Pathward Financial (CASH) Stock Price, News & Analysis

Company Overview

Pathward Financial, Inc. (NASDAQ:CASH) is a financial services holding company headquartered in Sioux Falls, South Dakota. Its principal subsidiary, Pathward, National Association, is a federally chartered bank that provides banking and financial solutions through a range of business lines rather than operating primarily as a traditional branch-based bank.

Pathward’s offerings include consumer banking products, prepaid and debit card programs, tax-related financial services, payments solutions and commercial finance products. Its services support individuals, businesses, tax professionals, fintech companies and government agencies, including tax refund delivery, deposit accounts, payment processing and specialized lending and finance programs.

The company was formerly known as Meta Financial Group, Inc. and adopted the Pathward Financial name in 2022 as part of a broader rebranding of its banking and financial services operations. Pathward serves customers and partners across the United States through digital channels, commercial relationships and program-based financial products. Brett Pharr serves as Pathward Financial’s president and chief executive officer.

Key Stats

• Today's Range: $73.52 to $74.76
• 50-Day Range: $73.27 to $90.75
• 52-Week Range: $65.87 to $101.26
• Volume: 173,250 shs
• Average Volume: 233,708 shs
• Market Capitalization: $1.53 billion
• P/E Ratio: 9.25
• Dividend Yield: 0.27%
• Price Target: $101.00
• Consensus Rating: Buy

Pathward Financial Stock Analysis - MarketRank™

Pathward Financial scored higher than 84% of companies evaluated by MarketBeat, and ranked 251st out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.1 / 5
• Analyst Rating: Buy

Consensus Rating

Pathward Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 3 buy ratings, no hold ratings, and no sell ratings.

Upside Potential

Pathward Financial has a consensus price target of $101.00, representing about 36.9% upside from its current price of $73.80.

Amount of Analyst Coverage

Pathward Financial has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 21.44%

Earnings Growth

Earnings for Pathward Financial are expected to grow by 21.44% in the coming year, from $7.93 to $9.63 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Pathward Financial is 9.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.64.

Price to Earnings Ratio vs. Sector

The P/E ratio of Pathward Financial is 9.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

Pathward Financial has a P/B Ratio of 1.96. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

13.35% of the float of Pathward Financial has been sold short.

Short Interest Ratio / Days to Cover

Pathward Financial has a short interest ratio ("days to cover") of 12.94, which indicates bearish sentiment.

Change versus previous month

Short interest in Pathward Financial has recently increased by 3.14%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Pathward Financial has a dividend yield of 0.27%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Pathward Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Pathward Financial is 2.51%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Pathward Financial will have a dividend payout ratio of 2.08% next year. This indicates that Pathward Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.87

News Sentiment

Pathward Financial has a news sentiment score of 0.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Pathward Financial this week, compared to 3 articles on an average week.

Search Interest

Only 2 people have searched for CASH on MarketBeat in the last 30 days. This is a decrease of -75% compared to the previous 30 days.

MarketBeat Follows

3 people have added Pathward Financial to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Pathward Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.43% of the stock of Pathward Financial is held by insiders.

Percentage Held by Institutions

92.66% of the stock of Pathward Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 7/1 Dividend: 6/11/2026
• Ex-Dividend for 7/1 Dividend: 6/11/2026
• Dividend Payable: 7/01/2026
• Last Earnings: 7/22/2026
• Record date for 10/1 Dividend: 9/10/2026
• Ex-Dividend for 10/1 Dividend: 9/10/2026
• Today: 9/25/2026
• Fiscal Year End: 9/30/2026
• Dividend Payable: 10/01/2026
• Next Earnings (Estimated): 10/20/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CASH
• CIK: 907471
• Web: www.pathwardfinancial.com
• Phone: (877) 497-7497
• Fax: 712-749-7501
• Employees: 1,182
• Year Founded: 1954

Price Target and Rating

• Average Price Target for Pathward Financial: $101.00
• High Price Target: $105.00
• Low Price Target: $97.00
• Potential Upside/Downside: +36.9%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $7.98
• Trailing P/E Ratio: 9.25
• Forward P/E Ratio: 9.31
• P/E Growth: N/A
• Net Income: $185.87 million
• Net Margins: 21.03%
• Pretax Margin: 25.18%
• Return on Equity: 20.61%
• Return on Assets: 2.41%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 0.82
• Quick Ratio: 0.81

Sales & Book Value

• Annual Sales: $851.49 million
• Price / Sales: 1.80
• Cash Flow: $10.82 per share
• Price / Cash Flow: 6.82
• Book Value: $37.65 per share
• Price / Book: 1.96

Miscellaneous

• Outstanding Shares: 20,770,000
• Free Float: 20,476,000
• Market Cap: $1.53 billion
• Optionable: Optionable
• Beta: 0.60