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OptimumBank (OPHC) Competitors

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$9.23 +0.03 (+0.33%)
Closing price 09/22/2026 04:00 PM Eastern
Extended Trading
$9.25 +0.02 (+0.22%)
As of 09/22/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

OPHC vs. CBK, CBAN, BMRC, RBB, and PBFS

Should you buy OptimumBank stock or one of its competitors? OptimumBank's main competitors and comparable companies include Commercial Bancgroup (CBK), Colony Bankcorp (CBAN), Bank of Marin Bancorp (BMRC), RBB Bancorp (RBB), and Pioneer Bancorp (PBFS). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does OptimumBank compare to Commercial Bancgroup?

Commercial Bancgroup (NASDAQ:CBK) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, analyst recommendations, profitability, earnings, valuation, dividends, institutional ownership and risk.

7.4% of OptimumBank shares are held by institutional investors. 36.2% of Commercial Bancgroup shares are held by insiders. Comparatively, 18.7% of OptimumBank shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

In the previous week, OptimumBank had 1 more articles in the media than Commercial Bancgroup. MarketBeat recorded 1 mentions for OptimumBank and 0 mentions for Commercial Bancgroup. OptimumBank's average media sentiment score of 0.83 beat Commercial Bancgroup's score of 0.00 indicating that OptimumBank is being referred to more favorably in the news media.

Company Overall Sentiment
Commercial Bancgroup Neutral
OptimumBank Positive

Commercial Bancgroup currently has a consensus target price of $39.50, indicating a potential upside of 22.06%. OptimumBank has a consensus target price of $6.67, indicating a potential downside of 27.77%. Given Commercial Bancgroup's higher probable upside, equities research analysts plainly believe Commercial Bancgroup is more favorable than OptimumBank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Commercial Bancgroup
1 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
OptimumBank
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

Commercial Bancgroup has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Commercial Bancgroup, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Commercial Bancgroup$131.53M3.37$37.20M$2.9211.08
OptimumBank$58.79M1.98$6.28M$0.8710.61

Commercial Bancgroup has a net margin of 30.07% compared to OptimumBank's net margin of 19.62%. OptimumBank's return on equity of 14.10% beat Commercial Bancgroup's return on equity.

Company Net Margins Return on Equity Return on Assets
Commercial Bancgroup30.07% 14.06% 1.72%
OptimumBank 19.62%14.10%1.31%

Summary

Commercial Bancgroup beats OptimumBank on 9 of the 16 factors compared between the two stocks.

How does OptimumBank compare to Colony Bankcorp?

Colony Bankcorp (NYSE:CBAN) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, earnings, institutional ownership, media sentiment, profitability, dividends, risk and analyst recommendations.

OptimumBank has a net margin of 19.62% compared to Colony Bankcorp's net margin of 15.42%. OptimumBank's return on equity of 14.10% beat Colony Bankcorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Colony Bankcorp15.42% 10.40% 1.06%
OptimumBank 19.62%14.10%1.31%

In the previous week, Colony Bankcorp had 2 more articles in the media than OptimumBank. MarketBeat recorded 3 mentions for Colony Bankcorp and 1 mentions for OptimumBank. OptimumBank's average media sentiment score of 0.83 beat Colony Bankcorp's score of 0.28 indicating that OptimumBank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Colony Bankcorp
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
OptimumBank
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

50.4% of Colony Bankcorp shares are held by institutional investors. Comparatively, 7.4% of OptimumBank shares are held by institutional investors. 3.9% of Colony Bankcorp shares are held by insiders. Comparatively, 18.7% of OptimumBank shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Colony Bankcorp has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Colony Bankcorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Colony Bankcorp$190.23M2.32$28.25M$1.6512.61
OptimumBank$58.79M1.98$6.28M$0.8710.61

Colony Bankcorp has a beta of 0.54, indicating that its stock price is 46% less volatile than the broader market. Comparatively, OptimumBank has a beta of 0.29, indicating that its stock price is 71% less volatile than the broader market.

Colony Bankcorp currently has a consensus price target of $23.00, suggesting a potential upside of 10.52%. OptimumBank has a consensus price target of $6.67, suggesting a potential downside of 27.77%. Given Colony Bankcorp's higher probable upside, equities analysts plainly believe Colony Bankcorp is more favorable than OptimumBank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Colony Bankcorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
OptimumBank
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

Summary

Colony Bankcorp beats OptimumBank on 9 of the 16 factors compared between the two stocks.

How does OptimumBank compare to Bank of Marin Bancorp?

OptimumBank (NASDAQ:OPHC) and Bank of Marin Bancorp (NASDAQ:BMRC) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, valuation, analyst recommendations, earnings, media sentiment, institutional ownership, risk and dividends.

OptimumBank has higher earnings, but lower revenue than Bank of Marin Bancorp. Bank of Marin Bancorp is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$58.79M1.98$6.28M$0.8710.61
Bank of Marin Bancorp$163.98M2.76-$35.67M-$0.91N/A

OptimumBank currently has a consensus price target of $6.67, suggesting a potential downside of 27.77%. Bank of Marin Bancorp has a consensus price target of $31.50, suggesting a potential upside of 12.50%. Given Bank of Marin Bancorp's higher probable upside, analysts clearly believe Bank of Marin Bancorp is more favorable than OptimumBank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OptimumBank
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
Bank of Marin Bancorp
0 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.29

OptimumBank has a beta of 0.29, meaning that its stock price is 71% less volatile than the broader market. Comparatively, Bank of Marin Bancorp has a beta of 0.78, meaning that its stock price is 22% less volatile than the broader market.

OptimumBank has a net margin of 19.62% compared to Bank of Marin Bancorp's net margin of -7.98%. OptimumBank's return on equity of 14.10% beat Bank of Marin Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
OptimumBank19.62% 14.10% 1.31%
Bank of Marin Bancorp -7.98%8.51%0.89%

7.4% of OptimumBank shares are owned by institutional investors. Comparatively, 52.3% of Bank of Marin Bancorp shares are owned by institutional investors. 18.7% of OptimumBank shares are owned by company insiders. Comparatively, 4.9% of Bank of Marin Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Bank of Marin Bancorp had 3 more articles in the media than OptimumBank. MarketBeat recorded 4 mentions for Bank of Marin Bancorp and 1 mentions for OptimumBank. OptimumBank's average media sentiment score of 0.83 beat Bank of Marin Bancorp's score of 0.40 indicating that OptimumBank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OptimumBank
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bank of Marin Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

OptimumBank beats Bank of Marin Bancorp on 11 of the 17 factors compared between the two stocks.

How does OptimumBank compare to RBB Bancorp?

OptimumBank (NASDAQ:OPHC) and RBB Bancorp (NASDAQ:RBB) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, analyst recommendations, risk, valuation, institutional ownership, media sentiment, profitability and dividends.

7.4% of OptimumBank shares are held by institutional investors. Comparatively, 40.1% of RBB Bancorp shares are held by institutional investors. 18.7% of OptimumBank shares are held by company insiders. Comparatively, 6.8% of RBB Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

OptimumBank has a net margin of 19.62% compared to RBB Bancorp's net margin of 17.26%. OptimumBank's return on equity of 14.10% beat RBB Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
OptimumBank19.62% 14.10% 1.31%
RBB Bancorp 17.26%7.94%0.99%

OptimumBank currently has a consensus price target of $6.67, suggesting a potential downside of 27.77%. RBB Bancorp has a consensus price target of $25.50, suggesting a potential downside of 4.82%. Given RBB Bancorp's higher possible upside, analysts clearly believe RBB Bancorp is more favorable than OptimumBank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OptimumBank
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
RBB Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, RBB Bancorp had 1 more articles in the media than OptimumBank. MarketBeat recorded 2 mentions for RBB Bancorp and 1 mentions for OptimumBank. OptimumBank's average media sentiment score of 0.83 beat RBB Bancorp's score of 0.67 indicating that OptimumBank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OptimumBank
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
RBB Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

OptimumBank has a beta of 0.29, meaning that its share price is 71% less volatile than the broader market. Comparatively, RBB Bancorp has a beta of 1.02, meaning that its share price is 2% more volatile than the broader market.

RBB Bancorp has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than RBB Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$58.79M1.98$6.28M$0.8710.61
RBB Bancorp$238M1.90$31.95M$2.4311.02

Summary

OptimumBank and RBB Bancorp tied by winning 8 of the 16 factors compared between the two stocks.

How does OptimumBank compare to Pioneer Bancorp?

OptimumBank (NASDAQ:OPHC) and Pioneer Bancorp (NASDAQ:PBFS) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, valuation, dividends, profitability, institutional ownership, media sentiment, earnings and analyst recommendations.

OptimumBank has a beta of 0.29, meaning that its share price is 71% less volatile than the broader market. Comparatively, Pioneer Bancorp has a beta of 0.4, meaning that its share price is 60% less volatile than the broader market.

7.4% of OptimumBank shares are owned by institutional investors. 18.7% of OptimumBank shares are owned by company insiders. Comparatively, 2.8% of Pioneer Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

OptimumBank currently has a consensus target price of $6.67, indicating a potential downside of 27.77%. Given OptimumBank's stronger consensus rating and higher possible upside, research analysts plainly believe OptimumBank is more favorable than Pioneer Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OptimumBank
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
Pioneer Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Pioneer Bancorp had 3 more articles in the media than OptimumBank. MarketBeat recorded 4 mentions for Pioneer Bancorp and 1 mentions for OptimumBank. OptimumBank's average media sentiment score of 0.83 beat Pioneer Bancorp's score of 0.00 indicating that OptimumBank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OptimumBank
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Pioneer Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Pioneer Bancorp has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Pioneer Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$58.79M1.98$6.28M$0.8710.61
Pioneer Bancorp$104.65M4.27$13.41M$0.5433.31

OptimumBank has a net margin of 19.62% compared to Pioneer Bancorp's net margin of 0.00%. OptimumBank's return on equity of 14.10% beat Pioneer Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
OptimumBank19.62% 14.10% 1.31%
Pioneer Bancorp N/A 4.05%0.58%

Summary

OptimumBank beats Pioneer Bancorp on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPHC vs. The Competition

MetricOptimumBankBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$116.50M$23.76B$13.86B$13.25B
Dividend YieldN/A3.08%5.94%13.00%
P/E Ratio6.9926.9825.3225.86
Price / Sales1.989.31521.8591.22
Price / Cash4.7715.5246.7852.02
Price / Book0.961.372.736.42
Net Income$6.28M$2.58B$1.31B$360.08M
7 Day Performance1.54%-0.23%0.75%2.79%
1 Month Performance-0.75%-0.18%-0.09%-2.48%
1 Year Performance118.72%22.11%9.29%7.15%

OptimumBank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPHC
OptimumBank
1.9976 of 5 stars
$9.23
+0.3%
$6.67
-27.8%
+116.2%$116.50M$58.79M6.9998
CBK
Commercial Bancgroup
3.0633 of 5 stars
$32.89
-1.3%
$39.50
+20.1%
N/A$456.80M$131.53M11.26298
CBAN
Colony Bankcorp
4.4167 of 5 stars
$21.07
-1.8%
$23.00
+9.1%
+16.2%$455.40M$190.23M12.77528
BMRC
Bank of Marin Bancorp
3.5324 of 5 stars
$27.77
-0.7%
$31.50
+13.4%
+12.7%$452.79M$163.98MN/A311
RBB
RBB Bancorp
2.4685 of 5 stars
$26.64
-0.4%
$25.50
-4.3%
+37.7%$452.33M$238M10.96369

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This page (NASDAQ:OPHC) was last updated on 9/23/2026 by MarketBeat.com Staff.
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