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Heritage Insurance (HRTG) Competitors

Heritage Insurance logo
$33.92 +0.08 (+0.24%)
As of 08/21/2026 03:58 PM Eastern

HRTG vs. LMND, PLMR, AGO, SKWD, and SLDE

Should you buy Heritage Insurance stock or one of its competitors? Heritage Insurance's main competitors and comparable companies include Lemonade (LMND), Palomar (PLMR), Assured Guaranty (AGO), Skyward Specialty Insurance Group (SKWD), and Slide Insurance (SLDE). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "property & casualty insurance" industry.

How does Heritage Insurance compare to Lemonade?

Heritage Insurance (NYSE:HRTG) and Lemonade (NYSE:LMND) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, valuation, dividends, profitability, risk, earnings, analyst recommendations and institutional ownership.

Heritage Insurance has a net margin of 25.19% compared to Lemonade's net margin of -14.19%. Heritage Insurance's return on equity of 42.41% beat Lemonade's return on equity.

Company Net Margins Return on Equity Return on Assets
Heritage Insurance25.19% 42.41% 9.53%
Lemonade -14.19%-26.78%-7.08%

Heritage Insurance presently has a consensus price target of $36.50, suggesting a potential upside of 7.61%. Lemonade has a consensus price target of $64.50, suggesting a potential upside of 21.04%. Given Lemonade's higher possible upside, analysts plainly believe Lemonade is more favorable than Heritage Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heritage Insurance
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00
Lemonade
1 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.33

In the previous week, Lemonade had 2 more articles in the media than Heritage Insurance. MarketBeat recorded 11 mentions for Lemonade and 9 mentions for Heritage Insurance. Heritage Insurance's average media sentiment score of 0.47 beat Lemonade's score of 0.37 indicating that Heritage Insurance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Heritage Insurance
6 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Lemonade
4 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Heritage Insurance has a beta of 0.89, meaning that its share price is 11% less volatile than the broader market. Comparatively, Lemonade has a beta of 1.84, meaning that its share price is 84% more volatile than the broader market.

59.0% of Heritage Insurance shares are owned by institutional investors. Comparatively, 80.3% of Lemonade shares are owned by institutional investors. 9.2% of Heritage Insurance shares are owned by insiders. Comparatively, 12.2% of Lemonade shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Heritage Insurance has higher revenue and earnings than Lemonade. Lemonade is trading at a lower price-to-earnings ratio than Heritage Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Heritage Insurance$847.33M1.19$195.59M$7.024.83
Lemonade$737.90M5.59-$165.50M-$1.83N/A

Summary

Heritage Insurance beats Lemonade on 10 of the 17 factors compared between the two stocks.

How does Heritage Insurance compare to Palomar?

Palomar (NASDAQ:PLMR) and Heritage Insurance (NYSE:HRTG) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, earnings, dividends, media sentiment, risk, valuation, institutional ownership and analyst recommendations.

Palomar has higher revenue and earnings than Heritage Insurance. Heritage Insurance is trading at a lower price-to-earnings ratio than Palomar, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Palomar$875.97M3.91$197.07M$7.4417.49
Heritage Insurance$847.33M1.19$195.59M$7.024.83

Heritage Insurance has a net margin of 25.19% compared to Palomar's net margin of 18.61%. Heritage Insurance's return on equity of 42.41% beat Palomar's return on equity.

Company Net Margins Return on Equity Return on Assets
Palomar18.61% 23.28% 6.45%
Heritage Insurance 25.19%42.41%9.53%

In the previous week, Palomar had 8 more articles in the media than Heritage Insurance. MarketBeat recorded 17 mentions for Palomar and 9 mentions for Heritage Insurance. Palomar's average media sentiment score of 0.86 beat Heritage Insurance's score of 0.47 indicating that Palomar is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Palomar
10 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Heritage Insurance
6 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Palomar has a beta of 0.4, meaning that its share price is 60% less volatile than the broader market. Comparatively, Heritage Insurance has a beta of 0.89, meaning that its share price is 11% less volatile than the broader market.

Palomar currently has a consensus price target of $162.75, suggesting a potential upside of 25.11%. Heritage Insurance has a consensus price target of $36.50, suggesting a potential upside of 7.61%. Given Palomar's higher possible upside, equities research analysts plainly believe Palomar is more favorable than Heritage Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Palomar
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
Heritage Insurance
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

90.3% of Palomar shares are held by institutional investors. Comparatively, 59.0% of Heritage Insurance shares are held by institutional investors. 3.7% of Palomar shares are held by company insiders. Comparatively, 9.2% of Heritage Insurance shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

Palomar beats Heritage Insurance on 10 of the 17 factors compared between the two stocks.

How does Heritage Insurance compare to Assured Guaranty?

Assured Guaranty (NYSE:AGO) and Heritage Insurance (NYSE:HRTG) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, risk, analyst recommendations, earnings, valuation, profitability, media sentiment and dividends.

Assured Guaranty has a beta of 0.75, meaning that its stock price is 25% less volatile than the broader market. Comparatively, Heritage Insurance has a beta of 0.89, meaning that its stock price is 11% less volatile than the broader market.

Assured Guaranty presently has a consensus price target of $90.33, indicating a potential upside of 21.56%. Heritage Insurance has a consensus price target of $36.50, indicating a potential upside of 7.61%. Given Assured Guaranty's higher possible upside, analysts plainly believe Assured Guaranty is more favorable than Heritage Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Assured Guaranty
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Heritage Insurance
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

Assured Guaranty has higher revenue and earnings than Heritage Insurance. Heritage Insurance is trading at a lower price-to-earnings ratio than Assured Guaranty, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Assured Guaranty$1.11B2.94$503M$7.509.91
Heritage Insurance$847.33M1.19$195.59M$7.024.83

92.2% of Assured Guaranty shares are owned by institutional investors. Comparatively, 59.0% of Heritage Insurance shares are owned by institutional investors. 5.7% of Assured Guaranty shares are owned by insiders. Comparatively, 9.2% of Heritage Insurance shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

In the previous week, Assured Guaranty and Assured Guaranty both had 9 articles in the media. Assured Guaranty's average media sentiment score of 1.11 beat Heritage Insurance's score of 0.47 indicating that Assured Guaranty is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Assured Guaranty
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Heritage Insurance
6 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Assured Guaranty has a net margin of 37.34% compared to Heritage Insurance's net margin of 25.19%. Heritage Insurance's return on equity of 42.41% beat Assured Guaranty's return on equity.

Company Net Margins Return on Equity Return on Assets
Assured Guaranty37.34% 7.11% 3.25%
Heritage Insurance 25.19%42.41%9.53%

Summary

Assured Guaranty beats Heritage Insurance on 9 of the 16 factors compared between the two stocks.

How does Heritage Insurance compare to Skyward Specialty Insurance Group?

Skyward Specialty Insurance Group (NASDAQ:SKWD) and Heritage Insurance (NYSE:HRTG) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, earnings, valuation, media sentiment, risk, analyst recommendations, profitability and institutional ownership.

Heritage Insurance has lower revenue, but higher earnings than Skyward Specialty Insurance Group. Heritage Insurance is trading at a lower price-to-earnings ratio than Skyward Specialty Insurance Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Skyward Specialty Insurance Group$1.42B1.78$170.03M$4.2913.26
Heritage Insurance$847.33M1.19$195.59M$7.024.83

Skyward Specialty Insurance Group presently has a consensus price target of $68.64, suggesting a potential upside of 20.65%. Heritage Insurance has a consensus price target of $36.50, suggesting a potential upside of 7.61%. Given Skyward Specialty Insurance Group's higher probable upside, analysts clearly believe Skyward Specialty Insurance Group is more favorable than Heritage Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Skyward Specialty Insurance Group
0 Sell rating(s)
3 Hold rating(s)
9 Buy rating(s)
1 Strong Buy rating(s)
2.85
Heritage Insurance
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

94.8% of Skyward Specialty Insurance Group shares are owned by institutional investors. Comparatively, 59.0% of Heritage Insurance shares are owned by institutional investors. 8.5% of Skyward Specialty Insurance Group shares are owned by company insiders. Comparatively, 9.2% of Heritage Insurance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Heritage Insurance had 3 more articles in the media than Skyward Specialty Insurance Group. MarketBeat recorded 9 mentions for Heritage Insurance and 6 mentions for Skyward Specialty Insurance Group. Heritage Insurance's average media sentiment score of 0.47 beat Skyward Specialty Insurance Group's score of 0.36 indicating that Heritage Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Skyward Specialty Insurance Group
2 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Heritage Insurance
6 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Heritage Insurance has a net margin of 25.19% compared to Skyward Specialty Insurance Group's net margin of 10.84%. Heritage Insurance's return on equity of 42.41% beat Skyward Specialty Insurance Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Skyward Specialty Insurance Group10.84% 18.72% 3.68%
Heritage Insurance 25.19%42.41%9.53%

Skyward Specialty Insurance Group has a beta of 0.34, suggesting that its stock price is 66% less volatile than the broader market. Comparatively, Heritage Insurance has a beta of 0.89, suggesting that its stock price is 11% less volatile than the broader market.

Summary

Heritage Insurance beats Skyward Specialty Insurance Group on 10 of the 16 factors compared between the two stocks.

How does Heritage Insurance compare to Slide Insurance?

Slide Insurance (NASDAQ:SLDE) and Heritage Insurance (NYSE:HRTG) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, dividends, earnings, media sentiment, profitability, analyst recommendations, institutional ownership and valuation.

In the previous week, Slide Insurance and Slide Insurance both had 9 articles in the media. Slide Insurance's average media sentiment score of 0.82 beat Heritage Insurance's score of 0.47 indicating that Slide Insurance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Slide Insurance
5 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Heritage Insurance
6 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Slide Insurance has a net margin of 40.02% compared to Heritage Insurance's net margin of 25.19%. Slide Insurance's return on equity of 50.69% beat Heritage Insurance's return on equity.

Company Net Margins Return on Equity Return on Assets
Slide Insurance40.02% 50.69% 18.39%
Heritage Insurance 25.19%42.41%9.53%

Slide Insurance has higher revenue and earnings than Heritage Insurance. Heritage Insurance is trading at a lower price-to-earnings ratio than Slide Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Slide Insurance$1.16B2.30$443.96M$4.105.55
Heritage Insurance$847.33M1.19$195.59M$7.024.83

Slide Insurance presently has a consensus price target of $25.40, suggesting a potential upside of 11.70%. Heritage Insurance has a consensus price target of $36.50, suggesting a potential upside of 7.61%. Given Slide Insurance's higher probable upside, equities analysts plainly believe Slide Insurance is more favorable than Heritage Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Slide Insurance
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
2 Strong Buy rating(s)
3.00
Heritage Insurance
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

59.0% of Heritage Insurance shares are owned by institutional investors. 50.8% of Slide Insurance shares are owned by company insiders. Comparatively, 9.2% of Heritage Insurance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Slide Insurance has a beta of -0.04, suggesting that its stock price is 104% less volatile than the broader market. Comparatively, Heritage Insurance has a beta of 0.89, suggesting that its stock price is 11% less volatile than the broader market.

Summary

Slide Insurance beats Heritage Insurance on 12 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding HRTG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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HRTG vs. The Competition

MetricHeritage InsuranceInsurance IndustryFinance SectorNYSE Exchange
Market Cap$1.01B$19.29B$13.63B$24.30B
Dividend YieldN/A3.26%5.89%3.70%
P/E Ratio4.8315.7929.6130.23
Price / Sales1.1930.80517.3020.99
Price / Cash5.0312.5630.7119.80
Price / Book2.082.092.844.90
Net Income$195.59M$1.80B$1.31B$1.07B
7 Day Performance-0.53%0.37%0.05%0.02%
1 Month Performance21.97%2.42%2.11%3.10%
1 Year Performance49.82%8.97%9.68%14.90%

Heritage Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
HRTG
Heritage Insurance
3.7827 of 5 stars
$33.92
+0.2%
$36.50
+7.6%
+49.8%$1.01B$847.33M4.83650
LMND
Lemonade
2.8747 of 5 stars
$51.03
+2.2%
$66.88
+31.1%
-5.9%$3.92B$975MN/A1,282
PLMR
Palomar
4.8835 of 5 stars
$130.38
+5.2%
$162.75
+24.8%
+4.0%$3.41B$1.09B17.42150
AGO
Assured Guaranty
4.7193 of 5 stars
$76.25
+0.0%
$90.33
+18.5%
-9.8%$3.35B$1.11B10.16410
SKWD
Skyward Specialty Insurance Group
4.606 of 5 stars
$58.73
+2.0%
$68.64
+16.9%
+14.8%$2.61B$1.42B13.69400

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This page (NYSE:HRTG) was last updated on 8/24/2026 by MarketBeat.com Staff.
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