XYF vs. MFIN, SNFCA, CNF, LX, BTM, ARBK, HIVE, OPRT, GRYP, and GHI
Should you be buying X Financial stock or one of its competitors? The main competitors of X Financial include Medallion Financial (MFIN), Security National Financial (SNFCA), CNFinance (CNF), LexinFintech (LX), Bitcoin Depot (BTM), Argo Blockchain (ARBK), HIVE Digital Technologies (HIVE), Oportun Financial (OPRT), Gryphon Digital Mining (GRYP), and Greystone Housing Impact Investors (GHI). These companies are all part of the "nondepository credit institutions" industry.
X Financial (NYSE:XYF) and Medallion Financial (NASDAQ:MFIN) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, risk, earnings, profitability, institutional ownership, media sentiment, valuation, dividends and community ranking.
1.2% of X Financial shares are held by institutional investors. Comparatively, 40.6% of Medallion Financial shares are held by institutional investors. 31.6% of X Financial shares are held by company insiders. Comparatively, 22.4% of Medallion Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
X Financial has a beta of 0.24, indicating that its stock price is 76% less volatile than the S&P 500. Comparatively, Medallion Financial has a beta of 2.06, indicating that its stock price is 106% more volatile than the S&P 500.
Medallion Financial received 126 more outperform votes than X Financial when rated by MarketBeat users. Likewise, 60.57% of users gave Medallion Financial an outperform vote while only 58.11% of users gave X Financial an outperform vote.
X Financial has higher revenue and earnings than Medallion Financial. X Financial is trading at a lower price-to-earnings ratio than Medallion Financial, indicating that it is currently the more affordable of the two stocks.
Medallion Financial has a consensus price target of $12.00, indicating a potential upside of 51.71%. Given Medallion Financial's higher possible upside, analysts clearly believe Medallion Financial is more favorable than X Financial.
X Financial has a net margin of 24.64% compared to Medallion Financial's net margin of 20.99%. X Financial's return on equity of 22.42% beat Medallion Financial's return on equity.
In the previous week, X Financial and X Financial both had 3 articles in the media. X Financial's average media sentiment score of 0.33 beat Medallion Financial's score of 0.13 indicating that X Financial is being referred to more favorably in the media.
Summary
X Financial and Medallion Financial tied by winning 8 of the 16 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding XYF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
X Financial Competitors List
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