Heritage Insurance (HRTG) Competitors

Heritage Insurance logo
$25.04 +1.25 (+5.25%)
Closing price 06/23/2026 03:58 PM Eastern
Extended Trading
$24.72 -0.32 (-1.28%)
As of 06:50 AM Eastern
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HRTG vs. CLOV, BWIN, FIHL, SKWD, and PLGO

Should you buy Heritage Insurance stock or one of its competitors? MarketBeat compares Heritage Insurance with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Heritage Insurance include Clover Health Investments (CLOV), Baldwin Insurance Group (BWIN), Fidelis Insurance (FIHL), Skyward Specialty Insurance Group (SKWD), and Fidelis Insurance (PLGO). These companies are all part of the "insurance" industry.

How does Heritage Insurance compare to Clover Health Investments?

Heritage Insurance (NYSE:HRTG) and Clover Health Investments (NASDAQ:CLOV) are both insurance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, valuation, earnings, profitability, institutional ownership, media sentiment, risk and dividends.

Heritage Insurance presently has a consensus target price of $36.00, indicating a potential upside of 43.77%. Clover Health Investments has a consensus target price of $3.82, indicating a potential downside of 24.57%. Given Heritage Insurance's stronger consensus rating and higher probable upside, analysts plainly believe Heritage Insurance is more favorable than Clover Health Investments.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heritage Insurance
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
Clover Health Investments
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Heritage Insurance has a net margin of 23.76% compared to Clover Health Investments' net margin of -2.58%. Heritage Insurance's return on equity of 43.68% beat Clover Health Investments' return on equity.

Company Net Margins Return on Equity Return on Assets
Heritage Insurance23.76% 43.68% 8.84%
Clover Health Investments -2.58%-16.52%-9.28%

In the previous week, Clover Health Investments had 4 more articles in the media than Heritage Insurance. MarketBeat recorded 5 mentions for Clover Health Investments and 1 mentions for Heritage Insurance. Clover Health Investments' average media sentiment score of 0.52 beat Heritage Insurance's score of 0.00 indicating that Clover Health Investments is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Heritage Insurance
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Clover Health Investments
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Heritage Insurance has higher earnings, but lower revenue than Clover Health Investments. Clover Health Investments is trading at a lower price-to-earnings ratio than Heritage Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Heritage Insurance$847.33M0.90$195.59M$6.523.84
Clover Health Investments$1.92B1.38-$85.55M-$0.12N/A

59.0% of Heritage Insurance shares are owned by institutional investors. Comparatively, 19.8% of Clover Health Investments shares are owned by institutional investors. 9.2% of Heritage Insurance shares are owned by company insiders. Comparatively, 23.5% of Clover Health Investments shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Heritage Insurance has a beta of 0.91, indicating that its stock price is 9% less volatile than the broader market. Comparatively, Clover Health Investments has a beta of 2.54, indicating that its stock price is 154% more volatile than the broader market.

Summary

Heritage Insurance beats Clover Health Investments on 10 of the 16 factors compared between the two stocks.

How does Heritage Insurance compare to Baldwin Insurance Group?

Heritage Insurance (NYSE:HRTG) and Baldwin Insurance Group (NASDAQ:BWIN) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, valuation, institutional ownership, risk, profitability, earnings, media sentiment and analyst recommendations.

Heritage Insurance has a beta of 0.91, suggesting that its share price is 9% less volatile than the broader market. Comparatively, Baldwin Insurance Group has a beta of 1.16, suggesting that its share price is 16% more volatile than the broader market.

59.0% of Heritage Insurance shares are owned by institutional investors. Comparatively, 77.5% of Baldwin Insurance Group shares are owned by institutional investors. 9.2% of Heritage Insurance shares are owned by insiders. Comparatively, 20.1% of Baldwin Insurance Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Heritage Insurance presently has a consensus price target of $36.00, indicating a potential upside of 43.77%. Baldwin Insurance Group has a consensus price target of $28.89, indicating a potential upside of 18.45%. Given Heritage Insurance's higher possible upside, analysts plainly believe Heritage Insurance is more favorable than Baldwin Insurance Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heritage Insurance
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
Baldwin Insurance Group
1 Sell rating(s)
4 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
2.55

Heritage Insurance has a net margin of 23.76% compared to Baldwin Insurance Group's net margin of -2.80%. Heritage Insurance's return on equity of 43.68% beat Baldwin Insurance Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Heritage Insurance23.76% 43.68% 8.84%
Baldwin Insurance Group -2.80%12.35%3.43%

In the previous week, Baldwin Insurance Group had 5 more articles in the media than Heritage Insurance. MarketBeat recorded 6 mentions for Baldwin Insurance Group and 1 mentions for Heritage Insurance. Baldwin Insurance Group's average media sentiment score of 1.03 beat Heritage Insurance's score of 0.00 indicating that Baldwin Insurance Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Heritage Insurance
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Baldwin Insurance Group
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Heritage Insurance has higher earnings, but lower revenue than Baldwin Insurance Group. Baldwin Insurance Group is trading at a lower price-to-earnings ratio than Heritage Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Heritage Insurance$847.33M0.90$195.59M$6.523.84
Baldwin Insurance Group$1.50B2.31-$33.81M-$0.67N/A

Summary

Baldwin Insurance Group beats Heritage Insurance on 10 of the 17 factors compared between the two stocks.

How does Heritage Insurance compare to Fidelis Insurance?

Fidelis Insurance (NYSE:FIHL) and Heritage Insurance (NYSE:HRTG) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, profitability, dividends, analyst recommendations, media sentiment, institutional ownership, earnings and risk.

Fidelis Insurance has a beta of 0.36, indicating that its share price is 64% less volatile than the broader market. Comparatively, Heritage Insurance has a beta of 0.91, indicating that its share price is 9% less volatile than the broader market.

Fidelis Insurance presently has a consensus price target of $21.92, suggesting a potential downside of 4.63%. Heritage Insurance has a consensus price target of $36.00, suggesting a potential upside of 43.77%. Given Heritage Insurance's stronger consensus rating and higher possible upside, analysts plainly believe Heritage Insurance is more favorable than Fidelis Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Fidelis Insurance
2 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.13
Heritage Insurance
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25

Fidelis Insurance has higher revenue and earnings than Heritage Insurance. Heritage Insurance is trading at a lower price-to-earnings ratio than Fidelis Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Fidelis Insurance$2.17B1.02$225.50M$2.2110.40
Heritage Insurance$847.33M0.90$195.59M$6.523.84

82.0% of Fidelis Insurance shares are owned by institutional investors. Comparatively, 59.0% of Heritage Insurance shares are owned by institutional investors. 9.2% of Heritage Insurance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

In the previous week, Heritage Insurance had 1 more articles in the media than Fidelis Insurance. MarketBeat recorded 1 mentions for Heritage Insurance and 0 mentions for Fidelis Insurance. Fidelis Insurance's average media sentiment score of 0.00 equaled Heritage Insurance'saverage media sentiment score.

Company Overall Sentiment
Fidelis Insurance Neutral
Heritage Insurance Neutral

Heritage Insurance has a net margin of 23.76% compared to Fidelis Insurance's net margin of 9.02%. Heritage Insurance's return on equity of 43.68% beat Fidelis Insurance's return on equity.

Company Net Margins Return on Equity Return on Assets
Fidelis Insurance9.02% 8.62% 1.62%
Heritage Insurance 23.76%43.68%8.84%

Summary

Heritage Insurance beats Fidelis Insurance on 9 of the 15 factors compared between the two stocks.

How does Heritage Insurance compare to Skyward Specialty Insurance Group?

Skyward Specialty Insurance Group (NASDAQ:SKWD) and Heritage Insurance (NYSE:HRTG) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, earnings, analyst recommendations, dividends, risk, profitability, institutional ownership and media sentiment.

Skyward Specialty Insurance Group currently has a consensus target price of $65.00, suggesting a potential upside of 22.92%. Heritage Insurance has a consensus target price of $36.00, suggesting a potential upside of 43.77%. Given Heritage Insurance's higher probable upside, analysts plainly believe Heritage Insurance is more favorable than Skyward Specialty Insurance Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Skyward Specialty Insurance Group
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
2 Strong Buy rating(s)
2.91
Heritage Insurance
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25

In the previous week, Skyward Specialty Insurance Group had 1 more articles in the media than Heritage Insurance. MarketBeat recorded 2 mentions for Skyward Specialty Insurance Group and 1 mentions for Heritage Insurance. Skyward Specialty Insurance Group's average media sentiment score of 0.96 beat Heritage Insurance's score of 0.00 indicating that Skyward Specialty Insurance Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Skyward Specialty Insurance Group
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Heritage Insurance
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Heritage Insurance has a net margin of 23.76% compared to Skyward Specialty Insurance Group's net margin of 11.36%. Heritage Insurance's return on equity of 43.68% beat Skyward Specialty Insurance Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Skyward Specialty Insurance Group11.36% 18.24% 3.69%
Heritage Insurance 23.76%43.68%8.84%

Heritage Insurance has lower revenue, but higher earnings than Skyward Specialty Insurance Group. Heritage Insurance is trading at a lower price-to-earnings ratio than Skyward Specialty Insurance Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Skyward Specialty Insurance Group$1.42B1.51$170.03M$4.1512.74
Heritage Insurance$847.33M0.90$195.59M$6.523.84

94.8% of Skyward Specialty Insurance Group shares are owned by institutional investors. Comparatively, 59.0% of Heritage Insurance shares are owned by institutional investors. 8.5% of Skyward Specialty Insurance Group shares are owned by company insiders. Comparatively, 9.2% of Heritage Insurance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Skyward Specialty Insurance Group has a beta of 0.49, suggesting that its stock price is 51% less volatile than the broader market. Comparatively, Heritage Insurance has a beta of 0.91, suggesting that its stock price is 9% less volatile than the broader market.

Summary

Skyward Specialty Insurance Group beats Heritage Insurance on 9 of the 17 factors compared between the two stocks.

How does Heritage Insurance compare to Fidelis Insurance?

Fidelis Insurance (NYSE:PLGO) and Heritage Insurance (NYSE:HRTG) are both small-cap insurance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, valuation, earnings, dividends, institutional ownership, risk, media sentiment and analyst recommendations.

Fidelis Insurance presently has a consensus target price of $24.33, indicating a potential upside of 3.11%. Heritage Insurance has a consensus target price of $36.00, indicating a potential upside of 43.77%. Given Heritage Insurance's higher possible upside, analysts clearly believe Heritage Insurance is more favorable than Fidelis Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Fidelis Insurance
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.60
Heritage Insurance
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25

Fidelis Insurance has higher revenue and earnings than Heritage Insurance. Heritage Insurance is trading at a lower price-to-earnings ratio than Fidelis Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Fidelis Insurance$2.50B0.81$225.50M$3.746.31
Heritage Insurance$847.33M0.90$195.59M$6.523.84

Fidelis Insurance has a beta of 0.35, suggesting that its stock price is 65% less volatile than the broader market. Comparatively, Heritage Insurance has a beta of 0.91, suggesting that its stock price is 9% less volatile than the broader market.

In the previous week, Fidelis Insurance had 1 more articles in the media than Heritage Insurance. MarketBeat recorded 2 mentions for Fidelis Insurance and 1 mentions for Heritage Insurance. Heritage Insurance's average media sentiment score of 0.00 beat Fidelis Insurance's score of -0.27 indicating that Heritage Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Fidelis Insurance
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Heritage Insurance
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Heritage Insurance has a net margin of 23.76% compared to Fidelis Insurance's net margin of 15.33%. Heritage Insurance's return on equity of 43.68% beat Fidelis Insurance's return on equity.

Company Net Margins Return on Equity Return on Assets
Fidelis Insurance15.33% 14.44% 2.63%
Heritage Insurance 23.76%43.68%8.84%

82.0% of Fidelis Insurance shares are held by institutional investors. Comparatively, 59.0% of Heritage Insurance shares are held by institutional investors. 9.2% of Heritage Insurance shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Heritage Insurance beats Fidelis Insurance on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding HRTG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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HRTG vs. The Competition

MetricHeritage InsuranceINS IndustryFinance SectorNYSE Exchange
Market Cap$722.03M$58.69B$14.00B$23.25B
Dividend YieldN/A1.85%5.75%4.06%
P/E Ratio3.8410.9620.2331.08
Price / Sales0.901.70145.28105.72
Price / Cash3.5412.3919.5224.45
Price / Book1.532.022.254.64
Net Income$195.59M$4.24B$1.14B$1.07B
7 Day Performance8.08%2.57%0.59%0.13%
1 Month Performance8.71%2.45%1.14%0.15%
1 Year Performance10.11%9.48%14.61%23.17%

Heritage Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
HRTG
Heritage Insurance
4.4052 of 5 stars
$25.04
+5.3%
$36.00
+43.8%
+7.6%$722.03M$847.33M3.84650
CLOV
Clover Health Investments
1.4895 of 5 stars
$5.00
+3.8%
$3.82
-23.6%
+78.8%$2.63B$1.92BN/A680
BWIN
Baldwin Insurance Group
4.4588 of 5 stars
$18.35
+1.0%
$29.63
+61.4%
-41.7%$2.61B$1.50BN/A5,020
FIHL
Fidelis Insurance
N/A$23.17
-1.4%
$21.92
-5.4%
+45.1%$2.24B$2.17B10.4877
SKWD
Skyward Specialty Insurance Group
4.5186 of 5 stars
$50.01
+1.5%
$65.00
+30.0%
-10.0%$2.03B$1.42B12.05400

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This page (NYSE:HRTG) was last updated on 6/24/2026 by MarketBeat.com Staff.
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