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Cyprus hails Moody's two-notch credit rating upgrade bringing the country into investment grade
Closing prices for crude oil, gold and other commodities
S&P 500   4,288.05
DOW   33,507.50
QQQ   358.27
Will the Energy Sector Continue to Outshine the Market?
Better Than Oil Stocks (Ad)
In a good sign for China's struggling economy, factory activity grows for the first time in 6 months
Borrowers are reassessing their budgets as student loan payments resume after pandemic pause
Better Than Oil Stocks? (Ad)
How major US stock indexes fared Friday, 9/29/2023
MarketBeat Week in Review – 9/25 - 9/29
Better Than Oil Stocks? (Ad)
Cyprus hails Moody's two-notch credit rating upgrade bringing the country into investment grade
Closing prices for crude oil, gold and other commodities
S&P 500   4,288.05
DOW   33,507.50
QQQ   358.27
Will the Energy Sector Continue to Outshine the Market?
Better Than Oil Stocks (Ad)
In a good sign for China's struggling economy, factory activity grows for the first time in 6 months
Borrowers are reassessing their budgets as student loan payments resume after pandemic pause
Better Than Oil Stocks? (Ad)
How major US stock indexes fared Friday, 9/29/2023
MarketBeat Week in Review – 9/25 - 9/29
Better Than Oil Stocks? (Ad)
Cyprus hails Moody's two-notch credit rating upgrade bringing the country into investment grade
Closing prices for crude oil, gold and other commodities
S&P 500   4,288.05
DOW   33,507.50
QQQ   358.27
Will the Energy Sector Continue to Outshine the Market?
Better Than Oil Stocks (Ad)
In a good sign for China's struggling economy, factory activity grows for the first time in 6 months
Borrowers are reassessing their budgets as student loan payments resume after pandemic pause
Better Than Oil Stocks? (Ad)
How major US stock indexes fared Friday, 9/29/2023
MarketBeat Week in Review – 9/25 - 9/29
Better Than Oil Stocks? (Ad)
Cyprus hails Moody's two-notch credit rating upgrade bringing the country into investment grade
Closing prices for crude oil, gold and other commodities
NASDAQ:OPHC

OptimumBank (OPHC) Competitors

$3.18
+0.01 (+0.32%)
(As of 09/29/2023 ET)
Compare
Today's Range
$3.17
$3.18
50-Day Range
$2.88
$3.28
52-Week Range
$2.77
$4.80
Volume
3,555 shs
Average Volume
7,943 shs
Market Capitalization
$23.06 million
P/E Ratio
4.61
Dividend Yield
N/A
Price Target
N/A

OPHC vs. PNBK, UBOH, CFBK, OPOF, WVFC, FPAY, MEGL, LEJU, BMTX, and NOM

Should you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include Patriot National Bancorp (PNBK), United Bancshares (UBOH), CF Bankshares (CFBK), Old Point Financial (OPOF), WVS Financial (WVFC), FlexShopper (FPAY), Magic Empire Global (MEGL), Leju (LEJU), BM Technologies (BMTX), and Nuveen Missouri Quality Municipal Income Fund (NOM). These companies are all part of the "finance" sector.

OptimumBank vs.

OptimumBank (NASDAQ:OPHC) and Patriot National Bancorp (NASDAQ:PNBK) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, community ranking, risk, institutional ownership, profitability, valuation, earnings, media sentiment and analyst recommendations.

Patriot National Bancorp has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Patriot National Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$22.84M1.01$4.02M$0.694.61
Patriot National Bancorp$47.62M0.62$6.16M$0.898.31

Patriot National Bancorp received 69 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 64.83% of users gave Patriot National Bancorp an outperform vote while only 39.25% of users gave OptimumBank an outperform vote.

CompanyUnderperformOutperform
OptimumBankOutperform Votes
84
39.25%
Underperform Votes
130
60.75%
Patriot National BancorpOutperform Votes
153
64.83%
Underperform Votes
83
35.17%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OptimumBank
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
Patriot National Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

3.7% of OptimumBank shares are owned by institutional investors. Comparatively, 38.9% of Patriot National Bancorp shares are owned by institutional investors. 21.3% of OptimumBank shares are owned by company insiders. Comparatively, 13.3% of Patriot National Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, OptimumBank had 1 more articles in the media than Patriot National Bancorp. MarketBeat recorded 2 mentions for OptimumBank and 1 mentions for Patriot National Bancorp. Patriot National Bancorp's average media sentiment score of 1.87 beat OptimumBank's score of 0.93 indicating that Patriot National Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
OptimumBank Positive
Patriot National Bancorp Very Positive

OptimumBank has a net margin of 15.06% compared to Patriot National Bancorp's net margin of 5.97%. OptimumBank's return on equity of 7.67% beat Patriot National Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
OptimumBank15.06% 7.67% 0.79%
Patriot National Bancorp 5.97%6.23%0.32%

OptimumBank has a beta of 0.47, suggesting that its share price is 53% less volatile than the S&P 500. Comparatively, Patriot National Bancorp has a beta of 0.65, suggesting that its share price is 35% less volatile than the S&P 500.

Summary

Patriot National Bancorp beats OptimumBank on 9 of the 15 factors compared between the two stocks.


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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPHC vs. The Competition

MetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$23.06M$14.09B$6.99B$6.29B
Dividend YieldN/A4.22%6.67%7.65%
P/E Ratio4.617.5270.9711.28
Price / Sales1.012.093,419.6355.18
Price / Cash4.976.9634.35103.06
Price / Book0.341.012.014.67
Net Income$4.02M$2.02B$726.63M$186.34M
7 Day Performance2.27%-0.26%-0.74%-0.04%
1 Month Performance-0.60%-4.11%-3.23%-6.46%
1 Year Performance-21.85%-8.36%5.77%6.26%

OptimumBank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PNBK
Patriot National Bancorp
0 of 5 stars
$7.67
flat
N/A-33.2%$30.45M$47.62M8.62130Positive News
UBOH
United Bancshares
0 of 5 stars
$18.25
-2.4%
N/A-13.3%$57.49M$48.90M5.34211Positive News
CFBK
CF Bankshares
2.2771 of 5 stars
$16.76
-0.4%
N/A-18.4%$88.66M$70.97M6.18120Short Interest ↑
Positive News
OPOF
Old Point Financial
2.2771 of 5 stars
$17.67
+1.8%
N/A-32.5%$89.06M$61.55M8.75294Analyst Report
News Coverage
WVFC
WVS Financial
0 of 5 stars
$12.30
+0.4%
N/AN/A$23.49M$6.21M12.6823
FPAY
FlexShopper
2.0361 of 5 stars
$1.03
-5.5%
$4.00
+288.3%
-40.7%$22.40M$113.06M-3.12118Short Interest ↑
MEGL
Magic Empire Global
0 of 5 stars
1.18
flat
N/A-70.5%$23.91M$1.43M0.009Short Interest ↑
LEJU
Leju
0 of 5 stars
$1.62
-1.2%
N/A-14.3%$22.23M$343.18M0.001,326Short Interest ↓
News Coverage
Gap Up
BMTX
BM Technologies
0 of 5 stars
$2.05
+7.3%
$6.75
+229.3%
-68.8%$24.33M$83.60M-1.30275Gap Down
NOM
Nuveen Missouri Quality Municipal Income Fund
0 of 5 stars
$9.30
-1.4%
N/A-16.4%$21.86MN/A0.00N/AShort Interest ↓
Positive News
High Trading Volume

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This page (NASDAQ:OPHC) was last updated on 9/30/2023 by MarketBeat.com Staff

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