Which has preferable earnings & valuation, FINW or BTBT?

FinWise Bancorp has higher revenue and earnings than Bit Digital. Bit Digital is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio FinWise Bancorp $149.99M 1.30 $16.09M $1.10 12.89 Bit Digital $113.56M 6.67 -$80.32M -$0.68 N/A

FinWise Bancorp (FINW) Competitors

$14.18 +0.39 (+2.83%)

Closing price 04:00 PM Eastern

Extended Trading

$14.14 -0.04 (-0.28%)

As of 04:08 PM Eastern

Compare

FINW vs. SMBK, ORRF, ALRS, BTBT, and SHBI

Should you buy FinWise Bancorp stock or one of its competitors? MarketBeat compares FinWise Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with FinWise Bancorp include SmartFinancial (SMBK), Orrstown Financial Services (ORRF), Alerus Financial (ALRS), Bit Digital (BTBT), and Shore Bancshares (SHBI). These companies are all part of the "banking" industry.

How does FinWise Bancorp compare to SmartFinancial?

FinWise Bancorp (NASDAQ:FINW) and SmartFinancial (NASDAQ:SMBK) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their media sentiment, valuation, earnings, analyst recommendations, institutional ownership, dividends, profitability and risk.

SmartFinancial has a net margin of 12.67% compared to FinWise Bancorp's net margin of 9.05%. FinWise Bancorp's return on equity of 8.24% beat SmartFinancial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FinWise Bancorp	9.05%	8.24%	1.73%
SmartFinancial	12.67%	7.33%	0.71%

In the previous week, SmartFinancial had 4 more articles in the media than FinWise Bancorp. MarketBeat recorded 4 mentions for SmartFinancial and 0 mentions for FinWise Bancorp. SmartFinancial's average media sentiment score of 0.77 beat FinWise Bancorp's score of 0.00 indicating that SmartFinancial is being referred to more favorably in the news media.

Company	Overall Sentiment
FinWise Bancorp	Neutral
SmartFinancial	Positive

35.4% of FinWise Bancorp shares are owned by institutional investors. Comparatively, 58.8% of SmartFinancial shares are owned by institutional investors. 22.4% of FinWise Bancorp shares are owned by insiders. Comparatively, 6.9% of SmartFinancial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

SmartFinancial has higher revenue and earnings than FinWise Bancorp. FinWise Bancorp is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FinWise Bancorp	$149.99M	1.30	$16.09M	$1.10	12.89
SmartFinancial	$203.48M	3.76	$36.14M	$3.12	14.36

FinWise Bancorp presently has a consensus price target of $22.00, indicating a potential upside of 55.15%. SmartFinancial has a consensus price target of $45.88, indicating a potential upside of 2.39%. Given FinWise Bancorp's higher probable upside, equities research analysts clearly believe FinWise Bancorp is more favorable than SmartFinancial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FinWise Bancorp	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
SmartFinancial	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.60

FinWise Bancorp has a beta of 0.7, suggesting that its share price is 30% less volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.72, suggesting that its share price is 28% less volatile than the broader market.

Summary

SmartFinancial beats FinWise Bancorp on 12 of the 16 factors compared between the two stocks.

How does FinWise Bancorp compare to Orrstown Financial Services?

Orrstown Financial Services (NASDAQ:ORRF) and FinWise Bancorp (NASDAQ:FINW) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, profitability, analyst recommendations, dividends, valuation, earnings, media sentiment and risk.

Orrstown Financial Services has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market. Comparatively, FinWise Bancorp has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market.

Orrstown Financial Services has higher revenue and earnings than FinWise Bancorp. Orrstown Financial Services is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Orrstown Financial Services	$252.65M	3.03	$80.86M	$4.37	8.93
FinWise Bancorp	$149.99M	1.30	$16.09M	$1.10	12.89

44.3% of Orrstown Financial Services shares are owned by institutional investors. Comparatively, 35.4% of FinWise Bancorp shares are owned by institutional investors. 4.3% of Orrstown Financial Services shares are owned by company insiders. Comparatively, 22.4% of FinWise Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Orrstown Financial Services has a net margin of 23.58% compared to FinWise Bancorp's net margin of 9.05%. Orrstown Financial Services' return on equity of 14.75% beat FinWise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Orrstown Financial Services	23.58%	14.75%	1.55%
FinWise Bancorp	9.05%	8.24%	1.73%

Orrstown Financial Services presently has a consensus target price of $41.67, suggesting a potential upside of 6.81%. FinWise Bancorp has a consensus target price of $22.00, suggesting a potential upside of 55.15%. Given FinWise Bancorp's higher possible upside, analysts plainly believe FinWise Bancorp is more favorable than Orrstown Financial Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Orrstown Financial Services	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
FinWise Bancorp	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

In the previous week, Orrstown Financial Services' average media sentiment score of 0.00 equaled FinWise Bancorp'saverage media sentiment score.

Company	Overall Sentiment
Orrstown Financial Services	Neutral
FinWise Bancorp	Neutral

Summary

Orrstown Financial Services beats FinWise Bancorp on 9 of the 13 factors compared between the two stocks.

How does FinWise Bancorp compare to Alerus Financial?

Alerus Financial (NASDAQ:ALRS) and FinWise Bancorp (NASDAQ:FINW) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, institutional ownership, risk, earnings, analyst recommendations, dividends, media sentiment and profitability.

Alerus Financial currently has a consensus price target of $28.38, suggesting a potential downside of 4.40%. FinWise Bancorp has a consensus price target of $22.00, suggesting a potential upside of 55.15%. Given FinWise Bancorp's higher probable upside, analysts plainly believe FinWise Bancorp is more favorable than Alerus Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Alerus Financial	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	2 Strong Buy rating(s)	2.71
FinWise Bancorp	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

Alerus Financial has a beta of 0.69, indicating that its stock price is 31% less volatile than the broader market. Comparatively, FinWise Bancorp has a beta of 0.7, indicating that its stock price is 30% less volatile than the broader market.

Alerus Financial has higher revenue and earnings than FinWise Bancorp. FinWise Bancorp is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Alerus Financial	$399.92M	1.87	$17.44M	$1.03	28.82
FinWise Bancorp	$149.99M	1.30	$16.09M	$1.10	12.89

FinWise Bancorp has a net margin of 9.05% compared to Alerus Financial's net margin of 6.74%. Alerus Financial's return on equity of 14.39% beat FinWise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Alerus Financial	6.74%	14.39%	1.51%
FinWise Bancorp	9.05%	8.24%	1.73%

51.3% of Alerus Financial shares are held by institutional investors. Comparatively, 35.4% of FinWise Bancorp shares are held by institutional investors. 4.3% of Alerus Financial shares are held by company insiders. Comparatively, 22.4% of FinWise Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

In the previous week, Alerus Financial's average media sentiment score of 0.00 equaled FinWise Bancorp'saverage media sentiment score.

Company	Overall Sentiment
Alerus Financial	Neutral
FinWise Bancorp	Neutral

Summary

Alerus Financial beats FinWise Bancorp on 8 of the 14 factors compared between the two stocks.

How does FinWise Bancorp compare to Bit Digital?

FinWise Bancorp (NASDAQ:FINW) and Bit Digital (NASDAQ:BTBT) are both small-cap banking companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, profitability, media sentiment, earnings, analyst recommendations and dividends.

FinWise Bancorp has a net margin of 9.05% compared to Bit Digital's net margin of -145.39%. FinWise Bancorp's return on equity of 8.24% beat Bit Digital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FinWise Bancorp	9.05%	8.24%	1.73%
Bit Digital	-145.39%	-8.44%	-6.24%

FinWise Bancorp currently has a consensus target price of $22.00, suggesting a potential upside of 55.15%. Bit Digital has a consensus target price of $5.67, suggesting a potential upside of 161.14%. Given Bit Digital's higher probable upside, analysts clearly believe Bit Digital is more favorable than FinWise Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FinWise Bancorp	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
Bit Digital	2 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.00

In the previous week, Bit Digital had 2 more articles in the media than FinWise Bancorp. MarketBeat recorded 2 mentions for Bit Digital and 0 mentions for FinWise Bancorp. Bit Digital's average media sentiment score of 0.32 beat FinWise Bancorp's score of 0.00 indicating that Bit Digital is being referred to more favorably in the news media.

Company	Overall Sentiment
FinWise Bancorp	Neutral
Bit Digital	Neutral

FinWise Bancorp has a beta of 0.7, meaning that its stock price is 30% less volatile than the broader market. Comparatively, Bit Digital has a beta of 3.98, meaning that its stock price is 298% more volatile than the broader market.

FinWise Bancorp has higher revenue and earnings than Bit Digital. Bit Digital is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FinWise Bancorp	$149.99M	1.30	$16.09M	$1.10	12.89
Bit Digital	$113.56M	6.67	-$80.32M	-$0.68	N/A

35.4% of FinWise Bancorp shares are owned by institutional investors. Comparatively, 47.7% of Bit Digital shares are owned by institutional investors. 22.4% of FinWise Bancorp shares are owned by insiders. Comparatively, 2.0% of Bit Digital shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

FinWise Bancorp beats Bit Digital on 8 of the 15 factors compared between the two stocks.

How does FinWise Bancorp compare to Shore Bancshares?

Shore Bancshares (NASDAQ:SHBI) and FinWise Bancorp (NASDAQ:FINW) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, dividends, earnings, media sentiment, risk, institutional ownership, profitability and analyst recommendations.

59.8% of Shore Bancshares shares are owned by institutional investors. Comparatively, 35.4% of FinWise Bancorp shares are owned by institutional investors. 8.7% of Shore Bancshares shares are owned by insiders. Comparatively, 22.4% of FinWise Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Shore Bancshares has a net margin of 18.20% compared to FinWise Bancorp's net margin of 9.05%. Shore Bancshares' return on equity of 11.84% beat FinWise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Shore Bancshares	18.20%	11.84%	1.12%
FinWise Bancorp	9.05%	8.24%	1.73%

In the previous week, Shore Bancshares' average media sentiment score of 0.00 equaled FinWise Bancorp'saverage media sentiment score.

Company	Overall Sentiment
Shore Bancshares	Neutral
FinWise Bancorp	Neutral

Shore Bancshares has higher revenue and earnings than FinWise Bancorp. Shore Bancshares is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Shore Bancshares	$342.72M	2.14	$59.51M	$1.88	11.68
FinWise Bancorp	$149.99M	1.30	$16.09M	$1.10	12.89

Shore Bancshares has a beta of 0.84, suggesting that its stock price is 16% less volatile than the broader market. Comparatively, FinWise Bancorp has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market.

Shore Bancshares currently has a consensus price target of $21.33, indicating a potential downside of 2.85%. FinWise Bancorp has a consensus price target of $22.00, indicating a potential upside of 55.15%. Given FinWise Bancorp's higher possible upside, analysts clearly believe FinWise Bancorp is more favorable than Shore Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Shore Bancshares	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00
FinWise Bancorp	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

Shore Bancshares beats FinWise Bancorp on 11 of the 15 factors compared between the two stocks.

Get FinWise Bancorp News Delivered to You Automatically

Subscribe Now

SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FINW and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

FINW vs. The Competition

Export

Metric	FinWise Bancorp	BANKS Industry	Finance Sector	NASDAQ Exchange
Market Cap	$194.35M	$2.23B	$13.90B	$12.59B
Dividend Yield	N/A	2.28%	5.73%	5.69%
P/E Ratio	12.89	10.97	20.16	24.46
Price / Sales	1.30	2.94	144.92	123.23
Price / Cash	9.33	12.14	19.56	55.48
Price / Book	1.00	1.38	2.25	6.58
Net Income	$16.09M	$189.19M	$1.14B	$337.29M
7 Day Performance	-3.60%	-0.21%	-0.22%	0.56%
1 Month Performance	3.65%	4.35%	1.52%	4.44%
1 Year Performance	0.50%	23.46%	12.22%	31.16%

FinWise Bancorp Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
FINW FinWise Bancorp	4.6891 of 5 stars	$14.18 +2.8%	$22.00 +55.1%	+0.7%	$194.35M	$149.99M	12.89	120	High Trading Volume
SMBK SmartFinancial	3.6848 of 5 stars	$44.81 +1.0%	$45.88 +2.4%	+42.0%	$766.93M	$203.48M	20.96	550
ORRF Orrstown Financial Services	2.6926 of 5 stars	$38.91 -0.7%	$41.67 +7.1%	+30.5%	$764.58M	$356.05M	8.90	430
ALRS Alerus Financial	2.4573 of 5 stars	$30.02 flat	$28.38 -5.5%	+41.8%	$754.37M	$227.51M	29.15	840
BTBT Bit Digital	3.4796 of 5 stars	$2.15 +5.1%	$5.67 +164.2%	-16.5%	$749.01M	$113.56M	N/A	10	Positive News Options Volume Gap Up

Related Companies and Tools

Related Companies

Top 10 Stock Comparisons

This page (NASDAQ:FINW) was last updated on 6/18/2026 by MarketBeat.com Staff.

From Our Partners

Get 30 Days of MarketBeat All Access for Free

Start Your 30-Day Trial

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

FinWise Bancorp (FINW) Competitors

FINW vs. SMBK, ORRF, ALRS, BTBT, and SHBI

How does FinWise Bancorp compare to SmartFinancial?

Summary

How does FinWise Bancorp compare to Orrstown Financial Services?

Summary

How does FinWise Bancorp compare to Alerus Financial?

Summary

How does FinWise Bancorp compare to Bit Digital?

Summary

How does FinWise Bancorp compare to Shore Bancshares?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FINW vs. The Competition

FinWise Bancorp Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

MarketBeat Products

Popular Tools

Financial Calendars

Terms & Info

FinWise Bancorp (FINW) Competitors

FINW vs. SMBK, ORRF, ALRS, BTBT, and SHBI

How does FinWise Bancorp compare to SmartFinancial?

Is FINW or SMBK more profitable?

Does the media refer more to FINW or SMBK?

Do insiders and institutionals believe in FINW or SMBK?

Which has better valuation & earnings, FINW or SMBK?

Do analysts recommend FINW or SMBK?

Which has more volatility & risk, FINW or SMBK?

Summary

How does FinWise Bancorp compare to Orrstown Financial Services?

Which has more risk & volatility, ORRF or FINW?

Which has preferable valuation & earnings, ORRF or FINW?

Do institutionals & insiders have more ownership in ORRF or FINW?

Is ORRF or FINW more profitable?

Do analysts rate ORRF or FINW?

Does the media prefer ORRF or FINW?

Summary

How does FinWise Bancorp compare to Alerus Financial?

Do analysts prefer ALRS or FINW?

Which has more volatility and risk, ALRS or FINW?

Which has better earnings & valuation, ALRS or FINW?

Is ALRS or FINW more profitable?

Do insiders & institutionals have more ownership in ALRS or FINW?

Does the media favor ALRS or FINW?

Summary

How does FinWise Bancorp compare to Bit Digital?

Is FINW or BTBT more profitable?

Do analysts rate FINW or BTBT?

Does the media refer more to FINW or BTBT?

Which has more volatility and risk, FINW or BTBT?

Which has preferable earnings & valuation, FINW or BTBT?

Do insiders and institutionals hold more shares of FINW or BTBT?

Summary

How does FinWise Bancorp compare to Shore Bancshares?

Do institutionals & insiders hold more shares of SHBI or FINW?

Is SHBI or FINW more profitable?

Does the media favor SHBI or FINW?

Which has higher earnings and valuation, SHBI or FINW?

Which has more risk & volatility, SHBI or FINW?

Do analysts rate SHBI or FINW?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FINW vs. The Competition

FinWise Bancorp Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools