NYSE:HRTG Heritage Insurance (HRTG) Stock Price, News & Analysis $34.22 -0.20 (-0.58%) Closing price 09/21/2026 03:58 PM EasternExtended Trading$34.00 -0.22 (-0.64%) As of 07:36 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Heritage Insurance Stock (NYSE:HRTG) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Heritage Insurance alerts:Sign Up Key Stats Today's Range$34.07▼$34.9250-Day Range$26.22▼$35.4652-Week Range$20.48▼$36.50Volume176,905 shsAverage Volume270,418 shsMarket Capitalization$1.02 billionP/E Ratio4.87Dividend YieldN/APrice Target$36.50Consensus RatingBuy Company Overview Heritage Insurance Holdings, Inc. is a property and casualty insurance company that provides residential property coverage through its insurance subsidiaries. Its products primarily include homeowners insurance and related coverage for personal and commercial residential properties, including protection against risks such as wind, fire and other property damage. The company focuses on serving customers in catastrophe-exposed coastal markets, particularly in the Southeastern United States. Its operations have included Florida and other states along the Atlantic and Gulf coasts, with coverage offerings and geographic exposure varying by subsidiary and regulatory approval. Heritage distributes its policies through independent agents and other insurance professionals. Heritage Insurance Holdings was established in the early 2010s and became a publicly traded company in 2014. The company’s insurance operations include Heritage Property & Casualty Insurance Company and other affiliated insurers serving residential policyholders. Ernie Garateix serves as the company’s president and chief executive officer.AI Generated. May Contain Errors. Read More Heritage Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks57th Percentile Overall ScoreHRTG MarketRank™: Heritage Insurance scored higher than 57% of companies evaluated by MarketBeat, and ranked 535th out of 837 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.8 / 5Analyst RatingBuy Consensus RatingHeritage Insurance has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 3 buy ratings, 1 hold rating, and no sell ratings.Upside/DownsideThe consensus price target for Heritage Insurance is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageHeritage Insurance has only been the subject of 4 research reports in the past 90 days.Read more about Heritage Insurance's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings Growth-3.27% Earnings GrowthEarnings for Heritage Insurance are expected to decrease by -3.27% in the coming year, from $5.50 to $5.32 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Heritage Insurance is 4.87, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.04.Price to Earnings Ratio vs. SectorThe P/E ratio of Heritage Insurance is 4.87, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.35.Price to Book Value per Share RatioHeritage Insurance has a P/B Ratio of 2.09. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Heritage Insurance's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.96% of the float of Heritage Insurance has been sold short.Short Interest Ratio / Days to CoverHeritage Insurance has a short interest ratio ("days to cover") of 3.34, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Heritage Insurance has recently increased by 20.91%, indicating that investor sentiment is decreasing significantly. Dividend0.8 / 5Dividend StrengthN/A Dividend YieldHeritage Insurance does not currently pay a dividend.Dividend GrowthHeritage Insurance does not have a long track record of dividend growth.Dividend SustainabilityBased on earnings estimates, Heritage Insurance will have a dividend payout ratio of 4.51% next year. This indicates that Heritage Insurance will be able to sustain or increase its dividend. News and Social Media2.2 / 5News Sentiment0.46 News SentimentHeritage Insurance has a news sentiment score of 0.46. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Heritage Insurance this week, compared to 2 articles on an average week.Search InterestOnly 2 people have searched for HRTG on MarketBeat in the last 30 days. This is a decrease of -60% compared to the previous 30 days.MarketBeat FollowsOnly 1 people have added Heritage Insurance to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Heritage Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,925,293.00 in company stock.Percentage Held by Insiders9.20% of the stock of Heritage Insurance is held by insiders.Percentage Held by Institutions59.03% of the stock of Heritage Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Heritage Insurance's insider trading history. Receive HRTG Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Heritage Insurance and its competitors with MarketBeat's FREE daily newsletter. 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HRTG Stock News HeadlinesHeritage Insurance Holdings (HRTG) Following Its Sidoti Event, Is The Growth Narrative Still Reasonably Valued?September 18, 2026 | finance.yahoo.comHeritage to Present at Sidoti Small Cap ConferenceSeptember 17, 2026 | prnewswire.comElon Musk’s Hushed FCC Filing. Sept 25th.Elon Musk quietly filed a document with the federal government tied to artificial intelligence, one of the largest markets in the world. James Altucher, who previously flagged Nvidia in 2008 and Bitcoin in 2013, says the filing could rival Tesla, SpaceX and xAI combined. Few investors know this filing exists, but that is expected to change quickly.September 22 at 1:00 AM | Paradigm Press (Ad)Heritage Insurance (NYSE:HRTG) CAO Sells 6,565 Shares of StockSeptember 12, 2026 | insidertrades.comInsider Selling: Heritage Insurance (NYSE:HRTG) CAO Sells $311,972.00 in StockSeptember 4, 2026 | insidertrades.comHeritage Insurance (NYSE:HRTG) Insider Timothy Johns Sells 3,500 SharesAugust 22, 2026 | insidertrades.comHeritage Insurance Holdings, Inc. 2026 Q2 - Results - Earnings Call PresentationAugust 16, 2026 | seekingalpha.comHeritage Insurance Holdings (HRTG) Q2 2026 Earnings Call TranscriptAugust 14, 2026 | fool.comSee More Headlines HRTG Stock Analysis - Frequently Asked Questions How have HRTG shares performed this year? Heritage Insurance's stock was trading at $29.27 at the beginning of 2026. Since then, HRTG stock has increased by 16.9% and is now trading at $34.22. How were Heritage Insurance's earnings last quarter? Heritage Insurance Holdings, Inc. (NYSE:HRTG) issued its earnings results on Wednesday, August, 5th. The insurance provider reported $2.05 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.25 by $0.80. The insurance provider earned $214.20 million during the quarter, compared to analysts' expectations of $212.71 million. Heritage Insurance had a trailing twelve-month return on equity of 42.41% and a net margin of 25.19%. Read the conference call transcript. How will Heritage Insurance's stock buyback program work? Heritage Insurance's board authorized a share buyback program on Monday, December 9th 2024, which authorizes the company to buy back $10,000,000 in outstanding shares, according to EventVestor. This means that the company could repurchase up to 2.8% of its stock through open market purchases. Stock buyback programs are typically a sign that the company's leadership believes its stock is undervalued. When did Heritage Insurance IPO? Heritage Insurance (HRTG) raised $90 million in an IPO on Friday, May 23rd 2014. The company issued 6,000,000 shares at a price of $14.00-$16.00 per share. Who are Heritage Insurance's major shareholders? Heritage Insurance's top institutional investors include BlackRock Inc. (7.69%), Connor Clark & Lunn Investment Management Ltd. (1.86%), Assenagon Asset Management S.A. (0.87%) and Bank of America Corp DE (0.78%). Insiders that own company stock include Ernie J Garateix, Kirk Lusk, Richard A Widdicombe, Panagiotis Apostolou, Timothy Moura, Paul L Whiting, Sharon Binnun, Nicholas George Pappas and Timothy E Johns. View institutional ownership trends. How do I buy shares of Heritage Insurance? Shares of HRTG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Heritage Insurance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Heritage Insurance investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Meta Platforms (META), e.l.f. Beauty (ELF), Adobe (ADBE) and EMCOR Group (EME). Company Calendar Last Earnings8/05/2026Today9/22/2026Small-Cap Virtual Conference9/23/2026Next Earnings (Estimated)11/04/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 HRTG's financial health is in the Green zone, according to TradeSmith. HRTG has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Insurance Sub-IndustryProperty & Casualty Insurance Current SymbolNYSE:HRTG CIK1598665 Webwww.heritagepci.com Phone(727) 362-7202FaxN/AEmployees542Year FoundedN/APrice Target and Rating Average Price Target for Heritage Insurance$36.50 High Price Target$42.00 Low Price Target$31.00 Potential Upside/Downside+6.7%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$7.02 Trailing P/E Ratio4.87 Forward P/E Ratio6.22 P/E GrowthN/ANet Income$195.59 million Net Margins25.19% Pretax Margin33.64% Return on Equity42.41% Return on Assets9.53% Debt Debt-to-Equity Ratio0.13 Current Ratio0.83 Quick Ratio0.83 Sales & Book Value Annual Sales$847.33 million Price / Sales1.20 Cash Flow$6.68 per share Price / Cash Flow5.12 Book Value$16.34 per share Price / Book2.09Miscellaneous Outstanding Shares29,730,000Free Float26,997,000Market Cap$1.02 billion OptionableOptionable Beta0.92 Social Links 7 Energy Stocks to Buy and Hold ForeverWith the proliferation of data centers and electric vehicles, the electric grid will only get more strained. Download this report to learn how energy stocks can play a role in your portfolio as the global demand for energy continues to grow.Get This Free Report This page (NYSE:HRTG) was last updated on 9/22/2026 by MarketBeat.com Staff. From Our PartnersThe AI Infrastructure Rush Is ON — Watch VDTAVertical Data Inc. 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