United Fire Group, Inc., formerly United Fire & Casualty Company, is engaged in the business of writing property and casualty insurance and life insurance and selling annuities. The Company operates in two segments: property and casualty insurance, and life insurance. The Company's property and casualty insurance segment consists of commercial lines insurance, including surety bonds, personal lines insurance and assumed insurance. Its life insurance segment consists of deferred and immediate annuities, universal life insurance products and traditional life insurance products. Its life insurance segment consists solely of the operations of United Life Insurance Company. On February 1, 2012, the Company completed a holding company reorganization of United Fire Group, Inc., United Fire & Casualty Company and UFC MergeCo, Inc. On March 28, 2011, the Company acquired Mercer Insurance Group, Inc. (Mercer Insurance Group).
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Property & Casualty Insurance
- Sub-Industry: Property & Casualty Insurance
- Symbol: NASDAQ:UFCS
- CUSIP: 91034010
- Web: www.unitedfiregroup.com
Capitalization:- Market Cap: $1.09 billion
- Outstanding Shares: 25,205,000
Average Prices:- 50 Day Moving Avg: $42.97
- 200 Day Moving Avg: $44.90
- 52 Week Range: $37.54 - $50.75
P/E:- Trailing P/E Ratio: 23.63
- Foreward P/E Ratio: 19.60
- P/E Growth: 2.19
Sales & Book Value:- Annual Revenue: $1.15 billion
- Price / Sales: 0.94
- Book Value: $37.90 per share
- Price / Book: 1.14
Dividend:- Annual Dividend: $1.00
- Dividend Yield: 2.3%
Profitability:- EBIDTA: $60.56 million
- Net Margins: 6.19%
- Return on Equity: 6.95%
- Return on Assets: 1.61%
Debt:- Current Ratio: 0.20%
- Quick Ratio: 0.20%
Misc:- Average Volume: 81,208 shs.
- Beta: 0.4
- Short Ratio: 1.41
Frequently Asked Questions for United Fire Group (NASDAQ:UFCS)
What is United Fire Group's stock symbol?
United Fire Group trades on the NASDAQ under the ticker symbol "UFCS."
How often does United Fire Group pay dividends? What is the dividend yield for United Fire Group?
United Fire Group declared a quarterly dividend on Wednesday, May 17th. Shareholders of record on Thursday, June 1st will be paid a dividend of $0.28 per share on Thursday, June 15th. This represents a $1.12 dividend on an annualized basis and a dividend yield of 2.60%. The ex-dividend date of this dividend is Tuesday, May 30th. This is a positive change from United Fire Group's previous quarterly dividend of $0.25. View United Fire Group's Dividend History.
How were United Fire Group's earnings last quarter?
United Fire Group, Inc. (NASDAQ:UFCS) released its quarterly earnings data on Wednesday, May, 3rd. The company reported $0.67 EPS for the quarter, missing analysts' consensus estimates of $0.83 by $0.16. The firm earned $279.11 million during the quarter. United Fire Group had a return on equity of 6.95% and a net margin of 6.19%. View United Fire Group's Earnings History.
When will United Fire Group make its next earnings announcement?
Where is United Fire Group's stock going? Where will United Fire Group's stock price be in 2017?
1 brokerages have issued twelve-month price targets for United Fire Group's shares. Their forecasts range from $44.00 to $44.00. On average, they expect United Fire Group's share price to reach $44.00 in the next twelve months. View Analyst Ratings for United Fire Group.
Who are some of United Fire Group's key competitors?
Some companies that are related to United Fire Group include AmTrust Financial Services (AFSI), Kemper Corp (KMPR), Argo Group International Holdings (AGII), Navigators Group (NAVG), Horace Mann Educators (HMN), Third Point Reinsurance Ltd (TPRE), James River Group Holdings Ltd (JRVR), Stewart Information Services Corp (STC), Infinity Property and Casualty Corp. (IPCC), MBIA (MBI), State Auto Financial Corp (STFC), Safety Insurance Group (SAFT), Amerisafe (AMSF), Maiden Holdings (MHLD), Fidelity National Financial (FNFV), Universal Insurance Holdings (UVE), State National Companies (SNC) and EMC Insurance Group (EMCI).
Who owns United Fire Group stock?
United Fire Group's stock is owned by many different of retail and institutional investors. Top institutional investors include BlackRock Inc. (9.54%), Dimensional Fund Advisors LP (8.51%), Vanguard Group Inc. (7.41%), Earnest Partners LLC (5.42%), Systematic Financial Management LP (2.09%) and State Street Corp (1.99%). Company insiders that own United Fire Group stock include Barrie W Ernst, Casey D Mahon, Christopher R Drahozal, David E Conner, Dawn M Jaffray, Kyle D Skogman, Michael J Sheeley, Neal R Scharmer, Randy A Ramlo, Sarah Fisher Gardial and Scott L Carlton. View Institutional Ownership Trends for United Fire Group.
Who sold United Fire Group stock? Who is selling United Fire Group stock?
United Fire Group's stock was sold by a variety of institutional investors in the last quarter, including Prudential Financial Inc., Bank of New York Mellon Corp, Morgan Stanley, Systematic Financial Management LP, JPMorgan Chase & Co., Earnest Partners LLC, Goldman Sachs Group Inc. and O Shaughnessy Asset Management LLC. Company insiders that have sold United Fire Group stock in the last year include Barrie W Ernst, Casey D Mahon, Christopher R Drahozal, David E Conner, Kyle D Skogman, Michael J Sheeley, Neal R Scharmer, Randy A Ramlo and Scott L Carlton. View Insider Buying and Selling for United Fire Group.
Who bought United Fire Group stock? Who is buying United Fire Group stock?
United Fire Group's stock was bought by a variety of institutional investors in the last quarter, including BlackRock Inc., Vanguard Group Inc., Great Lakes Advisors LLC, Bank of America Corp DE, Oppenheimer Asset Management Inc., State Street Corp, Menta Capital LLC and Schwab Charles Investment Management Inc.. Company insiders that have bought United Fire Group stock in the last two years include Dawn M Jaffray and Sarah Fisher Gardial. View Insider Buying and Selling for United Fire Group.
How do I buy United Fire Group stock?
Shares of United Fire Group can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
How much does a share of United Fire Group stock cost?
One share of United Fire Group stock can currently be purchased for approximately $43.11.
Consensus Ratings for United Fire Group (NASDAQ:UFCS) (?) The ratings breakdown includes the most recent rating from each analyst that has rated the stock within the last twelve months. The ratings score is a calculation of the average number of sell, hold, buy and strong buy ratings (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). The consensus price target is a mean average of the most recent price target set by each analyst that has set a price target for the stock in the last twelve months.| Ratings Breakdown: | 1 Hold Rating |
| Consensus Rating: | Hold (Score: 2.00) |
| Consensus Price Target: | $44.00 (2.06% upside) |
Analysts' Ratings History for United Fire Group (NASDAQ:UFCS)
Show:
| Date | Firm | Action | Rating | Price Target | Impact on Share Price | Details |
|---|
| 3/27/2017 | Keefe, Bruyette & Woods | Set Price Target | Hold | $44.00 | Low |  |
(Data available from 5/24/2015 forward)
Earnings History for United Fire Group (NASDAQ:UFCS)Earnings History by Quarter for United Fire Group (NASDAQ:UFCS)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 8/1/2017 | | | | | | | | |
| 5/3/2017 | Q1 2017 | $0.83 | $0.67 | | $279.11 million | View | Listen | |
| 5/4/2016 | Q1 | $0.88 | $0.88 | | $264.26 million | View | N/A | |
| 2/18/2016 | Q4 | $0.53 | $1.21 | | $275.73 million | View | Listen | |
| 11/5/2015 | Q3 | $0.20 | $0.75 | | $263.59 million | View | N/A | |
| 8/4/2015 | Q215 | $0.22 | $0.57 | $247.40 million | $255.15 million | View | N/A | |
| 5/5/2015 | Q115 | $0.91 | $0.92 | $248.15 million | $237.60 million | View | N/A | |
| 2/17/2015 | Q414 | $0.56 | $1.34 | $238.80 million | $250.50 million | View | N/A | |
| 11/4/2014 | Q314 | ($0.01) | ($0.10) | $236.40 million | $235.90 million | View | N/A | |
| 8/5/2014 | Q214 | $0.31 | $0.35 | $229.90 million | $232.67 million | View | N/A | |
| 5/6/2014 | Q114 | $0.65 | $0.47 | $228.44 million | $220.71 million | View | N/A | |
| 2/18/2014 | Q413 | $0.62 | $1.04 | $222.36 million | $228.99 million | View | N/A | |
| 11/5/2013 | Q313 | $0.37 | $0.42 | $217.10 million | $223.02 million | View | N/A | |
| 8/6/2013 | Q2 2013 | $0.24 | $0.50 | $210.47 million | $219.72 million | View | N/A | |
| 5/7/2013 | Q1 2013 | $0.66 | $0.84 | $213.60 million | $205.31 million | View | N/A | |
| 2/19/2013 | Q4 2012 | | ($0.10) | $191.55 million | $213.32 million | View | N/A | |
| 11/5/2012 | Q312 | $0.32 | $0.31 | $205.30 million | $176.53 million | View | N/A | |
(Data available from 1/1/2011 forward)
Earnings Estimates for United Fire Group (NASDAQ:UFCS)Current Year EPS Consensus Estimate: $1.95 EPS
Next Year EPS Consensus Estimate: $2.20 EPS
Current Dividend Information for United Fire Group (NASDAQ:UFCS)| Next Dividend: | 6/15/2017 |
| Annual Dividend: | $1.00 |
| Dividend Yield: | 2.32% |
| Payout Ratio: | 37.17% (Trailing 12 Months of Earnings)
51.28% (Based on This Year's Estimates)
45.45% (Based on Next Year's Estimates)
|
Dividend History by Quarter for United Fire Group (NASDAQ:UFCS)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 5/17/2017 | quarterly | $0.28 | 2.59% | 5/30/2017 | 6/1/2017 | 6/15/2017 |
| 2/17/2017 | quarterly | $0.25 | 2.41% | 2/27/2017 | 3/1/2017 | 3/15/2017 |
| 11/18/2016 | quarterly | $0.25 | 2.2% | 11/29/2016 | 12/1/2016 | 12/15/2016 |
| 8/19/2016 | quarterly | $0.25 | 2.35% | 8/30/2016 | 9/1/2016 | 9/15/2016 |
| 5/18/2016 | quarterly | $0.25 | 2.42% | 5/27/2016 | 6/1/2016 | 6/15/2016 |
| 2/19/2016 | quarterly | $0.22 | 2.15% | 2/26/2016 | 3/1/2016 | 3/15/2016 |
| 11/20/2015 | quarterly | $0.22 | 2.21% | 11/27/2015 | 12/1/2015 | 12/15/2015 |
| 8/21/2015 | quarterly | $0.22 | 2.66% | 8/28/2015 | 9/1/2015 | 9/15/2015 |
| 5/20/2015 | quarterly | $0.22 | 2.9% | 5/28/2015 | 6/1/2015 | 6/15/2015 |
| 2/20/2015 | quarterly | $0.20 | 2.76% | 2/26/2015 | 3/2/2015 | 3/16/2015 |
| 11/21/2014 | quarterly | $0.20 | 2.79% | 11/26/2014 | 12/1/2014 | 12/15/2014 |
| 8/15/2014 | quarterly | $0.20 | 2.67% | 8/28/2014 | 9/2/2014 | 9/15/2014 |
| 5/21/2014 | quarterly | $0.20 | 2.87% | 5/29/2014 | 6/2/2014 | 6/16/2014 |
| 2/21/2014 | quarterly | $0.18 | 2.43% | 2/27/2014 | 3/3/2014 | 3/17/2014 |
| 11/15/2013 | quarterly | $0.18 | 2.64% | 11/27/2013 | 12/2/2013 | 12/16/2013 |
| 8/16/2013 | quarterly | $0.18 | 2.25% | 8/29/2013 | 9/3/2013 | 9/16/2013 |
| 5/15/2013 | quarterly | $0.18 | 2.51% | 5/29/2013 | 5/31/2013 | 6/14/2013 |
| 2/19/2013 | quarterly | $0.15 | 2.42% | 2/27/2013 | 3/1/2013 | 3/15/2013 |
(Data available from 1/1/2013 forward)
Insider Trading and Institutional Ownership History for United Fire Group (NASDAQ:UFCS)Insider Ownership Percentage: 5.90%
Institutional Ownership Percentage: 60.23%
Insider Trades by Quarter for United Fire Group (NASDAQ:UFCS)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 2/22/2017 | Dawn M Jaffray | CFO | Buy | 500 | $41.00 | $20,500.00 | |
| 1/3/2017 | Barrie W Ernst | VP | Sell | 6,849 | $49.00 | $335,601.00 | |
| 1/3/2017 | Kyle D Skogman | Director | Sell | 1,727 | $48.85 | $84,363.95 | |
| 12/20/2016 | Scott L Carlton | Director | Sell | 7,500 | $50.07 | $375,525.00 | |
| 12/16/2016 | Scott L Carlton | Director | Sell | 780 | $49.91 | $38,929.80 | |
| 12/14/2016 | Randy A Ramlo | CEO | Sell | 14,340 | $48.82 | $700,078.80 | |
| 12/13/2016 | Casey D Mahon | Director | Sell | 2,000 | $49.92 | $99,840.00 | |
| 12/9/2016 | David E Conner | VP | Sell | 3,500 | $48.85 | $170,975.00 | |
| 11/17/2016 | Neal R Scharmer | VP | Sell | 4,639 | $44.95 | $208,523.05 | |
| 11/15/2016 | Michael J Sheeley | COO | Sell | 21 | $43.45 | $912.45 | |
| 11/8/2016 | Michael J Sheeley | COO | Sell | 925 | $38.81 | $35,899.25 | |
| 9/21/2016 | Neal R Scharmer | VP | Sell | 2,020 | $42.50 | $85,850.00 | |
| 9/8/2016 | David E Conner | VP | Sell | 199 | $44.00 | $8,756.00 | |
| 6/15/2016 | Christopher R Drahozal | Director | Sell | 5,000 | $42.04 | $210,200.00 | |
| 5/10/2016 | Kyle D Skogman | Director | Sell | 1,333 | $40.69 | $54,239.77 | |
| 5/9/2016 | Sarah Fisher Gardial | Director | Buy | 100 | $40.74 | $4,074.00 | |
| 11/11/2015 | Scott L. Carlton | Director | Sell | 12,500 | $40.05 | $500,625.00 | |
| 6/20/2014 | John A Rife | Director | Sell | 3,501 | $29.31 | $102,614.31 | |
| 6/11/2014 | Scott L Carlton | Director | Sell | 9,000 | $28.51 | $256,590.00 | |
| 6/6/2014 | Scott L Carlton | Director | Sell | 2,000 | $28.01 | $56,020.00 | |
| 5/14/2014 | John Paul Besong | Director | Buy | 1,000 | $27.25 | $27,250.00 | |
| 1/21/2014 | John Rife | Director | Sell | 6,000 | $27.07 | $162,420.00 | |
| 11/11/2013 | Michael Wayne Phillips | Director | Buy | 1,100 | $29.95 | $32,945.00 | |
| 9/24/2013 | Randy Ramlo | CEO | Sell | 3,469 | $31.00 | $107,539.00 | |
| 8/22/2013 | Dianne Lyons | CFO | Sell | 5,282 | $30.44 | $160,784.08 | |
| 8/21/2013 | Barrie Ernst | VP | Sell | 2,000 | $31.37 | $62,740.00 | |
| 8/21/2013 | Michael Wilkins | EVP | Sell | 1,346 | $31.43 | $42,304.78 | |
| 8/20/2013 | Dianne Lyons | CFO | Sell | 2,400 | $32.05 | $76,920.00 | |
| 8/19/2013 | Scott Carlton | Director | Sell | 15,000 | $32.01 | $480,150.00 | |
| 8/16/2013 | Neal Scharmer | VP | Sell | 2,000 | $30.00 | $60,000.00 | |
| 5/16/2013 | Michael J Sheeley | COO | Sell | 1,500 | $28.58 | $42,870.00 | |
| 2/4/2013 | Dee Ann Mcintyre | Major Shareholder | Buy | 20,000 | $23.64 | $472,800.00 | |
| 12/27/2012 | David E Conner | VP | Sell | 1,000 | $21.34 | $21,340.00 | |
| 12/12/2012 | Kyle D Skogman | Director | Buy | 2,000 | $20.90 | $41,800.00 | |
| 11/16/2012 | Jack Evans | Director | Buy | 4,000 | $19.46 | $77,840.00 | |
| 11/15/2012 | George D Milligan | Director | Buy | 2,000 | $19.20 | $38,400.00 | |
(Data available from 1/1/2013 forward)
Headline Trends for United Fire Group (NASDAQ:UFCS)
Latest Headlines for United Fire Group (NASDAQ:UFCS)
| Source: |
|
| Date | Headline |
|---|
 | United Fire Group, Inc. – Value Analysis (NASDAQ:UFCS) : May 22, 2017
finance.yahoo.com - May 22 at 7:23 PM |
| United Fire Group, Inc. breached its 50 day moving average in a Bullish Manner : UFCS-US : May 19, 2017
finance.yahoo.com - May 19 at 6:31 PM |
| United Fire Group (UFCS) Increases Dividend Payout by 12%
finance.yahoo.com - May 18 at 11:28 AM |
 | BRIEF-UNITED FIRE GROUP SETS QUARTERLY CASH DIVIDEND OF $0.28 PER SHARE
www.reuters.com - May 17 at 9:11 PM |
 | United Fire Group (UFCS) Raises Quarterly Dividend 12% to $0.28; 2.6% Yield
www.streetinsider.com - May 17 at 9:11 PM |
 | United Fire Group, Inc. (UFCS) Plans Dividend Increase - $0.28 Per Share
www.americanbankingnews.com - May 17 at 1:23 PM |
| United Fire Group, Inc. Approves a Dividend Increase and Declares a Common Stock Quarterly Cash Dividend of $0.28 per Share
finance.yahoo.com - May 17 at 12:08 PM |
| United Fire Group, Inc. breached its 50 day moving average in a Bearish Manner : UFCS-US : May 8, 2017
finance.yahoo.com - May 8 at 9:25 AM |
| Edited Transcript of UFCS earnings conference call or presentation 3-May-17 2:00pm GMT
finance.yahoo.com - May 5 at 2:57 AM |
| United Fire Group, Inc. (UFCS) Posts Earnings Results, Misses Estimates By $0.16 EPS
www.americanbankingnews.com - May 4 at 10:10 PM |
 | United Fire Group, Inc. Reports First Quarter 2017 Results
www.nasdaq.com - May 3 at 10:02 AM |
| Investor Network: United Fire Group, Inc. to Host Earnings Call
finance.yahoo.com - May 3 at 10:02 AM |
 | United Fire posts 1Q profit
marketbeat.com - May 3 at 7:46 AM |
| United Fire Group (UFCS) Getting Somewhat Positive Media Coverage, Analysis Finds
www.americanbankingnews.com - May 2 at 3:38 PM |
| United Fire Group, Inc. (UFCS) Scheduled to Post Earnings on Wednesday
www.americanbankingnews.com - May 1 at 5:04 PM |
| United Fire Group (UFCS) Receives Daily News Sentiment Rating of 0.21
www.americanbankingnews.com - April 29 at 1:42 PM |
| United Fire Group (UFCS) Receiving Somewhat Favorable News Coverage, Report Finds
www.americanbankingnews.com - April 26 at 12:12 PM |
| United Fire Group, Inc. breached its 50 day moving average in a Bullish Manner : UFCS-US : April 25, 2017
finance.yahoo.com - April 25 at 9:01 AM |
| United Fire Group (UFCS) Earns Media Impact Rating of 0.31
www.americanbankingnews.com - April 23 at 5:32 PM |
| United Fire Group (UFCS) Receiving Somewhat Positive News Coverage, Study Shows
www.americanbankingnews.com - April 17 at 2:35 PM |
| United Fire Group (UFCS) Getting Positive Press Coverage, Analysis Shows
www.americanbankingnews.com - April 14 at 3:04 PM |
| United Fire Group, Inc. (UFCS) Short Interest Up 7.7% in March
www.americanbankingnews.com - April 10 at 11:21 AM |
 | United Fire: Lacks Specific Catalyst, But Great Long-Term Dividend Growth Potential
seekingalpha.com - April 7 at 6:14 PM |
| United Fire Group, Inc. Announces Its 2017 First Quarter Earnings Call
finance.yahoo.com - April 7 at 6:14 PM |
| United Fire Group, Inc. (UFCS) Given a $44.00 Price Target at Keefe, Bruyette & Woods
www.americanbankingnews.com - March 28 at 10:34 PM |
| UNITED FIRE GROUP INC Financials
finance.yahoo.com - March 4 at 8:13 PM |
| UNITED FIRE GROUP INC Files SEC form 10-K, Annual Report
biz.yahoo.com - February 28 at 8:02 PM |
| United Fire Group, Inc. Declares a Common Stock Quarterly Cash Dividend of $0.25 per Share
finance.yahoo.com - February 18 at 11:35 AM |
| UNITED FIRE GROUP INC Files SEC form 8-K, Other Events
biz.yahoo.com - February 18 at 11:35 AM |
| RSI Alert: United Fire Group Now Oversold
www.nasdaq.com - February 17 at 4:55 PM |
 | United Fire Group Inc. Announces 61% Retreat In Q4 Profit
www.rttnews.com - February 17 at 4:55 PM |
| BRIEF-United Fire Group Q4 EPS $0.46 including items
www.reuters.com - February 17 at 5:07 AM |
 | United Fire Group, Inc. Reports Fourth Quarter and Year End 2016 Results
globenewswire.com - February 17 at 5:07 AM |
| United Fire Group's (UFCS) CEO Randy Ramlo on Q4 2016 Results - Earnings Call Transcript
seekingalpha.com - February 17 at 5:07 AM |
| UNITED FIRE GROUP INC Files SEC form 8-K, Results of Operations and Financial Condition
biz.yahoo.com - February 17 at 5:07 AM |
| Edited Transcript of UFCS earnings conference call or presentation 16-Feb-17 3:00pm GMT
finance.yahoo.com - February 17 at 5:07 AM |
 | United Fire Group, Inc. Announces Its 2016 Fourth Quarter and Year-End Earnings Call
us.rd.yahoo.com - January 18 at 4:36 AM |
| Form 4 UNITED FIRE GROUP INC For: Jan 03 Filed by: SCHARMER NEAL R
www.streetinsider.com - January 6 at 6:23 AM |
| Form 4 UNITED FIRE GROUP INC For: Jan 03 Filed by: ERNST BARRIE W
www.streetinsider.com - January 4 at 7:28 AM |
| Form 4 UNITED FIRE GROUP INC For: Dec 20 Filed by: Carlton Scott L
www.streetinsider.com - December 21 at 3:16 PM |
| Form 4 UNITED FIRE GROUP INC For: Dec 09 Filed by: CONNER DAVID E
www.streetinsider.com - December 14 at 7:38 AM |
| United Fire Group (UFG) Selects Valen Analytics to Bolster Competitive Edge in Commercial Auto Underwriting
finance.yahoo.com - December 14 at 7:38 AM |
| BRIEF-United Fire Group says increased size of board from 12 to 13 directors
www.reuters.com - November 19 at 10:32 AM |
| UNITED FIRE GROUP INC Files SEC form 8-K, Change in Directors or Principal Officers
biz.yahoo.com - November 18 at 7:42 PM |
| Edited Transcript of UFCS earnings conference call or presentation 2-Nov-16 2:00pm GMT
finance.yahoo.com - November 3 at 12:27 PM |
| United Fire Group's (UFCS) CEO Randy Ramlo on Q3 2016 Results - Earnings Call Transcript
seekingalpha.com - November 2 at 8:37 PM |
| United Fire Group Inc. Earnings Drop 44% In Q3
www.rttnews.com - November 2 at 8:37 PM |
United Fire Group (UFCS) Chart for Wednesday, May, 24, 2017
