OptimumBank (OPHC) Competitors $4.53 +0.01 (+0.22%) As of 07/3/2025 03:30 PM Eastern Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock OPHC vs. FVCB, BPRN, INBK, LCNB, HWBK, BETR, VABK, BLFY, BKKT, and FINWShould you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include Fvcbankcorp (FVCB), Princeton Bancorp (BPRN), First Internet Bancorp (INBK), LCNB (LCNB), Hawthorn Bancshares (HWBK), Better Home & Finance (BETR), Virginia National Bankshares (VABK), Blue Foundry Bancorp (BLFY), Bakkt (BKKT), and FinWise Bancorp (FINW). These companies are all part of the "banking" industry. OptimumBank vs. Its Competitors Fvcbankcorp Princeton Bancorp First Internet Bancorp LCNB Hawthorn Bancshares Better Home & Finance Virginia National Bankshares Blue Foundry Bancorp Bakkt FinWise Bancorp Fvcbankcorp (NASDAQ:FVCB) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, earnings, dividends, media sentiment, risk, valuation, institutional ownership and analyst recommendations. Which has better earnings & valuation, FVCB or OPHC? Fvcbankcorp has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Fvcbankcorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioFvcbankcorp$115.85M1.97$15.06M$1.0212.45OptimumBank$40.98M1.30$6.28M$1.333.41 Is FVCB or OPHC more profitable? OptimumBank has a net margin of 19.62% compared to Fvcbankcorp's net margin of 16.03%. OptimumBank's return on equity of 14.10% beat Fvcbankcorp's return on equity.Company Net Margins Return on Equity Return on Assets Fvcbankcorp16.03% 8.18% 0.83% OptimumBank 19.62%14.10%1.31% Does the media favor FVCB or OPHC? In the previous week, Fvcbankcorp and Fvcbankcorp both had 1 articles in the media. OptimumBank's average media sentiment score of 1.28 beat Fvcbankcorp's score of 0.50 indicating that OptimumBank is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Fvcbankcorp 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive OptimumBank 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do insiders & institutionals believe in FVCB or OPHC? 43.6% of Fvcbankcorp shares are held by institutional investors. Comparatively, 7.4% of OptimumBank shares are held by institutional investors. 10.9% of Fvcbankcorp shares are held by insiders. Comparatively, 13.9% of OptimumBank shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term. Which has more risk and volatility, FVCB or OPHC? Fvcbankcorp has a beta of 0.35, suggesting that its stock price is 65% less volatile than the S&P 500. Comparatively, OptimumBank has a beta of 0.48, suggesting that its stock price is 52% less volatile than the S&P 500. SummaryOptimumBank beats Fvcbankcorp on 7 of the 12 factors compared between the two stocks. Get OptimumBank News Delivered to You Automatically Sign up to receive the latest news and ratings for OPHC and its competitors with MarketBeat's FREE daily newsletter. Email Address Media Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPHC vs. The Competition Export to ExcelMetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$53.23M$587.96M$12.12B$9.05BDividend YieldN/A3.46%5.54%4.01%P/E Ratio3.4315.8220.0420.23Price / Sales1.303.0425.63118.52Price / Cash4.7710.7421.7058.10Price / Book0.471.252.285.67Net Income$6.28M$28.87M$1.00B$249.21M7 Day Performance0.44%2.37%2.25%3.28%1 Month Performance4.38%4.63%4.63%5.55%1 Year Performance4.38%23.33%538.61%21.09% OptimumBank Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPHCOptimumBank2.3854 of 5 stars$4.53+0.2%N/A+4.1%$53.23M$40.98M3.4340Positive NewsFVCBFvcbankcorp1.6218 of 5 stars$11.73+3.4%N/A+21.5%$204.03M$55.86M11.50130News CoverageBPRNPrinceton Bancorp3.8424 of 5 stars$30.50+3.6%$37.50+23.0%-2.1%$203.92M$131.10M17.23180INBKFirst Internet Bancorp4.0342 of 5 stars$24.88+6.7%$31.75+27.6%+0.0%$202.82M$135.23M10.32290Dividend AnnouncementLCNBLCNB2.7934 of 5 stars$14.60+3.4%$16.25+11.3%+19.4%$200.04M$125.42M12.70310News CoverageHWBKHawthorn Bancshares2.0309 of 5 stars$28.35-1.5%N/A+50.1%$199.99M$109.67M10.31310High Trading VolumeBETRBetter Home & Finance0.98 of 5 stars$12.49-4.7%N/A+2,797.3%$199.18M$108.49M-0.941,250Positive NewsVABKVirginia National Bankshares1.485 of 5 stars$36.85+0.7%N/A+14.3%$197.40M$83.52M11.17170BLFYBlue Foundry Bancorp1.8268 of 5 stars$9.18+3.6%$11.00+19.8%+7.9%$192.45M$87.25M-16.39180BKKTBakkt0.1076 of 5 stars$12.14-9.9%N/A+1.1%$187.53M$3.49B-2.46760Gap DownFINWFinWise Bancorp3.9325 of 5 stars$13.82-2.3%$20.88+51.0%+52.0%$186.99M$96.84M15.02120High Trading Volume Related Companies and Tools Related Companies FVCB Competitors BPRN Competitors INBK Competitors LCNB Competitors HWBK Competitors BETR Competitors VABK Competitors BLFY Competitors BKKT Competitors FINW Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OPHC) was last updated on 7/5/2025 by MarketBeat.com Staff From Our PartnersBanks aren’t ready for this altcoin—are you?Our expert analysts have identified a $100 billion gap in the crypto market. 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