HBNC vs. CPF, HTBK, UVSP, MBWM, FMNB, CCBG, FCBC, THFF, GSBC, and WASH
Should you be buying Horizon Bancorp stock or one of its competitors? The main competitors of Horizon Bancorp include Central Pacific Financial (CPF), Heritage Commerce (HTBK), Univest Financial (UVSP), Mercantile Bank (MBWM), Farmers National Banc (FMNB), Capital City Bank Group (CCBG), First Community Bankshares (FCBC), First Financial (THFF), Great Southern Bancorp (GSBC), and Washington Trust Bancorp (WASH). These companies are all part of the "regional banks" industry.
Horizon Bancorp (NASDAQ:HBNC) and Central Pacific Financial (NYSE:CPF) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, valuation, dividends, profitability, risk, earnings, analyst recommendations, institutional ownership and community ranking.
Central Pacific Financial has a net margin of 17.82% compared to Horizon Bancorp's net margin of 8.63%. Central Pacific Financial's return on equity of 12.23% beat Horizon Bancorp's return on equity.
Horizon Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 5.3%. Central Pacific Financial pays an annual dividend of $1.04 per share and has a dividend yield of 5.4%. Horizon Bancorp pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Central Pacific Financial pays out 47.9% of its earnings in the form of a dividend. Central Pacific Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.
Horizon Bancorp currently has a consensus target price of $13.00, indicating a potential upside of 7.79%. Central Pacific Financial has a consensus target price of $24.00, indicating a potential upside of 23.58%. Given Central Pacific Financial's stronger consensus rating and higher probable upside, analysts plainly believe Central Pacific Financial is more favorable than Horizon Bancorp.
64.5% of Horizon Bancorp shares are held by institutional investors. Comparatively, 88.4% of Central Pacific Financial shares are held by institutional investors. 2.8% of Horizon Bancorp shares are held by insiders. Comparatively, 2.3% of Central Pacific Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
In the previous week, Horizon Bancorp had 3 more articles in the media than Central Pacific Financial. MarketBeat recorded 4 mentions for Horizon Bancorp and 1 mentions for Central Pacific Financial. Horizon Bancorp's average media sentiment score of 0.63 beat Central Pacific Financial's score of 0.00 indicating that Horizon Bancorp is being referred to more favorably in the media.
Central Pacific Financial has higher revenue and earnings than Horizon Bancorp. Central Pacific Financial is trading at a lower price-to-earnings ratio than Horizon Bancorp, indicating that it is currently the more affordable of the two stocks.
Horizon Bancorp has a beta of 1.02, meaning that its share price is 2% more volatile than the S&P 500. Comparatively, Central Pacific Financial has a beta of 1.15, meaning that its share price is 15% more volatile than the S&P 500.
Horizon Bancorp received 55 more outperform votes than Central Pacific Financial when rated by MarketBeat users. Likewise, 58.97% of users gave Horizon Bancorp an outperform vote while only 58.80% of users gave Central Pacific Financial an outperform vote.
Summary
Central Pacific Financial beats Horizon Bancorp on 11 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding HBNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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