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OptimumBank (OPHC) Competitors

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$5.50 +0.04 (+0.73%)
Closing price 06/5/2026 03:59 PM Eastern
Extended Trading
$5.50 0.00 (0.00%)
As of 06/5/2026 04:10 PM Eastern
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OPHC vs. WNEB, SLNH, FXNC, FRAF, and FUNC

Should you buy OptimumBank stock or one of its competitors? MarketBeat compares OptimumBank with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with OptimumBank include Western New England Bancorp (WNEB), Soluna (SLNH), First National (FXNC), Franklin Financial Services (FRAF), and First United (FUNC). These companies are all part of the "banking" industry.

How does OptimumBank compare to Western New England Bancorp?

OptimumBank (NASDAQ:OPHC) and Western New England Bancorp (NASDAQ:WNEB) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, dividends, earnings, valuation, institutional ownership, risk, profitability and analyst recommendations.

OptimumBank has a net margin of 19.62% compared to Western New England Bancorp's net margin of 13.27%. OptimumBank's return on equity of 14.10% beat Western New England Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
OptimumBank19.62% 14.10% 1.31%
Western New England Bancorp 13.27%7.25%0.65%

Western New England Bancorp has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Western New England Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$53.68M1.26$6.28M$0.886.25
Western New England Bancorp$131.13M2.05$15.27M$0.8914.99

OptimumBank has a beta of 0.33, meaning that its stock price is 67% less volatile than the broader market. Comparatively, Western New England Bancorp has a beta of 0.76, meaning that its stock price is 24% less volatile than the broader market.

OptimumBank currently has a consensus target price of $6.67, indicating a potential upside of 21.21%. Western New England Bancorp has a consensus target price of $15.00, indicating a potential upside of 12.44%. Given OptimumBank's stronger consensus rating and higher possible upside, analysts plainly believe OptimumBank is more favorable than Western New England Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OptimumBank
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Western New England Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, OptimumBank and OptimumBank both had 1 articles in the media. OptimumBank's average media sentiment score of 1.35 beat Western New England Bancorp's score of 0.00 indicating that OptimumBank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OptimumBank
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Western New England Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

7.4% of OptimumBank shares are owned by institutional investors. Comparatively, 68.0% of Western New England Bancorp shares are owned by institutional investors. 18.7% of OptimumBank shares are owned by company insiders. Comparatively, 6.6% of Western New England Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

OptimumBank beats Western New England Bancorp on 8 of the 15 factors compared between the two stocks.

How does OptimumBank compare to Soluna?

Soluna (NASDAQ:SLNH) and OptimumBank (NASDAQ:OPHC) are both small-cap banking companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, valuation, earnings, profitability, dividends, analyst recommendations, institutional ownership and media sentiment.

In the previous week, OptimumBank had 1 more articles in the media than Soluna. MarketBeat recorded 1 mentions for OptimumBank and 0 mentions for Soluna. OptimumBank's average media sentiment score of 1.35 beat Soluna's score of 0.00 indicating that OptimumBank is being referred to more favorably in the news media.

Company Overall Sentiment
Soluna Neutral
OptimumBank Positive

OptimumBank has a net margin of 19.62% compared to Soluna's net margin of -190.87%. OptimumBank's return on equity of 14.10% beat Soluna's return on equity.

Company Net Margins Return on Equity Return on Assets
Soluna-190.87% -64.80% -34.02%
OptimumBank 19.62%14.10%1.31%

Soluna has a beta of 5.08, suggesting that its share price is 408% more volatile than the broader market. Comparatively, OptimumBank has a beta of 0.33, suggesting that its share price is 67% less volatile than the broader market.

Soluna currently has a consensus price target of $5.00, indicating a potential upside of 273.13%. OptimumBank has a consensus price target of $6.67, indicating a potential upside of 21.21%. Given Soluna's higher probable upside, research analysts clearly believe Soluna is more favorable than OptimumBank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Soluna
1 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
OptimumBank
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

23.2% of Soluna shares are owned by institutional investors. Comparatively, 7.4% of OptimumBank shares are owned by institutional investors. 10.1% of Soluna shares are owned by insiders. Comparatively, 18.7% of OptimumBank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

OptimumBank has higher revenue and earnings than Soluna. Soluna is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Soluna$29.72M7.11-$53.41M-$1.63N/A
OptimumBank$53.68M1.26$6.28M$0.886.25

Summary

OptimumBank beats Soluna on 12 of the 16 factors compared between the two stocks.

How does OptimumBank compare to First National?

First National (NASDAQ:FXNC) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, earnings, analyst recommendations, valuation, institutional ownership, dividends, risk and media sentiment.

33.9% of First National shares are owned by institutional investors. Comparatively, 7.4% of OptimumBank shares are owned by institutional investors. 14.2% of First National shares are owned by insiders. Comparatively, 18.7% of OptimumBank shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

OptimumBank has a net margin of 19.62% compared to First National's net margin of 17.94%. OptimumBank's return on equity of 14.10% beat First National's return on equity.

Company Net Margins Return on Equity Return on Assets
First National17.94% 11.48% 1.02%
OptimumBank 19.62%14.10%1.31%

First National has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First National$116.51M2.25$17.70M$2.3312.47
OptimumBank$53.68M1.26$6.28M$0.886.25

First National has a beta of 0.45, suggesting that its share price is 55% less volatile than the broader market. Comparatively, OptimumBank has a beta of 0.33, suggesting that its share price is 67% less volatile than the broader market.

OptimumBank has a consensus price target of $6.67, indicating a potential upside of 21.21%. Given OptimumBank's higher possible upside, analysts clearly believe OptimumBank is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First National
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
OptimumBank
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

In the previous week, First National and First National both had 1 articles in the media. OptimumBank's average media sentiment score of 1.35 beat First National's score of 0.43 indicating that OptimumBank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First National
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
OptimumBank
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

First National beats OptimumBank on 8 of the 15 factors compared between the two stocks.

How does OptimumBank compare to Franklin Financial Services?

OptimumBank (NASDAQ:OPHC) and Franklin Financial Services (NASDAQ:FRAF) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, dividends, media sentiment, analyst recommendations, institutional ownership, earnings, risk and profitability.

7.4% of OptimumBank shares are owned by institutional investors. Comparatively, 24.8% of Franklin Financial Services shares are owned by institutional investors. 18.7% of OptimumBank shares are owned by insiders. Comparatively, 5.9% of Franklin Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

OptimumBank has a net margin of 19.62% compared to Franklin Financial Services' net margin of 17.73%. Franklin Financial Services' return on equity of 14.13% beat OptimumBank's return on equity.

Company Net Margins Return on Equity Return on Assets
OptimumBank19.62% 14.10% 1.31%
Franklin Financial Services 17.73%14.13%1.05%

OptimumBank presently has a consensus price target of $6.67, suggesting a potential upside of 21.21%. Franklin Financial Services has a consensus price target of $64.00, suggesting a potential upside of 8.99%. Given OptimumBank's higher possible upside, equities research analysts clearly believe OptimumBank is more favorable than Franklin Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OptimumBank
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Franklin Financial Services
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Franklin Financial Services has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Franklin Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$53.68M1.26$6.28M$0.886.25
Franklin Financial Services$133.55M1.97$21.23M$5.3411.00

In the previous week, Franklin Financial Services had 3 more articles in the media than OptimumBank. MarketBeat recorded 4 mentions for Franklin Financial Services and 1 mentions for OptimumBank. OptimumBank's average media sentiment score of 1.35 beat Franklin Financial Services' score of 0.12 indicating that OptimumBank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OptimumBank
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Franklin Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Franklin Financial Services beats OptimumBank on 9 of the 15 factors compared between the two stocks.

How does OptimumBank compare to First United?

First United (NASDAQ:FUNC) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, earnings, media sentiment, institutional ownership and profitability.

First United has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than First United, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First United$121.42M2.11$24.51M$3.9110.16
OptimumBank$53.68M1.26$6.28M$0.886.25

In the previous week, First United had 1 more articles in the media than OptimumBank. MarketBeat recorded 2 mentions for First United and 1 mentions for OptimumBank. OptimumBank's average media sentiment score of 1.35 beat First United's score of 1.12 indicating that OptimumBank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First United
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OptimumBank
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

33.3% of First United shares are held by institutional investors. Comparatively, 7.4% of OptimumBank shares are held by institutional investors. 8.1% of First United shares are held by company insiders. Comparatively, 18.7% of OptimumBank shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

First United has a net margin of 20.55% compared to OptimumBank's net margin of 19.62%. OptimumBank's return on equity of 14.10% beat First United's return on equity.

Company Net Margins Return on Equity Return on Assets
First United20.55% 13.39% 1.31%
OptimumBank 19.62%14.10%1.31%

First United currently has a consensus price target of $44.50, indicating a potential upside of 12.03%. OptimumBank has a consensus price target of $6.67, indicating a potential upside of 21.21%. Given OptimumBank's higher possible upside, analysts plainly believe OptimumBank is more favorable than First United.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First United
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
OptimumBank
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

First United has a beta of 0.53, indicating that its share price is 47% less volatile than the broader market. Comparatively, OptimumBank has a beta of 0.33, indicating that its share price is 67% less volatile than the broader market.

Summary

First United beats OptimumBank on 10 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPHC vs. The Competition

MetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$67.47M$1.25B$13.56B$11.99B
Dividend YieldN/A2.68%5.80%5.56%
P/E Ratio4.1711.8519.9223.62
Price / Sales1.262.63137.48110.64
Price / Cash4.7711.2019.1537.22
Price / Book0.571.432.186.66
Net Income$6.28M$94.47M$1.13B$337.55M
7 Day PerformanceN/A0.87%-0.31%-2.52%
1 Month Performance-1.08%-1.22%-0.61%-0.03%
1 Year Performance20.61%13.48%10.77%25.34%

OptimumBank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPHC
OptimumBank
3.5132 of 5 stars
$5.50
+0.7%
$6.67
+21.2%
+20.6%$67.47M$53.68M4.1740
WNEB
Western New England Bancorp
3.8577 of 5 stars
$12.81
-2.7%
$15.00
+17.1%
+43.1%$264.85M$131.13M14.39360
SLNH
Soluna
1.8289 of 5 stars
$1.54
-6.7%
$5.00
+224.7%
+112.7%$260.28M$29.72MN/A60
FXNC
First National
3.7194 of 5 stars
$27.52
-2.4%
N/A+47.5%$255.05M$116.51M12.21210
FRAF
Franklin Financial Services
3.6822 of 5 stars
$55.98
-1.2%
$64.00
+14.3%
+61.7%$254.60M$133.55M10.61280

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This page (NASDAQ:OPHC) was last updated on 6/7/2026 by MarketBeat.com Staff.
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