FinWise Bancorp (FINW) Competitors

$14.06 +0.12 (+0.86%)

Closing price 07/9/2026 04:00 PM Eastern

Extended Trading

$14.07 +0.01 (+0.07%)

As of 07/9/2026 04:04 PM Eastern

FINW vs. ALRS, SHBI, IBCP, CWBC, and CARE

Should you buy FinWise Bancorp stock or one of its competitors? MarketBeat compares FinWise Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with FinWise Bancorp include Alerus Financial (ALRS), Shore Bancshares (SHBI), Independent Bank (IBCP), Community West Bancshares (CWBC), and Carter Bankshares (CARE). These companies are all part of the "banking" industry.

How does FinWise Bancorp compare to Alerus Financial?

Alerus Financial (NASDAQ:ALRS) and FinWise Bancorp (NASDAQ:FINW) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, media sentiment, analyst recommendations, institutional ownership and profitability.

51.3% of Alerus Financial shares are held by institutional investors. Comparatively, 35.4% of FinWise Bancorp shares are held by institutional investors. 4.3% of Alerus Financial shares are held by company insiders. Comparatively, 22.4% of FinWise Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Alerus Financial currently has a consensus price target of $30.50, indicating a potential downside of 1.20%. FinWise Bancorp has a consensus price target of $22.00, indicating a potential upside of 56.47%. Given FinWise Bancorp's higher probable upside, analysts plainly believe FinWise Bancorp is more favorable than Alerus Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Alerus Financial	0 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.57
FinWise Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Alerus Financial has higher revenue and earnings than FinWise Bancorp. FinWise Bancorp is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Alerus Financial	$399.92M	1.94	$17.44M	$1.03	29.97
FinWise Bancorp	$149.99M	1.28	$16.09M	$1.10	12.78

Alerus Financial has a beta of 0.68, meaning that its share price is 32% less volatile than the broader market. Comparatively, FinWise Bancorp has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market.

In the previous week, Alerus Financial had 3 more articles in the media than FinWise Bancorp. MarketBeat recorded 3 mentions for Alerus Financial and 0 mentions for FinWise Bancorp. FinWise Bancorp's average media sentiment score of 2.00 beat Alerus Financial's score of 1.00 indicating that FinWise Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Alerus Financial	Positive
FinWise Bancorp	Very Positive

FinWise Bancorp has a net margin of 9.05% compared to Alerus Financial's net margin of 6.74%. Alerus Financial's return on equity of 14.39% beat FinWise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Alerus Financial	6.74%	14.39%	1.51%
FinWise Bancorp	9.05%	8.24%	1.73%

Summary

Alerus Financial beats FinWise Bancorp on 10 of the 17 factors compared between the two stocks.

How does FinWise Bancorp compare to Shore Bancshares?

FinWise Bancorp (NASDAQ:FINW) and Shore Bancshares (NASDAQ:SHBI) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, profitability, valuation, media sentiment, dividends and risk.

FinWise Bancorp presently has a consensus price target of $22.00, suggesting a potential upside of 56.47%. Shore Bancshares has a consensus price target of $22.00, suggesting a potential downside of 1.92%. Given FinWise Bancorp's higher probable upside, equities analysts plainly believe FinWise Bancorp is more favorable than Shore Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FinWise Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Shore Bancshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

In the previous week, Shore Bancshares had 2 more articles in the media than FinWise Bancorp. MarketBeat recorded 2 mentions for Shore Bancshares and 0 mentions for FinWise Bancorp. FinWise Bancorp's average media sentiment score of 2.00 beat Shore Bancshares' score of -0.67 indicating that FinWise Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
FinWise Bancorp	Very Positive
Shore Bancshares	Negative

Shore Bancshares has a net margin of 18.20% compared to FinWise Bancorp's net margin of 9.05%. Shore Bancshares' return on equity of 11.84% beat FinWise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FinWise Bancorp	9.05%	8.24%	1.73%
Shore Bancshares	18.20%	11.84%	1.12%

FinWise Bancorp has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market. Comparatively, Shore Bancshares has a beta of 0.82, meaning that its share price is 18% less volatile than the broader market.

35.4% of FinWise Bancorp shares are owned by institutional investors. Comparatively, 59.8% of Shore Bancshares shares are owned by institutional investors. 22.4% of FinWise Bancorp shares are owned by insiders. Comparatively, 8.7% of Shore Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Shore Bancshares has higher revenue and earnings than FinWise Bancorp. Shore Bancshares is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FinWise Bancorp	$149.99M	1.28	$16.09M	$1.10	12.78
Shore Bancshares	$342.72M	2.19	$59.51M	$1.88	11.93

Summary

Shore Bancshares beats FinWise Bancorp on 11 of the 16 factors compared between the two stocks.

How does FinWise Bancorp compare to Independent Bank?

Independent Bank (NASDAQ:IBCP) and FinWise Bancorp (NASDAQ:FINW) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, profitability, valuation, risk, analyst recommendations, earnings, dividends and institutional ownership.

In the previous week, Independent Bank had 4 more articles in the media than FinWise Bancorp. MarketBeat recorded 4 mentions for Independent Bank and 0 mentions for FinWise Bancorp. FinWise Bancorp's average media sentiment score of 2.00 beat Independent Bank's score of 0.59 indicating that FinWise Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Independent Bank	Positive
FinWise Bancorp	Very Positive

Independent Bank has a net margin of 22.02% compared to FinWise Bancorp's net margin of 9.05%. Independent Bank's return on equity of 14.15% beat FinWise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Independent Bank	22.02%	14.15%	1.27%
FinWise Bancorp	9.05%	8.24%	1.73%

Independent Bank currently has a consensus target price of $37.00, suggesting a potential upside of 4.23%. FinWise Bancorp has a consensus target price of $22.00, suggesting a potential upside of 56.47%. Given FinWise Bancorp's higher possible upside, analysts clearly believe FinWise Bancorp is more favorable than Independent Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Independent Bank	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
FinWise Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Independent Bank has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market. Comparatively, FinWise Bancorp has a beta of 0.7, indicating that its stock price is 30% less volatile than the broader market.

79.4% of Independent Bank shares are held by institutional investors. Comparatively, 35.4% of FinWise Bancorp shares are held by institutional investors. 5.9% of Independent Bank shares are held by company insiders. Comparatively, 22.4% of FinWise Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Independent Bank has higher revenue and earnings than FinWise Bancorp. Independent Bank is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Independent Bank	$315.38M	2.32	$68.54M	$3.35	10.60
FinWise Bancorp	$149.99M	1.28	$16.09M	$1.10	12.78

Summary

Independent Bank beats FinWise Bancorp on 11 of the 16 factors compared between the two stocks.

How does FinWise Bancorp compare to Community West Bancshares?

FinWise Bancorp (NASDAQ:FINW) and Community West Bancshares (NASDAQ:CWBC) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, dividends, analyst recommendations, valuation, institutional ownership, earnings, profitability and risk.

In the previous week, Community West Bancshares had 2 more articles in the media than FinWise Bancorp. MarketBeat recorded 2 mentions for Community West Bancshares and 0 mentions for FinWise Bancorp. FinWise Bancorp's average media sentiment score of 2.00 beat Community West Bancshares' score of 0.00 indicating that FinWise Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
FinWise Bancorp	Very Positive
Community West Bancshares	Neutral

Community West Bancshares has a net margin of 20.77% compared to FinWise Bancorp's net margin of 9.05%. Community West Bancshares' return on equity of 10.44% beat FinWise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FinWise Bancorp	9.05%	8.24%	1.73%
Community West Bancshares	20.77%	10.44%	1.15%

35.4% of FinWise Bancorp shares are held by institutional investors. Comparatively, 33.8% of Community West Bancshares shares are held by institutional investors. 22.4% of FinWise Bancorp shares are held by insiders. Comparatively, 9.0% of Community West Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Community West Bancshares has higher revenue and earnings than FinWise Bancorp. Community West Bancshares is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FinWise Bancorp	$149.99M	1.28	$16.09M	$1.10	12.78
Community West Bancshares	$196.20M	3.73	$38.17M	$2.16	12.48

FinWise Bancorp has a beta of 0.7, suggesting that its share price is 30% less volatile than the broader market. Comparatively, Community West Bancshares has a beta of 0.8, suggesting that its share price is 20% less volatile than the broader market.

FinWise Bancorp currently has a consensus target price of $22.00, indicating a potential upside of 56.47%. Community West Bancshares has a consensus target price of $28.17, indicating a potential upside of 4.51%. Given FinWise Bancorp's higher possible upside, equities analysts plainly believe FinWise Bancorp is more favorable than Community West Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FinWise Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Community West Bancshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Summary

Community West Bancshares beats FinWise Bancorp on 10 of the 16 factors compared between the two stocks.

How does FinWise Bancorp compare to Carter Bankshares?

Carter Bankshares (NASDAQ:CARE) and FinWise Bancorp (NASDAQ:FINW) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, valuation, analyst recommendations, media sentiment, risk, profitability, institutional ownership and earnings.

Carter Bankshares currently has a consensus price target of $28.50, indicating a potential downside of 11.93%. FinWise Bancorp has a consensus price target of $22.00, indicating a potential upside of 56.47%. Given FinWise Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe FinWise Bancorp is more favorable than Carter Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Carter Bankshares	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.20
FinWise Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Carter Bankshares has higher revenue and earnings than FinWise Bancorp. Carter Bankshares is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Carter Bankshares	$254.63M	2.82	$31M	$4.87	6.64
FinWise Bancorp	$149.99M	1.28	$16.09M	$1.10	12.78

In the previous week, Carter Bankshares had 2 more articles in the media than FinWise Bancorp. MarketBeat recorded 2 mentions for Carter Bankshares and 0 mentions for FinWise Bancorp. FinWise Bancorp's average media sentiment score of 2.00 beat Carter Bankshares' score of 0.20 indicating that FinWise Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Carter Bankshares	Neutral
FinWise Bancorp	Very Positive

41.5% of Carter Bankshares shares are owned by institutional investors. Comparatively, 35.4% of FinWise Bancorp shares are owned by institutional investors. 2.4% of Carter Bankshares shares are owned by insiders. Comparatively, 22.4% of FinWise Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Carter Bankshares has a net margin of 33.60% compared to FinWise Bancorp's net margin of 9.05%. FinWise Bancorp's return on equity of 8.24% beat Carter Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Carter Bankshares	33.60%	7.51%	0.68%
FinWise Bancorp	9.05%	8.24%	1.73%

Carter Bankshares has a beta of 0.51, meaning that its share price is 49% less volatile than the broader market. Comparatively, FinWise Bancorp has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market.

Summary

FinWise Bancorp beats Carter Bankshares on 8 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FINW and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

FINW vs. The Competition

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Metric	FinWise Bancorp	BANKS Industry	Finance Sector	NASDAQ Exchange
Market Cap	$191.06M	$2.28B	$14.10B	$12.49B
Dividend Yield	N/A	2.23%	5.73%	7.79%
P/E Ratio	12.78	11.29	20.47	24.61
Price / Sales	1.28	2.73	44.31	113.75
Price / Cash	9.05	12.31	19.17	59.17
Price / Book	0.99	1.42	2.26	6.46
Net Income	$16.09M	$189.19M	$1.14B	$331.60M
7 Day Performance	-3.43%	-0.74%	-0.07%	0.30%
1 Month Performance	-4.16%	1.97%	1.36%	2.49%
1 Year Performance	-10.79%	17.09%	11.72%	21.59%

FinWise Bancorp Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
FINW FinWise Bancorp	4.4468 of 5 stars	$14.06 +0.9%	$22.00 +56.5%	-11.8%	$191.06M	$149.99M	12.78	120	Positive News Gap Up
ALRS Alerus Financial	2.8367 of 5 stars	$30.39 -2.1%	$29.25 -3.7%	+36.7%	$763.58M	$399.92M	29.50	840	News Coverage Positive News Analyst Upgrade
SHBI Shore Bancshares	2.8112 of 5 stars	$22.23 -1.6%	$22.00 -1.0%	+34.3%	$743.73M	$231.83M	11.82	450	News Coverage
IBCP Independent Bank	4.0094 of 5 stars	$35.34 -1.2%	$37.00 +4.7%	+3.4%	$727.91M	$223.00M	10.54	920	News Coverage
CWBC Community West Bancshares	3.9898 of 5 stars	$26.45 -2.1%	$28.17 +6.5%	+28.8%	$717.59M	$196.20M	12.25	253	News Coverage Upcoming Earnings

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This page (NASDAQ:FINW) was last updated on 7/10/2026 by MarketBeat.com Staff.

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FinWise Bancorp (FINW) Competitors

FINW vs. ALRS, SHBI, IBCP, CWBC, and CARE

How does FinWise Bancorp compare to Alerus Financial?

Summary

How does FinWise Bancorp compare to Shore Bancshares?

Summary

How does FinWise Bancorp compare to Independent Bank?

Summary

How does FinWise Bancorp compare to Community West Bancshares?

Summary

How does FinWise Bancorp compare to Carter Bankshares?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FINW vs. The Competition

FinWise Bancorp Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

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FinWise Bancorp (FINW) Competitors

FINW vs. ALRS, SHBI, IBCP, CWBC, and CARE

How does FinWise Bancorp compare to Alerus Financial?

Do institutionals and insiders hold more shares of ALRS or FINW?

Do analysts prefer ALRS or FINW?

Which has better earnings & valuation, ALRS or FINW?

Which has more volatility and risk, ALRS or FINW?

Does the media favor ALRS or FINW?

Is ALRS or FINW more profitable?

Summary

How does FinWise Bancorp compare to Shore Bancshares?

Do analysts rate FINW or SHBI?

Does the media favor FINW or SHBI?

Is FINW or SHBI more profitable?

Which has more volatility & risk, FINW or SHBI?

Do insiders & institutionals have more ownership in FINW or SHBI?

Which has preferable earnings & valuation, FINW or SHBI?

Summary

How does FinWise Bancorp compare to Independent Bank?

Does the media favor IBCP or FINW?

Is IBCP or FINW more profitable?

Do analysts recommend IBCP or FINW?

Which has more risk & volatility, IBCP or FINW?

Do institutionals and insiders hold more shares of IBCP or FINW?

Which has preferable earnings & valuation, IBCP or FINW?

Summary

How does FinWise Bancorp compare to Community West Bancshares?

Does the media refer more to FINW or CWBC?

Is FINW or CWBC more profitable?

Do insiders and institutionals hold more shares of FINW or CWBC?

Which has higher valuation and earnings, FINW or CWBC?

Which has more risk & volatility, FINW or CWBC?

Do analysts prefer FINW or CWBC?

Summary

How does FinWise Bancorp compare to Carter Bankshares?

Do analysts rate CARE or FINW?

Which has better earnings and valuation, CARE or FINW?

Does the media prefer CARE or FINW?

Do institutionals & insiders hold more shares of CARE or FINW?

Is CARE or FINW more profitable?

Which has more volatility & risk, CARE or FINW?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FINW vs. The Competition

FinWise Bancorp Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools