OptimumBank (OPHC) Competitors

OptimumBank (NASDAQ:OPHC) and Patriot National Bancorp (NASDAQ:PNBK) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, community ranking, risk, institutional ownership, profitability, valuation, earnings, media sentiment and analyst recommendations.

Which has stronger valuation & earnings, OPHC or PNBK?

Patriot National Bancorp has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Patriot National Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OptimumBank	$22.84M	1.01	$4.02M	$0.69	4.61
Patriot National Bancorp	$47.62M	0.62	$6.16M	$0.89	8.31

Does the MarketBeat Community prefer OPHC or PNBK?

Patriot National Bancorp received 69 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 64.83% of users gave Patriot National Bancorp an outperform vote while only 39.25% of users gave OptimumBank an outperform vote.

Company	Underperform	Outperform
OptimumBank	Outperform Votes 84 39.25%	Underperform Votes 130 60.75%
Patriot National Bancorp	Outperform Votes 153 64.83%	Underperform Votes 83 35.17%

Do analysts prefer OPHC or PNBK?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OptimumBank	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Patriot National Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Do insiders and institutionals hold more shares of OPHC or PNBK?

3.7% of OptimumBank shares are owned by institutional investors. Comparatively, 38.9% of Patriot National Bancorp shares are owned by institutional investors. 21.3% of OptimumBank shares are owned by company insiders. Comparatively, 13.3% of Patriot National Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Does the media favor OPHC or PNBK?

In the previous week, OptimumBank had 1 more articles in the media than Patriot National Bancorp. MarketBeat recorded 2 mentions for OptimumBank and 1 mentions for Patriot National Bancorp. Patriot National Bancorp's average media sentiment score of 1.87 beat OptimumBank's score of 0.93 indicating that Patriot National Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
OptimumBank	Positive
Patriot National Bancorp	Very Positive

Is OPHC or PNBK more profitable?

OptimumBank has a net margin of 15.06% compared to Patriot National Bancorp's net margin of 5.97%. OptimumBank's return on equity of 7.67% beat Patriot National Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OptimumBank	15.06%	7.67%	0.79%
Patriot National Bancorp	5.97%	6.23%	0.32%

Which has more risk and volatility, OPHC or PNBK?

OptimumBank has a beta of 0.47, suggesting that its share price is 53% less volatile than the S&P 500. Comparatively, Patriot National Bancorp has a beta of 0.65, suggesting that its share price is 35% less volatile than the S&P 500.

Summary

Patriot National Bancorp beats OptimumBank on 9 of the 15 factors compared between the two stocks.