FBK vs. LOB, MBIN, RNST, OFG, IBTX, TFIN, HTH, LKFN, TOWN, and SBCF
Should you be buying FB Financial stock or one of its competitors? The main competitors of FB Financial include Live Oak Bancshares (LOB), Merchants Bancorp (MBIN), Renasant (RNST), OFG Bancorp (OFG), Independent Bank Group (IBTX), Triumph Financial (TFIN), Hilltop (HTH), Lakeland Financial (LKFN), TowneBank (TOWN), and Seacoast Banking Co. of Florida (SBCF). These companies are all part of the "state commercial banks" industry.
FB Financial (NYSE:FBK) and Live Oak Bancshares (NASDAQ:LOB) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, analyst recommendations, profitability, earnings, valuation, community ranking and media sentiment.
FB Financial presently has a consensus price target of $39.43, suggesting a potential upside of 3.90%. Live Oak Bancshares has a consensus price target of $41.50, suggesting a potential upside of 21.06%. Given Live Oak Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe Live Oak Bancshares is more favorable than FB Financial.
FB Financial has a beta of 1.15, meaning that its stock price is 15% more volatile than the S&P 500. Comparatively, Live Oak Bancshares has a beta of 1.6, meaning that its stock price is 60% more volatile than the S&P 500.
Live Oak Bancshares received 18 more outperform votes than FB Financial when rated by MarketBeat users. Likewise, 54.07% of users gave Live Oak Bancshares an outperform vote while only 49.90% of users gave FB Financial an outperform vote.
FB Financial has higher earnings, but lower revenue than Live Oak Bancshares. FB Financial is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
FB Financial has a net margin of 14.90% compared to Live Oak Bancshares' net margin of 9.24%. FB Financial's return on equity of 10.20% beat Live Oak Bancshares' return on equity.
65.4% of FB Financial shares are held by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are held by institutional investors. 1.7% of FB Financial shares are held by company insiders. Comparatively, 23.9% of Live Oak Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
In the previous week, Live Oak Bancshares had 4 more articles in the media than FB Financial. MarketBeat recorded 7 mentions for Live Oak Bancshares and 3 mentions for FB Financial. FB Financial's average media sentiment score of 0.46 beat Live Oak Bancshares' score of -0.33 indicating that FB Financial is being referred to more favorably in the media.
FB Financial pays an annual dividend of $0.68 per share and has a dividend yield of 1.8%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. FB Financial pays out 28.6% of its earnings in the form of a dividend. Live Oak Bancshares pays out 7.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Summary
FB Financial and Live Oak Bancshares tied by winning 10 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding FBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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