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Universal Insurance (UVE) Competitors

Universal Insurance logo
$35.72 -0.55 (-1.52%)
As of 01:02 PM Eastern

UVE vs. AGO, HTH, HCI, STC, and PRA

Should you buy Universal Insurance stock or one of its competitors? MarketBeat compares Universal Insurance with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Universal Insurance include Assured Guaranty (AGO), Hilltop (HTH), HCI Group (HCI), Stewart Information Services (STC), and ProAssurance (PRA). These companies are all part of the "property & casualty insurance" industry.

How does Universal Insurance compare to Assured Guaranty?

Universal Insurance (NYSE:UVE) and Assured Guaranty (NYSE:AGO) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, risk, profitability, media sentiment, dividends, valuation and earnings.

Assured Guaranty has a net margin of 40.45% compared to Universal Insurance's net margin of 12.22%. Universal Insurance's return on equity of 37.51% beat Assured Guaranty's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance12.22% 37.51% 6.54%
Assured Guaranty 40.45%6.98%3.25%

Universal Insurance presently has a consensus target price of $40.00, indicating a potential upside of 12.36%. Assured Guaranty has a consensus target price of $92.33, indicating a potential upside of 26.38%. Given Assured Guaranty's higher probable upside, analysts plainly believe Assured Guaranty is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.33
Assured Guaranty
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

In the previous week, Assured Guaranty had 9 more articles in the media than Universal Insurance. MarketBeat recorded 13 mentions for Assured Guaranty and 4 mentions for Universal Insurance. Assured Guaranty's average media sentiment score of 1.28 beat Universal Insurance's score of 1.04 indicating that Assured Guaranty is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Universal Insurance
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Assured Guaranty
7 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.8%. Assured Guaranty pays an annual dividend of $1.52 per share and has a dividend yield of 2.1%. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. Assured Guaranty pays out 17.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Assured Guaranty has raised its dividend for 7 consecutive years. Assured Guaranty is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Universal Insurance has a beta of 0.73, suggesting that its stock price is 27% less volatile than the broader market. Comparatively, Assured Guaranty has a beta of 0.76, suggesting that its stock price is 24% less volatile than the broader market.

66.6% of Universal Insurance shares are owned by institutional investors. Comparatively, 92.2% of Assured Guaranty shares are owned by institutional investors. 15.0% of Universal Insurance shares are owned by company insiders. Comparatively, 5.7% of Assured Guaranty shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Assured Guaranty has lower revenue, but higher earnings than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than Assured Guaranty, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.60B0.62$182.95M$6.755.27
Assured Guaranty$957M3.37$503M$8.718.39

Summary

Assured Guaranty beats Universal Insurance on 13 of the 20 factors compared between the two stocks.

How does Universal Insurance compare to Hilltop?

Universal Insurance (NYSE:UVE) and Hilltop (NYSE:HTH) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, institutional ownership, media sentiment, analyst recommendations, earnings, profitability, dividends and valuation.

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.8%. Hilltop pays an annual dividend of $0.80 per share and has a dividend yield of 2.2%. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. Hilltop pays out 30.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hilltop has raised its dividend for 8 consecutive years. Hilltop is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Universal Insurance currently has a consensus target price of $40.00, suggesting a potential upside of 12.36%. Hilltop has a consensus target price of $37.50, suggesting a potential upside of 2.60%. Given Universal Insurance's stronger consensus rating and higher possible upside, equities analysts clearly believe Universal Insurance is more favorable than Hilltop.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.33
Hilltop
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75

Universal Insurance has a beta of 0.73, indicating that its stock price is 27% less volatile than the broader market. Comparatively, Hilltop has a beta of 0.88, indicating that its stock price is 12% less volatile than the broader market.

In the previous week, Universal Insurance had 2 more articles in the media than Hilltop. MarketBeat recorded 4 mentions for Universal Insurance and 2 mentions for Hilltop. Universal Insurance's average media sentiment score of 1.04 beat Hilltop's score of -0.10 indicating that Universal Insurance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Universal Insurance
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Hilltop
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Universal Insurance has a net margin of 12.22% compared to Hilltop's net margin of 10.13%. Universal Insurance's return on equity of 37.51% beat Hilltop's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance12.22% 37.51% 6.54%
Hilltop 10.13%7.32%1.03%

66.6% of Universal Insurance shares are owned by institutional investors. Comparatively, 57.1% of Hilltop shares are owned by institutional investors. 15.0% of Universal Insurance shares are owned by company insiders. Comparatively, 29.9% of Hilltop shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Universal Insurance has higher revenue and earnings than Hilltop. Universal Insurance is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.60B0.62$182.95M$6.755.27
Hilltop$1.20B1.78$165.59M$2.6413.84

Summary

Universal Insurance beats Hilltop on 13 of the 19 factors compared between the two stocks.

How does Universal Insurance compare to HCI Group?

HCI Group (NYSE:HCI) and Universal Insurance (NYSE:UVE) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, profitability, earnings, dividends, institutional ownership, media sentiment, analyst recommendations and valuation.

In the previous week, Universal Insurance had 2 more articles in the media than HCI Group. MarketBeat recorded 4 mentions for Universal Insurance and 2 mentions for HCI Group. Universal Insurance's average media sentiment score of 1.04 beat HCI Group's score of 0.58 indicating that Universal Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
HCI Group
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Universal Insurance
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

HCI Group currently has a consensus target price of $245.00, indicating a potential upside of 66.52%. Universal Insurance has a consensus target price of $40.00, indicating a potential upside of 12.36%. Given HCI Group's higher probable upside, equities analysts clearly believe HCI Group is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
HCI Group
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
3.00
Universal Insurance
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.33

HCI Group has higher earnings, but lower revenue than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
HCI Group$900.95M2.09$299.01M$22.786.46
Universal Insurance$1.60B0.62$182.95M$6.755.27

HCI Group has a net margin of 32.64% compared to Universal Insurance's net margin of 12.22%. Universal Insurance's return on equity of 37.51% beat HCI Group's return on equity.

Company Net Margins Return on Equity Return on Assets
HCI Group32.64% 30.88% 12.31%
Universal Insurance 12.22%37.51%6.54%

87.0% of HCI Group shares are owned by institutional investors. Comparatively, 66.6% of Universal Insurance shares are owned by institutional investors. 18.5% of HCI Group shares are owned by company insiders. Comparatively, 15.0% of Universal Insurance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.1%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.8%. HCI Group pays out 7.0% of its earnings in the form of a dividend. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

HCI Group has a beta of 1.08, meaning that its stock price is 8% more volatile than the broader market. Comparatively, Universal Insurance has a beta of 0.73, meaning that its stock price is 27% less volatile than the broader market.

Summary

HCI Group beats Universal Insurance on 12 of the 18 factors compared between the two stocks.

How does Universal Insurance compare to Stewart Information Services?

Universal Insurance (NYSE:UVE) and Stewart Information Services (NYSE:STC) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, institutional ownership, profitability, earnings, media sentiment, dividends, risk and analyst recommendations.

66.6% of Universal Insurance shares are owned by institutional investors. Comparatively, 96.9% of Stewart Information Services shares are owned by institutional investors. 15.0% of Universal Insurance shares are owned by company insiders. Comparatively, 2.9% of Stewart Information Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Universal Insurance presently has a consensus price target of $40.00, suggesting a potential upside of 12.36%. Stewart Information Services has a consensus price target of $83.00, suggesting a potential upside of 32.78%. Given Stewart Information Services' higher possible upside, analysts plainly believe Stewart Information Services is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.33
Stewart Information Services
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

Universal Insurance has higher earnings, but lower revenue than Stewart Information Services. Universal Insurance is trading at a lower price-to-earnings ratio than Stewart Information Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.60B0.62$182.95M$6.755.27
Stewart Information Services$2.92B0.65$115.54M$4.4813.95

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.8%. Stewart Information Services pays an annual dividend of $2.10 per share and has a dividend yield of 3.4%. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. Stewart Information Services pays out 46.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Stewart Information Services has raised its dividend for 4 consecutive years. Stewart Information Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Universal Insurance has a net margin of 12.22% compared to Stewart Information Services' net margin of 4.19%. Universal Insurance's return on equity of 37.51% beat Stewart Information Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance12.22% 37.51% 6.54%
Stewart Information Services 4.19%10.07%5.17%

Universal Insurance has a beta of 0.73, meaning that its share price is 27% less volatile than the broader market. Comparatively, Stewart Information Services has a beta of 0.99, meaning that its share price is 1% less volatile than the broader market.

In the previous week, Stewart Information Services had 8 more articles in the media than Universal Insurance. MarketBeat recorded 12 mentions for Stewart Information Services and 4 mentions for Universal Insurance. Stewart Information Services' average media sentiment score of 1.11 beat Universal Insurance's score of 1.04 indicating that Stewart Information Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Universal Insurance
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Stewart Information Services
3 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Stewart Information Services beats Universal Insurance on 11 of the 20 factors compared between the two stocks.

How does Universal Insurance compare to ProAssurance?

ProAssurance (NYSE:PRA) and Universal Insurance (NYSE:UVE) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, earnings, institutional ownership, profitability, dividends, risk, analyst recommendations and media sentiment.

85.6% of ProAssurance shares are owned by institutional investors. Comparatively, 66.6% of Universal Insurance shares are owned by institutional investors. 1.2% of ProAssurance shares are owned by insiders. Comparatively, 15.0% of Universal Insurance shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

ProAssurance has a beta of 0.02, indicating that its stock price is 98% less volatile than the broader market. Comparatively, Universal Insurance has a beta of 0.73, indicating that its stock price is 27% less volatile than the broader market.

Universal Insurance has higher revenue and earnings than ProAssurance. Universal Insurance is trading at a lower price-to-earnings ratio than ProAssurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ProAssurance$1.08B1.18$50.92M$1.2519.66
Universal Insurance$1.60B0.62$182.95M$6.755.27

Universal Insurance has a net margin of 12.22% compared to ProAssurance's net margin of 5.99%. Universal Insurance's return on equity of 37.51% beat ProAssurance's return on equity.

Company Net Margins Return on Equity Return on Assets
ProAssurance5.99% 6.82% 1.64%
Universal Insurance 12.22%37.51%6.54%

In the previous week, Universal Insurance had 3 more articles in the media than ProAssurance. MarketBeat recorded 4 mentions for Universal Insurance and 1 mentions for ProAssurance. ProAssurance's average media sentiment score of 1.40 beat Universal Insurance's score of 1.04 indicating that ProAssurance is being referred to more favorably in the media.

Company Overall Sentiment
ProAssurance Positive
Universal Insurance Positive

Universal Insurance has a consensus price target of $40.00, suggesting a potential upside of 12.36%. Given Universal Insurance's stronger consensus rating and higher possible upside, analysts clearly believe Universal Insurance is more favorable than ProAssurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ProAssurance
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
3.00
Universal Insurance
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.33

ProAssurance pays an annual dividend of $0.20 per share and has a dividend yield of 0.8%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.8%. ProAssurance pays out 16.0% of its earnings in the form of a dividend. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Universal Insurance is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Universal Insurance beats ProAssurance on 14 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UVE vs. The Competition

MetricUniversal InsuranceINS IndustryFinance SectorNYSE Exchange
Market Cap$993.63M$56.71B$13.40B$23.11B
Dividend Yield1.77%1.95%5.78%4.09%
P/E Ratio5.2710.1119.7231.03
Price / Sales0.621.58139.1314.71
Price / Cash5.4311.8919.9324.78
Price / Book1.811.882.174.68
Net Income$182.95M$4.24B$1.13B$1.07B
7 Day Performance-6.74%-3.21%-0.78%-0.50%
1 Month Performance-10.51%-4.02%-0.55%0.39%
1 Year Performance28.64%-0.12%11.01%25.64%

Universal Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UVE
Universal Insurance
4.5938 of 5 stars
$35.60
-1.8%
$40.00
+12.4%
+28.1%$993.63M$1.60B5.271,068
AGO
Assured Guaranty
4.8497 of 5 stars
$74.04
-0.2%
$92.33
+24.7%
-12.7%$3.28B$1.11B8.50410
HTH
Hilltop
2.9718 of 5 stars
$38.17
+2.3%
$37.50
-1.8%
+29.8%$2.21B$1.63B14.163,550
HCI
HCI Group
4.1864 of 5 stars
$153.26
+1.4%
$245.00
+59.9%
-10.6%$1.97B$927.91M6.69530
STC
Stewart Information Services
4.988 of 5 stars
$64.14
+0.6%
$83.00
+29.4%
+7.3%$1.94B$3.09B14.207,800

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This page (NYSE:UVE) was last updated on 6/3/2026 by MarketBeat.com Staff.
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