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Franklin Financial Services (FRAF) Competitors

Franklin Financial Services logo
$57.26 -1.03 (-1.77%)
As of 05/26/2026 04:00 PM Eastern

FRAF vs. NBN, BUR, SBSI, ESQ, and EQBK

Should you buy Franklin Financial Services stock or one of its competitors? MarketBeat compares Franklin Financial Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Franklin Financial Services include Northeast Bancorp (NBN), Burford Capital (BUR), Southside Bancshares (SBSI), Esquire Financial (ESQ), and Equity Bancshares (EQBK). These companies are all part of the "banking" industry.

How does Franklin Financial Services compare to Northeast Bancorp?

Franklin Financial Services (NASDAQ:FRAF) and Northeast Bancorp (NASDAQ:NBN) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, valuation, profitability, media sentiment, risk, dividends, earnings and institutional ownership.

Franklin Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.4%. Northeast Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. Franklin Financial Services pays out 25.5% of its earnings in the form of a dividend. Northeast Bancorp pays out 0.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Franklin Financial Services has raised its dividend for 1 consecutive years. Franklin Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Franklin Financial Services presently has a consensus target price of $64.00, indicating a potential upside of 11.77%. Northeast Bancorp has a consensus target price of $130.50, indicating a potential upside of 3.05%. Given Franklin Financial Services' stronger consensus rating and higher probable upside, equities research analysts clearly believe Franklin Financial Services is more favorable than Northeast Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Franklin Financial Services
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Northeast Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

24.8% of Franklin Financial Services shares are owned by institutional investors. 5.9% of Franklin Financial Services shares are owned by insiders. Comparatively, 14.2% of Northeast Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Franklin Financial Services has a beta of -0.01, indicating that its share price is 101% less volatile than the broader market. Comparatively, Northeast Bancorp has a beta of 0.59, indicating that its share price is 41% less volatile than the broader market.

Northeast Bancorp has a net margin of 25.96% compared to Franklin Financial Services' net margin of 17.73%. Northeast Bancorp's return on equity of 18.63% beat Franklin Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Franklin Financial Services17.73% 14.13% 1.05%
Northeast Bancorp 25.96%18.63%2.13%

Northeast Bancorp has higher revenue and earnings than Franklin Financial Services. Franklin Financial Services is trading at a lower price-to-earnings ratio than Northeast Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Franklin Financial Services$133.55M1.93$21.23M$5.3410.72
Northeast Bancorp$351M2.96$83.44M$11.6710.85

In the previous week, Northeast Bancorp had 1 more articles in the media than Franklin Financial Services. MarketBeat recorded 1 mentions for Northeast Bancorp and 0 mentions for Franklin Financial Services. Franklin Financial Services' average media sentiment score of 1.00 beat Northeast Bancorp's score of -0.35 indicating that Franklin Financial Services is being referred to more favorably in the media.

Company Overall Sentiment
Franklin Financial Services Positive
Northeast Bancorp Neutral

Summary

Northeast Bancorp beats Franklin Financial Services on 12 of the 18 factors compared between the two stocks.

How does Franklin Financial Services compare to Burford Capital?

Burford Capital (NYSE:BUR) and Franklin Financial Services (NASDAQ:FRAF) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, dividends, media sentiment, institutional ownership, earnings, risk and valuation.

Franklin Financial Services has a net margin of 17.73% compared to Burford Capital's net margin of 15.14%. Franklin Financial Services' return on equity of 14.13% beat Burford Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
Burford Capital15.14% 11.72% 5.42%
Franklin Financial Services 17.73%14.13%1.05%

24.8% of Franklin Financial Services shares are owned by institutional investors. 8.9% of Burford Capital shares are owned by company insiders. Comparatively, 5.9% of Franklin Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Burford Capital pays an annual dividend of $0.12 per share and has a dividend yield of 2.6%. Franklin Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.4%. Burford Capital pays out -1.6% of its earnings in the form of a dividend. Franklin Financial Services pays out 25.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Franklin Financial Services has raised its dividend for 1 consecutive years. Burford Capital is clearly the better dividend stock, given its higher yield and lower payout ratio.

Burford Capital has a beta of 1.28, suggesting that its stock price is 28% more volatile than the broader market. Comparatively, Franklin Financial Services has a beta of -0.01, suggesting that its stock price is 101% less volatile than the broader market.

In the previous week, Burford Capital had 1 more articles in the media than Franklin Financial Services. MarketBeat recorded 1 mentions for Burford Capital and 0 mentions for Franklin Financial Services. Franklin Financial Services' average media sentiment score of 1.00 beat Burford Capital's score of 0.00 indicating that Franklin Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
Burford Capital Neutral
Franklin Financial Services Positive

Burford Capital has higher revenue and earnings than Franklin Financial Services. Burford Capital is trading at a lower price-to-earnings ratio than Franklin Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Burford Capital$413.36M2.43$62.57M-$7.33N/A
Franklin Financial Services$133.55M1.93$21.23M$5.3410.72

Burford Capital presently has a consensus price target of $9.33, indicating a potential upside of 103.34%. Franklin Financial Services has a consensus price target of $64.00, indicating a potential upside of 11.77%. Given Burford Capital's higher possible upside, analysts clearly believe Burford Capital is more favorable than Franklin Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Burford Capital
1 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.17
Franklin Financial Services
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

Burford Capital beats Franklin Financial Services on 10 of the 18 factors compared between the two stocks.

How does Franklin Financial Services compare to Southside Bancshares?

Southside Bancshares (NYSE:SBSI) and Franklin Financial Services (NASDAQ:FRAF) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, risk, dividends, media sentiment, profitability, institutional ownership and valuation.

Southside Bancshares pays an annual dividend of $1.44 per share and has a dividend yield of 4.4%. Franklin Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.4%. Southside Bancshares pays out 61.0% of its earnings in the form of a dividend. Franklin Financial Services pays out 25.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southside Bancshares has raised its dividend for 30 consecutive years and Franklin Financial Services has raised its dividend for 1 consecutive years. Southside Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Southside Bancshares had 1 more articles in the media than Franklin Financial Services. MarketBeat recorded 1 mentions for Southside Bancshares and 0 mentions for Franklin Financial Services. Franklin Financial Services' average media sentiment score of 1.00 beat Southside Bancshares' score of -0.71 indicating that Franklin Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
Southside Bancshares Negative
Franklin Financial Services Positive

Southside Bancshares has a beta of 0.59, suggesting that its stock price is 41% less volatile than the broader market. Comparatively, Franklin Financial Services has a beta of -0.01, suggesting that its stock price is 101% less volatile than the broader market.

Southside Bancshares currently has a consensus target price of $35.00, indicating a potential upside of 6.00%. Franklin Financial Services has a consensus target price of $64.00, indicating a potential upside of 11.77%. Given Franklin Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe Franklin Financial Services is more favorable than Southside Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southside Bancshares
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20
Franklin Financial Services
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

55.7% of Southside Bancshares shares are owned by institutional investors. Comparatively, 24.8% of Franklin Financial Services shares are owned by institutional investors. 5.1% of Southside Bancshares shares are owned by company insiders. Comparatively, 5.9% of Franklin Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Southside Bancshares has higher revenue and earnings than Franklin Financial Services. Franklin Financial Services is trading at a lower price-to-earnings ratio than Southside Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southside Bancshares$419.03M2.34$69.18M$2.3613.99
Franklin Financial Services$133.55M1.93$21.23M$5.3410.72

Franklin Financial Services has a net margin of 17.73% compared to Southside Bancshares' net margin of 15.85%. Franklin Financial Services' return on equity of 14.13% beat Southside Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Southside Bancshares15.85% 10.81% 1.06%
Franklin Financial Services 17.73%14.13%1.05%

Summary

Southside Bancshares beats Franklin Financial Services on 10 of the 19 factors compared between the two stocks.

How does Franklin Financial Services compare to Esquire Financial?

Esquire Financial (NASDAQ:ESQ) and Franklin Financial Services (NASDAQ:FRAF) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, analyst recommendations, earnings, risk, profitability, institutional ownership, dividends and valuation.

Esquire Financial pays an annual dividend of $0.80 per share and has a dividend yield of 0.7%. Franklin Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.4%. Esquire Financial pays out 13.4% of its earnings in the form of a dividend. Franklin Financial Services pays out 25.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Esquire Financial has raised its dividend for 4 consecutive years and Franklin Financial Services has raised its dividend for 1 consecutive years.

Esquire Financial has higher revenue and earnings than Franklin Financial Services. Franklin Financial Services is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Esquire Financial$164.50M5.91$50.82M$5.9518.92
Franklin Financial Services$133.55M1.93$21.23M$5.3410.72

Esquire Financial has a net margin of 29.96% compared to Franklin Financial Services' net margin of 17.73%. Esquire Financial's return on equity of 18.30% beat Franklin Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Esquire Financial29.96% 18.30% 2.30%
Franklin Financial Services 17.73%14.13%1.05%

54.7% of Esquire Financial shares are held by institutional investors. Comparatively, 24.8% of Franklin Financial Services shares are held by institutional investors. 18.0% of Esquire Financial shares are held by company insiders. Comparatively, 5.9% of Franklin Financial Services shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Esquire Financial has a beta of 0.39, suggesting that its stock price is 61% less volatile than the broader market. Comparatively, Franklin Financial Services has a beta of -0.01, suggesting that its stock price is 101% less volatile than the broader market.

In the previous week, Esquire Financial had 1 more articles in the media than Franklin Financial Services. MarketBeat recorded 1 mentions for Esquire Financial and 0 mentions for Franklin Financial Services. Franklin Financial Services' average media sentiment score of 1.00 beat Esquire Financial's score of 0.71 indicating that Franklin Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
Esquire Financial Positive
Franklin Financial Services Positive

Esquire Financial presently has a consensus price target of $120.33, indicating a potential upside of 6.90%. Franklin Financial Services has a consensus price target of $64.00, indicating a potential upside of 11.77%. Given Franklin Financial Services' higher probable upside, analysts plainly believe Franklin Financial Services is more favorable than Esquire Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Esquire Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
Franklin Financial Services
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

Esquire Financial beats Franklin Financial Services on 15 of the 18 factors compared between the two stocks.

How does Franklin Financial Services compare to Equity Bancshares?

Equity Bancshares (NYSE:EQBK) and Franklin Financial Services (NASDAQ:FRAF) are both small-cap banking companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, media sentiment, earnings, institutional ownership, profitability, risk, dividends and analyst recommendations.

Equity Bancshares has higher revenue and earnings than Franklin Financial Services. Franklin Financial Services is trading at a lower price-to-earnings ratio than Equity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Equity Bancshares$367.98M2.58$22.73M$1.2636.52
Franklin Financial Services$133.55M1.93$21.23M$5.3410.72

Equity Bancshares presently has a consensus target price of $51.33, indicating a potential upside of 11.55%. Franklin Financial Services has a consensus target price of $64.00, indicating a potential upside of 11.77%. Given Franklin Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe Franklin Financial Services is more favorable than Equity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Equity Bancshares
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20
Franklin Financial Services
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

71.8% of Equity Bancshares shares are owned by institutional investors. Comparatively, 24.8% of Franklin Financial Services shares are owned by institutional investors. 14.5% of Equity Bancshares shares are owned by insiders. Comparatively, 5.9% of Franklin Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Franklin Financial Services has a net margin of 17.73% compared to Equity Bancshares' net margin of 6.15%. Franklin Financial Services' return on equity of 14.13% beat Equity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Equity Bancshares6.15% 12.85% 1.44%
Franklin Financial Services 17.73%14.13%1.05%

Equity Bancshares pays an annual dividend of $0.72 per share and has a dividend yield of 1.6%. Franklin Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.4%. Equity Bancshares pays out 57.1% of its earnings in the form of a dividend. Franklin Financial Services pays out 25.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Equity Bancshares has raised its dividend for 3 consecutive years and Franklin Financial Services has raised its dividend for 1 consecutive years. Franklin Financial Services is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, Equity Bancshares had 4 more articles in the media than Franklin Financial Services. MarketBeat recorded 4 mentions for Equity Bancshares and 0 mentions for Franklin Financial Services. Franklin Financial Services' average media sentiment score of 1.00 beat Equity Bancshares' score of 0.25 indicating that Franklin Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
Equity Bancshares Neutral
Franklin Financial Services Positive

Equity Bancshares has a beta of 0.78, suggesting that its stock price is 22% less volatile than the broader market. Comparatively, Franklin Financial Services has a beta of -0.01, suggesting that its stock price is 101% less volatile than the broader market.

Summary

Equity Bancshares beats Franklin Financial Services on 10 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FRAF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FRAF vs. The Competition

MetricFranklin Financial ServicesBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$261.90M$1.10B$13.61B$12.34B
Dividend Yield2.33%2.69%5.81%5.28%
P/E Ratio10.7218.5023.9225.81
Price / Sales1.932.44151.4886.41
Price / Cash10.9723.8420.1656.67
Price / Book1.441.172.167.17
Net Income$21.23M$75.93M$1.13B$336.99M
7 Day Performance0.62%0.96%0.71%2.87%
1 Month Performance0.88%1.29%0.38%3.16%
1 Year Performance48.11%24.68%11.57%35.93%

Franklin Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FRAF
Franklin Financial Services
3.8605 of 5 stars
$57.26
-1.8%
$64.00
+11.8%
+48.5%$261.90M$133.55M10.72280
NBN
Northeast Bancorp
1.8576 of 5 stars
$117.57
-0.6%
$130.50
+11.0%
+54.6%$970.23M$351M10.07180
BUR
Burford Capital
2.9509 of 5 stars
$4.28
-2.1%
$9.33
+118.2%
-64.8%$957.33M$413.36MN/A140
SBSI
Southside Bancshares
3.0631 of 5 stars
$32.00
-0.3%
$35.00
+9.4%
+18.0%$955.03M$419.03M13.56810
ESQ
Esquire Financial
3.3746 of 5 stars
$108.55
0.0%
$120.33
+10.9%
+26.9%$938.07M$164.50M18.24110

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This page (NASDAQ:FRAF) was last updated on 5/27/2026 by MarketBeat.com Staff.
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