United Fire Group, Inc. (NASDAQ: UFCS) is a publicly traded holding company for a group of property and casualty insurers headquartered in Cedar Rapids, Iowa. Founded in 1946, the company operates through its primary subsidiaries—United Fire & Casualty Company, State Casualty Insurance Company, Union Insurance Company and Southern Insurance Company—to provide insurance solutions across the United States. Over its history, United Fire Group has built a reputation for underwriting discipline and a mutual‐inspired approach to risk management.
The company’s core business centers on commercial and personal lines insurance for small to medium‐sized businesses and individual policyholders. Its product portfolio includes general liability, commercial property, commercial automobile, workers’ compensation, inland marine, umbrella liability and select personal lines coverage. United Fire Group emphasizes flexible policy structures, targeted risk assessments and responsive claims handling, aiming to meet the unique needs of contractors, retailers, service providers and other niche segments.
United Fire Group distributes its products through a nationwide network of independent agencies and managing general agents, supported by a team of field representatives and underwriting specialists. This agent‐centric model allows the company to maintain close partnerships with distribution channels while leveraging data analytics and technology to streamline underwriting and enhance customer service. The company’s operations span all 50 states, with regional offices that enable local market expertise and rapid response to client needs.
Governed by a board of directors with extensive insurance industry experience, United Fire Group is led by an executive management team that focuses on long‐term growth, operational efficiency and maintaining strong financial reserves. The company’s commitment to disciplined underwriting, agent collaboration and service excellence has helped it sustain consistent performance and adapt to evolving market dynamics.
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