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C&F Financial (CFFI) Competitors

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$94.89 +0.26 (+0.27%)
As of 09/4/2026 04:00 PM Eastern
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CFFI vs. HFWA, UVSP, MCB, AMTB, and FSBC

Should you buy C&F Financial stock or one of its competitors? C&F Financial's main competitors and comparable companies include Heritage Financial (HFWA), Univest Corporation of Pennsylvania (UVSP), Metropolitan Bank (MCB), Amerant Bancorp (AMTB), and Five Star Bancorp (FSBC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does C&F Financial compare to Heritage Financial?

C&F Financial (NASDAQ:CFFI) and Heritage Financial (NASDAQ:HFWA) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, earnings, risk, profitability, media sentiment, analyst recommendations, institutional ownership and valuation.

In the previous week, Heritage Financial had 2 more articles in the media than C&F Financial. MarketBeat recorded 5 mentions for Heritage Financial and 3 mentions for C&F Financial. Heritage Financial's average media sentiment score of 1.10 beat C&F Financial's score of -0.29 indicating that Heritage Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
Heritage Financial
4 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

C&F Financial has a beta of 0.33, indicating that its stock price is 67% less volatile than the broader market. Comparatively, Heritage Financial has a beta of 0.48, indicating that its stock price is 52% less volatile than the broader market.

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.0%. Heritage Financial pays an annual dividend of $1.00 per share and has a dividend yield of 3.4%. C&F Financial pays out 21.4% of its earnings in the form of a dividend. Heritage Financial pays out 47.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has increased its dividend for 1 consecutive years and Heritage Financial has increased its dividend for 14 consecutive years. Heritage Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Heritage Financial has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Heritage Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$186.13M1.66$26.83M$8.9610.59
Heritage Financial$335.97M3.57$67.53M$2.1013.95

37.2% of C&F Financial shares are owned by institutional investors. Comparatively, 78.3% of Heritage Financial shares are owned by institutional investors. 6.4% of C&F Financial shares are owned by insiders. Comparatively, 1.5% of Heritage Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Heritage Financial has a net margin of 20.44% compared to C&F Financial's net margin of 14.91%. C&F Financial's return on equity of 10.72% beat Heritage Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.91% 10.72% 1.02%
Heritage Financial 20.44%8.78%1.15%

Heritage Financial has a consensus target price of $32.50, indicating a potential upside of 10.96%. Given Heritage Financial's higher probable upside, analysts plainly believe Heritage Financial is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Heritage Financial
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

Heritage Financial beats C&F Financial on 14 of the 19 factors compared between the two stocks.

How does C&F Financial compare to Univest Corporation of Pennsylvania?

Univest Corporation of Pennsylvania (NASDAQ:UVSP) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, earnings, analyst recommendations, valuation, institutional ownership, dividends, risk and media sentiment.

Univest Corporation of Pennsylvania has a beta of 0.65, indicating that its share price is 35% less volatile than the broader market. Comparatively, C&F Financial has a beta of 0.33, indicating that its share price is 67% less volatile than the broader market.

Univest Corporation of Pennsylvania presently has a consensus price target of $40.50, indicating a potential downside of 4.37%. Given Univest Corporation of Pennsylvania's higher probable upside, research analysts plainly believe Univest Corporation of Pennsylvania is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Univest Corporation of Pennsylvania
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
2 Strong Buy rating(s)
3.00
C&F Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Univest Corporation of Pennsylvania pays an annual dividend of $0.92 per share and has a dividend yield of 2.2%. C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.0%. Univest Corporation of Pennsylvania pays out 26.6% of its earnings in the form of a dividend. C&F Financial pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Univest Corporation of Pennsylvania has increased its dividend for 1 consecutive years and C&F Financial has increased its dividend for 1 consecutive years.

Univest Corporation of Pennsylvania has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Univest Corporation of Pennsylvania, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Univest Corporation of Pennsylvania$518.35M2.25$90.76M$3.4612.24
C&F Financial$186.13M1.66$26.83M$8.9610.59

Univest Corporation of Pennsylvania has a net margin of 18.86% compared to C&F Financial's net margin of 14.91%. C&F Financial's return on equity of 10.72% beat Univest Corporation of Pennsylvania's return on equity.

Company Net Margins Return on Equity Return on Assets
Univest Corporation of Pennsylvania18.86% 10.41% 1.18%
C&F Financial 14.91%10.72%1.02%

75.1% of Univest Corporation of Pennsylvania shares are owned by institutional investors. Comparatively, 37.2% of C&F Financial shares are owned by institutional investors. 1.8% of Univest Corporation of Pennsylvania shares are owned by company insiders. Comparatively, 6.4% of C&F Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

In the previous week, C&F Financial had 1 more articles in the media than Univest Corporation of Pennsylvania. MarketBeat recorded 3 mentions for C&F Financial and 2 mentions for Univest Corporation of Pennsylvania. Univest Corporation of Pennsylvania's average media sentiment score of 0.56 beat C&F Financial's score of -0.29 indicating that Univest Corporation of Pennsylvania is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Univest Corporation of Pennsylvania
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
C&F Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Univest Corporation of Pennsylvania beats C&F Financial on 12 of the 18 factors compared between the two stocks.

How does C&F Financial compare to Metropolitan Bank?

C&F Financial (NASDAQ:CFFI) and Metropolitan Bank (NYSE:MCB) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, valuation, profitability, media sentiment and institutional ownership.

37.2% of C&F Financial shares are owned by institutional investors. Comparatively, 79.8% of Metropolitan Bank shares are owned by institutional investors. 6.4% of C&F Financial shares are owned by company insiders. Comparatively, 5.5% of Metropolitan Bank shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Metropolitan Bank has a consensus price target of $105.00, indicating a potential upside of 12.52%. Given Metropolitan Bank's higher probable upside, analysts clearly believe Metropolitan Bank is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Metropolitan Bank
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00

C&F Financial has a beta of 0.33, meaning that its stock price is 67% less volatile than the broader market. Comparatively, Metropolitan Bank has a beta of 0.97, meaning that its stock price is 3% less volatile than the broader market.

Metropolitan Bank has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Metropolitan Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$186.13M1.66$26.83M$8.9610.59
Metropolitan Bank$527.15M2.20$71.10M$7.9011.81

C&F Financial has a net margin of 14.91% compared to Metropolitan Bank's net margin of 14.31%. C&F Financial's return on equity of 10.72% beat Metropolitan Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.91% 10.72% 1.02%
Metropolitan Bank 14.31%10.22%1.01%

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.0%. Metropolitan Bank pays an annual dividend of $1.40 per share and has a dividend yield of 1.5%. C&F Financial pays out 21.4% of its earnings in the form of a dividend. Metropolitan Bank pays out 17.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has increased its dividend for 1 consecutive years. C&F Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Metropolitan Bank had 4 more articles in the media than C&F Financial. MarketBeat recorded 7 mentions for Metropolitan Bank and 3 mentions for C&F Financial. Metropolitan Bank's average media sentiment score of 1.48 beat C&F Financial's score of -0.29 indicating that Metropolitan Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
Metropolitan Bank
6 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Metropolitan Bank beats C&F Financial on 12 of the 19 factors compared between the two stocks.

How does C&F Financial compare to Amerant Bancorp?

C&F Financial (NASDAQ:CFFI) and Amerant Bancorp (NYSE:AMTB) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their media sentiment, risk, earnings, profitability, institutional ownership, dividends, analyst recommendations and valuation.

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.0%. Amerant Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 1.2%. C&F Financial pays out 21.4% of its earnings in the form of a dividend. Amerant Bancorp pays out 25.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has increased its dividend for 1 consecutive years. C&F Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

C&F Financial has a beta of 0.33, indicating that its share price is 67% less volatile than the broader market. Comparatively, Amerant Bancorp has a beta of 0.83, indicating that its share price is 17% less volatile than the broader market.

Amerant Bancorp has a consensus target price of $27.75, suggesting a potential downside of 6.44%. Given Amerant Bancorp's higher probable upside, analysts plainly believe Amerant Bancorp is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Amerant Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67

Amerant Bancorp has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Amerant Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$186.13M1.66$26.83M$8.9610.59
Amerant Bancorp$676.04M1.72$52.42M$1.3921.34

37.2% of C&F Financial shares are held by institutional investors. Comparatively, 42.1% of Amerant Bancorp shares are held by institutional investors. 6.4% of C&F Financial shares are held by insiders. Comparatively, 2.7% of Amerant Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

C&F Financial has a net margin of 14.91% compared to Amerant Bancorp's net margin of 8.76%. C&F Financial's return on equity of 10.72% beat Amerant Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.91% 10.72% 1.02%
Amerant Bancorp 8.76%8.30%0.76%

In the previous week, Amerant Bancorp had 1 more articles in the media than C&F Financial. MarketBeat recorded 4 mentions for Amerant Bancorp and 3 mentions for C&F Financial. Amerant Bancorp's average media sentiment score of 1.23 beat C&F Financial's score of -0.29 indicating that Amerant Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
Amerant Bancorp
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Amerant Bancorp beats C&F Financial on 11 of the 20 factors compared between the two stocks.

How does C&F Financial compare to Five Star Bancorp?

Five Star Bancorp (NASDAQ:FSBC) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, earnings, risk, analyst recommendations, valuation, institutional ownership, profitability and media sentiment.

Five Star Bancorp has a net margin of 25.92% compared to C&F Financial's net margin of 14.91%. Five Star Bancorp's return on equity of 15.92% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Five Star Bancorp25.92% 15.92% 1.45%
C&F Financial 14.91%10.72%1.02%

In the previous week, C&F Financial had 1 more articles in the media than Five Star Bancorp. MarketBeat recorded 3 mentions for C&F Financial and 2 mentions for Five Star Bancorp. Five Star Bancorp's average media sentiment score of 1.32 beat C&F Financial's score of -0.29 indicating that Five Star Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Five Star Bancorp
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
C&F Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Five Star Bancorp has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Five Star Bancorp$255.47M4.51$61.61M$3.3813.89
C&F Financial$186.13M1.66$26.83M$8.9610.59

Five Star Bancorp presently has a consensus price target of $45.20, suggesting a potential downside of 3.75%. Given Five Star Bancorp's higher possible upside, equities research analysts clearly believe Five Star Bancorp is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Five Star Bancorp
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57
C&F Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

46.9% of Five Star Bancorp shares are held by institutional investors. Comparatively, 37.2% of C&F Financial shares are held by institutional investors. 21.8% of Five Star Bancorp shares are held by insiders. Comparatively, 6.4% of C&F Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Five Star Bancorp has a beta of 0.53, suggesting that its share price is 47% less volatile than the broader market. Comparatively, C&F Financial has a beta of 0.33, suggesting that its share price is 67% less volatile than the broader market.

Five Star Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.1%. C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 2.0%. Five Star Bancorp pays out 29.6% of its earnings in the form of a dividend. C&F Financial pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has increased its dividend for 1 consecutive years.

Summary

Five Star Bancorp beats C&F Financial on 14 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CFFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CFFI vs. The Competition

Export
MetricC&F FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$308.55M$24.22B$14.30B$12.92B
Dividend Yield2.02%3.14%5.87%9.14%
P/E Ratio10.5927.3526.1925.43
Price / Sales1.669.54528.4997.30
Price / Cash10.1216.3439.9652.44
Price / Book1.111.392.136.17
Net Income$26.83M$2.58B$1.32B$350.08M
7 Day Performance3.42%1.39%3.84%-0.14%
1 Month Performance8.82%1.02%1.61%1.02%
1 Year Performance33.09%24.38%11.96%14.51%

C&F Financial Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CFFI
C&F Financial
1.6414 of 5 stars		$94.89
+0.3%		N/A+33.1%$308.55M$186.13M10.59610
HFWA
Heritage Financial
4.356 of 5 stars		$28.74
-0.1%		$32.50
+13.1%		+18.1%$1.18B$335.97M13.69830
UVSP
Univest Corporation of Pennsylvania
3.0554 of 5 stars		$41.66
+0.4%		$40.50
-2.8%		+35.8%$1.15B$339.63M12.04970
MCB
Metropolitan Bank
4.0852 of 5 stars		$91.24
+0.5%		$105.00
+15.1%		+18.0%$1.13B$527.15M11.55240
AMTB
Amerant Bancorp
4.3649 of 5 stars		$28.57
-0.1%		$27.75
-2.9%		+39.4%$1.12B$676.04M20.55680

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This page (NASDAQ:CFFI) was last updated on 9/6/2026 by MarketBeat.com Staff.
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