NYSE:UVE Universal Insurance (UVE) Stock Price, News & Analysis $39.90 +0.47 (+1.18%) Closing price 03:59 PM EasternExtended Trading$39.84 -0.05 (-0.13%) As of 08:00 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Universal Insurance Stock (NYSE:UVE) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Universal Insurance alerts:Sign Up Key Stats Today's Range$39.20▼$40.1450-Day Range$32.47▼$41.2352-Week Range$21.96▼$41.96Volume134,712 shsAverage Volume248,940 shsMarket Capitalization$1.11 billionP/E Ratio5.91Dividend Yield1.60%Price Target$40.00Consensus RatingBuy Company Overview Universal Insurance Holdings, Inc. (NYSE: UVE) is a property and casualty insurance holding company headquartered in Jacksonville, Florida. The company underwrites homeowners and other residential property insurance products to protect against natural catastrophes such as hurricanes, windstorms and fires. It distributes policies primarily through a network of independent agents and brokers, offering coverage for primary residences, secondary homes, condominiums, vacant dwellings and rental properties across its service territory. In addition to personal lines, Universal provides commercial property and casualty insurance tailored to small businesses and institutional clients. Its commercial offerings include premises liability, dwelling fire, commercial residential and umbrella liability protection. The company employs a risk-management approach that combines participation in the Florida Hurricane Catastrophe Fund with a layered reinsurance program to mitigate exposure to severe weather events. Since its founding, Universal Insurance Holdings has pursued growth through both organic underwriting expansion and strategic acquisitions of smaller carriers. The company’s headquarters in Jacksonville supports a network of regional offices and service centers throughout Florida, enabling local claims handling, customer service and policy administration. Its leadership team brings deep experience in property and casualty underwriting, distribution channel management and catastrophe risk assessment, positioning the company to navigate the complex regulatory and environmental landscape of coastal insurance markets.AI Generated. May Contain Errors. Read More Universal Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks59th Percentile Overall ScoreUVE MarketRank™: Universal Insurance scored higher than 59% of companies evaluated by MarketBeat, and ranked 542nd out of 882 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.1 / 5Analyst RatingBuy Consensus RatingUniversal Insurance has received a consensus rating of Buy. The company's average rating score is 3.33, and is based on 1 strong buy rating, 2 buy ratings, no hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Universal Insurance is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageUniversal Insurance has only been the subject of 2 research reports in the past 90 days.Read more about Universal Insurance's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings Growth-7.37% Earnings GrowthEarnings for Universal Insurance are expected to decrease by -7.37% in the coming year, from $4.75 to $4.40 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Universal Insurance is 5.91, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.78.Price to Earnings Ratio vs. SectorThe P/E ratio of Universal Insurance is 5.91, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.95.Price to Book Value per Share RatioUniversal Insurance has a P/B Ratio of 1.90. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Universal Insurance's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.32% of the float of Universal Insurance has been sold short.Short Interest Ratio / Days to CoverUniversal Insurance has a short interest ratio ("days to cover") of 1.95, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Universal Insurance has recently increased by 25.94%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldUniversal Insurance pays a meaningful dividend of 1.62%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUniversal Insurance does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Universal Insurance is 9.48%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Universal Insurance will have a dividend payout ratio of 14.55% next year. This indicates that Universal Insurance will be able to sustain or increase its dividend.Read more about Universal Insurance's dividend. News and Social Media2.9 / 5News Sentiment0.70 News SentimentUniversal Insurance has a news sentiment score of 0.70. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Universal Insurance this week, compared to 1 article on an average week.Search Interest7 people have searched for UVE on MarketBeat in the last 30 days. Company Ownership2.0 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Universal Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,290,145.00 in company stock.Percentage Held by Insiders15.00% of the stock of Universal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions66.61% of the stock of Universal Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Universal Insurance's insider trading history. Receive UVE Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Universal Insurance and its competitors with MarketBeat's FREE daily newsletter. 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UVE Stock News HeadlinesUniversal Insurance (NYSE:UVE) Chairman Sells $774,600.00 in StockMay 18 at 4:37 AM | americanbankingnews.comInsider Selling: Universal Insurance (NYSE:UVE) Chairman Sells 20,000 Shares of StockMay 16, 2026 | insidertrades.comSpaceX will mint billionaires. You won't be one of them.By the time a company goes public, 95% of profits have already been made. Insiders bought SpaceX at $20 billion - you'd be buying at $1.75 trillion. But one small, publicly traded company sits directly in SpaceX's path, still priced like Wall Street hasn't noticed. It powers the infrastructure Musk's operation can't run without. Dylan Jovine is naming the ticker free - before the June S-1 closes the window.May 20 at 1:00 AM | Behind the Markets (Ad)Universal Insurance: Valuation, Fundamentals Show Assurance, But Headwinds May Squeeze Growth OpportunitiesMay 14, 2026 | seekingalpha.comWhat Investors Should Know About This Universal Insurance Holdings Insider SaleMay 7, 2026 | fool.comSean Downes Sells 20,000 Shares of Universal Insurance (NYSE:UVE) StockMay 1, 2026 | insidertrades.comUniversal Insurance Holdings, Inc. 2026 Q1 - Results - Earnings Call PresentationApril 28, 2026 | seekingalpha.comUniversal Insurance Holdings (UVE) price target decreased by 21.51% to 32.02April 28, 2026 | msn.comSee More Headlines UVE Stock Analysis - Frequently Asked Questions How have UVE shares performed this year? Universal Insurance's stock was trading at $33.81 on January 1st, 2026. Since then, UVE stock has increased by 18.0% and is now trading at $39.8950. How were Universal Insurance's earnings last quarter? Universal Insurance Holdings Inc (NYSE:UVE) posted its quarterly earnings results on Thursday, April, 23rd. The insurance provider reported $2.00 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.39 by $0.61. The insurance provider earned $398.16 million during the quarter, compared to analyst estimates of $481.09 million. Universal Insurance had a net margin of 12.22% and a trailing twelve-month return on equity of 37.51%. Read the conference call transcript. Who are Universal Insurance's major shareholders? Universal Insurance's top institutional investors include Dimensional Fund Advisors LP (4.63%), Renaissance Technologies LLC (0.84%), Bank of New York Mellon Corp (0.80%) and Bank of America Corp DE (0.51%). Insiders that own company stock include Sean P Downes, Stephen Donaghy, Jon Springer, Michael Pietrangelo, Richard D Peterson and Kimberly D Campos. View institutional ownership trends. How do I buy shares of Universal Insurance? Shares of UVE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Universal Insurance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Universal Insurance investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Netflix (NFLX), Palo Alto Networks (PANW) and Invesco QQQ (QQQ). Company Calendar Record date for 3/13 Dividend3/06/2026Ex-Dividend for 3/13 Dividend3/06/2026Dividend Payable3/13/2026Last Earnings4/23/2026Record date for 5/15 Dividend5/08/2026Ex-Dividend for 5/15 Dividend5/08/2026Dividend Payable5/15/2026Today5/20/2026Next Earnings (Estimated)7/23/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 UVE's financial health is in the Green zone, according to TradeSmith. UVE has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - PROP&CASLTY Sub-IndustryProperty & Casualty Insurance Current SymbolNYSE:UVE CIK891166 Webwww.universalinsuranceholdings.com Phone(954) 958-1200Fax302-636-5454Employees1,068Year Founded1990Price Target and Rating Average Price Target for Universal Insurance$40.00 High Price Target$40.00 Low Price Target$40.00 Potential Upside/Downside+0.3%Consensus RatingBuy Rating Score (0-4)3.33 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$6.75 Trailing P/E Ratio5.91 Forward P/E Ratio8.40 P/E GrowthN/ANet Income$182.95 million Net Margins12.22% Pretax Margin16.18% Return on Equity37.51% Return on Assets6.54% Debt Debt-to-Equity Ratio0.17 Current Ratio0.51 Quick Ratio0.51 Sales & Book Value Annual Sales$1.60 billion Price / Sales0.69 Cash Flow$6.76 per share Price / Cash Flow5.90 Book Value$20.95 per share Price / Book1.90Miscellaneous Outstanding Shares27,910,000Free Float23,724,000Market Cap$1.11 billion OptionableOptionable Beta0.77 Social Links 5G Stocks: The Path Forward is ProfitableClick the link to see MarketBeat's guide to investing in 5G and which 5G stocks show the most promise. Get This Free Report This page (NYSE:UVE) was last updated on 5/20/2026 by MarketBeat.com Staff. From Our PartnersTrump's gold order: the announcement they won't put on the front pageOn August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...Reagan Gold Group | SponsoredYour $29.97 book is free todayWhy Some Traders Skip Stocks Entirely You don't need a big account to trade options. In fact, options ca...Profits Run | SponsoredIran's New Leader Just Said Something That Should Terrify Every AmericanIran's Supreme Leader has declared the Strait of Hormuz closed as leverage against the U.S. - and with 40% of ...American Alternative | SponsoredHey, it's Jon Najarian. The SpaceX IPO is right around the corner. But I discovered Elon may have something BIGGER planned. 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