XYF vs. VBTX, QCRH, CMPO, BY, CCB, LX, FBMS, AMAL, FSUN, and OBK
Should you be buying X Financial stock or one of its competitors? The main competitors of X Financial include Veritex (VBTX), QCR (QCRH), CompoSecure (CMPO), Byline Bancorp (BY), Coastal Financial (CCB), LexinFintech (LX), First Bancshares (FBMS), Amalgamated Financial (AMAL), Firstsun Capital Bancorp (FSUN), and Origin Bancorp (OBK). These companies are all part of the "banking" industry.
X Financial vs.
X Financial (NYSE:XYF) and Veritex (NASDAQ:VBTX) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, analyst recommendations, institutional ownership, media sentiment, profitability, community ranking, risk, earnings and dividends.
Veritex received 105 more outperform votes than X Financial when rated by MarketBeat users. However, 58.11% of users gave X Financial an outperform vote while only 50.87% of users gave Veritex an outperform vote.
1.1% of X Financial shares are held by institutional investors. Comparatively, 88.3% of Veritex shares are held by institutional investors. 31.6% of X Financial shares are held by insiders. Comparatively, 4.6% of Veritex shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
X Financial has a beta of 0.34, indicating that its stock price is 66% less volatile than the S&P 500. Comparatively, Veritex has a beta of 1.38, indicating that its stock price is 38% more volatile than the S&P 500.
X Financial has a net margin of 25.03% compared to Veritex's net margin of 11.11%. X Financial's return on equity of 20.66% beat Veritex's return on equity.
X Financial has higher revenue and earnings than Veritex. X Financial is trading at a lower price-to-earnings ratio than Veritex, indicating that it is currently the more affordable of the two stocks.
In the previous week, Veritex had 6 more articles in the media than X Financial. MarketBeat recorded 6 mentions for Veritex and 0 mentions for X Financial. Veritex's average media sentiment score of 0.42 beat X Financial's score of 0.00 indicating that Veritex is being referred to more favorably in the news media.
Veritex has a consensus price target of $30.00, suggesting a potential upside of 13.25%. Given Veritex's stronger consensus rating and higher possible upside, analysts clearly believe Veritex is more favorable than X Financial.
X Financial pays an annual dividend of $0.32 per share and has a dividend yield of 4.0%. Veritex pays an annual dividend of $0.80 per share and has a dividend yield of 3.0%. X Financial pays out 8.4% of its earnings in the form of a dividend. Veritex pays out 51.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. X Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.
Summary
Veritex beats X Financial on 11 of the 21 factors compared between the two stocks.
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New MarketBeat Followers Over Time
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Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NYSE:XYF) was last updated on 1/26/2025 by MarketBeat.com Staff
