OptimumBank (OPHC) Competitors

OptimumBank (NASDAQ:OPHC) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, dividends, earnings, profitability, community ranking, valuation, analyst recommendations, media sentiment and institutional ownership.

Is OPHC or FCCO more profitable?

OptimumBank has a net margin of 19.62% compared to First Community's net margin of 12.99%. OptimumBank's return on equity of 14.10% beat First Community's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OptimumBank	19.62%	14.10%	1.31%
First Community	12.99%	9.57%	0.69%

Does the MarketBeat Community prefer OPHC or FCCO?

First Community received 89 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 44.25% of users gave First Community an outperform vote while only 30.88% of users gave OptimumBank an outperform vote.

Company	Underperform	Outperform
OptimumBank	Outperform Votes 84 30.88%	Underperform Votes 188 69.12%
First Community	Outperform Votes 173 44.25%	Underperform Votes 218 55.75%

Does the media favor OPHC or FCCO?

In the previous week, OptimumBank and OptimumBank both had 2 articles in the media. First Community's average media sentiment score of 1.60 beat OptimumBank's score of 0.30 indicating that First Community is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
OptimumBank	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Community	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do institutionals and insiders hold more shares of OPHC or FCCO?

7.4% of OptimumBank shares are owned by institutional investors. Comparatively, 61.3% of First Community shares are owned by institutional investors. 13.9% of OptimumBank shares are owned by insiders. Comparatively, 3.0% of First Community shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Which has better valuation & earnings, OPHC or FCCO?

First Community has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than First Community, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OptimumBank	$37.20M	1.36	$6.28M	$1.32	3.79
First Community	$59.06M	3.31	$11.84M	$1.69	15.16

Do analysts recommend OPHC or FCCO?

OptimumBank presently has a consensus target price of $5.25, suggesting a potential upside of 5.00%. First Community has a consensus target price of $21.00, suggesting a potential downside of 18.03%. Given OptimumBank's higher possible upside, analysts clearly believe OptimumBank is more favorable than First Community.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OptimumBank	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
First Community	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more risk & volatility, OPHC or FCCO?

OptimumBank has a beta of 0.36, meaning that its share price is 64% less volatile than the S&P 500. Comparatively, First Community has a beta of 0.4, meaning that its share price is 60% less volatile than the S&P 500.

Summary

First Community beats OptimumBank on 12 of the 17 factors compared between the two stocks.