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C&F Financial (CFFI) Competitors

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$73.13 -0.52 (-0.71%)
Closing price 05/5/2026 04:00 PM Eastern
Extended Trading
$73.65 +0.52 (+0.71%)
As of 05/5/2026 06:36 PM Eastern
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CFFI vs. HBNC, CPF, CCNE, HAFC, and MBWM

Should you be buying C&F Financial stock or one of its competitors? The main competitors of C&F Financial include Horizon Bancorp (IN) (HBNC), CPB (CPF), CNB Financial (CCNE), Hanmi Financial (HAFC), and Mercantile Bank (MBWM). These companies are all part of the "regional banks" industry.

How does C&F Financial compare to Horizon Bancorp (IN)?

C&F Financial (NASDAQ:CFFI) and Horizon Bancorp (IN) (NASDAQ:HBNC) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, profitability, valuation, risk, earnings, media sentiment and dividends.

C&F Financial has a beta of 0.35, suggesting that its share price is 65% less volatile than the S&P 500. Comparatively, Horizon Bancorp (IN) has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500.

C&F Financial has higher earnings, but lower revenue than Horizon Bancorp (IN). Horizon Bancorp (IN) is trading at a lower price-to-earnings ratio than C&F Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$186.13M1.28$26.83M$8.708.41
Horizon Bancorp (IN)$405.46M2.33-$150.48M-$3.18N/A

C&F Financial has a net margin of 14.84% compared to Horizon Bancorp (IN)'s net margin of -37.28%. Horizon Bancorp (IN)'s return on equity of 12.35% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.84% 11.19% 1.04%
Horizon Bancorp (IN) -37.28%12.35%1.27%

Horizon Bancorp (IN) has a consensus price target of $20.67, indicating a potential upside of 11.89%. Given Horizon Bancorp (IN)'s stronger consensus rating and higher possible upside, analysts clearly believe Horizon Bancorp (IN) is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Horizon Bancorp (IN)
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

In the previous week, Horizon Bancorp (IN) had 3 more articles in the media than C&F Financial. MarketBeat recorded 4 mentions for Horizon Bancorp (IN) and 1 mentions for C&F Financial. Horizon Bancorp (IN)'s average media sentiment score of 0.67 beat C&F Financial's score of 0.25 indicating that Horizon Bancorp (IN) is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Horizon Bancorp (IN)
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.6%. Horizon Bancorp (IN) pays an annual dividend of $0.64 per share and has a dividend yield of 3.5%. C&F Financial pays out 22.1% of its earnings in the form of a dividend. Horizon Bancorp (IN) pays out -20.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has increased its dividend for 1 consecutive years. Horizon Bancorp (IN) is clearly the better dividend stock, given its higher yield and lower payout ratio.

37.2% of C&F Financial shares are held by institutional investors. Comparatively, 64.5% of Horizon Bancorp (IN) shares are held by institutional investors. 6.4% of C&F Financial shares are held by insiders. Comparatively, 1.2% of Horizon Bancorp (IN) shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Horizon Bancorp (IN) beats C&F Financial on 13 of the 19 factors compared between the two stocks.

How does C&F Financial compare to CPB?

C&F Financial (NASDAQ:CFFI) and CPB (NYSE:CPF) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, dividends, earnings, media sentiment, risk and profitability.

C&F Financial has a beta of 0.35, suggesting that its stock price is 65% less volatile than the S&P 500. Comparatively, CPB has a beta of 0.86, suggesting that its stock price is 14% less volatile than the S&P 500.

In the previous week, CPB had 8 more articles in the media than C&F Financial. MarketBeat recorded 9 mentions for CPB and 1 mentions for C&F Financial. CPB's average media sentiment score of 0.90 beat C&F Financial's score of 0.25 indicating that CPB is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
CPB
3 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

37.2% of C&F Financial shares are held by institutional investors. Comparatively, 88.4% of CPB shares are held by institutional investors. 6.4% of C&F Financial shares are held by insiders. Comparatively, 1.7% of CPB shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

CPB has a net margin of 21.96% compared to C&F Financial's net margin of 14.84%. CPB's return on equity of 13.93% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.84% 11.19% 1.04%
CPB 21.96%13.93%1.10%

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.6%. CPB pays an annual dividend of $1.16 per share and has a dividend yield of 3.4%. C&F Financial pays out 22.1% of its earnings in the form of a dividend. CPB pays out 38.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has raised its dividend for 1 consecutive years and CPB has raised its dividend for 1 consecutive years.

CPB has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than CPB, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$186.13M1.28$26.83M$8.708.41
CPB$365.98M2.43$77.48M$2.9911.41

CPB has a consensus target price of $37.00, suggesting a potential upside of 8.48%. Given CPB's stronger consensus rating and higher probable upside, analysts plainly believe CPB is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
CPB
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Summary

CPB beats C&F Financial on 15 of the 18 factors compared between the two stocks.

How does C&F Financial compare to CNB Financial?

C&F Financial (NASDAQ:CFFI) and CNB Financial (NASDAQ:CCNE) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, dividends, earnings, media sentiment, risk and profitability.

C&F Financial has a beta of 0.35, suggesting that its stock price is 65% less volatile than the S&P 500. Comparatively, CNB Financial has a beta of 0.65, suggesting that its stock price is 35% less volatile than the S&P 500.

In the previous week, CNB Financial had 2 more articles in the media than C&F Financial. MarketBeat recorded 3 mentions for CNB Financial and 1 mentions for C&F Financial. C&F Financial's average media sentiment score of 0.25 beat CNB Financial's score of 0.23 indicating that C&F Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
CNB Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

37.2% of C&F Financial shares are held by institutional investors. Comparatively, 52.4% of CNB Financial shares are held by institutional investors. 6.4% of C&F Financial shares are held by insiders. Comparatively, 2.9% of CNB Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

CNB Financial has a net margin of 17.62% compared to C&F Financial's net margin of 14.84%. CNB Financial's return on equity of 12.58% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.84% 11.19% 1.04%
CNB Financial 17.62%12.58%1.19%

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.6%. CNB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 2.5%. C&F Financial pays out 22.1% of its earnings in the form of a dividend. CNB Financial pays out 27.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has raised its dividend for 1 consecutive years and CNB Financial has raised its dividend for 1 consecutive years. C&F Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

CNB Financial has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than CNB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$186.13M1.28$26.83M$8.708.41
CNB Financial$432.51M2.11$66.13M$2.8110.96

CNB Financial has a consensus target price of $34.50, suggesting a potential upside of 12.05%. Given CNB Financial's stronger consensus rating and higher probable upside, analysts plainly believe CNB Financial is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
CNB Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00

Summary

CNB Financial beats C&F Financial on 14 of the 19 factors compared between the two stocks.

How does C&F Financial compare to Hanmi Financial?

Hanmi Financial (NASDAQ:HAFC) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, risk, earnings, media sentiment, dividends, valuation and profitability.

88.7% of Hanmi Financial shares are held by institutional investors. Comparatively, 37.2% of C&F Financial shares are held by institutional investors. 2.1% of Hanmi Financial shares are held by insiders. Comparatively, 6.4% of C&F Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Hanmi Financial has a beta of 0.73, suggesting that its stock price is 27% less volatile than the S&P 500. Comparatively, C&F Financial has a beta of 0.35, suggesting that its stock price is 65% less volatile than the S&P 500.

Hanmi Financial presently has a consensus target price of $32.17, suggesting a potential upside of 6.72%. Given Hanmi Financial's stronger consensus rating and higher possible upside, equities research analysts plainly believe Hanmi Financial is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hanmi Financial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Hanmi Financial pays an annual dividend of $1.12 per share and has a dividend yield of 3.7%. C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.6%. Hanmi Financial pays out 41.8% of its earnings in the form of a dividend. C&F Financial pays out 22.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hanmi Financial has increased its dividend for 1 consecutive years and C&F Financial has increased its dividend for 1 consecutive years.

In the previous week, Hanmi Financial had 3 more articles in the media than C&F Financial. MarketBeat recorded 4 mentions for Hanmi Financial and 1 mentions for C&F Financial. Hanmi Financial's average media sentiment score of 0.71 beat C&F Financial's score of 0.25 indicating that Hanmi Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Hanmi Financial
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
C&F Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Hanmi Financial has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Hanmi Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Hanmi Financial$444.90M2.02$76.09M$2.6811.25
C&F Financial$186.13M1.28$26.83M$8.708.41

Hanmi Financial has a net margin of 18.05% compared to C&F Financial's net margin of 14.84%. C&F Financial's return on equity of 11.19% beat Hanmi Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Hanmi Financial18.05% 10.31% 1.03%
C&F Financial 14.84%11.19%1.04%

Summary

Hanmi Financial beats C&F Financial on 13 of the 18 factors compared between the two stocks.

How does C&F Financial compare to Mercantile Bank?

Mercantile Bank (NASDAQ:MBWM) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, risk, earnings, media sentiment, dividends, valuation and profitability.

58.6% of Mercantile Bank shares are held by institutional investors. Comparatively, 37.2% of C&F Financial shares are held by institutional investors. 2.5% of Mercantile Bank shares are held by insiders. Comparatively, 6.4% of C&F Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Mercantile Bank has a beta of 0.81, suggesting that its stock price is 19% less volatile than the S&P 500. Comparatively, C&F Financial has a beta of 0.35, suggesting that its stock price is 65% less volatile than the S&P 500.

Mercantile Bank presently has a consensus target price of $56.20, suggesting a potential upside of 8.10%. Given Mercantile Bank's stronger consensus rating and higher possible upside, equities research analysts plainly believe Mercantile Bank is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mercantile Bank
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57
C&F Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Mercantile Bank pays an annual dividend of $1.56 per share and has a dividend yield of 3.0%. C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.6%. Mercantile Bank pays out 28.0% of its earnings in the form of a dividend. C&F Financial pays out 22.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Mercantile Bank has increased its dividend for 14 consecutive years and C&F Financial has increased its dividend for 1 consecutive years. Mercantile Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Mercantile Bank had 1 more articles in the media than C&F Financial. MarketBeat recorded 2 mentions for Mercantile Bank and 1 mentions for C&F Financial. Mercantile Bank's average media sentiment score of 1.51 beat C&F Financial's score of 0.25 indicating that Mercantile Bank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Mercantile Bank
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
C&F Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Mercantile Bank has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Mercantile Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mercantile Bank$371.80M2.41$88.75M$5.579.33
C&F Financial$186.13M1.28$26.83M$8.708.41

Mercantile Bank has a net margin of 24.19% compared to C&F Financial's net margin of 14.84%. Mercantile Bank's return on equity of 14.06% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Mercantile Bank24.19% 14.06% 1.47%
C&F Financial 14.84%11.19%1.04%

Summary

Mercantile Bank beats C&F Financial on 16 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CFFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CFFI vs. The Competition

Export
MetricC&F FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$239.79M$1.83B$13.34B$11.76B
Dividend Yield2.61%2.54%5.80%5.26%
P/E Ratio8.4113.9423.2727.07
Price / Sales1.282.50181.7473.40
Price / Cash7.8512.1020.2453.90
Price / Book0.901.233.436.69
Net Income$26.83M$146.81M$1.11B$332.64M
7 Day Performance-4.68%0.44%0.84%3.07%
1 Month Performance0.80%3.16%4.12%7.80%
1 Year Performance13.20%24.54%13.82%41.57%

C&F Financial Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CFFI
C&F Financial
1.8364 of 5 stars		$73.13
-0.7%		N/A+10.5%$239.79M$186.13M8.41610
HBNC
Horizon Bancorp (IN)
3.1719 of 5 stars		$17.94
-2.5%		$20.67
+15.2%		+22.3%$919.58M$405.46MN/A910
CPF
CPB
4.0599 of 5 stars		$34.17
-1.3%		$37.00
+8.3%		+26.9%$903.56M$365.98M11.95780
CCNE
CNB Financial
4.3872 of 5 stars		$30.42
-2.6%		$34.50
+13.4%		+36.4%$898.98M$432.51M10.79760
HAFC
Hanmi Financial
3.8048 of 5 stars		$29.89
-3.8%		$32.17
+7.6%		+29.5%$889.97M$444.90M11.16630

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This page (NASDAQ:CFFI) was last updated on 5/6/2026 by MarketBeat.com Staff.
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