OPHC vs. ASRV, EMCF, RIVE, VABK, HWBK, FUNC, UBFO, MRBK, FNCB, and LARK
Should you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include AmeriServ Financial (ASRV), Emclaire Financial (EMCF), Riverview Financial (RIVE), Virginia National Bankshares (VABK), Hawthorn Bancshares (HWBK), First United (FUNC), United Security Bancshares (UBFO), Meridian (MRBK), FNCB Bancorp (FNCB), and Landmark Bancorp (LARK). These companies are all part of the "finance" sector.
OptimumBank (NASDAQ:OPHC) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, media sentiment, dividends, community ranking, analyst recommendations, valuation, risk and profitability.
7.4% of OptimumBank shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 13.9% of OptimumBank shares are owned by company insiders. Comparatively, 9.6% of AmeriServ Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
In the previous week, AmeriServ Financial's average media sentiment score of 1.00 beat OptimumBank's score of 0.00 indicating that AmeriServ Financial is being referred to more favorably in the news media.
OptimumBank has a net margin of 16.43% compared to AmeriServ Financial's net margin of -3.77%. OptimumBank's return on equity of 10.53% beat AmeriServ Financial's return on equity.
OptimumBank presently has a consensus target price of $5.25, suggesting a potential upside of 16.93%. Given OptimumBank's higher probable upside, research analysts plainly believe OptimumBank is more favorable than AmeriServ Financial.
OptimumBank has a beta of 0.35, meaning that its share price is 65% less volatile than the S&P 500. Comparatively, AmeriServ Financial has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500.
AmeriServ Financial received 62 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 33.73% of users gave OptimumBank an outperform vote.
OptimumBank has higher earnings, but lower revenue than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.
Summary
OptimumBank beats AmeriServ Financial on 9 of the 15 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding OPHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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