Do analysts prefer XYF or PRAA?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score X Financial 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 PRA Group 1 Sell rating(s) 3 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.75

Which has better valuation and earnings, XYF or PRAA?

X Financial has higher earnings, but lower revenue than PRA Group. X Financial is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio X Financial $1.09B 0.19 $209.43M $1.96 2.72 PRA Group $1.20B 0.37 -$305.14M $4.09 2.92

Is XYF or PRAA more profitable?

PRA Group has a net margin of 12.06% compared to X Financial's net margin of 9.94%. PRA Group's return on equity of 14.48% beat X Financial's return on equity. Company Net Margins Return on Equity Return on Assets X Financial 9.94% 9.14% 5.20% PRA Group 12.06% 14.48% 3.03%

Does the media prefer XYF or PRAA?

In the previous week, PRA Group had 12 more articles in the media than X Financial. MarketBeat recorded 13 mentions for PRA Group and 1 mentions for X Financial. X Financial's average media sentiment score of 0.75 beat PRA Group's score of 0.01 indicating that X Financial is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment X Financial 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive PRA Group 1 Very Positive mention(s) 3 Positive mention(s) 6 Neutral mention(s) 0 Negative mention(s) 1 Very Negative mention(s) Neutral

Do analysts rate LU or XYF?

Lufax presently has a consensus target price of $17.00, suggesting a potential upside of 136.01%. Given Lufax's higher possible upside, equities analysts clearly believe Lufax is more favorable than X Financial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Lufax 1 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.00 X Financial 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Which has better earnings and valuation, LU or XYF?

X Financial has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Lufax $3.77B 0.17 -$291.79M -$6.10 N/A X Financial $1.09B 0.19 $209.43M $1.96 2.72

Is LU or XYF more profitable?

X Financial has a net margin of 9.94% compared to Lufax's net margin of 0.00%. X Financial's return on equity of 9.14% beat Lufax's return on equity. Company Net Margins Return on Equity Return on Assets Lufax N/A N/A N/A X Financial 9.94% 9.14% 5.20%

Does the media refer more to LU or XYF?

In the previous week, Lufax had 5 more articles in the media than X Financial. MarketBeat recorded 6 mentions for Lufax and 1 mentions for X Financial. Lufax's average media sentiment score of 0.77 beat X Financial's score of 0.75 indicating that Lufax is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Lufax 2 Very Positive mention(s) 2 Positive mention(s) 0 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive X Financial 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts prefer GDOT or XYF?

Green Dot presently has a consensus target price of $16.13, suggesting a potential upside of 41.88%. Given Green Dot's higher possible upside, research analysts plainly believe Green Dot is more favorable than X Financial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Green Dot 1 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.00 X Financial 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Is GDOT or XYF more profitable?

X Financial has a net margin of 9.94% compared to Green Dot's net margin of -0.11%. X Financial's return on equity of 9.14% beat Green Dot's return on equity. Company Net Margins Return on Equity Return on Assets Green Dot -0.11% 7.10% 1.04% X Financial 9.94% 9.14% 5.20%

Does the media prefer GDOT or XYF?

In the previous week, Green Dot had 7 more articles in the media than X Financial. MarketBeat recorded 8 mentions for Green Dot and 1 mentions for X Financial. X Financial's average media sentiment score of 0.75 beat Green Dot's score of -0.21 indicating that X Financial is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Green Dot 1 Very Positive mention(s) 2 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 1 Very Negative mention(s) Neutral X Financial 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts prefer XYF or FINV?

PPDAI Group has a consensus target price of $4.10, suggesting a potential upside of 42.61%. Given PPDAI Group's higher probable upside, analysts plainly believe PPDAI Group is more favorable than X Financial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score X Financial 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 PPDAI Group 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.50

Which has higher earnings and valuation, XYF or FINV?

PPDAI Group has higher revenue and earnings than X Financial. PPDAI Group is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio X Financial $1.09B 0.19 $209.43M $1.96 2.72 PPDAI Group $1.94B 0.36 $363.56M $1.06 2.71

Do analysts recommend QFIN or XYF?

Qfin presently has a consensus price target of $12.29, indicating a potential upside of 128.83%. Given Qfin's higher possible upside, analysts plainly believe Qfin is more favorable than X Financial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Qfin 4 Sell rating(s) 3 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 1.63 X Financial 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Which has better earnings and valuation, QFIN or XYF?

Qfin has higher revenue and earnings than X Financial. Qfin is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Qfin $2.75B 0.24 $856.52M $4.16 1.29 X Financial $1.09B 0.19 $209.43M $1.96 2.72

Is QFIN or XYF more profitable?

Qfin has a net margin of 22.23% compared to X Financial's net margin of 9.94%. Qfin's return on equity of 15.23% beat X Financial's return on equity. Company Net Margins Return on Equity Return on Assets Qfin 22.23% 15.23% 6.60% X Financial 9.94% 9.14% 5.20%

Does the media refer more to QFIN or XYF?

In the previous week, Qfin had 29 more articles in the media than X Financial. MarketBeat recorded 30 mentions for Qfin and 1 mentions for X Financial. X Financial's average media sentiment score of 0.75 beat Qfin's score of 0.10 indicating that X Financial is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Qfin 0 Very Positive mention(s) 1 Positive mention(s) 28 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral X Financial 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

X Financial (XYF) Competitors

$5.55 +0.21 (+3.93%)

As of 03:47 PM Eastern

Compare

XYF vs. PRAA, LU, GDOT, FINV, and QFIN

Should you buy X Financial stock or one of its competitors? X Financial's main competitors and comparable companies include PRA Group (PRAA), Lufax (LU), Green Dot (GDOT), PPDAI Group (FINV), and Qfin (QFIN). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does X Financial compare to PRA Group?

X Financial (NYSE:XYF) and PRA Group (NASDAQ:PRAA) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, dividends, analyst recommendations, institutional ownership, valuation, risk, earnings and media sentiment.

X Financial has a beta of 0.47, meaning that its share price is 53% less volatile than the broader market. Comparatively, PRA Group has a beta of 1.15, meaning that its share price is 15% more volatile than the broader market.

PRA Group has a net margin of 12.06% compared to X Financial's net margin of 9.94%. PRA Group's return on equity of 14.48% beat X Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
X Financial	9.94%	9.14%	5.20%
PRA Group	12.06%	14.48%	3.03%

In the previous week, PRA Group had 12 more articles in the media than X Financial. MarketBeat recorded 13 mentions for PRA Group and 1 mentions for X Financial. X Financial's average media sentiment score of 0.75 beat PRA Group's score of 0.01 indicating that X Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
X Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
PRA Group	1 Very Positive mention(s)	3 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Neutral

X Financial has higher earnings, but lower revenue than PRA Group. X Financial is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
X Financial	$1.09B	0.19	$209.43M	$1.96	2.72
PRA Group	$1.20B	0.37	-$305.14M	$4.09	2.92

1.2% of X Financial shares are held by institutional investors. Comparatively, 97.2% of PRA Group shares are held by institutional investors. 31.6% of X Financial shares are held by company insiders. Comparatively, 2.2% of PRA Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
X Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
PRA Group	1 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.75

Summary

PRA Group beats X Financial on 9 of the 14 factors compared between the two stocks.

How does X Financial compare to Lufax?

Lufax (NYSE:LU) and X Financial (NYSE:XYF) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, earnings, valuation, risk, institutional ownership, dividends, analyst recommendations and media sentiment.

In the previous week, Lufax had 5 more articles in the media than X Financial. MarketBeat recorded 6 mentions for Lufax and 1 mentions for X Financial. Lufax's average media sentiment score of 0.77 beat X Financial's score of 0.75 indicating that Lufax is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Lufax	2 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
X Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Lufax has a beta of 0.8, meaning that its stock price is 20% less volatile than the broader market. Comparatively, X Financial has a beta of 0.47, meaning that its stock price is 53% less volatile than the broader market.

X Financial has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lufax	$3.77B	0.17	-$291.79M	-$6.10	N/A
X Financial	$1.09B	0.19	$209.43M	$1.96	2.72

69.1% of Lufax shares are held by institutional investors. Comparatively, 1.2% of X Financial shares are held by institutional investors. 31.6% of X Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Lufax presently has a consensus target price of $17.00, suggesting a potential upside of 136.01%. Given Lufax's higher possible upside, equities analysts clearly believe Lufax is more favorable than X Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lufax	1 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
X Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

X Financial has a net margin of 9.94% compared to Lufax's net margin of 0.00%. X Financial's return on equity of 9.14% beat Lufax's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Lufax	N/A	N/A	N/A
X Financial	9.94%	9.14%	5.20%

Summary

X Financial beats Lufax on 8 of the 15 factors compared between the two stocks.

How does X Financial compare to Green Dot?

Green Dot (NYSE:GDOT) and X Financial (NYSE:XYF) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, analyst recommendations, media sentiment, dividends, risk, earnings, valuation and institutional ownership.

92.6% of Green Dot shares are held by institutional investors. Comparatively, 1.2% of X Financial shares are held by institutional investors. 1.4% of Green Dot shares are held by insiders. Comparatively, 31.6% of X Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Green Dot presently has a consensus target price of $16.13, suggesting a potential upside of 41.88%. Given Green Dot's higher possible upside, research analysts plainly believe Green Dot is more favorable than X Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Green Dot	1 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
X Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

X Financial has lower revenue, but higher earnings than Green Dot. Green Dot is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Green Dot	$2.08B	0.31	-$98.87M	-$0.51	N/A
X Financial	$1.09B	0.19	$209.43M	$1.96	2.72

Green Dot has a beta of 0.93, suggesting that its stock price is 7% less volatile than the broader market. Comparatively, X Financial has a beta of 0.47, suggesting that its stock price is 53% less volatile than the broader market.

X Financial has a net margin of 9.94% compared to Green Dot's net margin of -0.11%. X Financial's return on equity of 9.14% beat Green Dot's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Green Dot	-0.11%	7.10%	1.04%
X Financial	9.94%	9.14%	5.20%

In the previous week, Green Dot had 7 more articles in the media than X Financial. MarketBeat recorded 8 mentions for Green Dot and 1 mentions for X Financial. X Financial's average media sentiment score of 0.75 beat Green Dot's score of -0.21 indicating that X Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Green Dot	1 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Neutral
X Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

X Financial beats Green Dot on 8 of the 15 factors compared between the two stocks.

How does X Financial compare to PPDAI Group?

X Financial (NYSE:XYF) and PPDAI Group (NYSE:FINV) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, valuation, analyst recommendations, risk, media sentiment, earnings, dividends and institutional ownership.

X Financial has a beta of 0.47, suggesting that its share price is 53% less volatile than the broader market. Comparatively, PPDAI Group has a beta of 0.31, suggesting that its share price is 69% less volatile than the broader market.

1.2% of X Financial shares are held by institutional investors. Comparatively, 31.2% of PPDAI Group shares are held by institutional investors. 31.6% of X Financial shares are held by company insiders. Comparatively, 44.0% of PPDAI Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

PPDAI Group has a consensus target price of $4.10, suggesting a potential upside of 42.61%. Given PPDAI Group's higher probable upside, analysts plainly believe PPDAI Group is more favorable than X Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
X Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
PPDAI Group	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50

PPDAI Group has a net margin of 14.49% compared to X Financial's net margin of 9.94%. PPDAI Group's return on equity of 12.31% beat X Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
X Financial	9.94%	9.14%	5.20%
PPDAI Group	14.49%	12.31%	7.95%

In the previous week, X Financial had 1 more articles in the media than PPDAI Group. MarketBeat recorded 1 mentions for X Financial and 0 mentions for PPDAI Group. X Financial's average media sentiment score of 0.75 beat PPDAI Group's score of 0.00 indicating that X Financial is being referred to more favorably in the media.

Company	Overall Sentiment
X Financial	Positive
PPDAI Group	Neutral

PPDAI Group has higher revenue and earnings than X Financial. PPDAI Group is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
X Financial	$1.09B	0.19	$209.43M	$1.96	2.72
PPDAI Group	$1.94B	0.36	$363.56M	$1.06	2.71

Summary

PPDAI Group beats X Financial on 9 of the 15 factors compared between the two stocks.

How does X Financial compare to Qfin?

Qfin (NASDAQ:QFIN) and X Financial (NYSE:XYF) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, risk, analyst recommendations, earnings, valuation, profitability, media sentiment and dividends.

Qfin presently has a consensus price target of $12.29, indicating a potential upside of 128.83%. Given Qfin's higher possible upside, analysts plainly believe Qfin is more favorable than X Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qfin	4 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.63
X Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Qfin has higher revenue and earnings than X Financial. Qfin is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qfin	$2.75B	0.24	$856.52M	$4.16	1.29
X Financial	$1.09B	0.19	$209.43M	$1.96	2.72

Qfin has a beta of 0.6, indicating that its share price is 40% less volatile than the broader market. Comparatively, X Financial has a beta of 0.47, indicating that its share price is 53% less volatile than the broader market.

In the previous week, Qfin had 29 more articles in the media than X Financial. MarketBeat recorded 30 mentions for Qfin and 1 mentions for X Financial. X Financial's average media sentiment score of 0.75 beat Qfin's score of 0.10 indicating that X Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Qfin	0 Very Positive mention(s)	1 Positive mention(s)	28 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
X Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Qfin has a net margin of 22.23% compared to X Financial's net margin of 9.94%. Qfin's return on equity of 15.23% beat X Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Qfin	22.23%	15.23%	6.60%
X Financial	9.94%	9.14%	5.20%

74.8% of Qfin shares are held by institutional investors. Comparatively, 1.2% of X Financial shares are held by institutional investors. 17.1% of Qfin shares are held by company insiders. Comparatively, 31.6% of X Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Qfin pays an annual dividend of $0.90 per share and has a dividend yield of 16.8%. X Financial pays an annual dividend of $0.54 per share and has a dividend yield of 10.1%. Qfin pays out 21.6% of its earnings in the form of a dividend. X Financial pays out 27.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Qfin is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Qfin beats X Financial on 14 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding XYF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

XYF vs. The Competition

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Metric	X Financial	Consumer Finance Industry	Finance Sector	NYSE Exchange
Market Cap	$217.51M	$6.87B	$14.11B	$23.61B
Dividend Yield	9.46%	7.67%	4.87%	3.73%
P/E Ratio	2.84	9.52	21.35	30.41
Price / Sales	0.04	2.53	5.15	3.40
Price / Cash	1.01	10.98	20.38	15.97
Price / Book	0.19	2.53	1.83	3.76
Net Income	$209.43M	$447.58M	$1.32B	$1.08B
7 Day Performance	11.56%	-1.45%	-0.61%	-0.60%
1 Month Performance	7.64%	-0.31%	0.23%	1.08%
1 Year Performance	-54.49%	0.13%	5.13%	6.72%

X Financial Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
XYF X Financial	2.0005 of 5 stars	$5.55 +3.9%	N/A	-56.7%	$217.51M	$5.60B	2.84	643
PRAA PRA Group	1.8931 of 5 stars	$19.88 +0.7%	$26.00 +30.8%	-21.6%	$748.44M	$1.34B	N/A	2,615	Earnings Report Analyst Downgrade
LU Lufax	3.7946 of 5 stars	$8.19 -1.8%	$17.00 +107.7%	-75.1%	$709.47M	$21.45B	N/A	33,163	Short Interest Decrease High Trading Volume
GDOT Green Dot	2.2736 of 5 stars	$12.44 +1.2%	$16.13 +29.6%	-3.4%	$708.84M	$2.27B	N/A	900	Earnings Report
FINV PPDAI Group	2.5318 of 5 stars	$2.91 -1.2%	$4.10 +41.1%	-53.4%	$706.76M	$1.94B	2.74	3,869

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This page (NYSE:XYF) was last updated on 11/11/2026 by MarketBeat.com Staff.

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X Financial (XYF) Competitors

XYF vs. PRAA, LU, GDOT, FINV, and QFIN

How does X Financial compare to PRA Group?

Summary

How does X Financial compare to Lufax?

Summary

How does X Financial compare to Green Dot?

Summary

How does X Financial compare to PPDAI Group?

Summary

How does X Financial compare to Qfin?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

XYF vs. The Competition

X Financial Competitors List

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X Financial (XYF) Competitors

XYF vs. PRAA, LU, GDOT, FINV, and QFIN

How does X Financial compare to PRA Group?

Which has more risk & volatility, XYF or PRAA?

Is XYF or PRAA more profitable?

Does the media prefer XYF or PRAA?

Which has better valuation and earnings, XYF or PRAA?

Do insiders and institutionals believe in XYF or PRAA?

Do analysts prefer XYF or PRAA?

Summary

How does X Financial compare to Lufax?

Does the media refer more to LU or XYF?

Which has more risk and volatility, LU or XYF?

Which has better earnings and valuation, LU or XYF?

Do insiders and institutionals hold more shares of LU or XYF?

Do analysts rate LU or XYF?

Is LU or XYF more profitable?

Summary

How does X Financial compare to Green Dot?

Do insiders & institutionals have more ownership in GDOT or XYF?

Do analysts prefer GDOT or XYF?

Which has preferable earnings & valuation, GDOT or XYF?

Which has more risk and volatility, GDOT or XYF?

Is GDOT or XYF more profitable?

Does the media prefer GDOT or XYF?

Summary

How does X Financial compare to PPDAI Group?

Which has more risk & volatility, XYF or FINV?

Do institutionals & insiders have more ownership in XYF or FINV?

Do analysts prefer XYF or FINV?

Is XYF or FINV more profitable?

Does the media prefer XYF or FINV?

Which has higher earnings and valuation, XYF or FINV?

Summary

How does X Financial compare to Qfin?

Do analysts recommend QFIN or XYF?

Which has better earnings and valuation, QFIN or XYF?

Which has more risk and volatility, QFIN or XYF?

Does the media refer more to QFIN or XYF?

Is QFIN or XYF more profitable?

Do insiders & institutionals believe in QFIN or XYF?

Is QFIN or XYF a better dividend stock?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

XYF vs. The Competition

X Financial Competitors List

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