Universal Insurance (UVE) Competitors

$39.13 -0.27 (-0.70%)

Closing price 05/13/2026 03:59 PM Eastern

Extended Trading

$39.18 +0.06 (+0.15%)

As of 04:24 AM Eastern

UVE vs. AGO, HTH, STC, HCI, and PRA

Should you buy Universal Insurance stock or one of its competitors? MarketBeat compares Universal Insurance with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Universal Insurance include Assured Guaranty (AGO), Hilltop (HTH), Stewart Information Services (STC), HCI Group (HCI), and ProAssurance (PRA). These companies are all part of the "property & casualty insurance" industry.

How does Universal Insurance compare to Assured Guaranty?

Universal Insurance (NYSE:UVE) and Assured Guaranty (NYSE:AGO) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, profitability, risk, media sentiment, valuation, earnings, institutional ownership and dividends.

Universal Insurance has a beta of 0.77, meaning that its stock price is 23% less volatile than the broader market. Comparatively, Assured Guaranty has a beta of 0.81, meaning that its stock price is 19% less volatile than the broader market.

Assured Guaranty has a net margin of 40.45% compared to Universal Insurance's net margin of 12.22%. Universal Insurance's return on equity of 37.51% beat Assured Guaranty's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Universal Insurance	12.22%	37.51%	6.54%
Assured Guaranty	40.45%	6.98%	3.25%

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.6%. Assured Guaranty pays an annual dividend of $1.52 per share and has a dividend yield of 2.0%. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. Assured Guaranty pays out 17.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Assured Guaranty has increased its dividend for 7 consecutive years. Assured Guaranty is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Universal Insurance currently has a consensus target price of $40.00, indicating a potential upside of 2.23%. Assured Guaranty has a consensus target price of $92.33, indicating a potential upside of 23.04%. Given Assured Guaranty's higher possible upside, analysts plainly believe Assured Guaranty is more favorable than Universal Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Universal Insurance	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33
Assured Guaranty	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Assured Guaranty has lower revenue, but higher earnings than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than Assured Guaranty, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Universal Insurance	$1.60B	0.68	$182.95M	$6.75	5.80
Assured Guaranty	$1.11B	2.99	$503M	$8.71	8.62

66.6% of Universal Insurance shares are held by institutional investors. Comparatively, 92.2% of Assured Guaranty shares are held by institutional investors. 15.0% of Universal Insurance shares are held by insiders. Comparatively, 5.7% of Assured Guaranty shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

In the previous week, Assured Guaranty had 21 more articles in the media than Universal Insurance. MarketBeat recorded 21 mentions for Assured Guaranty and 0 mentions for Universal Insurance. Assured Guaranty's average media sentiment score of 0.85 beat Universal Insurance's score of 0.83 indicating that Assured Guaranty is being referred to more favorably in the news media.

Company	Overall Sentiment
Universal Insurance	Positive
Assured Guaranty	Positive

Summary

Assured Guaranty beats Universal Insurance on 12 of the 19 factors compared between the two stocks.

How does Universal Insurance compare to Hilltop?

Universal Insurance (NYSE:UVE) and Hilltop (NYSE:HTH) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, profitability, media sentiment, institutional ownership and earnings.

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.6%. Hilltop pays an annual dividend of $0.80 per share and has a dividend yield of 2.2%. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. Hilltop pays out 30.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hilltop has increased its dividend for 8 consecutive years. Hilltop is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Universal Insurance has a net margin of 12.22% compared to Hilltop's net margin of 10.13%. Universal Insurance's return on equity of 37.51% beat Hilltop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Universal Insurance	12.22%	37.51%	6.54%
Hilltop	10.13%	7.32%	1.03%

66.6% of Universal Insurance shares are owned by institutional investors. Comparatively, 57.1% of Hilltop shares are owned by institutional investors. 15.0% of Universal Insurance shares are owned by company insiders. Comparatively, 29.9% of Hilltop shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Universal Insurance has higher earnings, but lower revenue than Hilltop. Universal Insurance is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Universal Insurance	$1.60B	0.68	$182.95M	$6.75	5.80
Hilltop	$1.63B	1.32	$165.59M	$2.64	13.85

Universal Insurance has a beta of 0.77, meaning that its stock price is 23% less volatile than the broader market. Comparatively, Hilltop has a beta of 0.89, meaning that its stock price is 11% less volatile than the broader market.

Universal Insurance currently has a consensus target price of $40.00, indicating a potential upside of 2.23%. Hilltop has a consensus target price of $37.50, indicating a potential upside of 2.54%. Given Hilltop's higher possible upside, analysts clearly believe Hilltop is more favorable than Universal Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Universal Insurance	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33
Hilltop	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.75

In the previous week, Hilltop had 5 more articles in the media than Universal Insurance. MarketBeat recorded 5 mentions for Hilltop and 0 mentions for Universal Insurance. Universal Insurance's average media sentiment score of 0.83 beat Hilltop's score of 0.79 indicating that Universal Insurance is being referred to more favorably in the media.

Company	Overall Sentiment
Universal Insurance	Positive
Hilltop	Positive

Summary

Universal Insurance beats Hilltop on 10 of the 19 factors compared between the two stocks.

How does Universal Insurance compare to Stewart Information Services?

Stewart Information Services (NYSE:STC) and Universal Insurance (NYSE:UVE) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, media sentiment, institutional ownership, analyst recommendations, profitability, valuation, earnings and risk.

In the previous week, Stewart Information Services had 3 more articles in the media than Universal Insurance. MarketBeat recorded 3 mentions for Stewart Information Services and 0 mentions for Universal Insurance. Universal Insurance's average media sentiment score of 0.83 beat Stewart Information Services' score of 0.45 indicating that Universal Insurance is being referred to more favorably in the news media.

Company	Overall Sentiment
Stewart Information Services	Neutral
Universal Insurance	Positive

Stewart Information Services currently has a consensus target price of $81.00, suggesting a potential upside of 21.58%. Universal Insurance has a consensus target price of $40.00, suggesting a potential upside of 2.23%. Given Stewart Information Services' higher possible upside, research analysts plainly believe Stewart Information Services is more favorable than Universal Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Stewart Information Services	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Universal Insurance	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33

Universal Insurance has a net margin of 12.22% compared to Stewart Information Services' net margin of 4.19%. Universal Insurance's return on equity of 37.51% beat Stewart Information Services' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Stewart Information Services	4.19%	10.07%	5.17%
Universal Insurance	12.22%	37.51%	6.54%

Stewart Information Services has a beta of 1.02, indicating that its stock price is 2% more volatile than the broader market. Comparatively, Universal Insurance has a beta of 0.77, indicating that its stock price is 23% less volatile than the broader market.

96.9% of Stewart Information Services shares are owned by institutional investors. Comparatively, 66.6% of Universal Insurance shares are owned by institutional investors. 2.9% of Stewart Information Services shares are owned by insiders. Comparatively, 15.0% of Universal Insurance shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Universal Insurance has lower revenue, but higher earnings than Stewart Information Services. Universal Insurance is trading at a lower price-to-earnings ratio than Stewart Information Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Stewart Information Services	$2.92B	0.69	$115.54M	$4.48	14.87
Universal Insurance	$1.60B	0.68	$182.95M	$6.75	5.80

Stewart Information Services pays an annual dividend of $2.10 per share and has a dividend yield of 3.2%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.6%. Stewart Information Services pays out 46.9% of its earnings in the form of a dividend. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Stewart Information Services has raised its dividend for 4 consecutive years. Stewart Information Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Stewart Information Services and Universal Insurance tied by winning 10 of the 20 factors compared between the two stocks.

How does Universal Insurance compare to HCI Group?

HCI Group (NYSE:HCI) and Universal Insurance (NYSE:UVE) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, media sentiment, institutional ownership, analyst recommendations, profitability, valuation, earnings and risk.

87.0% of HCI Group shares are owned by institutional investors. Comparatively, 66.6% of Universal Insurance shares are owned by institutional investors. 18.5% of HCI Group shares are owned by insiders. Comparatively, 15.0% of Universal Insurance shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, HCI Group had 13 more articles in the media than Universal Insurance. MarketBeat recorded 13 mentions for HCI Group and 0 mentions for Universal Insurance. Universal Insurance's average media sentiment score of 0.83 beat HCI Group's score of 0.60 indicating that Universal Insurance is being referred to more favorably in the news media.

Company	Overall Sentiment
HCI Group	Positive
Universal Insurance	Positive

HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.0%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 1.6%. HCI Group pays out 7.0% of its earnings in the form of a dividend. Universal Insurance pays out 9.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

HCI Group has a beta of 1.09, indicating that its stock price is 9% more volatile than the broader market. Comparatively, Universal Insurance has a beta of 0.77, indicating that its stock price is 23% less volatile than the broader market.

HCI Group currently has a consensus target price of $231.67, suggesting a potential upside of 50.83%. Universal Insurance has a consensus target price of $40.00, suggesting a potential upside of 2.23%. Given HCI Group's higher possible upside, research analysts plainly believe HCI Group is more favorable than Universal Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HCI Group	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	1 Strong Buy rating(s)	3.00
Universal Insurance	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33

HCI Group has a net margin of 32.64% compared to Universal Insurance's net margin of 12.22%. Universal Insurance's return on equity of 37.51% beat HCI Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HCI Group	32.64%	30.88%	12.31%
Universal Insurance	12.22%	37.51%	6.54%

HCI Group has higher earnings, but lower revenue than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HCI Group	$900.95M	2.18	$299.01M	$22.78	6.74
Universal Insurance	$1.60B	0.68	$182.95M	$6.75	5.80

Summary

HCI Group beats Universal Insurance on 13 of the 18 factors compared between the two stocks.

How does Universal Insurance compare to ProAssurance?

ProAssurance (NYSE:PRA) and Universal Insurance (NYSE:UVE) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, media sentiment, valuation, institutional ownership, analyst recommendations, profitability, risk and earnings.

85.6% of ProAssurance shares are owned by institutional investors. Comparatively, 66.6% of Universal Insurance shares are owned by institutional investors. 1.2% of ProAssurance shares are owned by company insiders. Comparatively, 15.0% of Universal Insurance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

In the previous week, ProAssurance had 2 more articles in the media than Universal Insurance. MarketBeat recorded 2 mentions for ProAssurance and 0 mentions for Universal Insurance. Universal Insurance's average media sentiment score of 0.83 beat ProAssurance's score of 0.44 indicating that Universal Insurance is being referred to more favorably in the news media.

Company	Overall Sentiment
ProAssurance	Neutral
Universal Insurance	Positive

ProAssurance has a beta of 0.04, meaning that its share price is 96% less volatile than the broader market. Comparatively, Universal Insurance has a beta of 0.77, meaning that its share price is 23% less volatile than the broader market.

Universal Insurance has a consensus target price of $40.00, indicating a potential upside of 2.23%. Given Universal Insurance's stronger consensus rating and higher probable upside, analysts plainly believe Universal Insurance is more favorable than ProAssurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ProAssurance	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	3.00
Universal Insurance	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33

Universal Insurance has a net margin of 12.22% compared to ProAssurance's net margin of 5.99%. Universal Insurance's return on equity of 37.51% beat ProAssurance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ProAssurance	5.99%	6.82%	1.64%
Universal Insurance	12.22%	37.51%	6.54%

Universal Insurance has higher revenue and earnings than ProAssurance. Universal Insurance is trading at a lower price-to-earnings ratio than ProAssurance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ProAssurance	$1.10B	1.16	$50.92M	$1.25	19.69
Universal Insurance	$1.60B	0.68	$182.95M	$6.75	5.80

Summary

Universal Insurance beats ProAssurance on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

UVE vs. The Competition

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Metric	Universal Insurance	INS Industry	Finance Sector	NYSE Exchange
Market Cap	$1.10B	$57.00B	$13.49B	$22.96B
Dividend Yield	1.62%	1.93%	5.81%	4.07%
P/E Ratio	5.80	10.23	23.14	28.29
Price / Sales	0.68	1.65	175.55	24.51
Price / Cash	5.90	12.19	20.50	25.11
Price / Book	1.87	2.26	2.14	4.73
Net Income	$182.95M	$4.16B	$1.11B	$1.07B
7 Day Performance	-3.45%	-1.45%	-1.14%	-1.11%
1 Month Performance	14.50%	0.76%	0.13%	1.36%
1 Year Performance	51.95%	7.18%	10.81%	24.41%

Universal Insurance Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
UVE Universal Insurance	3.0695 of 5 stars	$39.13 -0.7%	$40.00 +2.2%	+51.4%	$1.10B	$1.60B	5.80	1,068
AGO Assured Guaranty	4.5479 of 5 stars	$82.13 +0.5%	$98.50 +19.9%	-14.4%	$3.69B	$1.11B	8.02	410	Earnings Report Insider Trade
HTH Hilltop	3.7103 of 5 stars	$37.79 +1.0%	$37.50 -0.8%	+18.5%	$2.21B	$1.63B	14.30	3,550
STC Stewart Information Services	3.9564 of 5 stars	$68.95 +1.1%	$81.00 +17.5%	+2.1%	$2.10B	$3.09B	15.40	7,800
HCI HCI Group	4.4117 of 5 stars	$155.54 +4.2%	$231.67 +48.9%	-5.0%	$2.02B	$901.77M	6.86	530	Analyst Downgrade

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This page (NYSE:UVE) was last updated on 5/14/2026 by MarketBeat.com Staff.

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Universal Insurance (UVE) Competitors

UVE vs. AGO, HTH, STC, HCI, and PRA

How does Universal Insurance compare to Assured Guaranty?

Summary

How does Universal Insurance compare to Hilltop?

Summary

How does Universal Insurance compare to Stewart Information Services?

Summary

How does Universal Insurance compare to HCI Group?

Summary

How does Universal Insurance compare to ProAssurance?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

UVE vs. The Competition

Universal Insurance Competitors List

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Stock Ideas and Recommendations

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Universal Insurance (UVE) Competitors

UVE vs. AGO, HTH, STC, HCI, and PRA

How does Universal Insurance compare to Assured Guaranty?

Which has more volatility and risk, UVE or AGO?

Is UVE or AGO more profitable?

Is UVE or AGO a better dividend stock?

Do analysts prefer UVE or AGO?

Which has better valuation & earnings, UVE or AGO?

Do institutionals and insiders believe in UVE or AGO?

Does the media refer more to UVE or AGO?

Summary

How does Universal Insurance compare to Hilltop?

Is UVE or HTH a better dividend stock?

Is UVE or HTH more profitable?

Do institutionals & insiders have more ownership in UVE or HTH?

Which has preferable valuation and earnings, UVE or HTH?

Which has more risk & volatility, UVE or HTH?

Do analysts prefer UVE or HTH?

Does the media prefer UVE or HTH?

Summary

How does Universal Insurance compare to Stewart Information Services?

Does the media favor STC or UVE?

Do analysts rate STC or UVE?

Is STC or UVE more profitable?

Which has more risk & volatility, STC or UVE?

Do insiders & institutionals believe in STC or UVE?

Which has preferable earnings & valuation, STC or UVE?

Is STC or UVE a better dividend stock?

Summary

How does Universal Insurance compare to HCI Group?

Do insiders & institutionals believe in HCI or UVE?

Does the media favor HCI or UVE?

Is HCI or UVE a better dividend stock?

Which has more risk & volatility, HCI or UVE?

Do analysts rate HCI or UVE?

Is HCI or UVE more profitable?

Which has preferable earnings & valuation, HCI or UVE?

Summary

How does Universal Insurance compare to ProAssurance?

Do insiders and institutionals believe in PRA or UVE?

Does the media prefer PRA or UVE?

Which has more risk and volatility, PRA or UVE?

Do analysts rate PRA or UVE?

Is PRA or UVE more profitable?

Which has higher earnings & valuation, PRA or UVE?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

UVE vs. The Competition

Universal Insurance Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools