LCNB (LCNB) Stock Price, News & Analysis

Company Overview

LCNB Corporation is a bank holding company headquartered in Lebanon, Ohio. Its principal subsidiary, LCNB National Bank, provides community banking services to individuals, families, businesses and institutions.

The bank offers a range of deposit products, residential and commercial lending, consumer loans, cash-management services and other business banking solutions. It also provides trust, wealth management and investment-related services through its banking and financial services operations.

LCNB serves customers primarily through its branch network and digital banking channels in southwestern and central Ohio, with additional operations in nearby markets. The institution traces its history to 1931 and emphasizes relationship-based banking for consumers, small businesses and community organizations.

Key Stats

• Today's Range: $18.41 to $18.65
• 50-Day Range: $18.41 to $20.98
• 52-Week Range: $14.31 to $21.32
• Volume: 4,774 shs
• Average Volume: 31,187 shs
• Market Capitalization: $264.34 million
• P/E Ratio: 10.73
• Dividend Yield: 4.75%
• Price Target: N/A
• Consensus Rating: Moderate Buy

LCNB Stock Analysis - MarketRank™

LCNB scored higher than 78% of companies evaluated by MarketBeat, and ranked 338th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

LCNB has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

LCNB has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 5.78%

Earnings Growth

Earnings for LCNB are expected to grow by 5.78% in the coming year, from $1.73 to $1.83 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of LCNB is 10.76, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.75.

Price to Earnings Ratio vs. Sector

The P/E ratio of LCNB is 10.76, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.34.

Price to Book Value per Share Ratio

LCNB has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.34% of the float of LCNB has been sold short.

Short Interest Ratio / Days to Cover

LCNB has a short interest ratio ("days to cover") of 6.95.

Change versus previous month

Short interest in LCNB has recently increased by 11.19%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

LCNB is a leading dividend payer. It pays a dividend yield of 4.67%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

LCNB has been increasing its dividend for 7 years.

Dividend Coverage

The dividend payout ratio of LCNB is 50.87%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, LCNB will have a dividend payout ratio of 48.09% next year. This indicates that LCNB will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: N/A

News Sentiment

LCNB has a news sentiment score of 1.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for LCNB this week, compared to 1 article on an average week.

MarketBeat Follows

Only 1 people have added LCNB to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 3.5 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of LCNB in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $17,611.00 in company stock, which represents 0.0066% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, LCNB insiders have bought more of their company's stock than they have sold. Specifically, they have bought $17,611.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

5.67% of the stock of LCNB is held by insiders.

Percentage Held by Institutions

34.73% of the stock of LCNB is held by institutions.

Company Calendar

• Last Earnings: 7/15/2026
• Record date for 9/15 Dividend: 9/01/2026
• Ex-Dividend for 9/15 Dividend: 9/01/2026
• Dividend Payable: 9/15/2026
• Today: 9/30/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:LCNB
• CIK: 1074902
• Web: www.lcnb.com
• Phone: (513) 932-1414
• Fax: 513-933-5262
• Employees: 363
• Year Founded: 1877

Profitability

• EPS (Trailing Twelve Months): $1.73
• Trailing P/E Ratio: 10.73
• Forward P/E Ratio: 10.72
• P/E Growth: N/A
• Net Income: $23.12 million
• Net Margins: 19.69%
• Pretax Margin: 24.03%
• Return on Equity: 8.92%
• Return on Assets: 1.10%

Debt

• Debt-to-Equity Ratio: 0.37
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $96.37 million
• Price / Sales: 2.74
• Cash Flow: $1.65 per share
• Price / Cash Flow: 11.22
• Book Value: $19.31 per share
• Price / Book: 0.96

Miscellaneous

• Outstanding Shares: 14,255,000
• Free Float: 13,447,000
• Market Cap: $264.34 million
• Optionable: Optionable
• Beta: 0.55