NASDAQ:OPHC

OptimumBank Competitors

$3.84
+0.04 (+1.05 %)
(As of 04/14/2021 03:59 PM ET)
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Today's Range
$3.71
Now: $3.84
$3.87
50-Day Range
$3.48
MA: $3.86
$4.51
52-Week Range
$1.68
Now: $3.84
$5.40
Volume3,775 shs
Average Volume145,269 shs
Market Capitalization$12.30 million
P/E RatioN/A
Dividend YieldN/A
Beta1.15

Competitors

OptimumBank (NASDAQ:OPHC) Vs. JPM, BAC, WFC, C, USB, and TFC

Should you be buying OPHC stock or one of its competitors? Companies in the industry of "national commercial banks" are considered alternatives and competitors to OptimumBank, including JPMorgan Chase & Co. (JPM), Bank of America (BAC), Wells Fargo & Company (WFC), Citigroup (C), U.S. Bancorp (USB), and Truist Financial (TFC).

JPMorgan Chase & Co. (NYSE:JPM) and OptimumBank (NASDAQ:OPHC) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, analyst recommendations, institutional ownership, earnings, valuation, dividends and profitability.

Profitability

This table compares JPMorgan Chase & Co. and OptimumBank's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
JPMorgan Chase & Co.19.16%10.85%0.83%
OptimumBank-21.21%-14.66%-0.85%

Analyst Recommendations

This is a breakdown of recent ratings and target prices for JPMorgan Chase & Co. and OptimumBank, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
JPMorgan Chase & Co.251702.63
OptimumBank0000N/A

JPMorgan Chase & Co. presently has a consensus target price of $140.5875, indicating a potential downside of 7.04%. Given JPMorgan Chase & Co.'s higher probable upside, equities analysts plainly believe JPMorgan Chase & Co. is more favorable than OptimumBank.

Earnings and Valuation

This table compares JPMorgan Chase & Co. and OptimumBank's top-line revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
JPMorgan Chase & Co.$142.42 billion3.22$36.43 billion$10.4814.43
OptimumBank$5.36 million2.30$-1,100,000.00N/AN/A

JPMorgan Chase & Co. has higher revenue and earnings than OptimumBank.

Volatility and Risk

JPMorgan Chase & Co. has a beta of 1.23, suggesting that its stock price is 23% more volatile than the S&P 500. Comparatively, OptimumBank has a beta of 1.15, suggesting that its stock price is 15% more volatile than the S&P 500.

Institutional and Insider Ownership

69.0% of JPMorgan Chase & Co. shares are owned by institutional investors. Comparatively, 0.6% of OptimumBank shares are owned by institutional investors. 0.8% of JPMorgan Chase & Co. shares are owned by insiders. Comparatively, 15.4% of OptimumBank shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

JPMorgan Chase & Co. beats OptimumBank on 11 of the 12 factors compared between the two stocks.

OptimumBank (NASDAQ:OPHC) and Bank of America (NYSE:BAC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

Profitability

This table compares OptimumBank and Bank of America's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
OptimumBank-21.21%-14.66%-0.85%
Bank of America19.50%8.00%0.74%

Analyst Recommendations

This is a summary of current ratings and price targets for OptimumBank and Bank of America, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
OptimumBank0000N/A
Bank of America261402.55

Bank of America has a consensus price target of $34.9211, indicating a potential downside of 12.46%. Given Bank of America's higher possible upside, analysts clearly believe Bank of America is more favorable than OptimumBank.

Valuation & Earnings

This table compares OptimumBank and Bank of America's gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$5.36 million2.30$-1,100,000.00N/AN/A
Bank of America$113.59 billion3.03$27.43 billion$2.9413.56

Bank of America has higher revenue and earnings than OptimumBank.

Risk and Volatility

OptimumBank has a beta of 1.15, indicating that its share price is 15% more volatile than the S&P 500. Comparatively, Bank of America has a beta of 1.59, indicating that its share price is 59% more volatile than the S&P 500.

Institutional and Insider Ownership

0.6% of OptimumBank shares are owned by institutional investors. Comparatively, 68.1% of Bank of America shares are owned by institutional investors. 15.4% of OptimumBank shares are owned by company insiders. Comparatively, 0.2% of Bank of America shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Bank of America beats OptimumBank on 11 of the 12 factors compared between the two stocks.

OptimumBank (NASDAQ:OPHC) and Wells Fargo & Company (NYSE:WFC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

Profitability

This table compares OptimumBank and Wells Fargo & Company's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
OptimumBank-21.21%-14.66%-0.85%
Wells Fargo & Company3.72%3.18%0.26%

Analyst Recommendations

This is a summary of current ratings and price targets for OptimumBank and Wells Fargo & Company, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
OptimumBank0000N/A
Wells Fargo & Company091502.63

Wells Fargo & Company has a consensus price target of $36.0909, indicating a potential downside of 14.17%. Given Wells Fargo & Company's higher possible upside, analysts clearly believe Wells Fargo & Company is more favorable than OptimumBank.

Valuation & Earnings

This table compares OptimumBank and Wells Fargo & Company's gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$5.36 million2.30$-1,100,000.00N/AN/A
Wells Fargo & Company$103.92 billion1.67$19.55 billion$4.389.59

Wells Fargo & Company has higher revenue and earnings than OptimumBank.

Risk and Volatility

OptimumBank has a beta of 1.15, indicating that its share price is 15% more volatile than the S&P 500. Comparatively, Wells Fargo & Company has a beta of 1.07, indicating that its share price is 7% more volatile than the S&P 500.

Institutional and Insider Ownership

0.6% of OptimumBank shares are owned by institutional investors. Comparatively, 67.3% of Wells Fargo & Company shares are owned by institutional investors. 15.4% of OptimumBank shares are owned by company insiders. Comparatively, 0.1% of Wells Fargo & Company shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Wells Fargo & Company beats OptimumBank on 9 of the 12 factors compared between the two stocks.

OptimumBank (NASDAQ:OPHC) and Citigroup (NYSE:C) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

Profitability

This table compares OptimumBank and Citigroup's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
OptimumBank-21.21%-14.66%-0.85%
Citigroup13.17%6.63%0.52%

Analyst Recommendations

This is a summary of current ratings and price targets for OptimumBank and Citigroup, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
OptimumBank0000N/A
Citigroup171702.64

Citigroup has a consensus price target of $73.7045, indicating a potential upside of 1.09%. Given Citigroup's higher possible upside, analysts clearly believe Citigroup is more favorable than OptimumBank.

Valuation & Earnings

This table compares OptimumBank and Citigroup's gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$5.36 million2.30$-1,100,000.00N/AN/A
Citigroup$88.84 billion1.71$11.37 billion$4.8814.94

Citigroup has higher revenue and earnings than OptimumBank.

Risk and Volatility

OptimumBank has a beta of 1.15, indicating that its share price is 15% more volatile than the S&P 500. Comparatively, Citigroup has a beta of 1.95, indicating that its share price is 95% more volatile than the S&P 500.

Institutional and Insider Ownership

0.6% of OptimumBank shares are owned by institutional investors. Comparatively, 73.0% of Citigroup shares are owned by institutional investors. 15.4% of OptimumBank shares are owned by company insiders. Comparatively, 0.1% of Citigroup shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Citigroup beats OptimumBank on 10 of the 12 factors compared between the two stocks.

OptimumBank (NASDAQ:OPHC) and U.S. Bancorp (NYSE:USB) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

Profitability

This table compares OptimumBank and U.S. Bancorp's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
OptimumBank-21.21%-14.66%-0.85%
U.S. Bancorp18.68%10.99%0.96%

Analyst Recommendations

This is a summary of current ratings and price targets for OptimumBank and U.S. Bancorp, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
OptimumBank0000N/A
U.S. Bancorp061302.68

U.S. Bancorp has a consensus price target of $54.4118, indicating a potential downside of 5.50%. Given U.S. Bancorp's higher possible upside, analysts clearly believe U.S. Bancorp is more favorable than OptimumBank.

Valuation & Earnings

This table compares OptimumBank and U.S. Bancorp's gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$5.36 million2.30$-1,100,000.00N/AN/A
U.S. Bancorp$27.33 billion3.17$6.91 billion$4.3413.27

U.S. Bancorp has higher revenue and earnings than OptimumBank.

Risk and Volatility

OptimumBank has a beta of 1.15, indicating that its share price is 15% more volatile than the S&P 500. Comparatively, U.S. Bancorp has a beta of 1.09, indicating that its share price is 9% more volatile than the S&P 500.

Institutional and Insider Ownership

0.6% of OptimumBank shares are owned by institutional investors. Comparatively, 71.7% of U.S. Bancorp shares are owned by institutional investors. 15.4% of OptimumBank shares are owned by company insiders. Comparatively, 0.2% of U.S. Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

U.S. Bancorp beats OptimumBank on 10 of the 12 factors compared between the two stocks.

OptimumBank (NASDAQ:OPHC) and Truist Financial (NYSE:TFC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

Profitability

This table compares OptimumBank and Truist Financial's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
OptimumBank-21.21%-14.66%-0.85%
Truist Financial16.95%7.76%0.96%

Analyst Recommendations

This is a summary of current ratings and price targets for OptimumBank and Truist Financial, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
OptimumBank0000N/A
Truist Financial07802.53

Truist Financial has a consensus price target of $53.0833, indicating a potential downside of 11.07%. Given Truist Financial's higher possible upside, analysts clearly believe Truist Financial is more favorable than OptimumBank.

Valuation & Earnings

This table compares OptimumBank and Truist Financial's gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$5.36 million2.30$-1,100,000.00N/AN/A
Truist Financial$14.66 billion5.47$3.22 billion$4.3713.66

Truist Financial has higher revenue and earnings than OptimumBank.

Risk and Volatility

OptimumBank has a beta of 1.15, indicating that its share price is 15% more volatile than the S&P 500. Comparatively, Truist Financial has a beta of 1.36, indicating that its share price is 36% more volatile than the S&P 500.

Institutional and Insider Ownership

0.6% of OptimumBank shares are owned by institutional investors. Comparatively, 72.1% of Truist Financial shares are owned by institutional investors. 15.4% of OptimumBank shares are owned by company insiders. Comparatively, 0.4% of Truist Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Truist Financial beats OptimumBank on 11 of the 12 factors compared between the two stocks.


OptimumBank Competitors List

Competitor NameCompetitor BTM RankCompetitor PriceCompetitor Price ChangeCompetitor Market CapCompetitor RevenueCompetitor P/E RatioCompetitor Indicator(s)
JPMorgan Chase & Co. logo
JPM
JPMorgan Chase & Co.
2.5$151.21+1.9%$467.22 billion$142.42 billion19.77Earnings Announcement
Analyst Report
Analyst Revision
News Coverage
Bank of America logo
BAC
Bank of America
2.4$39.88+1.4%$339.22 billion$113.59 billion19.74Upcoming Earnings
Analyst Revision
Wells Fargo & Company logo
WFC
Wells Fargo & Company
2.0$41.99+5.2%$164.50 billion$103.92 billion113.49Earnings Announcement
Analyst Report
Analyst Revision
News Coverage
Citigroup logo
C
Citigroup
2.7$72.91+1.2%$150.37 billion$88.84 billion14.50Upcoming Earnings
Analyst Report
Decrease in Short Interest
Analyst Revision
U.S. Bancorp logo
USB
U.S. Bancorp
2.4$57.58+1.6%$85.09 billion$27.33 billion19.07Upcoming Earnings
Analyst Upgrade
Analyst Revision
Truist Financial logo
TFC
Truist Financial
1.9$59.69+1.2%$79.30 billion$14.66 billion20.30Upcoming Earnings
Analyst Report
Analyst Revision
News Coverage
The PNC Financial Services Group logo
PNC
The PNC Financial Services Group
2.3$179.34+1.0%$75.31 billion$21.62 billion10.73Upcoming Earnings
Analyst Revision
News Coverage
Capital One Financial logo
COF
Capital One Financial
2.1$135.77+2.3%$60.58 billion$33.77 billion67.89Analyst Report
Decrease in Short Interest
Analyst Revision
News Coverage
UBS Group logo
UBS
UBS Group
1.0$15.79+0.9%$57.24 billion$28.31 billion10.46Analyst Report
Unusual Options Activity
News Coverage
Mizuho Financial Group logo
MFG
Mizuho Financial Group
1.7$2.86+0.0%$36.27 billion$36.68 billion8.17Decrease in Short Interest
Analyst Revision
News Coverage
Regions Financial logo
RF
Regions Financial
2.2$21.23+1.8%$20.02 billion$6.76 billion26.87Analyst Report
Analyst Revision
News Coverage
KeyCorp logo
KEY
KeyCorp
2.4$20.80+1.5%$19.66 billion$7.69 billion18.09Upcoming Earnings
Decrease in Short Interest
Analyst Revision
Shinhan Financial Group logo
SHG
Shinhan Financial Group
1.2$33.23+0.3%$17.11 billion$15.19 billion5.80Decrease in Short Interest
News Coverage
Huntington Bancshares logo
HBAN
Huntington Bancshares
2.1$16.36+1.3%$16.50 billion$5.66 billion23.04Analyst Revision
Comerica logo
CMA
Comerica
2.4$71.40+1.1%$9.85 billion$3.82 billion19.67Upcoming Earnings
Analyst Report
Analyst Revision
First Horizon logo
FHN
First Horizon
2.3$17.37+1.3%$9.49 billion$2.28 billion11.35Upcoming Earnings
Analyst Report
Increase in Short Interest
Analyst Revision
News Coverage
Zions Bancorporation, National Association logo
ZION
Zions Bancorporation, National Association
2.6$56.23+1.2%$9.09 billion$3.25 billion23.83Upcoming Earnings
Analyst Report
Decrease in Short Interest
Analyst Revision
News Coverage
TCF Financial logo
TCF
TCF Financial
1.7$48.35+1.3%$7.28 billion$2.05 billion31.60Analyst Revision
Cullen/Frost Bankers logo
CFR
Cullen/Frost Bankers
2.2$111.33+2.1%$6.91 billion$1.50 billion20.93Analyst Upgrade
Unusual Options Activity
Analyst Revision
News Coverage
Pinnacle Financial Partners logo
PNFP
Pinnacle Financial Partners
1.8$91.15+2.0%$6.79 billion$1.33 billion23.49Upcoming Earnings
Analyst Downgrade
News Coverage
Synovus Financial logo
SNV
Synovus Financial
2.2$46.32+2.0%$6.75 billion$2.41 billion20.14Upcoming Earnings
Analyst Report
Analyst Revision
News Coverage
BOK Financial logo
BOKF
BOK Financial
2.2$90.09+2.0%$6.14 billion$2.23 billion16.23Upcoming Earnings
News Coverage
Valley National Bancorp logo
VLY
Valley National Bancorp
1.6$13.86+1.8%$5.52 billion$1.54 billion17.54Analyst Report
News Coverage
Webster Financial logo
WBS
Webster Financial
1.9$56.93+3.3%$4.98 billion$1.44 billion19.50Upcoming Earnings
Decrease in Short Interest
News Coverage
CIT Group logo
CIT
CIT Group
1.7$51.45+2.5%$4.95 billion$3.29 billion-9.74Upcoming Earnings
Analyst Report
PacWest Bancorp logo
PACW
PacWest Bancorp
2.1$39.88+1.6%$4.59 billion$1.36 billion-3.77Upcoming Earnings
Sterling Bancorp logo
STL
Sterling Bancorp
2.1$23.61+3.6%$4.40 billion$1.33 billion18.74Upcoming Earnings
Analyst Revision
UMB Financial logo
UMBF
UMB Financial
1.4$93.04+2.1%$4.39 billion$1.29 billion22.92
Community Bank System logo
CBU
Community Bank System
1.7$77.45+1.2%$4.13 billion$616.35 million25.56Analyst Revision
F.N.B. logo
FNB
F.N.B.
2.1$12.95+1.9%$4.07 billion$1.54 billion13.92Upcoming Earnings
Analyst Revision
Old National Bancorp logo
ONB
Old National Bancorp
1.7$19.25+1.2%$3.15 billion$929.70 million15.91Upcoming Earnings
News Coverage
Simmons First National logo
SFNC
Simmons First National
1.6$29.40+1.5%$3.14 billion$988.15 million12.73Upcoming Earnings
Analyst Report
News Coverage
Cadence Bancorporation logo
CADE
Cadence Bancorporation
1.9$22.70+2.9%$2.74 billion$991 million-8.08Analyst Downgrade
News Coverage
Fulton Financial logo
FULT
Fulton Financial
1.4$17.24+2.1%$2.74 billion$1.04 billion15.53Upcoming Earnings
Analyst Report
Analyst Revision
News Coverage
First Merchants logo
FRME
First Merchants
1.8$46.95+2.0%$2.50 billion$552.09 million16.89
First Midwest Bancorp logo
FMBI
First Midwest Bancorp
1.8$21.80+1.5%$2.46 billion$861.62 million21.37Upcoming Earnings
WesBanco logo
WSBC
WesBanco
2.2$36.22+1.2%$2.41 billion$600.97 million21.31
First Financial Bancorp. logo
FFBC
First Financial Bancorp.
1.6$24.45+1.1%$2.35 billion$738.95 million15.47Analyst Downgrade
News Coverage
WSFS Financial logo
WSFS
WSFS Financial
1.6$50.10+1.7%$2.34 billion$709.20 million25.43Analyst Revision
WSFS Financial logo
WSFS
WSFS Financial
2.6$50.10+1.7%$2.34 billion$709.20 million25.43Analyst Revision
Washington Federal logo
WAFD
Washington Federal
1.8$31.78+3.1%$2.34 billion$708.22 million14.19Earnings Announcement
Decrease in Short Interest
News Coverage
BancFirst logo
BANF
BancFirst
2.1$69.92+0.7%$2.27 billion$473.89 million23.23Upcoming Earnings
News Coverage
Trustmark logo
TRMK
Trustmark
1.5$33.35+1.4%$2.09 billion$710.41 million14.82
Sandy Spring Bancorp logo
SASR
Sandy Spring Bancorp
1.9$43.35+1.3%$2.03 billion$419.19 million25.35
Hope Bancorp logo
HOPE
Hope Bancorp
2.2$15.30+1.1%$1.86 billion$734.47 million15.00
Northwest Bancshares logo
NWBI
Northwest Bancshares
1.6$14.31+1.0%$1.80 billion$516.79 million25.55
Westamerica Bancorporation logo
WABC
Westamerica Bancorporation
1.8$64.00+1.2%$1.70 billion$206.09 million22.38Upcoming Earnings
News Coverage
NBT Bancorp logo
NBTB
NBT Bancorp
1.7$38.94+1.1%$1.68 billion$511.56 million17.31
Meta Financial Group logo
CASH
Meta Financial Group
2.1$45.21+0.3%$1.45 billion$532.64 million15.48Increase in Short Interest
Analyst Revision
News Coverage
First Commonwealth Financial logo
FCF
First Commonwealth Financial
2.1$14.44+1.5%$1.37 billion$410.75 million19.00News Coverage
This page was last updated on 4/14/2021 by MarketBeat.com Staff
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