Princeton Bancorp (BPRN) Stock Price, News & Analysis

Company Overview

Princeton Bancorp, Inc. is a bank holding company headquartered in Princeton, New Jersey. It operates through The Bank of Princeton, a community-focused financial institution serving individuals, families, businesses and nonprofit organizations in central New Jersey and parts of eastern Pennsylvania.

The Bank of Princeton provides a range of banking products and services, including checking and savings accounts, certificates of deposit, residential and commercial real estate loans, construction financing, commercial and industrial loans, consumer lending and small-business banking. It also offers online and mobile banking, cash-management services and other deposit and payment solutions.

The Bank of Princeton was established in 2007 and has expanded its presence through a network of branches and lending offices in New Jersey and Pennsylvania. Princeton Bancorp became a publicly traded company in 2017. The company emphasizes relationship-based banking and local decision-making for its consumer and commercial customers.

Key Stats

• Today's Range: $43.32 to $44.43
• 50-Day Range: $41.17 to $43.88
• 52-Week Range: $29.69 to $44.49
• Volume: 23,611 shs
• Average Volume: 17,696 shs
• Market Capitalization: $295.14 million
• P/E Ratio: 11.40
• Dividend Yield: 3.23%
• Price Target: $37.50
• Consensus Rating: Moderate Buy

Princeton Bancorp Stock Analysis - MarketRank™

Princeton Bancorp scored higher than 53% of companies evaluated by MarketBeat, and ranked 570th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.6 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Princeton Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 1 strong buy rating, 1 buy rating, 2 hold ratings, and no sell ratings.

Downside Risk

Princeton Bancorp has a consensus price target of $37.50, representing about 13.4% downside from its current price of $43.32.

Amount of Analyst Coverage

Princeton Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -0.26%

Earnings Growth

Earnings for Princeton Bancorp are expected to decrease by -0.26% in the coming year, from $3.88 to $3.87 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Princeton Bancorp is 11.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.74.

Price to Earnings Ratio vs. Sector

The P/E ratio of Princeton Bancorp is 11.40, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.51.

Price to Book Value per Share Ratio

Princeton Bancorp has a P/B Ratio of 1.08. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.41% of the float of Princeton Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Princeton Bancorp has a short interest ratio ("days to cover") of 2.91, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Princeton Bancorp has recently increased by 27.40%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Princeton Bancorp pays a meaningful dividend of 3.24%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Princeton Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Princeton Bancorp is 36.84%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Princeton Bancorp will have a dividend payout ratio of 36.18% next year. This indicates that Princeton Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.48

News Sentiment

Princeton Bancorp has a news sentiment score of 0.48. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Princeton Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 3.4 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $28,818.00 in company stock, which represents 0.0098% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Princeton Bancorp insiders have bought 6.80% more of their company's stock than they have sold. Specifically, they have bought $452,751.00 in company stock and sold $423,933.00 in company stock.

Percentage Held by Insiders

23.10% of the stock of Princeton Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

43.36% of the stock of Princeton Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/28 Dividend: 8/05/2026
• Ex-Dividend for 8/28 Dividend: 8/05/2026
• Dividend Payable: 8/28/2026
• Today: 10/06/2026
• Next Earnings (Estimated): 11/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:BPRN
• CIK: 1913971
• Web: www.thebankofprinceton.com
• Phone: (609) 921-1700
• Fax: N/A
• Employees: 238
• Year Founded: 2007

Price Target and Rating

• Average Price Target for Princeton Bancorp: $37.50
• High Price Target: $37.50
• Low Price Target: $37.50
• Potential Upside/Downside: -13.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.80
• Trailing P/E Ratio: 11.40
• Forward P/E Ratio: 11.16
• P/E Growth: N/A
• Net Income: $18.61 million
• Net Margins: 18.99%
• Pretax Margin: 24.56%
• Return on Equity: 9.48%
• Return on Assets: 1.15%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $86.06 million
• Price / Sales: 3.43
• Cash Flow: $2.35 per share
• Price / Cash Flow: 18.42
• Book Value: $40.03 per share
• Price / Book: 1.08

Miscellaneous

• Outstanding Shares: 6,813,000
• Free Float: 5,239,000
• Market Cap: $295.14 million
• Optionable: Not Optionable
• Beta: 0.47