Better Home & Finance (BETR) Competitors $13.24 +0.21 (+1.61%) As of 10:13 AM Eastern Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock BETR vs. XYF, MCB, CFB, BTBT, NBN, BFST, EQBK, NBBK, MCBS, and CNCKShould you be buying Better Home & Finance stock or one of its competitors? The main competitors of Better Home & Finance include X Financial (XYF), Metropolitan Bank (MCB), CrossFirst Bankshares (CFB), Bit Digital (BTBT), Northeast Bancorp (NBN), Business First Bancshares (BFST), Equity Bancshares (EQBK), NB Bancorp (NBBK), MetroCity Bankshares (MCBS), and Coincheck Group (CNCK). These companies are all part of the "banking" industry. Better Home & Finance vs. Its Competitors X Financial Metropolitan Bank CrossFirst Bankshares Bit Digital Northeast Bancorp Business First Bancshares Equity Bancshares NB Bancorp MetroCity Bankshares Coincheck Group X Financial (NYSE:XYF) and Better Home & Finance (NASDAQ:BETR) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, institutional ownership, media sentiment, risk, dividends, analyst recommendations, profitability and earnings. Which has preferable valuation & earnings, XYF or BETR? X Financial has higher revenue and earnings than Better Home & Finance. Better Home & Finance is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioX Financial$2.76B0.28$210.97M$4.803.82Better Home & Finance$108.49M1.85-$206.29M-$13.32-0.99 Does the media favor XYF or BETR? In the previous week, Better Home & Finance had 4 more articles in the media than X Financial. MarketBeat recorded 5 mentions for Better Home & Finance and 1 mentions for X Financial. Better Home & Finance's average media sentiment score of 1.27 beat X Financial's score of 0.87 indicating that Better Home & Finance is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment X Financial 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Better Home & Finance 0 Very Positive mention(s) 2 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do insiders & institutionals hold more shares of XYF or BETR? 1.1% of X Financial shares are owned by institutional investors. Comparatively, 20.9% of Better Home & Finance shares are owned by institutional investors. 31.6% of X Financial shares are owned by insiders. Comparatively, 23.6% of Better Home & Finance shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term. Is XYF or BETR more profitable? X Financial has a net margin of 24.76% compared to Better Home & Finance's net margin of -172.87%. X Financial's return on equity of 23.30% beat Better Home & Finance's return on equity.Company Net Margins Return on Equity Return on Assets X Financial24.76% 23.30% 13.70% Better Home & Finance -172.87%-1,105.80%-19.20% Which has more volatility and risk, XYF or BETR? X Financial has a beta of 0.2, suggesting that its share price is 80% less volatile than the S&P 500. Comparatively, Better Home & Finance has a beta of 1.52, suggesting that its share price is 52% more volatile than the S&P 500. SummaryX Financial beats Better Home & Finance on 8 of the 13 factors compared between the two stocks. Get Better Home & Finance News Delivered to You Automatically Sign up to receive the latest news and ratings for BETR and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding BETR and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart BETR vs. The Competition Export to ExcelMetricBetter Home & FinanceFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$201.25M$4.92B$12.03B$9.29BDividend YieldN/A4.36%5.55%4.03%P/E Ratio-0.999.1319.0619.63Price / Sales1.851.9826.5196.94Price / CashN/A19.3721.6257.93Price / Book-3.461.892.295.61Net Income-$206.29M$1.82B$997.60M$257.74M7 Day Performance-3.36%-1.75%-0.39%-0.05%1 Month Performance-7.74%3.94%3.25%8.22%1 Year Performance2,180.40%214.26%540.57%13.46% Better Home & Finance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)BETRBetter Home & Finance0.6148 of 5 stars$13.24+1.6%N/A+2,149.3%$201.25M$108.49M-0.991,250News CoverageXYFX Financial2.6892 of 5 stars$19.49+3.8%N/A+325.4%$814.29M$804.43M4.06420MCBMetropolitan Bank2.4444 of 5 stars$74.24+0.1%$77.00+3.7%+45.1%$791.40M$492.21M12.56240Upcoming EarningsCFBCrossFirst BanksharesN/A$15.99flat$19.33+20.9%N/A$788.55M$261.78M10.25460BTBTBit Digital3.4087 of 5 stars$3.77+8.3%$6.33+68.0%-21.7%$786.16M$108.05M-8.0210Gap UpHigh Trading VolumeNBNNortheast Bancorp3.2384 of 5 stars$95.72+1.5%$97.50+1.9%+44.4%$785.86M$263.77M10.65180News CoveragePositive NewsBFSTBusiness First Bancshares3.8188 of 5 stars$26.28+1.7%$30.33+15.4%+9.7%$780.25M$458.96M10.81750Analyst RevisionEQBKEquity Bancshares4.5188 of 5 stars$43.76+1.2%$46.60+6.5%+7.4%$766.46M$225.03M10.99700News CoverageAnalyst ForecastNBBKNB Bancorp2.5983 of 5 stars$18.88+1.6%$22.00+16.5%+13.3%$765.96M$304.05M16.00342News CoverageUpcoming EarningsMCBSMetroCity Bankshares3.3241 of 5 stars$30.08+1.1%$34.00+13.0%-0.1%$764.03M$235.98M11.70220News CoverageUpcoming EarningsCNCKCoincheck Group2.1524 of 5 stars$5.64flat$10.00+77.3%N/A$731.51M$2.56B0.00N/APositive News Related Companies and Tools Related Companies X Financial Competitors Metropolitan Bank Competitors CrossFirst Bankshares Competitors Bit Digital Competitors Northeast Bancorp Competitors Business First Bancshares Competitors Equity Bancshares Competitors NB Bancorp Competitors MetroCity Bankshares Competitors Coincheck Group Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:BETR) was last updated on 7/16/2025 by MarketBeat.com Staff From Our PartnersMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredRevolutionary AI Tech Targets Early Diabetic Blindness Detection FDA Trial UnderwayTiny Stock, Massive Potential— this company’s AI platform is a game changer for healthcare!Interactive Offers | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | Sponsored3..2..1.. 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