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C&F Financial (CFFI) Competitors

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$88.39 -0.09 (-0.10%)
Closing price 08/14/2026 04:00 PM Eastern
Extended Trading
$88.48 +0.09 (+0.10%)
As of 08/14/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CFFI vs. ESQ, AMTB, CFFN, OCFC, and NBN

Should you buy C&F Financial stock or one of its competitors? C&F Financial's main competitors and comparable companies include Esquire Financial (ESQ), Amerant Bancorp (AMTB), Capitol Federal Financial (CFFN), OceanFirst Financial (OCFC), and Northeast Bancorp (NBN). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does C&F Financial compare to Esquire Financial?

C&F Financial (NASDAQ:CFFI) and Esquire Financial (NASDAQ:ESQ) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, media sentiment, dividends, risk, institutional ownership and earnings.

C&F Financial has a beta of 0.32, meaning that its stock price is 68% less volatile than the broader market. Comparatively, Esquire Financial has a beta of 0.38, meaning that its stock price is 62% less volatile than the broader market.

37.2% of C&F Financial shares are owned by institutional investors. Comparatively, 54.7% of Esquire Financial shares are owned by institutional investors. 6.4% of C&F Financial shares are owned by company insiders. Comparatively, 13.9% of Esquire Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Esquire Financial has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$136.42M2.11$26.83M$8.969.86
Esquire Financial$164.50M9.42$50.82M$6.0621.13

Esquire Financial has a consensus price target of $120.33, indicating a potential downside of 6.03%. Given Esquire Financial's stronger consensus rating and higher probable upside, analysts clearly believe Esquire Financial is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Esquire Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
3.25

Esquire Financial has a net margin of 29.30% compared to C&F Financial's net margin of 14.91%. Esquire Financial's return on equity of 18.22% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.91% 10.72% 1.02%
Esquire Financial 29.30%18.22%2.27%

In the previous week, C&F Financial had 3 more articles in the media than Esquire Financial. MarketBeat recorded 5 mentions for C&F Financial and 2 mentions for Esquire Financial. Esquire Financial's average media sentiment score of 1.62 beat C&F Financial's score of 0.60 indicating that Esquire Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Esquire Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.2%. Esquire Financial pays an annual dividend of $0.80 per share and has a dividend yield of 0.6%. C&F Financial pays out 21.4% of its earnings in the form of a dividend. Esquire Financial pays out 13.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has raised its dividend for 1 consecutive years and Esquire Financial has raised its dividend for 4 consecutive years.

Summary

Esquire Financial beats C&F Financial on 17 of the 20 factors compared between the two stocks.

How does C&F Financial compare to Amerant Bancorp?

C&F Financial (NASDAQ:CFFI) and Amerant Bancorp (NYSE:AMTB) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, earnings, media sentiment, valuation, analyst recommendations, risk, dividends and profitability.

37.2% of C&F Financial shares are owned by institutional investors. Comparatively, 42.1% of Amerant Bancorp shares are owned by institutional investors. 6.4% of C&F Financial shares are owned by company insiders. Comparatively, 2.7% of Amerant Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Amerant Bancorp has a consensus price target of $27.75, suggesting a potential downside of 4.84%. Given Amerant Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Amerant Bancorp is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Amerant Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.2%. Amerant Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 1.2%. C&F Financial pays out 21.4% of its earnings in the form of a dividend. Amerant Bancorp pays out 25.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has raised its dividend for 1 consecutive years. C&F Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, C&F Financial had 2 more articles in the media than Amerant Bancorp. MarketBeat recorded 5 mentions for C&F Financial and 3 mentions for Amerant Bancorp. C&F Financial's average media sentiment score of 0.60 beat Amerant Bancorp's score of -0.04 indicating that C&F Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Amerant Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

C&F Financial has a net margin of 14.91% compared to Amerant Bancorp's net margin of 8.76%. C&F Financial's return on equity of 10.72% beat Amerant Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.91% 10.72% 1.02%
Amerant Bancorp 8.76%8.30%0.76%

C&F Financial has a beta of 0.32, meaning that its stock price is 68% less volatile than the broader market. Comparatively, Amerant Bancorp has a beta of 0.87, meaning that its stock price is 13% less volatile than the broader market.

Amerant Bancorp has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Amerant Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$136.42M2.11$26.83M$8.969.86
Amerant Bancorp$399.05M2.86$52.42M$1.3920.98

Summary

C&F Financial and Amerant Bancorp tied by winning 10 of the 20 factors compared between the two stocks.

How does C&F Financial compare to Capitol Federal Financial?

C&F Financial (NASDAQ:CFFI) and Capitol Federal Financial (NASDAQ:CFFN) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, risk, institutional ownership, profitability, earnings, media sentiment, dividends and valuation.

In the previous week, C&F Financial had 4 more articles in the media than Capitol Federal Financial. MarketBeat recorded 5 mentions for C&F Financial and 1 mentions for Capitol Federal Financial. Capitol Federal Financial's average media sentiment score of 1.89 beat C&F Financial's score of 0.60 indicating that Capitol Federal Financial is being referred to more favorably in the news media.

Company Overall Sentiment
C&F Financial Positive
Capitol Federal Financial Very Positive

C&F Financial has a beta of 0.32, suggesting that its stock price is 68% less volatile than the broader market. Comparatively, Capitol Federal Financial has a beta of 0.68, suggesting that its stock price is 32% less volatile than the broader market.

Capitol Federal Financial has a net margin of 18.69% compared to C&F Financial's net margin of 14.91%. C&F Financial's return on equity of 10.72% beat Capitol Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.91% 10.72% 1.02%
Capitol Federal Financial 18.69%8.01%0.85%

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.2%. Capitol Federal Financial pays an annual dividend of $0.34 per share and has a dividend yield of 3.9%. C&F Financial pays out 21.4% of its earnings in the form of a dividend. Capitol Federal Financial pays out 52.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has increased its dividend for 1 consecutive years.

Capitol Federal Financial has a consensus target price of $9.25, suggesting a potential upside of 5.96%. Given Capitol Federal Financial's stronger consensus rating and higher probable upside, analysts plainly believe Capitol Federal Financial is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Capitol Federal Financial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

37.2% of C&F Financial shares are owned by institutional investors. Comparatively, 88.5% of Capitol Federal Financial shares are owned by institutional investors. 6.4% of C&F Financial shares are owned by company insiders. Comparatively, 2.8% of Capitol Federal Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Capitol Federal Financial has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Capitol Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$136.42M2.11$26.83M$8.969.86
Capitol Federal Financial$226.47M4.85$68.03M$0.6513.43

Summary

Capitol Federal Financial beats C&F Financial on 13 of the 20 factors compared between the two stocks.

How does C&F Financial compare to OceanFirst Financial?

C&F Financial (NASDAQ:CFFI) and OceanFirst Financial (NASDAQ:OCFC) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, institutional ownership, profitability, valuation, dividends, earnings and risk.

C&F Financial has a net margin of 14.91% compared to OceanFirst Financial's net margin of 6.38%. C&F Financial's return on equity of 10.72% beat OceanFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.91% 10.72% 1.02%
OceanFirst Financial 6.38%5.34%0.59%

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.2%. OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.0%. C&F Financial pays out 21.4% of its earnings in the form of a dividend. OceanFirst Financial pays out 94.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. C&F Financial has raised its dividend for 1 consecutive years.

OceanFirst Financial has a consensus target price of $21.50, suggesting a potential upside of 8.75%. Given OceanFirst Financial's stronger consensus rating and higher probable upside, analysts plainly believe OceanFirst Financial is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
OceanFirst Financial
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17

37.2% of C&F Financial shares are held by institutional investors. Comparatively, 71.0% of OceanFirst Financial shares are held by institutional investors. 6.4% of C&F Financial shares are held by insiders. Comparatively, 5.4% of OceanFirst Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

C&F Financial has a beta of 0.32, meaning that its stock price is 68% less volatile than the broader market. Comparatively, OceanFirst Financial has a beta of 0.99, meaning that its stock price is 1% less volatile than the broader market.

OceanFirst Financial has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$136.42M2.11$26.83M$8.969.86
OceanFirst Financial$687.16M2.78$70.98M$0.8523.26

In the previous week, C&F Financial and C&F Financial both had 5 articles in the media. OceanFirst Financial's average media sentiment score of 0.76 beat C&F Financial's score of 0.60 indicating that OceanFirst Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OceanFirst Financial
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

OceanFirst Financial beats C&F Financial on 11 of the 18 factors compared between the two stocks.

How does C&F Financial compare to Northeast Bancorp?

Northeast Bancorp (NASDAQ:NBN) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, institutional ownership, profitability, media sentiment, risk, valuation and earnings.

37.2% of C&F Financial shares are held by institutional investors. 14.2% of Northeast Bancorp shares are held by company insiders. Comparatively, 6.4% of C&F Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Northeast Bancorp has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Northeast Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Northeast Bancorp$385.07M2.88$107.48M$12.7210.61
C&F Financial$136.42M2.11$26.83M$8.969.86

In the previous week, C&F Financial had 3 more articles in the media than Northeast Bancorp. MarketBeat recorded 5 mentions for C&F Financial and 2 mentions for Northeast Bancorp. Northeast Bancorp's average media sentiment score of 1.22 beat C&F Financial's score of 0.60 indicating that Northeast Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Northeast Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
C&F Financial
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Northeast Bancorp has a beta of 0.58, meaning that its stock price is 42% less volatile than the broader market. Comparatively, C&F Financial has a beta of 0.32, meaning that its stock price is 68% less volatile than the broader market.

Northeast Bancorp currently has a consensus price target of $143.50, suggesting a potential upside of 6.36%. Given Northeast Bancorp's stronger consensus rating and higher probable upside, equities analysts clearly believe Northeast Bancorp is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Northeast Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Northeast Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.2%. Northeast Bancorp pays out 0.3% of its earnings in the form of a dividend. C&F Financial pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has increased its dividend for 1 consecutive years. C&F Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Northeast Bancorp has a net margin of 27.91% compared to C&F Financial's net margin of 14.91%. Northeast Bancorp's return on equity of 19.94% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Northeast Bancorp27.91% 19.94% 2.28%
C&F Financial 14.91%10.72%1.02%

Summary

Northeast Bancorp beats C&F Financial on 15 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CFFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CFFI vs. The Competition

MetricC&F FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$287.42M$22.84B$13.87B$13.07B
Dividend Yield2.17%3.14%5.87%10.64%
P/E Ratio9.8628.2929.3825.40
Price / Sales2.119.69507.22125.76
Price / Cash9.4216.3337.2653.27
Price / Book1.031.382.816.21
Net Income$26.83M$2.57B$1.31B$347.71M
7 Day Performance0.51%1.05%0.77%1.08%
1 Month Performance10.65%2.31%1.43%1.87%
1 Year Performance28.87%27.82%12.06%20.79%

C&F Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CFFI
C&F Financial
1.6144 of 5 stars
$88.39
-0.1%
N/A+28.9%$287.42M$136.42M9.86610
ESQ
Esquire Financial
3.092 of 5 stars
$132.88
0.0%
$120.33
-9.4%
+34.0%$1.15B$159.56M21.93110
AMTB
Amerant Bancorp
3.5411 of 5 stars
$29.17
+0.4%
$27.75
-4.9%
+46.8%$1.14B$676.04M20.99680
CFFN
Capitol Federal Financial
2.4215 of 5 stars
$8.88
+0.8%
$9.25
+4.2%
+43.3%$1.12B$420.24M13.66730
OCFC
OceanFirst Financial
4.3864 of 5 stars
$19.15
+0.4%
$21.50
+12.3%
+15.4%$1.10B$437.72M22.53960

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This page (NASDAQ:CFFI) was last updated on 8/16/2026 by MarketBeat.com Staff.
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