LCNB Financial Corp (NASDAQ: LCNB) is the bank holding company for LCNB National Bank, a community-focused regional bank headquartered in Cincinnati, Ohio. Through its banking subsidiary, LCNB provides a full suite of deposit and lending solutions designed to meet the needs of individual consumers, small businesses, and middle-market commercial clients. The company emphasizes personalized service, offering checking, savings, money market, and certificate of deposit accounts alongside digital and mobile banking platforms.
On the lending side, LCNB National Bank extends a range of credit products, including commercial and industrial loans, real estate and construction financing, agricultural loans, residential mortgages, and consumer lending. Treasury management services, such as automated clearinghouse (ACH) origination, wire transfers, remote deposit capture, and merchant card processing, complement the bank’s core lending activities and support the cash‐flow needs of its business customers.
Beyond traditional banking, LCNB Financial Corp provides wealth management and trust services through its dedicated trust division. These offerings include personal trust administration, estate settlement, investment advisory services, retirement planning, and fiduciary management. The bank’s trust professionals work closely with clients to develop customized strategies aimed at preserving and growing assets for individuals, families, and nonprofit entities.
With roots dating to the late 19th century, LCNB National Bank has built a network of full‐service branches across southwestern Ohio and southeastern Indiana. The company’s leadership team combines local market expertise with deep banking industry experience, guiding LCNB’s ongoing commitment to community banking and long-term client relationships.
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