AMERISAFE (AMSF) Stock Price, News & Analysis

Company Overview

AMERISAFE, Inc. is a specialty insurance company focused on workers’ compensation coverage for small and midsize businesses with higher-risk operations. Its customers include employers in industries such as construction, trucking, manufacturing, agriculture, forestry and logging, and maritime.

The company offers workers’ compensation policies with different pricing structures, including guaranteed-cost and loss-sensitive options. Its services also include safety and loss-control support and claims management, helping policyholders address workplace risks and employee injuries.

Founded in 1986 and headquartered in DeRidder, Louisiana, AMERISAFE serves businesses across the United States through its workers’ compensation insurance operations.

Key Stats

• Today's Range: $19.03 to $19.60
• 50-Day Range: $19.31 to $26.58
• 52-Week Range: $19.03 to $42.10
• Volume: 669,888 shs
• Average Volume: 302,392 shs
• Market Capitalization: $358.00 million
• P/E Ratio: 8.99
• Dividend Yield: 8.49%
• Price Target: $33.33
• Consensus Rating: Hold

AMERISAFE Stock Analysis - MarketRank™

AMERISAFE scored higher than 92% of companies evaluated by MarketBeat, and ranked 146th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.0 / 5
• Analyst Rating: Hold

Consensus Rating

AMERISAFE has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 2 buy ratings, 1 hold rating, and 2 sell ratings.

Upside Potential

AMERISAFE has a consensus price target of $33.33, representing about 72.5% upside from its current price of $19.32.

Amount of Analyst Coverage

AMERISAFE has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -2.66%

Earnings Growth

Earnings for AMERISAFE are expected to decrease by -2.66% in the coming year, from $1.88 to $1.83 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of AMERISAFE is 8.99, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.49.

Price to Earnings Ratio vs. Sector

The P/E ratio of AMERISAFE is 8.99, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.90.

Price to Book Value per Share Ratio

AMERISAFE has a P/B Ratio of 1.51. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.05% of the float of AMERISAFE has been sold short.

Short Interest Ratio / Days to Cover

AMERISAFE has a short interest ratio ("days to cover") of 1.49, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in AMERISAFE has recently decreased by 5.01%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

AMERISAFE is a leading dividend payer. It pays a dividend yield of 8.25%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

AMERISAFE has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of AMERISAFE is 76.28%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, AMERISAFE will have a dividend payout ratio of 89.62% in the coming year. This indicates that AMERISAFE may not be able to sustain their current dividend.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.05

News Sentiment

AMERISAFE has a news sentiment score of 0.05. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for AMERISAFE this week, compared to 3 articles on an average week.

Search Interest

1 people have searched for AMSF on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, AMERISAFE insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.95% of the stock of AMERISAFE is held by insiders.

Percentage Held by Institutions

97.41% of the stock of AMERISAFE is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 9/25 Dividend: 9/11/2026
• Ex-Dividend for 9/25 Dividend: 9/11/2026
• Dividend Payable: 9/25/2026
• Last Earnings: 10/28/2026
• Today: 11/12/2026
• Record date for 12/11 Dividend: 12/04/2026
• Ex-Dividend for 12/11 Dividend: 12/04/2026
• Dividend Payable: 12/11/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:AMSF
• CIK: 1018979
• Web: www.amerisafe.com
• Phone: (337) 463-9052
• Fax: 800-450-1091
• Employees: 370
• Year Founded: 1985

Price Target and Rating

• Average Price Target for AMERISAFE: $33.33
• High Price Target: $40.00
• Low Price Target: $25.00
• Potential Upside/Downside: +72.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.15
• Trailing P/E Ratio: 8.99
• Forward P/E Ratio: 10.56
• P/E Growth: N/A
• Net Income: $47.15 million
• Net Margins: 12.10%
• Pretax Margin: 15.03%
• Return on Equity: 14.15%
• Return on Assets: 3.10%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.49
• Quick Ratio: 0.49

Sales & Book Value

• Annual Sales: $317.25 million
• Price / Sales: 1.13
• Cash Flow: $2.21 per share
• Price / Cash Flow: 8.73
• Book Value: $12.80 per share
• Price / Book: 1.51

Miscellaneous

• Outstanding Shares: 18,530,000
• Free Float: 18,172,000
• Market Cap: $358.00 million
• Optionable: Optionable
• Beta: 0.23