Hanmi Financial (HAFC) Stock Price, News & Analysis

Company Overview

Hanmi Financial Corporation is the bank holding company for Hanmi Bank, a commercial bank founded in 1982 to serve Korean-American communities. The company is headquartered in Los Angeles and serves businesses and individuals in California and other U.S. markets.

Hanmi Bank provides business and personal deposit accounts, commercial real estate and business loans, Small Business Administration lending, and cash-management and other banking services. Its offerings include online and mobile banking, treasury management, and international banking services.

Bonnie Lee is Hanmi Financial’s president and chief executive officer. The company has built on its community-banking roots while expanding its services to a broader range of small and midsize businesses and personal banking customers.

Key Stats

• Today's Range: $32.26 to $32.74
• 50-Day Range: $30.49 to $33.70
• 52-Week Range: $24.54 to $34.46
• Volume: 28,653 shs
• Average Volume: 258,801 shs
• Market Capitalization: $957.54 million
• P/E Ratio: 10.70
• Dividend Yield: 3.45%
• Price Target: $33.40
• Consensus Rating: Hold

Hanmi Financial Stock Analysis - MarketRank™

Hanmi Financial scored higher than 68% of companies evaluated by MarketBeat, and ranked 483rd out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.8 / 5
• Analyst Rating: Hold

Consensus Rating

Hanmi Financial has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 2 buy ratings, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Hanmi Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Hanmi Financial has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.50%

Earnings Growth

Earnings for Hanmi Financial are expected to grow by 7.50% in the coming year, from $3.20 to $3.44 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Hanmi Financial is 10.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.72.

Price to Earnings Ratio vs. Sector

The P/E ratio of Hanmi Financial is 10.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.46.

Price to Book Value per Share Ratio

Hanmi Financial has a P/B Ratio of 1.19. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.89% of the float of Hanmi Financial has been sold short.

Short Interest Ratio / Days to Cover

Hanmi Financial has a short interest ratio ("days to cover") of 5.68.

Change versus previous month

Short interest in Hanmi Financial has recently decreased by 8.34%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Hanmi Financial pays a meaningful dividend of 3.44%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Hanmi Financial has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Hanmi Financial is 36.84%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Hanmi Financial will have a dividend payout ratio of 32.56% next year. This indicates that Hanmi Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.89

News Sentiment

Hanmi Financial has a news sentiment score of 0.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Hanmi Financial this week, compared to 2 articles on an average week.

Search Interest

1 people have searched for HAFC on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Hanmi Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

2.12% of the stock of Hanmi Financial is held by insiders.

Percentage Held by Institutions

88.66% of the stock of Hanmi Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/19 Dividend: 8/03/2026
• Ex-Dividend for 8/19 Dividend: 8/03/2026
• Dividend Payable: 8/19/2026
• Last Earnings: 10/27/2026
• Record date for 11/25 Dividend: 11/09/2026
• Ex-Dividend for 11/25 Dividend: 11/09/2026
• Today: 11/13/2026
• Dividend Payable: 11/25/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/26/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:HAFC
• Previous Symbol: NASDAQ:HAFCD
• CIK: 1109242
• Web: www.hanmi.com
• Phone: (213) 382-2200
• Fax: 302-636-5454
• Employees: 610
• Year Founded: 1982

Price Target and Rating

• Average Price Target for Hanmi Financial: $33.40
• High Price Target: $37.00
• Low Price Target: $32.00
• Potential Upside/Downside: +2.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.04
• Trailing P/E Ratio: 10.70
• Forward P/E Ratio: 9.44
• P/E Growth: N/A
• Net Income: $76.09 million
• Net Margins: 20.06%
• Pretax Margin: 27.52%
• Return on Equity: 11.30%
• Return on Assets: 1.15%

Debt

• Debt-to-Equity Ratio: 0.09
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $444.90 million
• Price / Sales: 2.15
• Cash Flow: $2.72 per share
• Price / Cash Flow: 11.94
• Book Value: $27.41 per share
• Price / Book: 1.18

Miscellaneous

• Outstanding Shares: 29,490,000
• Free Float: 28,861,000
• Market Cap: $957.54 million
• Optionable: Optionable
• Beta: 0.72