Hanmi Financial (HAFC) Stock Price, News & Analysis

Company Overview

Hanmi Financial Corporation is a bank holding company based in California, primarily operating through its wholly owned subsidiary, Hanmi Bank. Established in 1982 to serve the Korean‐American community in Los Angeles, the company has expanded its footprint to include branch locations throughout California as well as markets in Illinois, Texas and Washington State. Hanmi Bank offers a comprehensive suite of commercial and consumer banking products designed to meet the needs of small and medium‐sized businesses, professionals and individual clients.

On the commercial banking side, Hanmi Bank provides business checking and savings accounts, lines of credit, commercial real estate lending and SBA‐guaranteed loans. The bank leverages its expertise in serving niche industries—such as healthcare, real estate development and import‐export businesses—to deliver tailored financing solutions. Its consumer banking services include traditional deposit accounts, home mortgages, home equity lines of credit and auto loans, supported by online banking and mobile‐app capabilities.

In addition to core lending and deposit services, Hanmi Bank offers wealth management and trust services through partnerships with third‐party advisors. These services encompass investment advisory, retirement planning and insurance solutions, enabling clients to access a broader financial platform under one institutional umbrella. The bank also maintains an international banking center, facilitating trade finance, foreign exchange transactions and cross‐border cash management, which are particularly valued by its multinational and immigrant clientele.

Throughout its history, Hanmi Financial has focused on community engagement and bilingual customer support, maintaining a leadership team with deep ties to the communities it serves. The company adheres to regulatory standards and risk management practices overseen by its board of directors and executive officers. By combining local market expertise with a growing geographic presence, Hanmi Financial continues to position itself as a specialized regional lender and financial services provider.

Key Stats

• Today's Range: $32.35 to $32.70
• 50-Day Range: $30.54 to $33.31
• 52-Week Range: $22.85 to $33.50
• Volume: 139,037 shs
• Average Volume: 279,853 shs
• Market Capitalization: $961.85 million
• P/E Ratio: 10.92
• Dividend Yield: 3.45%
• Price Target: $33.00
• Consensus Rating: Hold

Hanmi Financial Stock Analysis - MarketRank™

Hanmi Financial scored higher than 78% of companies evaluated by MarketBeat, and ranked 337th out of 860 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Hold

Consensus Rating

Hanmi Financial has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 2 buy ratings, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Hanmi Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Hanmi Financial has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.29%

Earnings Growth

Earnings for Hanmi Financial are expected to grow by 6.29% in the coming year, from $3.18 to $3.38 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Hanmi Financial is 10.92, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of Hanmi Financial is 10.92, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.34.

Price to Book Value per Share Ratio

Hanmi Financial has a P/B Ratio of 1.18. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.31% of the float of Hanmi Financial has been sold short.

Short Interest Ratio / Days to Cover

Hanmi Financial has a short interest ratio ("days to cover") of 2.98, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hanmi Financial has recently decreased by 7.67%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Hanmi Financial pays a meaningful dividend of 3.45%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Hanmi Financial has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Hanmi Financial is 37.71%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Hanmi Financial will have a dividend payout ratio of 33.14% next year. This indicates that Hanmi Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.0 / 5
• News Sentiment: 1.37

News Sentiment

Hanmi Financial has a news sentiment score of 1.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.82 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Hanmi Financial this week, compared to 2 articles on an average week.

Search Interest

2 people have searched for HAFC on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Hanmi Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $163,883.00 in company stock.

Percentage Held by Insiders

2.12% of the stock of Hanmi Financial is held by insiders.

Percentage Held by Institutions

88.66% of the stock of Hanmi Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 5/20 Dividend: 5/04/2026
• Ex-Dividend for 5/20 Dividend: 5/04/2026
• Dividend Payable: 5/20/2026
• Last Earnings: 7/21/2026
• Record date for 8/19 Dividend: 8/03/2026
• Ex-Dividend for 8/19 Dividend: 8/03/2026
• Today: 8/15/2026
• Dividend Payable: 8/19/2026
• Next Earnings (Estimated): 10/20/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:HAFC
• Previous Symbol: NASDAQ:HAFCD
• CIK: 1109242
• Web: www.hanmi.com
• Phone: (213) 382-2200
• Fax: 302-636-5454
• Employees: 630
• Year Founded: 1982

Price Target and Rating

• Average Price Target for Hanmi Financial: $33.00
• High Price Target: $35.00
• Low Price Target: $32.00
• Potential Upside/Downside: +1.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.97
• Trailing P/E Ratio: 10.92
• Forward P/E Ratio: 10.20
• P/E Growth: N/A
• Net Income: $76.09 million
• Net Margins: 19.82%
• Pretax Margin: 27.51%
• Return on Equity: 11.20%
• Return on Assets: 1.13%

Debt

• Debt-to-Equity Ratio: 0.25
• Current Ratio: 0.98
• Quick Ratio: 0.97

Sales & Book Value

• Annual Sales: $444.90 million
• Price / Sales: 2.16
• Cash Flow: $2.72 per share
• Price / Cash Flow: 11.91
• Book Value: $27.41 per share
• Price / Book: 1.18

Miscellaneous

• Outstanding Shares: 29,650,000
• Free Float: 29,020,000
• Market Cap: $961.85 million
• Optionable: Optionable
• Beta: 0.73