NASDAQ:OPHC

OptimumBank Competitors

$3.84

+0.04 (+1.05 %)

(As of 04/14/2021 03:59 PM ET)

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Today's Range

$3.71

Now: $3.84▼

$3.87

50-Day Range

$3.48

MA: $3.86▼

$4.51

52-Week Range

$1.68

Now: $3.84▼

$5.40

Volume3,775 shs

Average Volume145,269 shs

Market Capitalization$12.30 million

P/E RatioN/A

Dividend YieldN/A

Beta1.15

OptimumBank (NASDAQ:OPHC) Vs. JPM, BAC, WFC, C, USB, and TFC

Should you be buying OPHC stock or one of its competitors? Companies in the industry of "national commercial banks" are considered alternatives and competitors to OptimumBank, including JPMorgan Chase & Co. (JPM), Bank of America (BAC), Wells Fargo & Company (WFC), Citigroup (C), U.S. Bancorp (USB), and Truist Financial (TFC).

OptimumBank vs. JPMorgan Chase & Co. Stock

JPMorgan Chase & Co. (NYSE:JPM) and OptimumBank (NASDAQ:OPHC) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, analyst recommendations, institutional ownership, earnings, valuation, dividends and profitability.

Profitability

This table compares JPMorgan Chase & Co. and OptimumBank's net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
JPMorgan Chase & Co.	19.16%	10.85%	0.83%
OptimumBank	-21.21%	-14.66%	-0.85%

Analyst Recommendations

This is a breakdown of recent ratings and target prices for JPMorgan Chase & Co. and OptimumBank, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
JPMorgan Chase & Co.	2	5	17	0	2.63
OptimumBank	0	0	0	0	N/A

JPMorgan Chase & Co. presently has a consensus target price of $140.5875, indicating a potential downside of 7.04%. Given JPMorgan Chase & Co.'s higher probable upside, equities analysts plainly believe JPMorgan Chase & Co. is more favorable than OptimumBank.

Earnings and Valuation

This table compares JPMorgan Chase & Co. and OptimumBank's top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
JPMorgan Chase & Co.	$142.42 billion	3.22	$36.43 billion	$10.48	14.43
OptimumBank	$5.36 million	2.30	$-1,100,000.00	N/A	N/A

JPMorgan Chase & Co. has higher revenue and earnings than OptimumBank.

Volatility and Risk

JPMorgan Chase & Co. has a beta of 1.23, suggesting that its stock price is 23% more volatile than the S&P 500. Comparatively, OptimumBank has a beta of 1.15, suggesting that its stock price is 15% more volatile than the S&P 500.

Institutional and Insider Ownership

69.0% of JPMorgan Chase & Co. shares are owned by institutional investors. Comparatively, 0.6% of OptimumBank shares are owned by institutional investors. 0.8% of JPMorgan Chase & Co. shares are owned by insiders. Comparatively, 15.4% of OptimumBank shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

JPMorgan Chase & Co. beats OptimumBank on 11 of the 12 factors compared between the two stocks.

OptimumBank vs. Bank of America Stock

OptimumBank (NASDAQ:OPHC) and Bank of America (NYSE:BAC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

Profitability

This table compares OptimumBank and Bank of America's net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
OptimumBank	-21.21%	-14.66%	-0.85%
Bank of America	19.50%	8.00%	0.74%

Analyst Recommendations

This is a summary of current ratings and price targets for OptimumBank and Bank of America, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OptimumBank	0	0	0	0	N/A
Bank of America	2	6	14	0	2.55

Bank of America has a consensus price target of $34.9211, indicating a potential downside of 12.46%. Given Bank of America's higher possible upside, analysts clearly believe Bank of America is more favorable than OptimumBank.

Valuation & Earnings

This table compares OptimumBank and Bank of America's gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OptimumBank	$5.36 million	2.30	$-1,100,000.00	N/A	N/A
Bank of America	$113.59 billion	3.03	$27.43 billion	$2.94	13.56

Bank of America has higher revenue and earnings than OptimumBank.

Risk and Volatility

OptimumBank has a beta of 1.15, indicating that its share price is 15% more volatile than the S&P 500. Comparatively, Bank of America has a beta of 1.59, indicating that its share price is 59% more volatile than the S&P 500.

Institutional and Insider Ownership

0.6% of OptimumBank shares are owned by institutional investors. Comparatively, 68.1% of Bank of America shares are owned by institutional investors. 15.4% of OptimumBank shares are owned by company insiders. Comparatively, 0.2% of Bank of America shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Bank of America beats OptimumBank on 11 of the 12 factors compared between the two stocks.

OptimumBank vs. Wells Fargo & Company Stock

OptimumBank (NASDAQ:OPHC) and Wells Fargo & Company (NYSE:WFC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

Profitability

This table compares OptimumBank and Wells Fargo & Company's net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
OptimumBank	-21.21%	-14.66%	-0.85%
Wells Fargo & Company	3.72%	3.18%	0.26%

Analyst Recommendations

This is a summary of current ratings and price targets for OptimumBank and Wells Fargo & Company, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OptimumBank	0	0	0	0	N/A
Wells Fargo & Company	0	9	15	0	2.63

Wells Fargo & Company has a consensus price target of $36.0909, indicating a potential downside of 14.17%. Given Wells Fargo & Company's higher possible upside, analysts clearly believe Wells Fargo & Company is more favorable than OptimumBank.

Valuation & Earnings

This table compares OptimumBank and Wells Fargo & Company's gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OptimumBank	$5.36 million	2.30	$-1,100,000.00	N/A	N/A
Wells Fargo & Company	$103.92 billion	1.67	$19.55 billion	$4.38	9.59

Wells Fargo & Company has higher revenue and earnings than OptimumBank.

Risk and Volatility

OptimumBank has a beta of 1.15, indicating that its share price is 15% more volatile than the S&P 500. Comparatively, Wells Fargo & Company has a beta of 1.07, indicating that its share price is 7% more volatile than the S&P 500.

Institutional and Insider Ownership

0.6% of OptimumBank shares are owned by institutional investors. Comparatively, 67.3% of Wells Fargo & Company shares are owned by institutional investors. 15.4% of OptimumBank shares are owned by company insiders. Comparatively, 0.1% of Wells Fargo & Company shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Wells Fargo & Company beats OptimumBank on 9 of the 12 factors compared between the two stocks.

OptimumBank vs. Citigroup Stock

OptimumBank (NASDAQ:OPHC) and Citigroup (NYSE:C) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

Profitability

This table compares OptimumBank and Citigroup's net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
OptimumBank	-21.21%	-14.66%	-0.85%
Citigroup	13.17%	6.63%	0.52%

Analyst Recommendations

This is a summary of current ratings and price targets for OptimumBank and Citigroup, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OptimumBank	0	0	0	0	N/A
Citigroup	1	7	17	0	2.64

Citigroup has a consensus price target of $73.7045, indicating a potential upside of 1.09%. Given Citigroup's higher possible upside, analysts clearly believe Citigroup is more favorable than OptimumBank.

Valuation & Earnings

This table compares OptimumBank and Citigroup's gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OptimumBank	$5.36 million	2.30	$-1,100,000.00	N/A	N/A
Citigroup	$88.84 billion	1.71	$11.37 billion	$4.88	14.94

Citigroup has higher revenue and earnings than OptimumBank.

Risk and Volatility

OptimumBank has a beta of 1.15, indicating that its share price is 15% more volatile than the S&P 500. Comparatively, Citigroup has a beta of 1.95, indicating that its share price is 95% more volatile than the S&P 500.

Institutional and Insider Ownership

0.6% of OptimumBank shares are owned by institutional investors. Comparatively, 73.0% of Citigroup shares are owned by institutional investors. 15.4% of OptimumBank shares are owned by company insiders. Comparatively, 0.1% of Citigroup shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Citigroup beats OptimumBank on 10 of the 12 factors compared between the two stocks.

OptimumBank vs. U.S. Bancorp Stock

OptimumBank (NASDAQ:OPHC) and U.S. Bancorp (NYSE:USB) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

Profitability

This table compares OptimumBank and U.S. Bancorp's net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
OptimumBank	-21.21%	-14.66%	-0.85%
U.S. Bancorp	18.68%	10.99%	0.96%

Analyst Recommendations

This is a summary of current ratings and price targets for OptimumBank and U.S. Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OptimumBank	0	0	0	0	N/A
U.S. Bancorp	0	6	13	0	2.68

U.S. Bancorp has a consensus price target of $54.4118, indicating a potential downside of 5.50%. Given U.S. Bancorp's higher possible upside, analysts clearly believe U.S. Bancorp is more favorable than OptimumBank.

Valuation & Earnings

This table compares OptimumBank and U.S. Bancorp's gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OptimumBank	$5.36 million	2.30	$-1,100,000.00	N/A	N/A
U.S. Bancorp	$27.33 billion	3.17	$6.91 billion	$4.34	13.27

U.S. Bancorp has higher revenue and earnings than OptimumBank.

Risk and Volatility

OptimumBank has a beta of 1.15, indicating that its share price is 15% more volatile than the S&P 500. Comparatively, U.S. Bancorp has a beta of 1.09, indicating that its share price is 9% more volatile than the S&P 500.

Institutional and Insider Ownership

0.6% of OptimumBank shares are owned by institutional investors. Comparatively, 71.7% of U.S. Bancorp shares are owned by institutional investors. 15.4% of OptimumBank shares are owned by company insiders. Comparatively, 0.2% of U.S. Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

U.S. Bancorp beats OptimumBank on 10 of the 12 factors compared between the two stocks.

OptimumBank vs. Truist Financial Stock

OptimumBank (NASDAQ:OPHC) and Truist Financial (NYSE:TFC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

Profitability

This table compares OptimumBank and Truist Financial's net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
OptimumBank	-21.21%	-14.66%	-0.85%
Truist Financial	16.95%	7.76%	0.96%

Analyst Recommendations

This is a summary of current ratings and price targets for OptimumBank and Truist Financial, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OptimumBank	0	0	0	0	N/A
Truist Financial	0	7	8	0	2.53

Truist Financial has a consensus price target of $53.0833, indicating a potential downside of 11.07%. Given Truist Financial's higher possible upside, analysts clearly believe Truist Financial is more favorable than OptimumBank.

Valuation & Earnings

This table compares OptimumBank and Truist Financial's gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OptimumBank	$5.36 million	2.30	$-1,100,000.00	N/A	N/A
Truist Financial	$14.66 billion	5.47	$3.22 billion	$4.37	13.66

Truist Financial has higher revenue and earnings than OptimumBank.

Risk and Volatility

OptimumBank has a beta of 1.15, indicating that its share price is 15% more volatile than the S&P 500. Comparatively, Truist Financial has a beta of 1.36, indicating that its share price is 36% more volatile than the S&P 500.

Institutional and Insider Ownership

0.6% of OptimumBank shares are owned by institutional investors. Comparatively, 72.1% of Truist Financial shares are owned by institutional investors. 15.4% of OptimumBank shares are owned by company insiders. Comparatively, 0.4% of Truist Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Truist Financial beats OptimumBank on 11 of the 12 factors compared between the two stocks.