Live Earnings Conference Call: Horizon Bancorp (IN) will host a live Q3 2026 earnings call on October 22, 2026 at 8:30AM ET. Follow this link to get details and listen to Horizon Bancorp (IN)'s Q3 2026 earnings call when it goes live. Get details. NASDAQ:HBNC Horizon Bancorp (IN) (HBNC) Stock Price, News & Analysis $19.60 -0.10 (-0.51%) Closing price 10/21/2026 04:00 PM EasternExtended Trading$19.53 -0.07 (-0.38%) As of 04:10 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Horizon Bancorp (IN) Stock (NASDAQ:HBNC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Horizon Bancorp (IN) alerts:Sign Up Key Stats Today's Range$19.46▼$19.8750-Day Range$18.83▼$20.5752-Week Range$15.35▼$21.04Volume475,383 shsAverage Volume660,158 shsMarket Capitalization$1.01 billionP/E RatioN/ADividend Yield3.27%Price Target$22.67Consensus RatingModerate Buy Company Overview Horizon Bancorp, Inc. is a bank holding company headquartered in Michigan City, Indiana. Through its principal subsidiary, Horizon Bank, the company provides banking and financial services to individuals, families, businesses and public-sector organizations. Horizon Bank offers deposit accounts, consumer and commercial lending, residential mortgage services, cash-management and treasury-management solutions, online and mobile banking, and other customary banking products. Its lending activities include commercial real estate, business, residential real estate and consumer loans. Founded in 1873, Horizon has developed as a community banking organization serving customers through branches and other delivery channels in northern and central Indiana and southwestern Michigan. The company is led by John W. Stewart, who serves as president and chief executive officer.AI Generated. May Contain Errors. Read More Horizon Bancorp (IN) Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks68th Percentile Overall ScoreHBNC MarketRank™: 3.400374181475 of 5 starsHorizon Bancorp (IN) scored higher than 68% of companies evaluated by MarketBeat, and ranked 459th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.2 / 5Analyst RatingModerate Buy Consensus RatingHorizon Bancorp (IN) has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on no strong buy ratings, 3 buy ratings, 2 hold ratings, and no sell ratings.Upside PotentialHorizon Bancorp (IN) has a consensus price target of $22.67, representing about 15.6% upside from its current price of $19.60.Amount of Analyst CoverageHorizon Bancorp (IN) has only been the subject of 3 research reports in the past 90 days.Read more about Horizon Bancorp (IN)'s stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings Growth7.25% Earnings GrowthEarnings for Horizon Bancorp (IN) are expected to grow by 7.25% in the coming year, from $2.07 to $2.22 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Horizon Bancorp (IN) is -6.20, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Horizon Bancorp (IN) is -6.20, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioHorizon Bancorp (IN) has a P/B Ratio of 1.46. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted5.00% of the float of Horizon Bancorp (IN) has been sold short.Short Interest Ratio / Days to CoverHorizon Bancorp (IN) has a short interest ratio ("days to cover") of 3.96, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Horizon Bancorp (IN) has recently increased by 25.48%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldHorizon Bancorp (IN) pays a meaningful dividend of 3.33%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthHorizon Bancorp (IN) does not have a long track record of dividend growth.Dividend SustainabilityBased on earnings estimates, Horizon Bancorp (IN) will have a dividend payout ratio of 28.83% next year. This indicates that Horizon Bancorp (IN) will be able to sustain or increase its dividend.Read more about Horizon Bancorp (IN)'s dividend. News and Social Media2.8 / 5News Sentiment0.40 News SentimentHorizon Bancorp (IN) has a news sentiment score of 0.40. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Horizon Bancorp (IN) this week, compared to 2 articles on an average week.Search Interest1 people have searched for HBNC on MarketBeat in the last 30 days. Company Ownership1.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Horizon Bancorp (IN) insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $161,520.00 in company stock.Percentage Held by Insiders1.19% of the stock of Horizon Bancorp (IN) is held by insiders.Percentage Held by Institutions64.51% of the stock of Horizon Bancorp (IN) is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Horizon Bancorp (IN)'s insider trading history. Receive HBNC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Horizon Bancorp (IN) and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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Reports Strong Third Quarter 2026 Results, Highlighted by Continued Peer Leading Profitability Metrics and Positive Balance Sheet MomentumOctober 21 at 4:05 PM | globenewswire.comBuffett's Final Warning: "The Dollar Is Going to Hell"Do not buy another AI stock until you've seen the arithmetic below. Nvidia is worth about $5.5 trillion. Alphabet about $4.1 trillion. Microsoft about $3.8 trillion. So what would it take to repeat Nvidia's run? A 100x gain from here puts Nvidia near $550 trillion. Nothing in history has ever been worth that. Big money in Nvidia has already been made. By the people who bought it years ago. But that does not mean the AI boom is finished. It means the opportunity has moved underneath it... to the layer every AI company has to pay to use. | Decentralized Masters (Ad)Horizon Bancorp (IN) (NASDAQ:HBNC) Stock Rated "Moderate Buy" by Wall Street AnalystsOctober 20 at 3:59 AM | americanbankingnews.comHorizon Bancorp (IN) (HBNC) Projected to Post Earnings on WednesdayOctober 14, 2026 | americanbankingnews.comHorizon Bancorp Shares Rise After Piper Sandler UpgradeOctober 2, 2026 | marketscreener.comMHorizon Bancorp, Inc. Announces Conference Call to Review Third Quarter Results on October 22October 2, 2026 | globenewswire.comAlerus, Horizon Bancorp, IBCP upgraded at Piper, two stocks downgradedOctober 2, 2026 | seekingalpha.comSee More Headlines HBNC Stock Analysis - Frequently Asked Questions How have HBNC shares performed this year? Horizon Bancorp (IN)'s stock was trading at $16.96 at the start of the year. Since then, HBNC shares have increased by 15.6% and is now trading at $19.60. How were Horizon Bancorp (IN)'s earnings last quarter? Horizon Bancorp (IN) (NASDAQ:HBNC) issued its quarterly earnings data on Wednesday, October, 21st. The financial services provider reported $0.56 EPS for the quarter, beating analysts' consensus estimates of $0.54 by $0.02. The financial services provider earned $77.09 million during the quarter, compared to the consensus estimate of $77.99 million. Horizon Bancorp (IN) had a positive trailing twelve-month return on equity of 13.31% and a negative net margin of 36.38%. When did Horizon Bancorp (IN)'s stock split? Shares of Horizon Bancorp (IN) split before market open on Monday, June 18th 2018.The 3-2 split was announced on Wednesday, May 16th 2018. The newly issued shares were issued to shareholders after the market closes on Friday, June 15th 2018. An investor that had 100 shares of stock prior to the split would have 150 shares after the split. Who are Horizon Bancorp (IN)'s major shareholders? Horizon Bancorp (IN)'s top institutional shareholders include Sapient Capital LLC (0.12%). Insiders that own company stock include John R Stewart, Kathie A Deruiter, Thomas M Prame, Michele Annette Samuels and Todd A Etzler. View institutional ownership trends. How do I buy shares of Horizon Bancorp (IN)? Shares of HBNC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Horizon Bancorp (IN) own? Based on aggregate information from My MarketBeat watchlists, some other companies that Horizon Bancorp (IN) investors own include NVIDIA (NVDA), AT&T (T), AllianceBernstein (AB), AbbVie (ABBV), Accenture (ACN), Analog Devices (ADI) and American Electric Power (AEP). Company Calendar Record date for 10/16 Dividend10/02/2026Ex-Dividend for 10/16 Dividend10/02/2026Dividend Payable10/16/2026Today10/21/2026Last Earnings10/21/2026Next Earnings (Estimated)10/21/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (14m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 HBNC's financial health is in the Green zone, according to TradeSmith. HBNC has been in this zone for over 14 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:HBNC CIK706129 Webwww.horizonbank.com Phone(219) 879-0211Fax219-874-9305Employees491Year Founded1873Price Target and Rating Average Price Target for Horizon Bancorp (IN)$22.67 High Price Target$24.00 Low Price Target$21.00 Potential Upside/Downside+15.6%Consensus RatingModerate Buy Rating Score (0-4)2.60 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)($3.16) Trailing P/E RatioN/A Forward P/E Ratio9.47 P/E GrowthN/ANet Income-$150.48 million Net Margins-36.38% Pretax Margin-48.14% Return on Equity13.31% Return on Assets1.40% Debt Debt-to-Equity Ratio0.21 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales-$18.08 million Price / Sales-55.68 Cash Flow$1.95 per share Price / Cash Flow10.03 Book Value$13.44 per share Price / Book1.46Miscellaneous Outstanding Shares51,345,000Free Float50,734,000Market Cap$1.01 billion OptionableOptionable Beta0.84 Social Links 7 Blue-Chip Stocks to Add To Your Forever PortfolioA strong long-term portfolio starts with companies that can survive recessions, inflation, changing consumer habits, and shifting market leadership. This report names seven blue-chip stocks across technology, retail, consumer staples, healthcare, networking, sporting goods, and utilities that offer investors a mix of stability, income, growth, and staying power.Get This Free Report This page (NASDAQ:HBNC) was last updated on 10/21/2026 by MarketBeat.com Staff. From Our PartnersMicroscopic footage reveals immune cells destroying cancer cellsTime-lapse footage from a recent clinical study shows Natural Killer cells attacking and eliminating cancer ce...Market Tactic | Sponsored80 Days Until the Pentagon Restricts Chinese Rare EarthsChina controls more than 90% of global rare earth alloy production, leverage it is using to restrict exports t...The Tomorrow Investor | SponsoredFinancial legend: “This is bad, really bad...”Dr. Martin D. 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