FINW vs. PWOD, FRAF, FCCO, RMBI, CFFI, OPBK, UNB, MNSB, HNVR, and OVBC
Should you be buying FinWise Bancorp stock or one of its competitors? The main competitors of FinWise Bancorp include Penns Woods Bancorp (PWOD), Franklin Financial Services (FRAF), First Community (FCCO), Richmond Mutual Bancorporation (RMBI), C&F Financial (CFFI), OP Bancorp (OPBK), Union Bankshares (UNB), MainStreet Bancshares (MNSB), Hanover Bancorp (HNVR), and Ohio Valley Banc (OVBC). These companies are all part of the "state commercial banks" industry.
FinWise Bancorp (NASDAQ:FINW) and Penns Woods Bancorp (NASDAQ:PWOD) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, community ranking, risk, institutional ownership, profitability, earnings, media sentiment, dividends and valuation.
FinWise Bancorp has a net margin of 20.39% compared to Penns Woods Bancorp's net margin of 16.61%. FinWise Bancorp's return on equity of 11.69% beat Penns Woods Bancorp's return on equity.
FinWise Bancorp has higher earnings, but lower revenue than Penns Woods Bancorp. Penns Woods Bancorp is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.
FinWise Bancorp has a beta of 0.76, suggesting that its stock price is 24% less volatile than the S&P 500. Comparatively, Penns Woods Bancorp has a beta of 0.45, suggesting that its stock price is 55% less volatile than the S&P 500.
Penns Woods Bancorp received 78 more outperform votes than FinWise Bancorp when rated by MarketBeat users. However, 45.45% of users gave FinWise Bancorp an outperform vote while only 44.86% of users gave Penns Woods Bancorp an outperform vote.
FinWise Bancorp presently has a consensus target price of $17.00, suggesting a potential upside of 59.62%. Given FinWise Bancorp's higher probable upside, analysts plainly believe FinWise Bancorp is more favorable than Penns Woods Bancorp.
In the previous week, Penns Woods Bancorp had 7 more articles in the media than FinWise Bancorp. MarketBeat recorded 8 mentions for Penns Woods Bancorp and 1 mentions for FinWise Bancorp. Penns Woods Bancorp's average media sentiment score of 0.44 beat FinWise Bancorp's score of -0.67 indicating that Penns Woods Bancorp is being referred to more favorably in the news media.
35.4% of FinWise Bancorp shares are owned by institutional investors. Comparatively, 27.9% of Penns Woods Bancorp shares are owned by institutional investors. 20.8% of FinWise Bancorp shares are owned by company insiders. Comparatively, 4.0% of Penns Woods Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Summary
FinWise Bancorp beats Penns Woods Bancorp on 12 of the 17 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding FINW and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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