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Universal Insurance (UVE) Competitors

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$25.95 0.00 (0.00%)
As of 07/3/2025 03:30 PM Eastern

UVE vs. HTH, STC, HCI, PRA, SAFT, EIG, AMSF, UFCS, DGICA, and GBLI

Should you be buying Universal Insurance stock or one of its competitors? The main competitors of Universal Insurance include Hilltop (HTH), Stewart Information Services (STC), HCI Group (HCI), ProAssurance (PRA), Safety Insurance Group (SAFT), Employers (EIG), AMERISAFE (AMSF), United Fire Group (UFCS), Donegal Group (DGICA), and Global Indemnity Group (GBLI). These companies are all part of the "property & casualty insurance" industry.

Universal Insurance vs. Its Competitors

Universal Insurance (NYSE:UVE) and Hilltop (NYSE:HTH) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, analyst recommendations, earnings, institutional ownership, media sentiment and risk.

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 2.5%. Hilltop pays an annual dividend of $0.72 per share and has a dividend yield of 2.3%. Universal Insurance pays out 27.9% of its earnings in the form of a dividend. Hilltop pays out 36.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hilltop has increased its dividend for 8 consecutive years. Universal Insurance is clearly the better dividend stock, given its higher yield and lower payout ratio.

Universal Insurance has a beta of 0.86, meaning that its share price is 14% less volatile than the S&P 500. Comparatively, Hilltop has a beta of 0.87, meaning that its share price is 13% less volatile than the S&P 500.

Hilltop has higher revenue and earnings than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.52B0.48$58.93M$2.2911.33
Hilltop$1.61B1.27$113.21M$1.9716.20

In the previous week, Hilltop had 9 more articles in the media than Universal Insurance. MarketBeat recorded 10 mentions for Hilltop and 1 mentions for Universal Insurance. Hilltop's average media sentiment score of 1.02 beat Universal Insurance's score of 0.00 indicating that Hilltop is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Universal Insurance
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Hilltop
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Hilltop has a consensus target price of $33.00, suggesting a potential upside of 3.42%. Given Hilltop's stronger consensus rating and higher probable upside, analysts plainly believe Hilltop is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Hilltop
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Hilltop has a net margin of 7.87% compared to Universal Insurance's net margin of 4.31%. Universal Insurance's return on equity of 15.73% beat Hilltop's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance4.31% 15.73% 2.30%
Hilltop 7.87%5.79%0.80%

66.6% of Universal Insurance shares are owned by institutional investors. Comparatively, 57.1% of Hilltop shares are owned by institutional investors. 17.5% of Universal Insurance shares are owned by company insiders. Comparatively, 29.9% of Hilltop shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Hilltop beats Universal Insurance on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UVE vs. The Competition

MetricUniversal InsuranceINS IndustryFinance SectorNYSE Exchange
Market Cap$730.35M$57.39B$12.13B$20.73B
Dividend Yield2.47%1.93%5.53%3.72%
P/E Ratio11.3318.0820.0428.06
Price / Sales0.482.7125.6738.45
Price / Cash11.6531.3018.7118.22
Price / Book1.973.142.284.61
Net Income$58.93M$4.66B$998.26M$983.39M
7 Day Performance-5.93%-0.39%2.25%2.79%
1 Month Performance-5.64%-1.17%3.69%4.37%
1 Year Performance46.11%32.95%541.99%15.08%

Universal Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UVE
Universal Insurance
3.8589 of 5 stars
$25.95
flat
N/A+46.1%$730.35M$1.52B11.331,068
HTH
Hilltop
4.5368 of 5 stars
$29.85
+1.5%
$33.00
+10.6%
+6.3%$1.89B$1.61B15.153,646News Coverage
Positive News
Analyst Revision
STC
Stewart Information Services
2.0474 of 5 stars
$65.68
+4.6%
$79.00
+20.3%
+9.3%$1.75B$2.55B25.267,000
HCI
HCI Group
4.5246 of 5 stars
$149.22
+1.5%
$181.25
+21.5%
+71.7%$1.70B$750.05M14.43530News Coverage
Dividend Announcement
PRA
ProAssurance
1.9301 of 5 stars
$22.92
+0.1%
$21.00
-8.4%
+106.6%$1.17B$1.15B27.951,036News Coverage
SAFT
Safety Insurance Group
2.853 of 5 stars
$79.38
+1.9%
N/A+3.4%$1.16B$1.12B16.23550Positive News
EIG
Employers
2.5883 of 5 stars
$47.56
+2.2%
$58.00
+22.0%
+13.3%$1.12B$880.70M11.54680
AMSF
AMERISAFE
4.0878 of 5 stars
$44.21
+1.6%
$59.50
+34.6%
+1.8%$828.69M$309.04M17.83350
UFCS
United Fire Group
3.0437 of 5 stars
$28.83
+0.8%
$30.00
+4.1%
+37.6%$727.64M$1.25B11.401,090
DGICA
Donegal Group
3.1067 of 5 stars
$19.58
+2.7%
$18.00
-8.1%
+52.7%$688.36M$989.60M9.55880News Coverage
Analyst Upgrade
GBLI
Global Indemnity Group
N/A$32.02
-1.5%
N/A+0.9%$456.54M$437.55M11.00360Gap Down

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This page (NYSE:UVE) was last updated on 7/6/2025 by MarketBeat.com Staff
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