Go Pro

Franklin Financial Services (FRAF) Competitors

Franklin Financial Services logo
$63.10 +0.82 (+1.32%)
Closing price 07/27/2026 04:00 PM Eastern
Extended Trading
$63.10 0.00 (0.00%)
As of 04:01 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

FRAF vs. RHLD, NBN, ESQ, AGBK, and FSBC

Should you buy Franklin Financial Services stock or one of its competitors? MarketBeat compares Franklin Financial Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Franklin Financial Services include Resolute Holdings Management (RHLD), Northeast Bancorp (NBN), Esquire Financial (ESQ), AGI (AGBK), and Five Star Bancorp (FSBC). These companies are all part of the "banking" industry.

How does Franklin Financial Services compare to Resolute Holdings Management?

Franklin Financial Services (NASDAQ:FRAF) and Resolute Holdings Management (NYSE:RHLD) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, earnings, risk, profitability, media sentiment, analyst recommendations, institutional ownership and valuation.

Franklin Financial Services has a net margin of 18.20% compared to Resolute Holdings Management's net margin of 7.70%. Resolute Holdings Management's return on equity of 17.89% beat Franklin Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Franklin Financial Services18.20% 14.21% 1.08%
Resolute Holdings Management 7.70%17.89%8.08%

Franklin Financial Services currently has a consensus target price of $64.00, indicating a potential upside of 1.43%. Given Franklin Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe Franklin Financial Services is more favorable than Resolute Holdings Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Franklin Financial Services
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Resolute Holdings Management
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

24.8% of Franklin Financial Services shares are owned by institutional investors. 5.9% of Franklin Financial Services shares are owned by company insiders. Comparatively, 52.8% of Resolute Holdings Management shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Franklin Financial Services has a beta of -0.02, meaning that its stock price is 102% less volatile than the broader market. Comparatively, Resolute Holdings Management has a beta of -1.65, meaning that its stock price is 265% less volatile than the broader market.

In the previous week, Franklin Financial Services had 4 more articles in the media than Resolute Holdings Management. MarketBeat recorded 6 mentions for Franklin Financial Services and 2 mentions for Resolute Holdings Management. Resolute Holdings Management's average media sentiment score of 0.94 beat Franklin Financial Services' score of 0.59 indicating that Resolute Holdings Management is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Franklin Financial Services
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Resolute Holdings Management
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Franklin Financial Services has higher earnings, but lower revenue than Resolute Holdings Management. Franklin Financial Services is trading at a lower price-to-earnings ratio than Resolute Holdings Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Franklin Financial Services$133.55M2.12$21.23M$5.3411.82
Resolute Holdings Management$462.05M2.26-$5.92M$6.8918.37

Summary

Franklin Financial Services and Resolute Holdings Management tied by winning 8 of the 16 factors compared between the two stocks.

How does Franklin Financial Services compare to Northeast Bancorp?

Northeast Bancorp (NASDAQ:NBN) and Franklin Financial Services (NASDAQ:FRAF) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, media sentiment, risk, valuation, institutional ownership, earnings, analyst recommendations and profitability.

24.8% of Franklin Financial Services shares are held by institutional investors. 14.2% of Northeast Bancorp shares are held by insiders. Comparatively, 5.9% of Franklin Financial Services shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Northeast Bancorp presently has a consensus price target of $130.50, suggesting a potential downside of 1.96%. Franklin Financial Services has a consensus price target of $64.00, suggesting a potential upside of 1.43%. Given Franklin Financial Services' higher possible upside, analysts clearly believe Franklin Financial Services is more favorable than Northeast Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Northeast Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Franklin Financial Services
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Northeast Bancorp has a net margin of 25.96% compared to Franklin Financial Services' net margin of 18.20%. Northeast Bancorp's return on equity of 18.63% beat Franklin Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Northeast Bancorp25.96% 18.63% 2.13%
Franklin Financial Services 18.20%14.21%1.08%

Northeast Bancorp has higher revenue and earnings than Franklin Financial Services. Northeast Bancorp is trading at a lower price-to-earnings ratio than Franklin Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Northeast Bancorp$221.84M4.92$83.44M$11.6711.41
Franklin Financial Services$133.55M2.12$21.23M$5.3411.82

Northeast Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. Franklin Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.2%. Northeast Bancorp pays out 0.3% of its earnings in the form of a dividend. Franklin Financial Services pays out 25.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Franklin Financial Services has increased its dividend for 1 consecutive years. Franklin Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Northeast Bancorp had 7 more articles in the media than Franklin Financial Services. MarketBeat recorded 13 mentions for Northeast Bancorp and 6 mentions for Franklin Financial Services. Northeast Bancorp's average media sentiment score of 0.85 beat Franklin Financial Services' score of 0.59 indicating that Northeast Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Northeast Bancorp
3 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Franklin Financial Services
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Northeast Bancorp has a beta of 0.58, suggesting that its stock price is 42% less volatile than the broader market. Comparatively, Franklin Financial Services has a beta of -0.02, suggesting that its stock price is 102% less volatile than the broader market.

Summary

Northeast Bancorp beats Franklin Financial Services on 14 of the 19 factors compared between the two stocks.

How does Franklin Financial Services compare to Esquire Financial?

Franklin Financial Services (NASDAQ:FRAF) and Esquire Financial (NASDAQ:ESQ) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their media sentiment, valuation, analyst recommendations, profitability, earnings, dividends, risk and institutional ownership.

24.8% of Franklin Financial Services shares are held by institutional investors. Comparatively, 54.7% of Esquire Financial shares are held by institutional investors. 5.9% of Franklin Financial Services shares are held by insiders. Comparatively, 13.9% of Esquire Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Esquire Financial has a net margin of 29.30% compared to Franklin Financial Services' net margin of 18.20%. Esquire Financial's return on equity of 18.59% beat Franklin Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Franklin Financial Services18.20% 14.21% 1.08%
Esquire Financial 29.30%18.59%2.32%

Franklin Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.2%. Esquire Financial pays an annual dividend of $0.80 per share and has a dividend yield of 0.7%. Franklin Financial Services pays out 25.5% of its earnings in the form of a dividend. Esquire Financial pays out 13.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Franklin Financial Services has increased its dividend for 1 consecutive years and Esquire Financial has increased its dividend for 4 consecutive years.

Esquire Financial has higher revenue and earnings than Franklin Financial Services. Franklin Financial Services is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Franklin Financial Services$133.55M2.12$21.23M$5.3411.82
Esquire Financial$159.56M6.52$50.82M$6.0619.88

In the previous week, Esquire Financial had 6 more articles in the media than Franklin Financial Services. MarketBeat recorded 12 mentions for Esquire Financial and 6 mentions for Franklin Financial Services. Esquire Financial's average media sentiment score of 0.66 beat Franklin Financial Services' score of 0.59 indicating that Esquire Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Franklin Financial Services
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Esquire Financial
2 Very Positive mention(s)
1 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Franklin Financial Services presently has a consensus target price of $64.00, indicating a potential upside of 1.43%. Esquire Financial has a consensus target price of $120.33, indicating a potential downside of 0.13%. Given Franklin Financial Services' higher possible upside, equities analysts plainly believe Franklin Financial Services is more favorable than Esquire Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Franklin Financial Services
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Esquire Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00

Franklin Financial Services has a beta of -0.02, indicating that its stock price is 102% less volatile than the broader market. Comparatively, Esquire Financial has a beta of 0.39, indicating that its stock price is 61% less volatile than the broader market.

Summary

Esquire Financial beats Franklin Financial Services on 18 of the 20 factors compared between the two stocks.

How does Franklin Financial Services compare to AGI?

AGI (NYSE:AGBK) and Franklin Financial Services (NASDAQ:FRAF) are both small-cap banking companies, but which is the superior investment? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, risk, dividends, analyst recommendations, profitability, earnings and valuation.

AGI has higher revenue and earnings than Franklin Financial Services. Franklin Financial Services is trading at a lower price-to-earnings ratio than AGI, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AGI$6.36B0.18$49.58M$0.3123.27
Franklin Financial Services$133.55M2.12$21.23M$5.3411.82

In the previous week, Franklin Financial Services had 4 more articles in the media than AGI. MarketBeat recorded 6 mentions for Franklin Financial Services and 2 mentions for AGI. Franklin Financial Services' average media sentiment score of 0.59 beat AGI's score of 0.00 indicating that Franklin Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
AGI
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Franklin Financial Services
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

AGI presently has a consensus target price of $15.86, indicating a potential upside of 119.78%. Franklin Financial Services has a consensus target price of $64.00, indicating a potential upside of 1.43%. Given AGI's higher probable upside, analysts plainly believe AGI is more favorable than Franklin Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AGI
2 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.44
Franklin Financial Services
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

24.8% of Franklin Financial Services shares are owned by institutional investors. 5.9% of Franklin Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Franklin Financial Services has a net margin of 18.20% compared to AGI's net margin of 0.00%. Franklin Financial Services' return on equity of 14.21% beat AGI's return on equity.

Company Net Margins Return on Equity Return on Assets
AGIN/A N/A N/A
Franklin Financial Services 18.20%14.21%1.08%

Summary

Franklin Financial Services beats AGI on 10 of the 15 factors compared between the two stocks.

How does Franklin Financial Services compare to Five Star Bancorp?

Five Star Bancorp (NASDAQ:FSBC) and Franklin Financial Services (NASDAQ:FRAF) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, analyst recommendations, profitability, valuation, media sentiment, earnings, dividends and risk.

46.9% of Five Star Bancorp shares are owned by institutional investors. Comparatively, 24.8% of Franklin Financial Services shares are owned by institutional investors. 21.8% of Five Star Bancorp shares are owned by company insiders. Comparatively, 5.9% of Franklin Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Five Star Bancorp currently has a consensus price target of $43.90, indicating a potential downside of 7.01%. Franklin Financial Services has a consensus price target of $64.00, indicating a potential upside of 1.43%. Given Franklin Financial Services' higher probable upside, analysts clearly believe Franklin Financial Services is more favorable than Five Star Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Five Star Bancorp
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
Franklin Financial Services
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Five Star Bancorp has a beta of 0.53, meaning that its stock price is 47% less volatile than the broader market. Comparatively, Franklin Financial Services has a beta of -0.02, meaning that its stock price is 102% less volatile than the broader market.

Five Star Bancorp has higher revenue and earnings than Franklin Financial Services. Franklin Financial Services is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Five Star Bancorp$255.47M3.95$61.61M$3.3813.97
Franklin Financial Services$133.55M2.12$21.23M$5.3411.82

Five Star Bancorp has a net margin of 25.92% compared to Franklin Financial Services' net margin of 18.20%. Five Star Bancorp's return on equity of 16.17% beat Franklin Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Five Star Bancorp25.92% 16.17% 1.50%
Franklin Financial Services 18.20%14.21%1.08%

Five Star Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.1%. Franklin Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.2%. Five Star Bancorp pays out 29.6% of its earnings in the form of a dividend. Franklin Financial Services pays out 25.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Franklin Financial Services has increased its dividend for 1 consecutive years. Franklin Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Five Star Bancorp had 11 more articles in the media than Franklin Financial Services. MarketBeat recorded 17 mentions for Five Star Bancorp and 6 mentions for Franklin Financial Services. Five Star Bancorp's average media sentiment score of 0.87 beat Franklin Financial Services' score of 0.59 indicating that Five Star Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Five Star Bancorp
5 Very Positive mention(s)
3 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Franklin Financial Services
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Five Star Bancorp beats Franklin Financial Services on 14 of the 19 factors compared between the two stocks.

Get Franklin Financial Services News Delivered to You Automatically

Sign up to receive the latest news and ratings for FRAF and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FRAF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

FRAF vs. The Competition

MetricFranklin Financial ServicesBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$279.83M$1.22B$14.47B$12.17B
Dividend Yield2.18%2.46%5.71%9.42%
P/E Ratio11.4922.8320.7523.74
Price / Sales2.122.6945.2479.01
Price / Cash11.7224.9419.2546.67
Price / Book1.611.312.266.16
Net Income$21.23M$75.93M$1.14B$331.26M
7 Day Performance-0.63%0.80%0.12%-0.71%
1 Month Performance-0.17%1.78%0.80%-2.52%
1 Year Performance50.10%28.96%13.17%14.76%

Franklin Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FRAF
Franklin Financial Services
2.137 of 5 stars
$63.10
+1.3%
$64.00
+1.4%
+48.2%$279.83M$133.55M11.49280
RHLD
Resolute Holdings Management
1.7332 of 5 stars
$129.89
-2.7%
N/A+192.2%$1.10B$462.05M18.855,620
NBN
Northeast Bancorp
1.7587 of 5 stars
$131.79
+0.9%
$130.50
-1.0%
+38.8%$1.07B$221.84M11.29180
ESQ
Esquire Financial
2.6817 of 5 stars
$122.83
-0.4%
$120.33
-2.0%
+22.1%$1.07B$153.26M20.64110
AGBK
AGI
3.8133 of 5 stars
$6.66
+0.4%
$15.86
+138.3%
N/A$1.06B$6.36B21.475,062

Related Companies and Tools


This page (NASDAQ:FRAF) was last updated on 7/28/2026 by MarketBeat.com Staff.
From Our Partners