FinWise Bancorp (FINW) Stock Price, News & Analysis

Company Overview

FinWise Bancorp is the bank holding company for FinWise Bank, a federally insured Utah-chartered financial institution headquartered in Murray, Utah. The company provides banking and lending services to consumers, small businesses and commercial customers.

FinWise Bank operates a technology-focused banking platform that works with fintech companies and other business partners to originate and service consumer and small-business loans. Its activities include personal lending, commercial lending, Small Business Administration lending, loan servicing and deposit products.

Through its partner-based model, FinWise Bank provides program management, compliance support, underwriting and other banking services that enable third-party companies to offer financial products. The bank serves customers across the United States, with its offerings delivered through digital channels and business relationships in addition to traditional banking services.

Key Stats

• Today's Range: $10.78 to $11.00
• 50-Day Range: $10.82 to $14.27
• 52-Week Range: $10.77 to $19.86
• Volume: 21,837 shs
• Average Volume: 39,612 shs
• Market Capitalization: $152.02 million
• P/E Ratio: 11.41
• Dividend Yield: N/A
• Price Target: $18.00
• Consensus Rating: Hold

FinWise Bancorp Stock Analysis - MarketRank™

FinWise Bancorp scored higher than 97% of companies evaluated by MarketBeat, and ranked 71st out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Hold

Consensus Rating

FinWise Bancorp has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on no strong buy ratings, 2 buy ratings, 2 hold ratings, and 1 sell rating.

Upside Potential

FinWise Bancorp has a consensus price target of $18.00, representing about 64.4% upside from its current price of $10.95.

Amount of Analyst Coverage

FinWise Bancorp has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 40.28%

Earnings Growth

Earnings for FinWise Bancorp are expected to grow by 40.28% in the coming year, from $0.72 to $1.01 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of FinWise Bancorp is 11.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of FinWise Bancorp is 11.41, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.70.

Price to Book Value per Share Ratio

FinWise Bancorp has a P/B Ratio of 0.77. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.15% of the float of FinWise Bancorp has been sold short.

Short Interest Ratio / Days to Cover

FinWise Bancorp has a short interest ratio ("days to cover") of 2.72, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in FinWise Bancorp has recently decreased by 12.56%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

FinWise Bancorp does not currently pay a dividend.

Dividend Growth

FinWise Bancorp does not have a long track record of dividend growth.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.91

News Sentiment

FinWise Bancorp has a news sentiment score of 0.91. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for FinWise Bancorp this week, compared to 2 articles on an average week.

Search Interest

1 people have searched for FINW on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, FinWise Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

22.40% of the stock of FinWise Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

35.41% of the stock of FinWise Bancorp is held by institutions.

Company Calendar

• Last Earnings: 7/29/2026
• Today: 10/12/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FINW
• CIK: 1856365
• Web: investors.finwisebancorp.com
• Phone: 801-501-7200
• Fax: N/A
• Employees: 198
• Year Founded: 2000

Price Target and Rating

• Average Price Target for FinWise Bancorp: $18.00
• High Price Target: $22.00
• Low Price Target: $16.00
• Potential Upside/Downside: +64.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.20
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.96
• Trailing P/E Ratio: 11.41
• Forward P/E Ratio: 15.21
• P/E Growth: N/A
• Net Income: $16.09 million
• Net Margins: 6.76%
• Pretax Margin: 9.15%
• Return on Equity: 7.04%
• Return on Assets: 1.48%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.88
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $179.27 million
• Price / Sales: 0.85
• Cash Flow: $1.54 per share
• Price / Cash Flow: 7.13
• Book Value: $14.22 per share
• Price / Book: 0.77

Miscellaneous

• Outstanding Shares: 13,883,000
• Free Float: 10,773,000
• Market Cap: $152.02 million
• Optionable: Not Optionable
• Beta: 0.73