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Universal Insurance (UVE) Competitors

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$42.86 +0.71 (+1.68%)
Closing price 07/13/2026 03:59 PM Eastern
Extended Trading
$42.80 -0.06 (-0.14%)
As of 07/13/2026 06:18 PM Eastern
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UVE vs. AGO, HCI, HTH, STC, and UFCS

Should you buy Universal Insurance stock or one of its competitors? MarketBeat compares Universal Insurance with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Universal Insurance include Assured Guaranty (AGO), HCI Group (HCI), Hilltop (HTH), Stewart Information Services (STC), and United Fire Group (UFCS). These companies are all part of the "property & casualty insurance" industry.

How does Universal Insurance compare to Assured Guaranty?

Assured Guaranty (NYSE:AGO) and Universal Insurance (NYSE:UVE) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their dividends, media sentiment, institutional ownership, risk, earnings, profitability, analyst recommendations and valuation.

In the previous week, Assured Guaranty had 2 more articles in the media than Universal Insurance. MarketBeat recorded 4 mentions for Assured Guaranty and 2 mentions for Universal Insurance. Assured Guaranty's average media sentiment score of 1.08 beat Universal Insurance's score of 0.50 indicating that Assured Guaranty is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Assured Guaranty
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Universal Insurance
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Assured Guaranty presently has a consensus price target of $92.33, indicating a potential upside of 10.30%. Universal Insurance has a consensus price target of $40.00, indicating a potential downside of 6.67%. Given Assured Guaranty's higher possible upside, research analysts plainly believe Assured Guaranty is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Assured Guaranty
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Universal Insurance
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Assured Guaranty has higher earnings, but lower revenue than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than Assured Guaranty, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Assured Guaranty$1.11B3.33$503M$8.719.61
Universal Insurance$1.60B0.75$182.95M$6.756.35

92.2% of Assured Guaranty shares are owned by institutional investors. Comparatively, 66.6% of Universal Insurance shares are owned by institutional investors. 5.7% of Assured Guaranty shares are owned by company insiders. Comparatively, 15.0% of Universal Insurance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Assured Guaranty has a net margin of 40.45% compared to Universal Insurance's net margin of 12.22%. Universal Insurance's return on equity of 37.51% beat Assured Guaranty's return on equity.

Company Net Margins Return on Equity Return on Assets
Assured Guaranty40.45% 6.98% 3.25%
Universal Insurance 12.22%37.51%6.54%

Assured Guaranty has a beta of 0.75, indicating that its stock price is 25% less volatile than the broader market. Comparatively, Universal Insurance has a beta of 0.72, indicating that its stock price is 28% less volatile than the broader market.

Assured Guaranty pays an annual dividend of $1.52 per share and has a dividend yield of 1.8%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.5%. Assured Guaranty pays out 17.5% of its earnings in the form of a dividend. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Assured Guaranty has increased its dividend for 7 consecutive years. Assured Guaranty is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Assured Guaranty beats Universal Insurance on 12 of the 18 factors compared between the two stocks.

How does Universal Insurance compare to HCI Group?

Universal Insurance (NYSE:UVE) and HCI Group (NYSE:HCI) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, risk, media sentiment, analyst recommendations, profitability, dividends, valuation and earnings.

Universal Insurance has a beta of 0.72, meaning that its stock price is 28% less volatile than the broader market. Comparatively, HCI Group has a beta of 1.03, meaning that its stock price is 3% more volatile than the broader market.

HCI Group has lower revenue, but higher earnings than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.60B0.75$182.95M$6.756.35
HCI Group$900.95M2.59$299.01M$22.788.02

66.6% of Universal Insurance shares are held by institutional investors. Comparatively, 87.0% of HCI Group shares are held by institutional investors. 15.0% of Universal Insurance shares are held by company insiders. Comparatively, 18.5% of HCI Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

In the previous week, HCI Group had 9 more articles in the media than Universal Insurance. MarketBeat recorded 11 mentions for HCI Group and 2 mentions for Universal Insurance. HCI Group's average media sentiment score of 0.55 beat Universal Insurance's score of 0.50 indicating that HCI Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Universal Insurance
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
HCI Group
1 Very Positive mention(s)
4 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Universal Insurance currently has a consensus price target of $40.00, indicating a potential downside of 6.67%. HCI Group has a consensus price target of $238.33, indicating a potential upside of 30.51%. Given HCI Group's stronger consensus rating and higher possible upside, analysts plainly believe HCI Group is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
HCI Group
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.00

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.5%. HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 0.9%. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. HCI Group pays out 7.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

HCI Group has a net margin of 32.64% compared to Universal Insurance's net margin of 12.22%. Universal Insurance's return on equity of 37.51% beat HCI Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance12.22% 37.51% 6.54%
HCI Group 32.64%30.88%12.31%

Summary

HCI Group beats Universal Insurance on 16 of the 19 factors compared between the two stocks.

How does Universal Insurance compare to Hilltop?

Universal Insurance (NYSE:UVE) and Hilltop (NYSE:HTH) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, media sentiment, earnings, profitability, valuation, dividends and risk.

Universal Insurance has a net margin of 12.22% compared to Hilltop's net margin of 10.13%. Universal Insurance's return on equity of 37.51% beat Hilltop's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance12.22% 37.51% 6.54%
Hilltop 10.13%7.32%1.03%

Universal Insurance presently has a consensus target price of $40.00, indicating a potential downside of 6.67%. Hilltop has a consensus target price of $37.50, indicating a potential downside of 1.78%. Given Hilltop's stronger consensus rating and higher possible upside, analysts clearly believe Hilltop is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Hilltop
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75

Universal Insurance has higher earnings, but lower revenue than Hilltop. Universal Insurance is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.60B0.75$182.95M$6.756.35
Hilltop$1.63B1.37$165.59M$2.6414.46

66.6% of Universal Insurance shares are held by institutional investors. Comparatively, 57.1% of Hilltop shares are held by institutional investors. 15.0% of Universal Insurance shares are held by company insiders. Comparatively, 5.4% of Hilltop shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Universal Insurance has a beta of 0.72, suggesting that its share price is 28% less volatile than the broader market. Comparatively, Hilltop has a beta of 0.88, suggesting that its share price is 12% less volatile than the broader market.

In the previous week, Universal Insurance had 2 more articles in the media than Hilltop. MarketBeat recorded 2 mentions for Universal Insurance and 0 mentions for Hilltop. Universal Insurance's average media sentiment score of 0.50 beat Hilltop's score of 0.00 indicating that Universal Insurance is being referred to more favorably in the media.

Company Overall Sentiment
Universal Insurance Positive
Hilltop Neutral

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.5%. Hilltop pays an annual dividend of $0.80 per share and has a dividend yield of 2.1%. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. Hilltop pays out 30.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hilltop has raised its dividend for 8 consecutive years. Hilltop is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Universal Insurance beats Hilltop on 11 of the 20 factors compared between the two stocks.

How does Universal Insurance compare to Stewart Information Services?

Stewart Information Services (NYSE:STC) and Universal Insurance (NYSE:UVE) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, valuation, dividends, analyst recommendations, earnings, profitability and risk.

Stewart Information Services currently has a consensus target price of $81.67, indicating a potential upside of 17.61%. Universal Insurance has a consensus target price of $40.00, indicating a potential downside of 6.67%. Given Stewart Information Services' stronger consensus rating and higher probable upside, equities research analysts clearly believe Stewart Information Services is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Stewart Information Services
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80
Universal Insurance
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Universal Insurance has a net margin of 12.22% compared to Stewart Information Services' net margin of 4.19%. Universal Insurance's return on equity of 37.51% beat Stewart Information Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Stewart Information Services4.19% 10.07% 5.17%
Universal Insurance 12.22%37.51%6.54%

Stewart Information Services pays an annual dividend of $2.10 per share and has a dividend yield of 3.0%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.5%. Stewart Information Services pays out 46.9% of its earnings in the form of a dividend. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Stewart Information Services has increased its dividend for 4 consecutive years. Stewart Information Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Stewart Information Services has a beta of 0.99, indicating that its stock price is 1% less volatile than the broader market. Comparatively, Universal Insurance has a beta of 0.72, indicating that its stock price is 28% less volatile than the broader market.

96.9% of Stewart Information Services shares are held by institutional investors. Comparatively, 66.6% of Universal Insurance shares are held by institutional investors. 2.9% of Stewart Information Services shares are held by insiders. Comparatively, 15.0% of Universal Insurance shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Universal Insurance has lower revenue, but higher earnings than Stewart Information Services. Universal Insurance is trading at a lower price-to-earnings ratio than Stewart Information Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Stewart Information Services$2.92B0.72$115.54M$4.4815.50
Universal Insurance$1.60B0.75$182.95M$6.756.35

In the previous week, Universal Insurance had 1 more articles in the media than Stewart Information Services. MarketBeat recorded 2 mentions for Universal Insurance and 1 mentions for Stewart Information Services. Universal Insurance's average media sentiment score of 0.50 beat Stewart Information Services' score of 0.00 indicating that Universal Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Stewart Information Services
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Universal Insurance
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Universal Insurance beats Stewart Information Services on 10 of the 19 factors compared between the two stocks.

How does Universal Insurance compare to United Fire Group?

Universal Insurance (NYSE:UVE) and United Fire Group (NASDAQ:UFCS) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, analyst recommendations, dividends, institutional ownership, media sentiment, valuation, profitability and risk.

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.5%. United Fire Group pays an annual dividend of $0.80 per share and has a dividend yield of 1.5%. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. United Fire Group pays out 16.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Universal Insurance has a net margin of 12.22% compared to United Fire Group's net margin of 9.16%. Universal Insurance's return on equity of 37.51% beat United Fire Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance12.22% 37.51% 6.54%
United Fire Group 9.16%14.65%3.51%

Universal Insurance currently has a consensus price target of $40.00, indicating a potential downside of 6.67%. United Fire Group has a consensus price target of $51.00, indicating a potential downside of 2.76%. Given United Fire Group's stronger consensus rating and higher probable upside, analysts plainly believe United Fire Group is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
United Fire Group
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Universal Insurance has higher revenue and earnings than United Fire Group. Universal Insurance is trading at a lower price-to-earnings ratio than United Fire Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.60B0.75$182.95M$6.756.35
United Fire Group$1.39B0.97$118.19M$4.9610.57

In the previous week, Universal Insurance and Universal Insurance both had 2 articles in the media. Universal Insurance's average media sentiment score of 0.50 beat United Fire Group's score of -0.26 indicating that Universal Insurance is being referred to more favorably in the media.

Company Overall Sentiment
Universal Insurance Positive
United Fire Group Neutral

66.6% of Universal Insurance shares are owned by institutional investors. Comparatively, 62.7% of United Fire Group shares are owned by institutional investors. 15.0% of Universal Insurance shares are owned by company insiders. Comparatively, 6.1% of United Fire Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Universal Insurance has a beta of 0.72, suggesting that its share price is 28% less volatile than the broader market. Comparatively, United Fire Group has a beta of 0.5, suggesting that its share price is 50% less volatile than the broader market.

Summary

Universal Insurance beats United Fire Group on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UVE vs. The Competition

MetricUniversal InsuranceINS IndustryFinance SectorNYSE Exchange
Market Cap$1.18B$60.32B$14.26B$23.46B
Dividend Yield1.53%1.77%5.70%4.02%
P/E Ratio6.3511.8520.4831.08
Price / Sales0.751.8144.2519.77
Price / Cash6.3113.4019.3418.64
Price / Book2.182.182.254.77
Net Income$182.95M$4.24B$1.13B$1.06B
7 Day Performance1.66%-0.05%-0.32%-0.23%
1 Month Performance12.88%9.57%0.66%-0.11%
1 Year Performance76.89%18.08%11.82%16.46%

Universal Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UVE
Universal Insurance
3.1589 of 5 stars
$42.86
+1.7%
$40.00
-6.7%
+81.0%$1.18B$1.60B6.351,068
AGO
Assured Guaranty
4.7166 of 5 stars
$83.99
+0.4%
$92.33
+9.9%
+0.1%$3.71B$957M9.64410
HCI
HCI Group
4.3307 of 5 stars
$180.30
-0.8%
$245.00
+35.9%
+31.7%$2.30B$900.95M7.91530
HTH
Hilltop
2.5667 of 5 stars
$38.48
-0.3%
$37.50
-2.5%
+24.4%$2.25B$1.20B14.573,550
STC
Stewart Information Services
4.6287 of 5 stars
$68.41
+0.8%
$81.67
+19.4%
+14.7%$2.08B$2.92B15.277,800

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This page (NYSE:UVE) was last updated on 7/14/2026 by MarketBeat.com Staff.
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