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C&F Financial (CFFI) Competitors

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$103.16 +0.43 (+0.42%)
As of 12:52 PM Eastern
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CFFI vs. PEBO, HBT, FMBH, OSBC, and UVSP

Should you buy C&F Financial stock or one of its competitors? C&F Financial's main competitors and comparable companies include Peoples Bancorp (PEBO), HBT Financial (HBT), First Mid Bancshares (FMBH), Old Second Bancorp (OSBC), and Univest Corporation of Pennsylvania (UVSP). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does C&F Financial compare to Peoples Bancorp?

C&F Financial (NASDAQ:CFFI) and Peoples Bancorp (NASDAQ:PEBO) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, institutional ownership, media sentiment, valuation, dividends, risk and profitability.

37.2% of C&F Financial shares are owned by institutional investors. Comparatively, 60.7% of Peoples Bancorp shares are owned by institutional investors. 6.4% of C&F Financial shares are owned by insiders. Comparatively, 3.3% of Peoples Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

C&F Financial currently has a consensus target price of $115.00, suggesting a potential upside of 11.48%. Peoples Bancorp has a consensus target price of $40.50, suggesting a potential upside of 10.73%. Given C&F Financial's higher possible upside, equities research analysts plainly believe C&F Financial is more favorable than Peoples Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Peoples Bancorp
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83

Peoples Bancorp has a net margin of 19.17% compared to C&F Financial's net margin of 14.91%. C&F Financial's return on equity of 10.72% beat Peoples Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.91% 10.72% 1.02%
Peoples Bancorp 19.17%10.71%1.35%

Peoples Bancorp has higher revenue and earnings than C&F Financial. Peoples Bancorp is trading at a lower price-to-earnings ratio than C&F Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$136.42M2.46$26.83M$8.9611.51
Peoples Bancorp$618.38M2.13$106.78M$3.3111.05

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 1.9%. Peoples Bancorp pays an annual dividend of $1.68 per share and has a dividend yield of 4.6%. C&F Financial pays out 21.4% of its earnings in the form of a dividend. Peoples Bancorp pays out 50.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has raised its dividend for 1 consecutive years and Peoples Bancorp has raised its dividend for 10 consecutive years. Peoples Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Peoples Bancorp had 2 more articles in the media than C&F Financial. MarketBeat recorded 6 mentions for Peoples Bancorp and 4 mentions for C&F Financial. Peoples Bancorp's average media sentiment score of 0.85 beat C&F Financial's score of 0.70 indicating that Peoples Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Peoples Bancorp
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

C&F Financial has a beta of 0.32, meaning that its stock price is 68% less volatile than the broader market. Comparatively, Peoples Bancorp has a beta of 0.62, meaning that its stock price is 38% less volatile than the broader market.

Summary

Peoples Bancorp beats C&F Financial on 13 of the 20 factors compared between the two stocks.

How does C&F Financial compare to HBT Financial?

C&F Financial (NASDAQ:CFFI) and HBT Financial (NASDAQ:HBT) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their dividends, risk, analyst recommendations, earnings, profitability, media sentiment, institutional ownership and valuation.

In the previous week, C&F Financial had 2 more articles in the media than HBT Financial. MarketBeat recorded 4 mentions for C&F Financial and 2 mentions for HBT Financial. HBT Financial's average media sentiment score of 0.91 beat C&F Financial's score of 0.70 indicating that HBT Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
HBT Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

37.2% of C&F Financial shares are owned by institutional investors. Comparatively, 78.6% of HBT Financial shares are owned by institutional investors. 6.4% of C&F Financial shares are owned by company insiders. Comparatively, 51.9% of HBT Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

C&F Financial presently has a consensus price target of $115.00, indicating a potential upside of 11.48%. HBT Financial has a consensus price target of $37.40, indicating a potential upside of 5.16%. Given C&F Financial's higher probable upside, research analysts plainly believe C&F Financial is more favorable than HBT Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
HBT Financial
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
2 Strong Buy rating(s)
3.00

HBT Financial has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than HBT Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$136.42M2.46$26.83M$8.9611.51
HBT Financial$293.97M4.40$77.01M$2.3315.26

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 1.9%. HBT Financial pays an annual dividend of $1.00 per share and has a dividend yield of 2.8%. C&F Financial pays out 21.4% of its earnings in the form of a dividend. HBT Financial pays out 42.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has raised its dividend for 1 consecutive years and HBT Financial has raised its dividend for 5 consecutive years. HBT Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

C&F Financial has a beta of 0.32, suggesting that its share price is 68% less volatile than the broader market. Comparatively, HBT Financial has a beta of 0.49, suggesting that its share price is 51% less volatile than the broader market.

HBT Financial has a net margin of 23.44% compared to C&F Financial's net margin of 14.91%. HBT Financial's return on equity of 13.46% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.91% 10.72% 1.02%
HBT Financial 23.44%13.46%1.55%

Summary

HBT Financial beats C&F Financial on 16 of the 20 factors compared between the two stocks.

How does C&F Financial compare to First Mid Bancshares?

C&F Financial (NASDAQ:CFFI) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, earnings, dividends, analyst recommendations, risk, profitability, media sentiment and institutional ownership.

First Mid Bancshares has a net margin of 19.76% compared to C&F Financial's net margin of 14.91%. First Mid Bancshares' return on equity of 10.86% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.91% 10.72% 1.02%
First Mid Bancshares 19.76%10.86%1.29%

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 1.9%. First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.1%. C&F Financial pays out 21.4% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has increased its dividend for 1 consecutive years and First Mid Bancshares has increased its dividend for 3 consecutive years. First Mid Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, C&F Financial had 3 more articles in the media than First Mid Bancshares. MarketBeat recorded 4 mentions for C&F Financial and 1 mentions for First Mid Bancshares. First Mid Bancshares' average media sentiment score of 1.38 beat C&F Financial's score of 0.70 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
C&F Financial Positive
First Mid Bancshares Positive

C&F Financial has a beta of 0.32, suggesting that its share price is 68% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.8, suggesting that its share price is 20% less volatile than the broader market.

First Mid Bancshares has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$136.42M2.46$26.83M$8.9611.51
First Mid Bancshares$466.04M2.83$91.75M$4.0312.30

37.2% of C&F Financial shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 6.4% of C&F Financial shares are owned by insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

C&F Financial currently has a consensus target price of $115.00, indicating a potential upside of 11.48%. First Mid Bancshares has a consensus target price of $54.63, indicating a potential upside of 10.16%. Given C&F Financial's stronger consensus rating and higher probable upside, research analysts plainly believe C&F Financial is more favorable than First Mid Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

First Mid Bancshares beats C&F Financial on 13 of the 19 factors compared between the two stocks.

How does C&F Financial compare to Old Second Bancorp?

Old Second Bancorp (NASDAQ:OSBC) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, media sentiment, valuation, profitability, earnings, risk, institutional ownership and analyst recommendations.

Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.1%. C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 1.9%. Old Second Bancorp pays out 16.1% of its earnings in the form of a dividend. C&F Financial pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has increased its dividend for 1 consecutive years and C&F Financial has increased its dividend for 1 consecutive years.

Old Second Bancorp currently has a consensus target price of $26.20, indicating a potential upside of 4.86%. C&F Financial has a consensus target price of $115.00, indicating a potential upside of 11.48%. Given C&F Financial's higher possible upside, analysts clearly believe C&F Financial is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Second Bancorp
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Old Second Bancorp has a beta of 0.77, suggesting that its share price is 23% less volatile than the broader market. Comparatively, C&F Financial has a beta of 0.32, suggesting that its share price is 68% less volatile than the broader market.

Old Second Bancorp has a net margin of 20.22% compared to C&F Financial's net margin of 14.91%. Old Second Bancorp's return on equity of 12.79% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Old Second Bancorp20.22% 12.79% 1.65%
C&F Financial 14.91%10.72%1.02%

Old Second Bancorp has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Second Bancorp$374.97M3.39$80.31M$1.7414.36
C&F Financial$136.42M2.46$26.83M$8.9611.51

67.8% of Old Second Bancorp shares are owned by institutional investors. Comparatively, 37.2% of C&F Financial shares are owned by institutional investors. 3.6% of Old Second Bancorp shares are owned by insiders. Comparatively, 6.4% of C&F Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

In the previous week, Old Second Bancorp had 3 more articles in the media than C&F Financial. MarketBeat recorded 7 mentions for Old Second Bancorp and 4 mentions for C&F Financial. C&F Financial's average media sentiment score of 0.70 beat Old Second Bancorp's score of 0.54 indicating that C&F Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Old Second Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
C&F Financial
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Old Second Bancorp beats C&F Financial on 14 of the 19 factors compared between the two stocks.

How does C&F Financial compare to Univest Corporation of Pennsylvania?

Univest Corporation of Pennsylvania (NASDAQ:UVSP) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, earnings, risk, valuation, institutional ownership, media sentiment, dividends and analyst recommendations.

Univest Corporation of Pennsylvania has a beta of 0.67, suggesting that its share price is 33% less volatile than the broader market. Comparatively, C&F Financial has a beta of 0.32, suggesting that its share price is 68% less volatile than the broader market.

Univest Corporation of Pennsylvania pays an annual dividend of $0.92 per share and has a dividend yield of 2.2%. C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 1.9%. Univest Corporation of Pennsylvania pays out 26.6% of its earnings in the form of a dividend. C&F Financial pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Univest Corporation of Pennsylvania has raised its dividend for 1 consecutive years and C&F Financial has raised its dividend for 1 consecutive years.

Univest Corporation of Pennsylvania presently has a consensus price target of $40.50, indicating a potential downside of 1.35%. C&F Financial has a consensus price target of $115.00, indicating a potential upside of 11.48%. Given C&F Financial's stronger consensus rating and higher probable upside, analysts plainly believe C&F Financial is more favorable than Univest Corporation of Pennsylvania.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Univest Corporation of Pennsylvania
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Univest Corporation of Pennsylvania has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Univest Corporation of Pennsylvania, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Univest Corporation of Pennsylvania$339.63M3.33$90.76M$3.4611.87
C&F Financial$136.42M2.46$26.83M$8.9611.51

Univest Corporation of Pennsylvania has a net margin of 18.86% compared to C&F Financial's net margin of 14.91%. C&F Financial's return on equity of 10.72% beat Univest Corporation of Pennsylvania's return on equity.

Company Net Margins Return on Equity Return on Assets
Univest Corporation of Pennsylvania18.86% 10.41% 1.18%
C&F Financial 14.91%10.72%1.02%

75.1% of Univest Corporation of Pennsylvania shares are owned by institutional investors. Comparatively, 37.2% of C&F Financial shares are owned by institutional investors. 1.8% of Univest Corporation of Pennsylvania shares are owned by insiders. Comparatively, 6.4% of C&F Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, C&F Financial had 1 more articles in the media than Univest Corporation of Pennsylvania. MarketBeat recorded 4 mentions for C&F Financial and 3 mentions for Univest Corporation of Pennsylvania. Univest Corporation of Pennsylvania's average media sentiment score of 1.23 beat C&F Financial's score of 0.70 indicating that Univest Corporation of Pennsylvania is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Univest Corporation of Pennsylvania
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
C&F Financial
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Univest Corporation of Pennsylvania beats C&F Financial on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CFFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CFFI vs. The Competition

MetricC&F FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$335.06M$22.80B$13.61B$12.77B
Dividend Yield1.84%3.16%6.11%19.61%
P/E Ratio11.5025.6024.7525.01
Price / Sales2.469.17476.3698.75
Price / Cash10.8614.5442.3451.56
Price / Book1.271.332.715.89
Net Income$26.83M$2.60B$1.32B$380.67M
7 Day Performance1.74%0.61%-0.16%-4.02%
1 Month Performance8.77%-2.19%-1.83%-6.01%
1 Year Performance53.95%23.52%10.71%-5.26%

C&F Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CFFI
C&F Financial
3.9444 of 5 stars
$103.16
+0.4%
$115.00
+11.5%
+48.9%$335.06M$136.42M11.50575
PEBO
Peoples Bancorp
4.728 of 5 stars
$36.12
-1.7%
$40.50
+12.1%
+25.4%$1.32B$618.38M10.911,454
HBT
HBT Financial
3.9307 of 5 stars
$35.53
-2.1%
$37.40
+5.3%
+47.1%$1.32B$293.97M13.20826
FMBH
First Mid Bancshares
3.1221 of 5 stars
$48.86
-1.3%
$54.63
+11.8%
+35.2%$1.32B$466.04M11.181,170
OSBC
Old Second Bancorp
3.2563 of 5 stars
$24.66
-1.6%
$26.20
+6.2%
+39.3%$1.27B$401.54M14.171,062

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This page (NASDAQ:CFFI) was last updated on 10/16/2026 by MarketBeat.com Staff.
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