Richmond Mutual Bancorporation (RMBI) Stock Price, News & Analysis

Company Overview

Richmond Mutual Bancorporation is the bank holding company for The Richmond Savings Bank, a mutual savings institution chartered in New Hampshire. Through its subsidiary, the company offers a full range of deposit and loan products to individuals, families and small businesses. Its core services include checking and savings accounts, money market accounts, certificates of deposit and consumer lending solutions such as residential mortgages, home equity lines of credit and personal installment loans. The company also supports local commercial borrowers with business real estate financing, equipment term loans and working capital lines of credit.

Headquartered in Richmond, New Hampshire, Richmond Mutual Bancorporation serves communities throughout southern New Hampshire via its branch network and lending offices. The company places a strong emphasis on community banking, delivering personalized service and local decision-making to foster long-term customer relationships. Its digital banking platform provides online account access, mobile deposits, bill pay and e-statements, enabling customers to manage their finances conveniently while still benefiting from the responsiveness of a community-focused lender.

As a mutual holding company, Richmond Mutual Bancorporation is owned by its depositors rather than external shareholders, aligning its strategic priorities with the interests of its customer-owners. Governance is provided by a board of directors drawn from the local community, and day-to-day operations are overseen by an experienced management team of banking professionals. This structure supports the company’s mission of promoting regional economic growth and providing stable, relationship-driven financial services to the communities it serves.

Key Stats

• Today's Range: $15.41 to $15.94
• 50-Day Range: $14.23 to $16.19
• 52-Week Range: $12.77 to $16.59
• Volume: 34,682 shs
• Average Volume: 56,913 shs
• Market Capitalization: $163.60 million
• P/E Ratio: 13.02
• Dividend Yield: 3.85%
• Price Target: N/A
• Consensus Rating: Buy

Richmond Mutual Bancorporation Stock Analysis - MarketRank™

Richmond Mutual Bancorporation scored higher than 75% of companies evaluated by MarketBeat, and ranked 353rd out of 874 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

Richmond Mutual Bancorporation has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Richmond Mutual Bancorporation has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Richmond Mutual Bancorporation is 13.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.02.

Price to Earnings Ratio vs. Sector

The P/E ratio of Richmond Mutual Bancorporation is 13.00, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.84.

Price to Book Value per Share Ratio

Richmond Mutual Bancorporation has a P/B Ratio of 1.13. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.74% of the float of Richmond Mutual Bancorporation has been sold short.

Short Interest Ratio / Days to Cover

Richmond Mutual Bancorporation has a short interest ratio ("days to cover") of 2.76, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Richmond Mutual Bancorporation has recently decreased by 31.26%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Richmond Mutual Bancorporation is a leading dividend payer. It pays a dividend yield of 3.90%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Richmond Mutual Bancorporation has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Richmond Mutual Bancorporation is 48.00%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.98

News Sentiment

Richmond Mutual Bancorporation has a news sentiment score of 0.98. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Richmond Mutual Bancorporation this week, compared to 1 article on an average week.

Company Ownership

• Score: 3.5 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $21,540.00 in company stock, which represents 0.0130% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Richmond Mutual Bancorporation insiders have bought more of their company's stock than they have sold. Specifically, they have bought $21,540.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

8.20% of the stock of Richmond Mutual Bancorporation is held by insiders.

Percentage Held by Institutions

26.52% of the stock of Richmond Mutual Bancorporation is held by institutions.

Company Calendar

• Record date for 6/17 Dividend: 6/03/2026
• Ex-Dividend for 6/17 Dividend: 6/03/2026
• Dividend Payable: 6/17/2026
• Last Earnings: 7/27/2026
• Today: 7/29/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:RMBI
• CIK: 1767837
• Web: www.firstbankrichmond.com
• Phone: (765) 962-2581
• Fax: N/A
• Employees: 180
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.25
• Trailing P/E Ratio: 13.00
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $11.58 million
• Net Margins: 13.00%
• Pretax Margin: 16.07%
• Return on Equity: 8.37%
• Return on Assets: 0.79%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.89
• Quick Ratio: 0.89

Sales & Book Value

• Annual Sales: $90.97 million
• Price / Sales: 1.82
• Cash Flow: $1.31 per share
• Price / Cash Flow: 11.98
• Book Value: $13.95 per share
• Price / Book: 1.13

Miscellaneous

• Outstanding Shares: 10,500,000
• Free Float: 9,640,000
• Market Cap: $165.12 million
• Optionable: Not Optionable
• Beta: 0.31