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Heritage Insurance (HRTG) Competitors

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$33.92 +0.10 (+0.28%)
Closing price 10/2/2026 03:59 PM Eastern
Extended Trading
$33.99 +0.07 (+0.21%)
As of 10/2/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

HRTG vs. LMND, PLMR, AGO, SLDE, and SKWD

Should you buy Heritage Insurance stock or one of its competitors? Heritage Insurance's main competitors and comparable companies include Lemonade (LMND), Palomar (PLMR), Assured Guaranty (AGO), Slide Insurance (SLDE), and Skyward Specialty Insurance Group (SKWD). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "property & casualty insurance" industry.

How does Heritage Insurance compare to Lemonade?

Lemonade (NYSE:LMND) and Heritage Insurance (NYSE:HRTG) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, dividends, media sentiment, institutional ownership, earnings, risk and valuation.

80.3% of Lemonade shares are held by institutional investors. Comparatively, 59.0% of Heritage Insurance shares are held by institutional investors. 12.2% of Lemonade shares are held by insiders. Comparatively, 9.2% of Heritage Insurance shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Heritage Insurance has higher revenue and earnings than Lemonade. Lemonade is trading at a lower price-to-earnings ratio than Heritage Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lemonade$737.90M4.87-$165.50M-$1.83N/A
Heritage Insurance$847.33M1.19$195.59M$7.024.83

Heritage Insurance has a net margin of 25.19% compared to Lemonade's net margin of -14.19%. Heritage Insurance's return on equity of 42.41% beat Lemonade's return on equity.

Company Net Margins Return on Equity Return on Assets
Lemonade-14.19% -26.78% -7.08%
Heritage Insurance 25.19%42.41%9.53%

In the previous week, Lemonade and Lemonade both had 5 articles in the media. Heritage Insurance's average media sentiment score of 1.22 beat Lemonade's score of 0.40 indicating that Heritage Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lemonade
1 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Heritage Insurance
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Lemonade presently has a consensus price target of $64.50, indicating a potential upside of 39.02%. Heritage Insurance has a consensus price target of $36.50, indicating a potential upside of 7.59%. Given Lemonade's higher possible upside, analysts clearly believe Lemonade is more favorable than Heritage Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lemonade
1 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.33
Heritage Insurance
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

Lemonade has a beta of 1.87, meaning that its share price is 87% more volatile than the broader market. Comparatively, Heritage Insurance has a beta of 0.92, meaning that its share price is 8% less volatile than the broader market.

Summary

Heritage Insurance beats Lemonade on 10 of the 16 factors compared between the two stocks.

How does Heritage Insurance compare to Palomar?

Heritage Insurance (NYSE:HRTG) and Palomar (NASDAQ:PLMR) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, earnings, valuation, analyst recommendations, media sentiment, dividends, profitability and risk.

Heritage Insurance has a net margin of 25.19% compared to Palomar's net margin of 18.61%. Heritage Insurance's return on equity of 42.41% beat Palomar's return on equity.

Company Net Margins Return on Equity Return on Assets
Heritage Insurance25.19% 42.41% 9.53%
Palomar 18.61%23.28%6.45%

59.0% of Heritage Insurance shares are held by institutional investors. Comparatively, 90.3% of Palomar shares are held by institutional investors. 9.2% of Heritage Insurance shares are held by company insiders. Comparatively, 3.7% of Palomar shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

In the previous week, Palomar had 5 more articles in the media than Heritage Insurance. MarketBeat recorded 10 mentions for Palomar and 5 mentions for Heritage Insurance. Heritage Insurance's average media sentiment score of 1.22 beat Palomar's score of 0.61 indicating that Heritage Insurance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Heritage Insurance
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Palomar
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Palomar has higher revenue and earnings than Heritage Insurance. Heritage Insurance is trading at a lower price-to-earnings ratio than Palomar, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Heritage Insurance$847.33M1.19$195.59M$7.024.83
Palomar$875.97M3.80$197.07M$7.4417.00

Heritage Insurance currently has a consensus price target of $36.50, suggesting a potential upside of 7.59%. Palomar has a consensus price target of $162.75, suggesting a potential upside of 28.67%. Given Palomar's stronger consensus rating and higher possible upside, analysts clearly believe Palomar is more favorable than Heritage Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heritage Insurance
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00
Palomar
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.17

Heritage Insurance has a beta of 0.92, indicating that its stock price is 8% less volatile than the broader market. Comparatively, Palomar has a beta of 0.35, indicating that its stock price is 65% less volatile than the broader market.

Summary

Palomar beats Heritage Insurance on 10 of the 16 factors compared between the two stocks.

How does Heritage Insurance compare to Assured Guaranty?

Heritage Insurance (NYSE:HRTG) and Assured Guaranty (NYSE:AGO) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, earnings, profitability, media sentiment, institutional ownership, risk and dividends.

Heritage Insurance has a beta of 0.92, suggesting that its share price is 8% less volatile than the broader market. Comparatively, Assured Guaranty has a beta of 0.73, suggesting that its share price is 27% less volatile than the broader market.

Assured Guaranty has a net margin of 37.34% compared to Heritage Insurance's net margin of 25.19%. Heritage Insurance's return on equity of 42.41% beat Assured Guaranty's return on equity.

Company Net Margins Return on Equity Return on Assets
Heritage Insurance25.19% 42.41% 9.53%
Assured Guaranty 37.34%7.11%3.25%

In the previous week, Assured Guaranty had 1 more articles in the media than Heritage Insurance. MarketBeat recorded 6 mentions for Assured Guaranty and 5 mentions for Heritage Insurance. Heritage Insurance's average media sentiment score of 1.22 beat Assured Guaranty's score of 0.66 indicating that Heritage Insurance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Heritage Insurance
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Assured Guaranty
0 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

59.0% of Heritage Insurance shares are held by institutional investors. Comparatively, 92.2% of Assured Guaranty shares are held by institutional investors. 9.2% of Heritage Insurance shares are held by insiders. Comparatively, 5.7% of Assured Guaranty shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Assured Guaranty has higher revenue and earnings than Heritage Insurance. Heritage Insurance is trading at a lower price-to-earnings ratio than Assured Guaranty, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Heritage Insurance$847.33M1.19$195.59M$7.024.83
Assured Guaranty$1.11B2.71$503M$7.509.12

Heritage Insurance currently has a consensus target price of $36.50, indicating a potential upside of 7.59%. Assured Guaranty has a consensus target price of $91.00, indicating a potential upside of 33.08%. Given Assured Guaranty's higher probable upside, analysts plainly believe Assured Guaranty is more favorable than Heritage Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heritage Insurance
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00
Assured Guaranty
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

Summary

Assured Guaranty beats Heritage Insurance on 9 of the 16 factors compared between the two stocks.

How does Heritage Insurance compare to Slide Insurance?

Slide Insurance (NASDAQ:SLDE) and Heritage Insurance (NYSE:HRTG) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, media sentiment, analyst recommendations, institutional ownership and profitability.

In the previous week, Heritage Insurance had 1 more articles in the media than Slide Insurance. MarketBeat recorded 5 mentions for Heritage Insurance and 4 mentions for Slide Insurance. Heritage Insurance's average media sentiment score of 1.22 beat Slide Insurance's score of -0.02 indicating that Heritage Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Slide Insurance
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Heritage Insurance
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Slide Insurance has a net margin of 40.02% compared to Heritage Insurance's net margin of 25.19%. Slide Insurance's return on equity of 50.69% beat Heritage Insurance's return on equity.

Company Net Margins Return on Equity Return on Assets
Slide Insurance40.02% 50.69% 18.39%
Heritage Insurance 25.19%42.41%9.53%

Slide Insurance has a beta of 0.13, meaning that its share price is 87% less volatile than the broader market. Comparatively, Heritage Insurance has a beta of 0.92, meaning that its share price is 8% less volatile than the broader market.

Slide Insurance currently has a consensus price target of $25.40, indicating a potential upside of 7.58%. Heritage Insurance has a consensus price target of $36.50, indicating a potential upside of 7.59%. Given Heritage Insurance's stronger consensus rating and higher probable upside, analysts plainly believe Heritage Insurance is more favorable than Slide Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Slide Insurance
0 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
2.78
Heritage Insurance
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

59.0% of Heritage Insurance shares are held by institutional investors. 50.8% of Slide Insurance shares are held by company insiders. Comparatively, 9.2% of Heritage Insurance shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Slide Insurance has higher revenue and earnings than Heritage Insurance. Heritage Insurance is trading at a lower price-to-earnings ratio than Slide Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Slide Insurance$1.16B2.39$443.96M$4.105.76
Heritage Insurance$847.33M1.19$195.59M$7.024.83

Summary

Slide Insurance beats Heritage Insurance on 9 of the 16 factors compared between the two stocks.

How does Heritage Insurance compare to Skyward Specialty Insurance Group?

Skyward Specialty Insurance Group (NASDAQ:SKWD) and Heritage Insurance (NYSE:HRTG) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, valuation, analyst recommendations, media sentiment, institutional ownership, risk, profitability and earnings.

Heritage Insurance has a net margin of 25.19% compared to Skyward Specialty Insurance Group's net margin of 10.84%. Heritage Insurance's return on equity of 42.41% beat Skyward Specialty Insurance Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Skyward Specialty Insurance Group10.84% 18.72% 3.68%
Heritage Insurance 25.19%42.41%9.53%

94.8% of Skyward Specialty Insurance Group shares are owned by institutional investors. Comparatively, 59.0% of Heritage Insurance shares are owned by institutional investors. 8.5% of Skyward Specialty Insurance Group shares are owned by insiders. Comparatively, 9.2% of Heritage Insurance shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Heritage Insurance has lower revenue, but higher earnings than Skyward Specialty Insurance Group. Heritage Insurance is trading at a lower price-to-earnings ratio than Skyward Specialty Insurance Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Skyward Specialty Insurance Group$1.42B1.72$170.03M$4.2912.82
Heritage Insurance$847.33M1.19$195.59M$7.024.83

Skyward Specialty Insurance Group has a beta of 0.37, indicating that its stock price is 63% less volatile than the broader market. Comparatively, Heritage Insurance has a beta of 0.92, indicating that its stock price is 8% less volatile than the broader market.

Skyward Specialty Insurance Group currently has a consensus price target of $70.00, indicating a potential upside of 27.25%. Heritage Insurance has a consensus price target of $36.50, indicating a potential upside of 7.59%. Given Skyward Specialty Insurance Group's higher probable upside, analysts clearly believe Skyward Specialty Insurance Group is more favorable than Heritage Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Skyward Specialty Insurance Group
0 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.91
Heritage Insurance
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

In the previous week, Heritage Insurance had 2 more articles in the media than Skyward Specialty Insurance Group. MarketBeat recorded 5 mentions for Heritage Insurance and 3 mentions for Skyward Specialty Insurance Group. Heritage Insurance's average media sentiment score of 1.22 beat Skyward Specialty Insurance Group's score of 0.56 indicating that Heritage Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Skyward Specialty Insurance Group
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Heritage Insurance
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Heritage Insurance beats Skyward Specialty Insurance Group on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding HRTG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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HRTG vs. The Competition

MetricHeritage InsuranceInsurance IndustryFinance SectorNYSE Exchange
Market Cap$1.01B$18.23B$13.40B$22.63B
Dividend YieldN/A3.29%6.03%3.73%
P/E Ratio4.8316.0824.4927.75
Price / Sales1.1930.29498.8117.18
Price / Cash5.0311.7046.4538.88
Price / Book2.081.992.704.64
Net Income$195.59M$1.80B$1.32B$1.08B
7 Day Performance2.03%-1.43%-1.04%-1.06%
1 Month Performance-2.85%-5.67%0.37%-5.49%
1 Year Performance37.80%5.77%11.53%5.13%

Heritage Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
HRTG
Heritage Insurance
3.2481 of 5 stars
$33.93
+0.3%
$36.50
+7.6%
+44.8%$1.01B$847.33M4.83542
LMND
Lemonade
2.3321 of 5 stars
$44.42
+1.2%
$64.50
+45.2%
-12.9%$3.43B$737.90MN/A1,282
PLMR
Palomar
4.8129 of 5 stars
$122.02
-0.8%
$162.75
+33.4%
+12.6%$3.21B$875.97M16.42439
AGO
Assured Guaranty
4.6462 of 5 stars
$68.40
-1.4%
$91.00
+33.0%
-19.1%$3.01B$1.11B9.13367
SLDE
Slide Insurance
3.2628 of 5 stars
$22.41
-2.0%
$25.40
+13.3%
+60.3%$2.63B$1.16B5.49504

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This page (NYSE:HRTG) was last updated on 10/3/2026 by MarketBeat.com Staff.
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