AMERISAFE (AMSF) Competitors

AMERISAFE (NASDAQ:AMSF) and Employers (NYSE:EIG) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, risk, earnings, dividends, institutional ownership, profitability and valuation.

Is AMSF or EIG more profitable?

AMERISAFE has a net margin of 15.76% compared to Employers' net margin of 11.99%. AMERISAFE's return on equity of 16.41% beat Employers' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
AMERISAFE	15.76%	16.41%	3.87%
Employers	11.99%	9.21%	2.75%

Do insiders & institutionals have more ownership in AMSF or EIG?

97.4% of AMERISAFE shares are owned by institutional investors. Comparatively, 80.5% of Employers shares are owned by institutional investors. 1.6% of AMERISAFE shares are owned by insiders. Comparatively, 1.4% of Employers shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Is AMSF or EIG a better dividend stock?

AMERISAFE pays an annual dividend of $1.56 per share and has a dividend yield of 3.5%. Employers pays an annual dividend of $1.28 per share and has a dividend yield of 2.8%. AMERISAFE pays out 62.9% of its earnings in the form of a dividend. Employers pays out 31.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. AMERISAFE has increased its dividend for 12 consecutive years and Employers has increased its dividend for 4 consecutive years. AMERISAFE is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk & volatility, AMSF or EIG?

AMERISAFE has a beta of 0.4, indicating that its share price is 60% less volatile than the S&P 500. Comparatively, Employers has a beta of 0.54, indicating that its share price is 46% less volatile than the S&P 500.

Does the media favor AMSF or EIG?

In the previous week, AMERISAFE had 2 more articles in the media than Employers. MarketBeat recorded 3 mentions for AMERISAFE and 1 mentions for Employers. AMERISAFE's average media sentiment score of 0.98 beat Employers' score of -0.09 indicating that AMERISAFE is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
AMERISAFE	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Employers	0 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has better earnings and valuation, AMSF or EIG?

Employers has higher revenue and earnings than AMERISAFE. Employers is trading at a lower price-to-earnings ratio than AMERISAFE, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AMERISAFE	$309.04M	2.79	$55.44M	$2.48	18.22
Employers	$880.70M	1.27	$118.60M	$4.12	11.26

Do analysts recommend AMSF or EIG?

AMERISAFE currently has a consensus target price of $59.50, indicating a potential upside of 31.70%. Employers has a consensus target price of $58.00, indicating a potential upside of 25.05%. Given AMERISAFE's higher probable upside, equities research analysts clearly believe AMERISAFE is more favorable than Employers.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AMERISAFE	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Employers	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

AMERISAFE beats Employers on 12 of the 17 factors compared between the two stocks.