded 10 mentions for Hilltop and 1 mentions for Universal Insurance. Hilltop's average media sentiment score of 1.02 beat Universal Insurance's score of 0.00 indicating that Hilltop is being referred to more favorably in the news media.
Hilltop has a consensus target price of $33.00, suggesting a potential upside of 3.42%. Given Hilltop's stronger consensus rating and higher probable upside, analysts plainly believe Hilltop is more favorable than Universal Insurance.
Hilltop has a net margin of 7.87% compared to Universal Insurance's net margin of 4.31%. Universal Insurance's return on equity of 15.73% beat Hilltop's return on equity.
66.6% of Universal Insurance shares are owned by institutional investors. Comparatively, 57.1% of Hilltop shares are owned by institutional investors. 17.5% of Universal Insurance shares are owned by company insiders. Comparatively, 29.9% of Hilltop shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Summary
Hilltop beats Universal Insurance on 12 of the 18 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding UVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartMedia Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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Universal Insurance Competitors List
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This page (NYSE:UVE) was last updated on 7/6/2025 by MarketBeat.com Staff