CCBG vs. UVSP, HTBK, MBWM, HBNC, WASH, FMNB, CPF, FCBC, THFF, and GSBC
Should you be buying Capital City Bank Group stock or one of its competitors? The main competitors of Capital City Bank Group include Univest Financial (UVSP), Heritage Commerce (HTBK), Mercantile Bank (MBWM), Horizon Bancorp (HBNC), Washington Trust Bancorp (WASH), Farmers National Banc (FMNB), Central Pacific Financial (CPF), First Community Bankshares (FCBC), First Financial (THFF), and Great Southern Bancorp (GSBC). These companies are all part of the "regional banks" industry.
Capital City Bank Group vs.
Univest Financial (NASDAQ:UVSP) and Capital City Bank Group (NASDAQ:CCBG) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, profitability, institutional ownership, risk, earnings, community ranking, dividends, media sentiment and analyst recommendations.
Univest Financial has a beta of 0.9, indicating that its share price is 10% less volatile than the S&P 500. Comparatively, Capital City Bank Group has a beta of 0.6, indicating that its share price is 40% less volatile than the S&P 500.
Capital City Bank Group received 60 more outperform votes than Univest Financial when rated by MarketBeat users. Likewise, 54.30% of users gave Capital City Bank Group an outperform vote while only 51.77% of users gave Univest Financial an outperform vote.
Univest Financial presently has a consensus target price of $27.50, indicating a potential upside of 61.20%. Capital City Bank Group has a consensus target price of $38.00, indicating a potential upside of 31.76%. Given Capital City Bank Group's higher possible upside, equities research analysts clearly believe Univest Financial is more favorable than Capital City Bank Group.
Univest Financial has a net margin of 20.85% compared to Univest Financial's net margin of 20.61%. Univest Financial's return on equity of 13.13% beat Capital City Bank Group's return on equity.
Univest Financial has higher revenue and earnings than Capital City Bank Group. Univest Financial is trading at a lower price-to-earnings ratio than Capital City Bank Group, indicating that it is currently the more affordable of the two stocks.
Univest Financial pays an annual dividend of $0.84 per share and has a dividend yield of 4.9%. Capital City Bank Group pays an annual dividend of $0.80 per share and has a dividend yield of 2.8%. Univest Financial pays out 30.0% of its earnings in the form of a dividend. Capital City Bank Group pays out 26.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Univest Financial has raised its dividend for 1 consecutive years and Capital City Bank Group has raised its dividend for 9 consecutive years.
In the previous week, Univest Financial had 2 more articles in the media than Capital City Bank Group. MarketBeat recorded 4 mentions for Univest Financial and 2 mentions for Capital City Bank Group. Univest Financial's average media sentiment score of 1.41 beat Capital City Bank Group's score of 0.96 indicating that Capital City Bank Group is being referred to more favorably in the news media.
73.3% of Univest Financial shares are held by institutional investors. Comparatively, 45.8% of Capital City Bank Group shares are held by institutional investors. 2.1% of Univest Financial shares are held by insiders. Comparatively, 23.2% of Capital City Bank Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
Summary
Capital City Bank Group beats Univest Financial on 12 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding CCBG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartMedia Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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