NASDAQ:FINW FinWise Bancorp (FINW) Stock Price, News & Analysis $13.85 -0.10 (-0.72%) Closing price 04:00 PM EasternExtended Trading$13.86 +0.01 (+0.07%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About FinWise Bancorp Stock (NASDAQ:FINW) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get FinWise Bancorp alerts:Sign Up Key Stats Today's Range$13.80▼$13.9050-Day Range$12.98▼$17.3452-Week Range$12.82▼$22.49Volume27,553 shsAverage Volume18,663 shsMarket Capitalization$189.83 millionP/E Ratio12.59Dividend YieldN/APrice Target$22.00Consensus RatingHold Company Overview FinWise Bancorp is the bank holding company for FinWise Bank, a digital‐first community bank headquartered in Lindon, Utah. The company specializes in providing commercial lending and deposit products to marketplace lending platforms, fintech companies and small to mid‐sized businesses across the United States. FinWise Bancorp operates through its wholly owned subsidiary, FinWise Bank, which is FDIC‐insured and leverages a technology‐driven model to deliver banking services efficiently. The company’s primary business activities include participant financing arrangements for marketplace lenders and other fintech platforms, as well as direct commercial loans. Its lending portfolio features term loans, revolving lines of credit, construction and development financing, commercial real estate loans and equipment financing. By partnering with digital lenders and marketplace operators, FinWise Bancorp facilitates credit access for borrowers while managing risk through customized loan structures and underwriting practices. On the deposit side, FinWise Bancorp offers a suite of deposit products designed to support its lending activities and client relationships. These products include interest‐bearing checking accounts, savings accounts, money market accounts, time deposits and treasury management services. The bank’s digital platform provides online and mobile banking functionality, enabling partner organizations and end customers to manage accounts, initiate payments and monitor activity in real time. Founded in 2008 as a de novo bank, FinWise Bancorp completed its initial public offering in September 2020, aiming to expand its role in the evolving fintech ecosystem. The company is led by Founder and Chief Executive Officer Hamid Majd, whose background in banking and technology underpins FinWise Bancorp’s strategy of blending traditional community banking with modern digital partnerships. The bank serves clients nationwide while maintaining its operational base in Utah.AI Generated. May Contain Errors. Read More FinWise Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks89th Percentile Overall ScoreFINW MarketRank™: FinWise Bancorp scored higher than 89% of companies evaluated by MarketBeat, and ranked 192nd out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.4 / 5Analyst RatingHold Consensus RatingFinWise Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and 1 sell rating.Upside PotentialFinWise Bancorp has a consensus price target of $22.00, representing about 59.3% upside from its current price of $13.81.Amount of Analyst CoverageFinWise Bancorp has only been the subject of 2 research reports in the past 90 days.Read more about FinWise Bancorp's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth52.54% Earnings GrowthEarnings for FinWise Bancorp are expected to grow by 52.54% in the coming year, from $1.18 to $1.80 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of FinWise Bancorp is 12.55, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.98.Price to Earnings Ratio vs. SectorThe P/E ratio of FinWise Bancorp is 12.55, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.95.Price to Book Value per Share RatioFinWise Bancorp has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about FinWise Bancorp's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted1.08% of the float of FinWise Bancorp has been sold short.Short Interest Ratio / Days to CoverFinWise Bancorp has a short interest ratio ("days to cover") of 8.66.Change versus previous monthShort interest in FinWise Bancorp has recently increased by 3.55%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldFinWise Bancorp does not currently pay a dividend.Dividend GrowthFinWise Bancorp does not have a long track record of dividend growth. News and Social Media4.4 / 5News Sentiment1.02 News SentimentFinWise Bancorp has a news sentiment score of 1.02. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.62 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for FinWise Bancorp this week, compared to 2 articles on an average week.Search Interest1 people have searched for FINW on MarketBeat in the last 30 days. MarketBeat Follows1 people have added FinWise Bancorp to their MarketBeat watchlist in the last 30 days. Company Ownership1.1 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, FinWise Bancorp insiders have not sold or bought any company stock.Percentage Held by Insiders22.40% of the stock of FinWise Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions35.41% of the stock of FinWise Bancorp is held by institutions.Read more about FinWise Bancorp's insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. FINW Stock News HeadlinesFinWise Bancorp to buy back up to ~5% of outstanding sharesMay 21 at 8:11 AM | seekingalpha.comFinWise Bancorp Authorizes Share Repurchase Program for Up to 685,000 SharesMay 21 at 7:50 AM | quiverquant.comQThe SpaceX supplier that shipped 5 billion chips to StarlinkWhen Nvidia surged 770%, its data center cooling supplier Vertiv climbed 1,700%. When Apple ran 2,000%, supplier Broadcom gained 15,000%. The pattern is clear: suppliers often dwarf the headline stock. One little-known company has shipped over 5 billion chips to SpaceX - a figure expected to reach 10 billion by 2027. SpaceX calls them 'instrumental to Starlink's success.' With the IPO expected in June, you can get the name, ticker, and a full year of tech research for just $19 - 85% off.May 22 at 1:00 AM | Weiss Ratings (Ad)FinWise Bancorp Announces Share Repurchase ProgramMay 21 at 7:15 AM | globenewswire.comFinWise Bancorp Balances Growth With Rising Credit CostsMay 19 at 12:44 PM | theglobeandmail.comFinWise Bancorp (NASDAQ:FINW) Rating Lowered to "Sell" at Wall Street ZenMay 18, 2026 | americanbankingnews.comFinWise Bancorp (FINW) price target decreased by 13.28% to 18.87May 14, 2026 | msn.comFinWise Bancorp (NASDAQ:FINW) Analysts Just Slashed This Year's Revenue Estimates By 13%May 4, 2026 | finance.yahoo.comSee More Headlines FINW Stock Analysis - Frequently Asked Questions How have FINW shares performed this year? FinWise Bancorp's stock was trading at $17.94 at the start of the year. Since then, FINW stock has decreased by 23.0% and is now trading at $13.81. How were FinWise Bancorp's earnings last quarter? FinWise Bancorp (NASDAQ:FINW) issued its quarterly earnings results on Thursday, April, 30th. The company reported $0.20 earnings per share for the quarter, missing the consensus estimate of $0.33 by $0.13. The company had revenue of $24.33 million for the quarter, compared to the consensus estimate of $50.48 million. FinWise Bancorp had a trailing twelve-month return on equity of 8.24% and a net margin of 9.05%. Read the conference call transcript. How will FinWise Bancorp's stock buyback program work? FinWise Bancorp's board initiated a stock buyback plan on Thursday, May 21st 2026, which permits the company to buy back 685,000,000,000 shares, according to EventVestor. This means that the company could buy up to 5% of its shares through open market purchases. Shares repurchase plans are typically an indication that the company's board of directors believes its stock is undervalued. When did FinWise Bancorp IPO? FinWise Bancorp (FINW) raised $38 million in an initial public offering (IPO) on Thursday, November 18th 2021. The company issued 3,500,000 shares at a price of $10.00-$12.00 per share. Who are FinWise Bancorp's major shareholders? FinWise Bancorp's top institutional shareholders include Dimensional Fund Advisors LP (0.83%), Militia Capital Management LLC (0.23%), Renaissance Technologies LLC (0.20%) and Empowered Funds LLC (0.17%). Insiders that own company stock include James N Giordano, Javvis O Jacobson, Robert Keil and Howard I Reynolds. View institutional ownership trends. How do I buy shares of FinWise Bancorp? Shares of FINW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of FinWise Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that FinWise Bancorp investors own include Broadcom (AVGO), NVIDIA (NVDA), Arista Networks (ANET), Disc Medicine (IRON), Jabil (JBL), e.l.f. Beauty (ELF) and Adobe (ADBE). Company Calendar Last Earnings4/30/2026Today5/22/2026Next Earnings (Estimated)7/23/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (2m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 FINW's financial health is in the Red zone, according to TradeSmith. FINW has been in this zone for over 2 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - SOUTHWEST Sub-IndustryBanking Current SymbolNASDAQ:FINW CIK1856365 Webwww.finwisebancorp.com Phone801-501-7200FaxN/AEmployees120Year Founded2000Price Target and Rating Average Price Target for FinWise Bancorp$22.00 High Price Target$22.00 Low Price Target$22.00 Potential Upside/Downside+58.8%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$1.10 Trailing P/E Ratio12.59 Forward P/E Ratio11.74 P/E GrowthN/ANet Income$16.09 million Net Margins9.05% Pretax Margin12.23% Return on Equity8.24% Return on Assets1.73% Debt Debt-to-Equity RatioN/A Current Ratio0.94 Quick Ratio0.94 Sales & Book Value Annual Sales$149.99 million Price / Sales1.27 Cash Flow$1.58 per share Price / Cash Flow8.78 Book Value$14.35 per share Price / Book0.97Miscellaneous Outstanding Shares13,706,000Free Float10,636,000Market Cap$189.83 million OptionableNot Optionable Beta0.74 Social Links Ten Starter Stocks For Beginners to Buy NowJust getting into the stock market? 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