First Internet Bancorp (INBK) Competitors

Ameris Bancorp (NASDAQ:ABCB) and First Internet Bancorp (NASDAQ:INBK) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, valuation, risk, earnings, media sentiment, dividends, profitability and analyst recommendations.

Which has more volatility & risk, ABCB or INBK?

Ameris Bancorp has a beta of 0.93, suggesting that its stock price is 7% less volatile than the S&P 500. Comparatively, First Internet Bancorp has a beta of 0.72, suggesting that its stock price is 28% less volatile than the S&P 500.

Do institutionals and insiders believe in ABCB or INBK?

91.6% of Ameris Bancorp shares are held by institutional investors. Comparatively, 65.5% of First Internet Bancorp shares are held by institutional investors. 5.4% of Ameris Bancorp shares are held by insiders. Comparatively, 8.0% of First Internet Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Is ABCB or INBK a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.9%. Ameris Bancorp pays out 14.8% of its earnings in the form of a dividend. First Internet Bancorp pays out 10.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has stronger valuation and earnings, ABCB or INBK?

Ameris Bancorp has higher revenue and earnings than First Internet Bancorp. First Internet Bancorp is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.12B	4.13	$358.68M	$5.40	12.46
First Internet Bancorp	$339.23M	0.71	$25.28M	$2.41	11.45

Does the media prefer ABCB or INBK?

In the previous week, First Internet Bancorp had 2 more articles in the media than Ameris Bancorp. MarketBeat recorded 5 mentions for First Internet Bancorp and 3 mentions for Ameris Bancorp. Ameris Bancorp's average media sentiment score of 1.39 beat First Internet Bancorp's score of 0.82 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Internet Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate ABCB or INBK?

Ameris Bancorp currently has a consensus price target of $71.43, indicating a potential upside of 6.14%. First Internet Bancorp has a consensus price target of $31.75, indicating a potential upside of 15.08%. Given First Internet Bancorp's higher probable upside, analysts plainly believe First Internet Bancorp is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is ABCB or INBK more profitable?

Ameris Bancorp has a net margin of 21.46% compared to First Internet Bancorp's net margin of 6.01%. Ameris Bancorp's return on equity of 9.57% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
First Internet Bancorp	6.01%	4.64%	0.31%

Summary

Ameris Bancorp beats First Internet Bancorp on 14 of the 18 factors compared between the two stocks.