NYSE:UVE Universal Insurance (UVE) Stock Price, News & Analysis $41.22 +3.54 (+9.39%) As of 12:47 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Universal Insurance Stock (NYSE:UVE) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Universal Insurance alerts:Sign Up Key Stats Today's Range$39.47▼$42.1150-Day Range$35.51▼$43.0152-Week Range$21.96▼$43.96Volume137,445 shsAverage Volume202,420 shsMarket Capitalization$1.15 billionP/E Ratio6.09Dividend Yield1.55%Price Target$44.00Consensus RatingHold Company Overview Universal Insurance Holdings, Inc. (NYSE: UVE) is a property and casualty insurance holding company headquartered in Jacksonville, Florida. The company underwrites homeowners and other residential property insurance products to protect against natural catastrophes such as hurricanes, windstorms and fires. It distributes policies primarily through a network of independent agents and brokers, offering coverage for primary residences, secondary homes, condominiums, vacant dwellings and rental properties across its service territory. In addition to personal lines, Universal provides commercial property and casualty insurance tailored to small businesses and institutional clients. Its commercial offerings include premises liability, dwelling fire, commercial residential and umbrella liability protection. The company employs a risk-management approach that combines participation in the Florida Hurricane Catastrophe Fund with a layered reinsurance program to mitigate exposure to severe weather events. Since its founding, Universal Insurance Holdings has pursued growth through both organic underwriting expansion and strategic acquisitions of smaller carriers. The company’s headquarters in Jacksonville supports a network of regional offices and service centers throughout Florida, enabling local claims handling, customer service and policy administration. Its leadership team brings deep experience in property and casualty underwriting, distribution channel management and catastrophe risk assessment, positioning the company to navigate the complex regulatory and environmental landscape of coastal insurance markets.AI Generated. May Contain Errors. Read More Universal Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks66th Percentile Overall ScoreUVE MarketRank™: Universal Insurance scored higher than 66% of companies evaluated by MarketBeat, and ranked 318th out of 875 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.2 / 5Analyst RatingHold Consensus RatingUniversal Insurance has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Universal Insurance is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageUniversal Insurance has only been the subject of 3 research reports in the past 90 days.Read more about Universal Insurance's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth1.51% Earnings GrowthEarnings for Universal Insurance are expected to grow by 1.51% in the coming year, from $4.63 to $4.70 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Universal Insurance is 6.16, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.80.Price to Earnings Ratio vs. SectorThe P/E ratio of Universal Insurance is 6.16, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.40.Price to Book Value per Share RatioUniversal Insurance has a P/B Ratio of 2.12. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted4.03% of the float of Universal Insurance has been sold short.Short Interest Ratio / Days to CoverUniversal Insurance has a short interest ratio ("days to cover") of 3.98, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Universal Insurance has recently increased by 49.10%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldUniversal Insurance pays a meaningful dividend of 1.69%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUniversal Insurance does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Universal Insurance is 9.48%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Universal Insurance will have a dividend payout ratio of 13.62% next year. This indicates that Universal Insurance will be able to sustain or increase its dividend.Read more about Universal Insurance's dividend. News and Social Media2.3 / 5News Sentiment0.74 News SentimentUniversal Insurance has a news sentiment score of 0.74. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Universal Insurance this week, compared to 1 article on an average week.Search InterestOnly 1 people have searched for UVE on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days. Company Ownership2.0 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Universal Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,332,800.00 in company stock.Percentage Held by Insiders15.00% of the stock of Universal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions66.61% of the stock of Universal Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Universal Insurance's insider trading history. Receive UVE Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Universal Insurance and its competitors with MarketBeat's FREE daily newsletter. 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UVE Stock News HeadlinesUniversal Insurance Holdings Q2 2026 EarningsJuly 23 at 6:15 PM | 247wallst.comUniversal Announces Second Quarter 2026 Earnings DatesJuly 14, 2026 | finance.yahoo.comWill you miss the REAL SpaceX opportunity?When SpaceX went public, retail traders rushed to buy the stock itself. Millionaire trader Tim Bohen says that misses the point entirely. History shows the real opportunities from a company of SpaceX's size emerge in the aftermath, not the IPO frenzy. Bohen called Tesla in 2020 at just $37 a share, and now says he's more bullish than ever with Elon Musk becoming the world's first trillionaire.July 24 at 1:00 AM | StocksToTrade (Ad)Universal Declares Regular Cash DividendJuly 8, 2026 | businesswire.comKBRA Assigns Rating to Senior Unsecured Notes Issued by Universal Insurance Holdings, Inc.June 22, 2026 | finance.yahoo.comIs It Time To Reconsider Universal Insurance Holdings (UVE) After Recent Sector Risk Headlines?June 9, 2026 | finance.yahoo.comUniversal's Insurance Subsidiaries Complete 2026-2027 Reinsurance ProgramMay 29, 2026 | finance.yahoo.comA Look At Universal Insurance Holdings (UVE) Valuation As Shares Show Stronger Recent MomentumMay 26, 2026 | finance.yahoo.comSee More Headlines UVE Stock Analysis - Frequently Asked Questions How have UVE shares performed this year? Universal Insurance's stock was trading at $33.81 on January 1st, 2026. Since then, UVE stock has increased by 22.9% and is now trading at $41.5650. How were Universal Insurance's earnings last quarter? Universal Insurance Holdings Inc (NYSE:UVE) released its earnings results on Thursday, July, 23rd. The insurance provider reported $1.84 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.57 by $0.27. The insurance provider had revenue of $419.38 million for the quarter, compared to the consensus estimate of $614.62 million. Universal Insurance had a net margin of 12.22% and a trailing twelve-month return on equity of 37.51%. Read the conference call transcript. Who are Universal Insurance's major shareholders? Top institutional shareholders of Universal Insurance include A&I Financial Services LLC (0.08%). Insiders that own company stock include Sean P Downes, Stephen Donaghy, Jon Springer, Michael Pietrangelo, Richard D Peterson and Kimberly D Campos. View institutional ownership trends. How do I buy shares of Universal Insurance? Shares of UVE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Universal Insurance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Universal Insurance investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Netflix (NFLX), Palo Alto Networks (PANW) and Invesco QQQ (QQQ). Company Calendar Record date for 5/15 Dividend5/08/2026Ex-Dividend for 5/15 Dividend5/08/2026Dividend Payable5/15/2026Last Earnings7/23/2026Today7/24/2026Record date for 8/7 Dividend7/31/2026Ex-Dividend for 8/7 Dividend7/31/2026Dividend Payable8/07/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (5m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 UVE's financial health is in the Green zone, according to TradeSmith. UVE has been in this zone for over 5 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - PROP&CASLTY Sub-IndustryProperty & Casualty Insurance Current SymbolNYSE:UVE CIK891166 Webwww.universalinsuranceholdings.com Phone(954) 958-1200Fax302-636-5454Employees1,068Year Founded1990Price Target and Rating Average Price Target for Universal Insurance$44.00 High Price Target$44.00 Low Price Target$44.00 Potential Upside/Downside+5.7%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$6.75 Trailing P/E Ratio6.17 Forward P/E Ratio8.99 P/E GrowthN/ANet Income$182.95 million Net Margins12.22% Pretax Margin16.18% Return on Equity37.51% Return on Assets6.54% Debt Debt-to-Equity Ratio0.17 Current Ratio0.51 Quick Ratio0.51 Sales & Book Value Annual Sales$1.60 billion Price / Sales0.72 Cash Flow$7.35 per share Price / Cash Flow5.66 Book Value$19.65 per share Price / Book2.12Miscellaneous Outstanding Shares27,910,000Free Float23,724,000Market Cap$1.16 billion OptionableOptionable Beta0.72 Social Links The Infrastructure's Backbone: 10 Stocks Powering the AI BuildoutThe AI boom extends far beyond the biggest tech names. Discover 10 companies supplying the memory, storage, networking, semiconductor manufacturing, and power infrastructure that make AI possible. Learn where the next wave of AI investment opportunities may emerge—and the key risks investors should watch as the global AI buildout accelerates.Get This Free Report This page (NYSE:UVE) was last updated on 7/24/2026 by MarketBeat.com Staff. From Our PartnersElon's next move will be bigger than the IPO – and it could happen any day nowHedge fund legend Larry Benedict - who delivered a 279% return on cash in 2025 and went on a 20-year winning s...Brownstone Research | SponsoredElon says “don’t save money.” Is he right?Robert Kiyosaki, author of Rich Dad Poor Dad, says you don't have to wait for Elon Musk's vision of universal ...Freedom Financial | SponsoredBlackRock is hoarding it. JPMorgan is hoarding it. 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