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C&F Financial (CFFI) Competitors

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$80.79 -1.91 (-2.31%)
Closing price 07/6/2026 04:00 PM Eastern
Extended Trading
$81.65 +0.86 (+1.06%)
As of 07/6/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CFFI vs. HBNC, MOFG, MBWM, CCNE, and CPF

Should you buy C&F Financial stock or one of its competitors? MarketBeat compares C&F Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with C&F Financial include Horizon Bancorp (IN) (HBNC), MidWestOne Financial Group (MOFG), Mercantile Bank (MBWM), CNB Financial (CCNE), and CPB (CPF). These companies are all part of the "regional banks" industry.

How does C&F Financial compare to Horizon Bancorp (IN)?

Horizon Bancorp (IN) (NASDAQ:HBNC) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, valuation, profitability, analyst recommendations, institutional ownership, risk, media sentiment and dividends.

Horizon Bancorp (IN) has a beta of 0.82, suggesting that its share price is 18% less volatile than the broader market. Comparatively, C&F Financial has a beta of 0.32, suggesting that its share price is 68% less volatile than the broader market.

Horizon Bancorp (IN) pays an annual dividend of $0.64 per share and has a dividend yield of 3.2%. C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.4%. Horizon Bancorp (IN) pays out -20.1% of its earnings in the form of a dividend. C&F Financial pays out 22.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has increased its dividend for 1 consecutive years. Horizon Bancorp (IN) is clearly the better dividend stock, given its higher yield and lower payout ratio.

C&F Financial has lower revenue, but higher earnings than Horizon Bancorp (IN). Horizon Bancorp (IN) is trading at a lower price-to-earnings ratio than C&F Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Horizon Bancorp (IN)$405.46M2.52-$150.48M-$3.18N/A
C&F Financial$186.13M1.41$26.83M$8.709.29

In the previous week, Horizon Bancorp (IN) had 4 more articles in the media than C&F Financial. MarketBeat recorded 4 mentions for Horizon Bancorp (IN) and 0 mentions for C&F Financial. C&F Financial's average media sentiment score of 0.00 beat Horizon Bancorp (IN)'s score of -0.06 indicating that C&F Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Horizon Bancorp (IN) Neutral
C&F Financial Neutral

64.5% of Horizon Bancorp (IN) shares are owned by institutional investors. Comparatively, 37.2% of C&F Financial shares are owned by institutional investors. 1.2% of Horizon Bancorp (IN) shares are owned by company insiders. Comparatively, 6.4% of C&F Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

C&F Financial has a net margin of 14.84% compared to Horizon Bancorp (IN)'s net margin of -37.28%. Horizon Bancorp (IN)'s return on equity of 12.41% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Horizon Bancorp (IN)-37.28% 12.41% 1.29%
C&F Financial 14.84%11.03%1.03%

Horizon Bancorp (IN) currently has a consensus price target of $21.00, indicating a potential upside of 5.32%. Given Horizon Bancorp (IN)'s stronger consensus rating and higher probable upside, research analysts plainly believe Horizon Bancorp (IN) is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Horizon Bancorp (IN)
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Horizon Bancorp (IN) beats C&F Financial on 12 of the 19 factors compared between the two stocks.

How does C&F Financial compare to MidWestOne Financial Group?

C&F Financial (NASDAQ:CFFI) and MidWestOne Financial Group (NASDAQ:MOFG) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, valuation, analyst recommendations, earnings, risk, institutional ownership, profitability and dividends.

In the previous week, C&F Financial's average media sentiment score of 0.00 equaled MidWestOne Financial Group'saverage media sentiment score.

Company Overall Sentiment
C&F Financial Neutral
MidWestOne Financial Group Neutral

C&F Financial has higher earnings, but lower revenue than MidWestOne Financial Group. C&F Financial is trading at a lower price-to-earnings ratio than MidWestOne Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$186.13M1.41$26.83M$8.709.29
MidWestOne Financial Group$238.84M4.26-$60.29M$2.8117.55

37.2% of C&F Financial shares are held by institutional investors. Comparatively, 65.4% of MidWestOne Financial Group shares are held by institutional investors. 6.4% of C&F Financial shares are held by insiders. Comparatively, 2.5% of MidWestOne Financial Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

MidWestOne Financial Group has a consensus target price of $40.50, indicating a potential downside of 17.87%. Given MidWestOne Financial Group's stronger consensus rating and higher probable upside, analysts plainly believe MidWestOne Financial Group is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
MidWestOne Financial Group
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.4%. MidWestOne Financial Group pays an annual dividend of $0.97 per share and has a dividend yield of 2.0%. C&F Financial pays out 22.1% of its earnings in the form of a dividend. MidWestOne Financial Group pays out 34.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has raised its dividend for 1 consecutive years. C&F Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

MidWestOne Financial Group has a net margin of 16.66% compared to C&F Financial's net margin of 14.84%. C&F Financial's return on equity of 11.03% beat MidWestOne Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.84% 11.03% 1.03%
MidWestOne Financial Group 16.66%10.22%0.96%

C&F Financial has a beta of 0.32, suggesting that its share price is 68% less volatile than the broader market. Comparatively, MidWestOne Financial Group has a beta of 1.07, suggesting that its share price is 7% more volatile than the broader market.

Summary

MidWestOne Financial Group beats C&F Financial on 9 of the 17 factors compared between the two stocks.

How does C&F Financial compare to Mercantile Bank?

Mercantile Bank (NASDAQ:MBWM) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, risk, media sentiment, valuation, dividends and profitability.

58.6% of Mercantile Bank shares are owned by institutional investors. Comparatively, 37.2% of C&F Financial shares are owned by institutional investors. 2.5% of Mercantile Bank shares are owned by insiders. Comparatively, 6.4% of C&F Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Mercantile Bank pays an annual dividend of $1.56 per share and has a dividend yield of 2.7%. C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.4%. Mercantile Bank pays out 28.0% of its earnings in the form of a dividend. C&F Financial pays out 22.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Mercantile Bank has raised its dividend for 14 consecutive years and C&F Financial has raised its dividend for 1 consecutive years. Mercantile Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Mercantile Bank had 2 more articles in the media than C&F Financial. MarketBeat recorded 2 mentions for Mercantile Bank and 0 mentions for C&F Financial. Mercantile Bank's average media sentiment score of 0.63 beat C&F Financial's score of 0.00 indicating that Mercantile Bank is being referred to more favorably in the media.

Company Overall Sentiment
Mercantile Bank Positive
C&F Financial Neutral

Mercantile Bank currently has a consensus price target of $56.80, suggesting a potential downside of 1.95%. Given Mercantile Bank's stronger consensus rating and higher probable upside, equities analysts clearly believe Mercantile Bank is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mercantile Bank
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Mercantile Bank has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Mercantile Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mercantile Bank$371.80M2.69$88.75M$5.5710.40
C&F Financial$186.13M1.41$26.83M$8.709.29

Mercantile Bank has a beta of 0.8, meaning that its stock price is 20% less volatile than the broader market. Comparatively, C&F Financial has a beta of 0.32, meaning that its stock price is 68% less volatile than the broader market.

Mercantile Bank has a net margin of 24.19% compared to C&F Financial's net margin of 14.84%. Mercantile Bank's return on equity of 13.73% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Mercantile Bank24.19% 13.73% 1.44%
C&F Financial 14.84%11.03%1.03%

Summary

Mercantile Bank beats C&F Financial on 16 of the 19 factors compared between the two stocks.

How does C&F Financial compare to CNB Financial?

CNB Financial (NASDAQ:CCNE) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their media sentiment, earnings, dividends, profitability, institutional ownership, risk, analyst recommendations and valuation.

In the previous week, CNB Financial had 2 more articles in the media than C&F Financial. MarketBeat recorded 2 mentions for CNB Financial and 0 mentions for C&F Financial. CNB Financial's average media sentiment score of 0.00 equaled C&F Financial'saverage media sentiment score.

Company Overall Sentiment
CNB Financial Neutral
C&F Financial Neutral

CNB Financial has a beta of 0.63, meaning that its share price is 37% less volatile than the broader market. Comparatively, C&F Financial has a beta of 0.32, meaning that its share price is 68% less volatile than the broader market.

CNB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 2.3%. C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.4%. CNB Financial pays out 27.0% of its earnings in the form of a dividend. C&F Financial pays out 22.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CNB Financial has raised its dividend for 1 consecutive years and C&F Financial has raised its dividend for 1 consecutive years. C&F Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

CNB Financial has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than CNB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
CNB Financial$432.51M2.31$66.13M$2.8112.01
C&F Financial$186.13M1.41$26.83M$8.709.29

52.4% of CNB Financial shares are owned by institutional investors. Comparatively, 37.2% of C&F Financial shares are owned by institutional investors. 2.9% of CNB Financial shares are owned by insiders. Comparatively, 6.4% of C&F Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

CNB Financial has a net margin of 17.62% compared to C&F Financial's net margin of 14.84%. CNB Financial's return on equity of 12.14% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
CNB Financial17.62% 12.14% 1.16%
C&F Financial 14.84%11.03%1.03%

CNB Financial presently has a consensus target price of $34.33, suggesting a potential upside of 1.76%. Given CNB Financial's stronger consensus rating and higher probable upside, analysts plainly believe CNB Financial is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
CNB Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

CNB Financial beats C&F Financial on 14 of the 18 factors compared between the two stocks.

How does C&F Financial compare to CPB?

C&F Financial (NASDAQ:CFFI) and CPB (NYSE:CPF) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, valuation, profitability, media sentiment and institutional ownership.

CPB has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than CPB, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$186.13M1.41$26.83M$8.709.29
CPB$365.98M2.74$77.48M$2.9912.87

CPB has a net margin of 21.96% compared to C&F Financial's net margin of 14.84%. CPB's return on equity of 13.93% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.84% 11.03% 1.03%
CPB 21.96%13.93%1.10%

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.4%. CPB pays an annual dividend of $1.16 per share and has a dividend yield of 3.0%. C&F Financial pays out 22.1% of its earnings in the form of a dividend. CPB pays out 38.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has increased its dividend for 1 consecutive years and CPB has increased its dividend for 1 consecutive years.

In the previous week, CPB had 2 more articles in the media than C&F Financial. MarketBeat recorded 2 mentions for CPB and 0 mentions for C&F Financial. C&F Financial's average media sentiment score of 0.00 equaled CPB'saverage media sentiment score.

Company Overall Sentiment
C&F Financial Neutral
CPB Neutral

C&F Financial has a beta of 0.32, meaning that its stock price is 68% less volatile than the broader market. Comparatively, CPB has a beta of 0.84, meaning that its stock price is 16% less volatile than the broader market.

37.2% of C&F Financial shares are owned by institutional investors. Comparatively, 88.4% of CPB shares are owned by institutional investors. 6.4% of C&F Financial shares are owned by company insiders. Comparatively, 1.7% of CPB shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

CPB has a consensus price target of $37.00, indicating a potential downside of 3.85%. Given CPB's stronger consensus rating and higher probable upside, analysts clearly believe CPB is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
CPB
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00

Summary

CPB beats C&F Financial on 15 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CFFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CFFI vs. The Competition

MetricC&F FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$269.14M$1.99B$14.21B$12.59B
Dividend Yield2.32%2.37%5.67%6.52%
P/E Ratio9.2917.1120.6124.81
Price / Sales1.412.8943.6689.92
Price / Cash8.8213.0319.4549.23
Price / Book1.001.312.296.50
Net Income$26.83M$146.81M$1.14B$336.03M
7 Day Performance0.99%0.52%1.48%2.68%
1 Month Performance7.86%5.02%3.17%5.50%
1 Year Performance22.65%22.78%12.39%25.01%

C&F Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CFFI
C&F Financial
1.5939 of 5 stars
$80.79
-2.3%
N/A+19.9%$269.14M$186.13M9.29610
HBNC
Horizon Bancorp (IN)
1.92 of 5 stars
$20.48
+2.5%
$21.00
+2.5%
+21.7%$1.05B$405.46MN/A910
MOFG
MidWestOne Financial Group
N/A$49.31
flat
$40.50
-17.9%
N/A$1.02B$238.84M17.55730
MBWM
Mercantile Bank
3.1279 of 5 stars
$58.90
+2.6%
$56.80
-3.6%
+16.4%$1.02B$371.80M10.57670
CCNE
CNB Financial
2.9184 of 5 stars
$34.32
+1.8%
$34.33
+0.0%
+38.4%$1.02B$432.51M12.21760

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This page (NASDAQ:CFFI) was last updated on 7/7/2026 by MarketBeat.com Staff.
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