NYSE:XYF X Financial (XYF) Stock Price, News & Analysis $4.37 +0.02 (+0.46%) (As of 07/26/2024 ET) Add Compare Share Share Today's Range$4.33▼$4.3950-Day Range$3.73▼$4.4652-Week Range$3.41▼$5.00Volume4,144 shsAverage Volume18,397 shsMarket Capitalization$213.82 millionP/E Ratio1.23Dividend Yield7.32%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestTrendsStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestTrends Get X Financial alerts: Email Address X Financial MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.01% of Shares Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.59Based on 3 Articles This WeekInsider TradingN/AProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.21 out of 5 starsFinance Sector373rd out of 898 stocksNondepository Credit Institutions Industry15th out of 53 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for X Financial.Read more about X Financial's stock forecast and price target. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.01% of the outstanding shares of X Financial have been sold short.Short Interest Ratio / Days to CoverX Financial has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in X Financial has recently decreased by 43.52%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend LeadershipX Financial is a leading dividend payer. It pays a dividend yield of 7.31%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthX Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of X Financial is 9.04%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about X Financial's dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for XYF. Previous Next 2.0 News and Social Media Coverage News SentimentX Financial has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for X Financial this week, compared to 1 article on an average week. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, X Financial insiders have not sold or bought any company stock.Percentage Held by Insiders31.58% of the stock of X Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 1.15% of the stock of X Financial is held by institutions.Read more about X Financial's insider trading history. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of X Financial is 1.23, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 143.26.Price to Earnings Ratio vs. SectorThe P/E ratio of X Financial is 1.23, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 48.22.Price to Book Value per Share RatioX Financial has a P/B Ratio of 0.26. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about X Financial's valuation and earnings. 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The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.Read More XYF Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart XYF Stock News HeadlinesJuly 25 at 6:50 PM | seekingalpha.comX-FAB Silicon Foundries SE (X-FABF) Q2 2024 Earnings Call TranscriptJuly 24 at 12:18 AM | msn.comGlobal X Financials Covered Call & Growth ETF declares monthly distribution of $0.0861July 26, 2024 | DTI (Ad)We’re in a code red crisis and 99% of Americans are clueless Folks, it's 2024… Things that we used to rely on - are failing us. Take the phasing out of fossil fuels… Matched with the destruction of oil refineries around the world… And the outright failure of solar and wind technologies… But there is just one solution… And right now governments around the world are stockpiling this resource at the fastest rate in DECADES! July 15, 2024 | prnewswire.comX Financial Announces Results of Tender OfferJune 17, 2024 | stocknews.comHello Group: A Top Social Media Stock to WatchJune 5, 2024 | prnewswire.comX Financial Commences a Tender Offer to Repurchase approximately $9.04 Million of its ADSsMay 30, 2024 | investorplace.comXYF Stock Earnings: X Financial Reported Results for Q1 2024May 30, 2024 | seekingalpha.comX Financial Non-GAAP EPS of $0.15, revenue of $167.3MJuly 26, 2024 | DTI (Ad)We’re in a code red crisis and 99% of Americans are clueless Folks, it's 2024… Things that we used to rely on - are failing us. Take the phasing out of fossil fuels… Matched with the destruction of oil refineries around the world… And the outright failure of solar and wind technologies… But there is just one solution… And right now governments around the world are stockpiling this resource at the fastest rate in DECADES! May 30, 2024 | prnewswire.comX Financial Reports First Quarter 2024 Unaudited Financial ResultsMay 24, 2024 | prnewswire.comX Financial Reschedules the Release of First Quarter 2024 Financial Results to May 31, 2024May 23, 2024 | investing.comX Financial Class A (XYF)May 23, 2024 | prnewswire.comX Financial to Report First Quarter 2024 Financial Results on May 29, 2024May 14, 2024 | msn.comXhoana X Posts Unbothered swimsuit Pic as Everyone Spirals About Her Looking Like Gwen StefaniMay 13, 2024 | yahoo.comGavin Rossdale’s New Girlfriend Xhoana X Is the Spitting Image of Ex-Wife Gwen StefaniMay 13, 2024 | yahoo.comThe X-Files Season 11 Streaming: Watch & Stream Online via HuluMay 11, 2024 | finance.yahoo.comWith 53% ownership, X Financial (NYSE:XYF) insiders have a lot at stakeMay 8, 2024 | yahoo.comX-Factor joins the new X-Men line this summer as a team of government sanctioned mutant influencersSee More Headlines Receive XYF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for X Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 5/31 Dividend5/09/2024Last Earnings5/30/2024Dividend Payable5/31/2024Today7/26/2024Next Earnings (Estimated)8/26/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Nondepository credit institutions Sub-IndustryN/A Current SymbolNYSE:XYF CUSIPN/A CIK1725033 Webwww.xiaoyinggroup.com Phone8675586282977FaxN/AEmployees461Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$3.54 Trailing P/E Ratio1.23 Forward P/E RatioN/A P/E GrowthN/ANet Income$167.16 million Net Margins25.18% Pretax Margin30.00% Return on Equity21.60% Return on Assets11.03% Debt Debt-to-Equity RatioN/A Current Ratio1.86 Quick Ratio1.86 Sales & Book Value Annual Sales$678.16 million Price / Sales0.32 Cash Flow$3.52 per share Price / Cash Flow1.24 Book Value$16.83 per share Price / Book0.26Miscellaneous Outstanding Shares48,930,000Free Float33,475,000Market Cap$213.82 million OptionableNot Optionable Beta0.27 Reduce the RiskMarket downturns give many investors pause, and for good reason. Wondering how to offset this risk? Click the link below to learn more about using beta to protect yourself.Get This Free Report Key ExecutivesMr. Yue Tang (Age 52)Founder, CEO & Chairman Mr. Kan Li (Age 51)President & Director Mr. Ding Gao (Age 37)Co-Founder Mr. Fuya Zheng (Age 57)Chief Financial Officer Ms. Jennifer ZhangInvestor RelationsMr. Yufan JiangChief Risk OfficerMore ExecutivesKey CompetitorsCrescent Capital BDCNASDAQ:CCAPMoneyLionNYSE:MLCompoSecureNASDAQ:CMPOVelocity FinancialNYSE:VELloanDepotNYSE:LDIView All CompetitorsInstitutional OwnershipAcadian Asset Management LLCBought 7,552 shares on 5/10/2024Ownership: 0.095%View All Institutional Transactions XYF Stock Analysis - Frequently Asked Questions How have XYF shares performed this year? X Financial's stock was trading at $3.66 at the start of the year. Since then, XYF shares have increased by 19.4% and is now trading at $4.37. View the best growth stocks for 2024 here. How were X Financial's earnings last quarter? X Financial (NYSE:XYF) posted its quarterly earnings data on Thursday, May, 30th. The company reported $0.88 EPS for the quarter. The business had revenue of $167.30 million for the quarter. X Financial had a net margin of 25.18% and a trailing twelve-month return on equity of 21.60%. When did X Financial IPO? X Financial (XYF) raised $110 million in an initial public offering on Wednesday, September 19th 2018. The company issued 11,000,000 shares at $9.00-$11.00 per share. Deutsche Bank Securities and Morgan Stanley served as the underwriters for the IPO and EBS International, China Merchants Securities (HK) and AMTD Tiger were co-managers. How do I buy shares of X Financial? Shares of XYF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of X Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that X Financial investors own include AbbVie (ABBV), Bank of Nova Scotia (BNS), Baytex Energy (BTE), HUYA (HUYA), NIO (NIO), Agile Therapeutics (AGRX) and Amarin (AMRN). This page (NYSE:XYF) was last updated on 7/26/2024 by MarketBeat.com Staff From Our Partners625,000% GainImagine swapping your daily coffee expense for a future free of financial worries. It might seem far-fetche...Crypto Swap Profits | Sponsored“Generational Bull Run” IncomingLIVE Cash Flow Workshop Event / Hosted Virtually Weds @ 7PM EST Everyone who attends will also receive 3 sp...Unstoppable Prosperity | SponsoredThis student turned $1,300 into $45,000 in just 4 Months!With the help of S.A.M. (my new AI-powered scanner) it's now easier than ever to find these unique trades... ...Monument Traders Alliance | SponsoredCollapse of the PetrodollarThe death of the "petrodollar" seems imminent. 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