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Universal Insurance (UVE) Competitors

Universal Insurance logo
$25.36 -0.17 (-0.67%)
As of 02:11 PM Eastern

UVE vs. HTH, STC, HCI, SAFT, PRA, EIG, AMSF, UFCS, DGICA, and GBLI

Should you be buying Universal Insurance stock or one of its competitors? The main competitors of Universal Insurance include Hilltop (HTH), Stewart Information Services (STC), HCI Group (HCI), Safety Insurance Group (SAFT), ProAssurance (PRA), Employers (EIG), AMERISAFE (AMSF), United Fire Group (UFCS), Donegal Group (DGICA), and Global Indemnity Group (GBLI). These companies are all part of the "property & casualty insurance" industry.

Universal Insurance vs. Its Competitors

Universal Insurance (NYSE:UVE) and Hilltop (NYSE:HTH) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, dividends, earnings, analyst recommendations, profitability, media sentiment, institutional ownership and risk.

Hilltop has a consensus target price of $33.00, suggesting a potential upside of 4.80%. Given Hilltop's stronger consensus rating and higher possible upside, analysts clearly believe Hilltop is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Hilltop
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Universal Insurance has a beta of 0.86, indicating that its share price is 14% less volatile than the S&P 500. Comparatively, Hilltop has a beta of 0.87, indicating that its share price is 13% less volatile than the S&P 500.

Hilltop has lower revenue, but higher earnings than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.55B0.46$58.93M$2.2911.07
Hilltop$1.16B1.75$113.21M$1.9715.98

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 2.5%. Hilltop pays an annual dividend of $0.72 per share and has a dividend yield of 2.3%. Universal Insurance pays out 27.9% of its earnings in the form of a dividend. Hilltop pays out 36.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hilltop has raised its dividend for 8 consecutive years. Universal Insurance is clearly the better dividend stock, given its higher yield and lower payout ratio.

Hilltop has a net margin of 7.87% compared to Universal Insurance's net margin of 4.31%. Universal Insurance's return on equity of 15.73% beat Hilltop's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance4.31% 15.73% 2.30%
Hilltop 7.87%5.79%0.80%

66.6% of Universal Insurance shares are owned by institutional investors. Comparatively, 57.1% of Hilltop shares are owned by institutional investors. 16.6% of Universal Insurance shares are owned by insiders. Comparatively, 29.9% of Hilltop shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

In the previous week, Hilltop had 10 more articles in the media than Universal Insurance. MarketBeat recorded 12 mentions for Hilltop and 2 mentions for Universal Insurance. Hilltop's average media sentiment score of 1.02 beat Universal Insurance's score of 0.00 indicating that Hilltop is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Universal Insurance
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Hilltop
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Hilltop beats Universal Insurance on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UVE vs. The Competition

MetricUniversal InsuranceINS IndustryFinance SectorNYSE Exchange
Market Cap$713.76M$56.51B$11.86B$20.46B
Dividend Yield2.47%1.93%5.53%3.72%
P/E Ratio11.0717.9220.0027.82
Price / Sales0.462.6825.7648.92
Price / Cash11.6531.3018.7218.22
Price / Book1.923.082.264.58
Net Income$58.93M$4.66B$990.08M$982.91M
7 Day Performance-7.38%-1.57%0.99%1.34%
1 Month Performance-7.79%-1.75%3.82%4.92%
1 Year Performance36.05%31.06%540.75%14.14%

Universal Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UVE
Universal Insurance
3.8272 of 5 stars
$25.36
-0.7%
N/A+43.7%$713.76M$1.55B11.071,068
HTH
Hilltop
4.5196 of 5 stars
$30.39
+0.1%
$33.00
+8.6%
+4.0%$1.95B$1.61B15.433,646Positive News
STC
Stewart Information Services
2.4156 of 5 stars
$65.27
+0.0%
$79.00
+21.0%
+6.7%$1.82B$2.49B25.107,000News Coverage
HCI
HCI Group
4.8219 of 5 stars
$152.18
+0.7%
$181.25
+19.1%
+68.6%$1.74B$750.05M14.72530Dividend Announcement
SAFT
Safety Insurance Group
2.8757 of 5 stars
$79.39
+0.7%
N/A+1.0%$1.17B$1.12B16.24550Positive News
High Trading Volume
PRA
ProAssurance
2.5592 of 5 stars
$22.84
+0.0%
$21.00
-8.1%
+106.8%$1.17B$1.15B27.851,036
EIG
Employers
2.5982 of 5 stars
$47.11
flat
$58.00
+23.1%
+12.1%$1.13B$880.70M11.43680News Coverage
AMSF
AMERISAFE
4.0783 of 5 stars
$43.73
-0.3%
$59.50
+36.1%
+1.1%$835.74M$309.04M17.63350
UFCS
United Fire Group
3.0206 of 5 stars
$28.70
+0.7%
$30.00
+4.5%
+34.9%$725.35M$1.25B11.341,090
DGICA
Donegal Group
3.1251 of 5 stars
$20.02
+0.4%
$18.00
-10.1%
+50.4%$719.77M$993.64M9.77880Analyst Upgrade
High Trading Volume
GBLI
Global Indemnity Group
3.7611 of 5 stars
$31.75
-2.1%
N/A-4.2%$452.69M$437.55M10.91360News Coverage
Gap Up

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This page (NYSE:UVE) was last updated on 7/8/2025 by MarketBeat.com Staff
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