Free Trial
→ Why I went to Mount Rushmore (From Stansberry Research) (Ad)tc pixel Free FINW Stock Alerts

FinWise Bancorp (FINW) Financials

FinWise Bancorp logo
$10.99 +0.17 (+1.57%)
Closing price 10/9/2026 04:00 PM Eastern
Extended Trading
$10.90 -0.09 (-0.77%)
As of 10/9/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
Compare
Annual Income Statements for FinWise Bancorp

Annual Income Statements for FinWise Bancorp

This table shows FinWise Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2021 2022 2023 2024 2025
Period end date 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 32 25 17 13 16
Consolidated Net Income / (Loss)		 32 25 17 13 16
Net Income / (Loss) Continuing Operations		 32 25 17 13 16
Total Pre-Tax Income 		42 36 24 17 22
Total Revenue		 80 88 76 81 131
Net Interest Income / (Expense)		 48 51 55 59 72
Total Interest Income		 49 52 65 74 92
Loans and Leases Interest Income		 49 51 58 69 87
Investment Securities Interest Income		 0.05 0.21 0.34 0.90 1.49
Other Interest Income		 0.06 1.18 5.75 4.56 3.90
Total Interest Expense		 1.27 1.43 9.98 15 20
Deposits Interest Expense		 1.14 1.43 9.97 15 20
Total Non-Interest Income		 32 37 21 22 58
Other Service Charges		 19 24 19 20 27
Net Realized & Unrealized Capital Gains on Investments		 9.69 14 1.08 1.41 7.67
Other Non-Interest Income		 2.99 -0.48 - - 24
Provision for Credit Losses		 8.04 14 12 12 39
Total Non-Interest Expense		 30 39 41 53 70
Salaries and Employee Benefits		 22 24 26 35 42
Net Occupancy & Equipment Expense		 0.88 2.20 3.31 2.18 1.88
Other Operating Expenses		 6.09 10 12 15 26
Income Tax Expense		 11 11 6.35 4.25 5.67
Basic Earnings per Share		 $3.44 $1.96 $1.38 $0.98 $1.20
Weighted Average Basic Shares Outstanding		 8.67M 12.73M 12.49M 12.61M 12.83M
Diluted Earnings per Share		 $3.27 $1.87 $1.33 $0.93 $1.13
Weighted Average Diluted Shares Outstanding		 9.11M 13.36M 12.91M 13.23M 13.57M
Weighted Average Basic & Diluted Shares Outstanding		 - 12.82M 12.82M 13.22M 13.68M

Quarterly Income Statements for FinWise Bancorp

This table shows FinWise Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders		 4.16 3.32 3.18 3.45 2.79 3.19 4.10 4.89 3.91 2.74 2.13
Consolidated Net Income / (Loss)		 4.16 3.32 3.18 3.45 2.79 3.19 4.10 4.89 3.91 2.74 2.13
Net Income / (Loss) Continuing Operations		 4.16 3.32 3.18 3.45 2.79 3.19 4.10 4.89 3.91 2.74 2.13
Total Pre-Tax Income 		5.81 4.51 4.18 4.61 3.69 4.44 5.43 6.41 5.49 3.80 2.80
Total Revenue		 21 20 20 21 22 22 25 37 47 43 54
Net Interest Income / (Expense)		 14 14 15 15 16 14 15 19 25 28 29
Total Interest Income		 18 18 18 19 19 19 20 24 30 34 34
Loans and Leases Interest Income		 16 16 17 18 18 17 18 23 29 32 33
Investment Securities Interest Income		 0.10 0.10 0.10 0.30 0.40 0.39 0.39 0.36 0.35 0.34 0.34
Other Interest Income		 1.76 1.51 1.44 1.04 0.57 0.99 0.87 1.07 0.97 1.13 0.89
Total Interest Expense		 3.69 3.64 3.81 4.16 3.83 4.26 5.01 5.36 5.67 5.45 5.23
Deposits Interest Expense		 3.68 3.64 3.81 4.16 3.83 4.26 5.01 5.36 5.67 5.45 5.23
Total Non-Interest Income		 6.75 5.66 5.17 6.05 6.13 7.81 10 18 22 15 26
Other Service Charges		 4.49 4.71 4.97 5.63 4.09 6.48 6.28 7.24 6.81 6.81 6.96
Net Realized & Unrealized Capital Gains on Investments		 0.34 0.29 0.16 0.29 0.55 1.33 1.78 2.05 2.59 7.12 1.28
Other Non-Interest Income		 - - 0.04 - - 0.00 2.28 8.76 - 0.70 17
Provision for Credit Losses		 3.21 3.15 2.39 2.16 3.88 3.34 4.73 13 18 11 23
Total Non-Interest Expense		 12 12 13 14 14 14 15 17 24 28 29
Salaries and Employee Benefits		 7.40 7.56 8.61 9.66 9.38 9.83 10 11 11 11 11
Net Occupancy & Equipment Expense		 0.92 0.54 0.56 0.54 1.09 0.54 0.45 0.46 0.43 0.43 0.42
Other Operating Expenses		 3.52 3.90 4.05 3.84 3.42 3.95 3.98 6.18 12 17 17
Income Tax Expense		 1.66 1.19 1.00 1.16 0.90 1.25 1.33 1.52 1.57 1.06 0.67
Basic Earnings per Share		 $0.34 $0.26 $0.25 $0.26 $0.21 $0.24 $0.31 $0.36 $0.29 $0.21 $0.16
Weighted Average Basic Shares Outstanding		 12.49M 12.50M 12.63M 12.66M 12.61M 12.72M 12.78M 12.86M 12.83M 13.02M 13.11M
Diluted Earnings per Share		 $0.32 $0.25 $0.24 $0.25 $0.19 $0.23 $0.29 $0.34 $0.27 $0.20 $0.15
Weighted Average Diluted Shares Outstanding		 12.91M 13.04M 13.11M 13.26M 13.23M 13.48M 13.47M 13.62M 13.57M 13.64M 13.67M
Weighted Average Basic & Diluted Shares Outstanding		 12.82M 12.79M 13.21M 13.21M 13.22M 13.21M 13.52M 13.59M 13.68M 13.71M 13.88M

Annual Cash Flow Statements for FinWise Bancorp

This table details how cash moves in and out of FinWise Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2021 2022 2023 2024 2025
Period end date 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 38 15 16 -7.81 54
Net Cash From Operating Activities		 -9.23 61 12 -15 -28
Net Cash From Continuing Operating Activities		 -9.23 61 12 -15 -28
Net Income / (Loss) Continuing Operations		 32 25 17 13 16
Consolidated Net Income / (Loss)		 32 25 17 13 16
Provision For Loan Losses		 8.04 14 12 12 39
Depreciation Expense		 1.04 2.11 3.81 5.29 4.86
Amortization Expense		 0.03 2.37 0.00 -0.03 -0.02
Non-Cash Adjustments to Reconcile Net Income		 -53 20 -23 -44 -81
Changes in Operating Assets and Liabilities, net		 2.71 -2.11 2.10 -0.62 -7.00
Net Cash From Investing Activities		 24 -36 -153 -132 -127
Net Cash From Continuing Investing Activities		 24 -36 -153 -132 -127
Purchase of Property, Leasehold Improvements and Equipment		 -2.33 -7.21 -7.46 -4.90 -5.77
Purchase of Investment Securities		 -17 -14 -147 -131 -233
Sale of Property, Leasehold Improvements and Equipment		 - - - 0.10 0.47
Sale and/or Maturity of Investments		 42 -15 1.84 3.37 111
Net Cash From Financing Activities		 23 -11 157 140 210
Net Cash From Continuing Financing Activities		 23 -11 157 140 210
Net Change in Deposits		 87 -8.89 162 140 210
Repayment of Debt		 -106 -0.74 -0.13 -0.13 0.00
Repurchase of Common Equity		 0.00 -1.14 -4.74 -0.46 0.00
Other Financing Activities, Net		 0.31 0.26 0.04 0.03 -0.04
Cash Interest Paid		 1.41 1.43 9.41 15 19

Quarterly Cash Flow Statements for FinWise Bancorp

This table details how cash moves in and out of FinWise Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Change in Cash & Equivalents		 -9.80 -1.19 -27 -3.24 23 11 -30 16 58 -66 -3.31
Net Cash From Operating Activities		 9.73 1.76 -7.59 -9.82 0.66 -22 -18 3.45 8.08 20 -26
Net Cash From Continuing Operating Activities		 9.73 1.76 -7.59 -9.82 0.66 -22 -18 3.45 8.08 20 -26
Net Income / (Loss) Continuing Operations		 4.16 3.32 3.18 3.45 2.79 3.19 4.10 4.89 3.92 2.74 2.13
Consolidated Net Income / (Loss)		 4.16 3.32 3.18 3.45 2.79 3.19 4.10 4.89 3.92 2.74 2.13
Provision For Loan Losses		 3.21 3.15 2.39 2.16 3.88 3.34 4.73 13 18 11 23
Depreciation Expense		 0.97 1.08 1.57 1.51 1.14 1.38 1.13 1.15 1.21 1.14 1.21
Amortization Expense		 0.00 -0.00 -0.01 -0.01 -0.01 -0.01 -0.01 -0.00 0.00 0.00 0.00
Non-Cash Adjustments to Reconcile Net Income		 -1.88 -7.37 -12 -17 -7.69 -28 -32 -19 -2.68 11 -50
Changes in Operating Assets and Liabilities, net		 3.27 1.59 -3.00 0.22 0.55 -1.38 3.32 3.23 -12 -5.92 -1.51
Net Cash From Investing Activities		 -38 -22 -24 -53 -34 -28 -41 -35 -23 -6.46 4.03
Net Cash From Continuing Investing Activities		 -38 -22 -24 -53 -34 -28 -41 -35 -23 -6.46 4.03
Purchase of Investment Securities		 -37 -21 -25 -50 -35 -45 -44 -99 -62 -33 -22
Sale of Property, Leasehold Improvements and Equipment		 - 0.00 - - - 0.29 0.60 -0.42 - 0.03 0.07
Sale and/or Maturity of Investments		 0.45 0.57 0.89 0.68 1.34 18 0.77 71 39 26 26
Net Cash From Financing Activities		 18 19 4.78 59 56 61 29 47 73 -80 18
Net Cash From Continuing Financing Activities		 18 19 4.78 59 56 61 29 47 73 -80 18
Net Change in Deposits		 18 19 5.10 59 56 61 29 47 72 -80 19
Other Financing Activities, Net		 - 0.02 - 0.01 0.00 0.02 -0.24 -0.26 0.45 0.00 -0.15
Cash Interest Paid		 3.65 3.67 3.79 4.12 2.99 3.00 4.02 4.59 7.55 5.85 5.06
Cash Income Taxes Paid		 1.58 0.10 1.27 3.04 3.66 0.41 2.90 0.61 - 0.07 4.37

Annual Balance Sheets for FinWise Bancorp

This table presents FinWise Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2021 2022 2023 2024 2025
Period end date 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 380 401 586 746 977
Cash and Due from Banks		 0.41 0.39 0.41 9.60 12
Interest Bearing Deposits at Other Banks		 85 100 117 100 151
Trading Account Securities		 72 38 63 122 184
Loans and Leases, Net of Allowance		 0.00 224 359 0.00 542
Premises and Equipment, Net		 3.29 9.48 15 14 13
Other Assets		 219 27 31 502 75
Total Liabilities & Shareholders' Equity		 380 401 586 746 977
Total Liabilities		 265 260 431 572 784
Non-Interest Bearing Deposits		 111 79 95 127 168
Interest Bearing Deposits		 141 164 309 418 586
Other Long-Term Liabilities		 12 16 26 26 29
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 115 140 155 174 193
Total Preferred & Common Equity		 115 140 155 174 193
Preferred Stock		 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 115 140 155 174 193
Common Stock		 55 55 51 57 61
Retained Earnings		 61 86 104 117 132
Accumulated Other Comprehensive Income / (Loss)		 - - 0.00 0.19 0.03

Quarterly Balance Sheets for FinWise Bancorp

This table presents FinWise Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026
Period end date 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026 6/30/2026
Total Assets		 555 611 618 683 804 842 900 899 925
Cash and Due from Banks		 0.38 3.94 5.16 7.71 8.16 9.39 10 6.29 6.11
Interest Bearing Deposits at Other Banks		 126 112 84 78 112 81 95 91 88
Trading Account Securities		 62 70 80 128 149 189 195 171 212
Loans and Leases, Net of Allowance		 324 377 399 418 0.00 507 534 539 515
Premises and Equipment, Net		 14 15 16 17 14 17 16 12 11
Other Assets		 27 31 28 31 521 36 46 81 94
Total Liabilities & Shareholders' Equity		 555 611 618 683 804 842 900 899 925
Total Liabilities		 405 448 452 513 627 661 712 703 726
Non-Interest Bearing Deposits		 94 107 107 143 123 121 131 127 119
Interest Bearing Deposits		 292 317 322 346 482 514 552 548 575
Other Long-Term Liabilities		 17 24 22 23 18 22 25 28 32
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 150 162 166 170 177 182 188 197 199
Total Preferred & Common Equity		 150 162 166 170 177 182 188 197 199
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 150 162 166 170 177 182 188 197 199
Common Stock		 51 55 55 56 58 58 59 62 62
Retained Earnings		 100 107 110 114 120 124 128 135 137
Accumulated Other Comprehensive Income / (Loss)		 - - - 0.34 0.02 0.00 0.05 0.04 0.01

Annual Metrics And Ratios for FinWise Bancorp

This table displays calculated financial ratios and metrics derived from FinWise Bancorp's official financial filings.

Metric 2021 2022 2023 2024 2025
Period end date 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 0.00 12,850,357.00 12,493,565.00 - 13,586,921.00
DEI Adjusted Shares Outstanding		 0.00 12,850,357.00 12,493,565.00 - 13,586,921.00
DEI Earnings Per Adjusted Shares Outstanding		 0.00 1.95 1.40 - 1.18
Growth Metrics		 - - - - -
Revenue Growth		 0.00% 10.63% -13.92% 7.08% 60.53%
EBITDA Growth		 0.00% -6.53% -31.80% -19.45% 19.56%
EBIT Growth		 0.00% -14.76% -33.91% -28.66% 28.08%
NOPAT Growth		 0.00% -20.48% -30.48% -27.02% 26.28%
Net Income Growth		 0.00% -20.48% -30.48% -27.02% 26.28%
EPS Growth		 0.00% -42.81% -28.88% -30.08% 21.51%
Operating Cash Flow Growth		 0.00% 762.40% -79.94% -222.23% -89.61%
Free Cash Flow Firm Growth		 0.00% 0.00% 258.15% -294.04% 40.96%
Invested Capital Growth		 0.00% 20.84% 10.28% 11.94% 11.21%
Revenue Q/Q Growth		 0.00% -2.19% -1.69% 1.14% 24.51%
EBITDA Q/Q Growth		 0.00% -4.07% -16.15% -8.10% 7.61%
EBIT Q/Q Growth		 0.00% -11.16% -11.80% -11.10% 8.99%
NOPAT Q/Q Growth		 0.00% -12.43% -12.03% -9.67% 7.49%
Net Income Q/Q Growth		 0.00% -12.43% -12.03% -9.67% 7.49%
EPS Q/Q Growth		 0.00% -19.05% -11.33% -12.26% 7.62%
Operating Cash Flow Q/Q Growth		 0.00% 24.82% -54.47% -153.23% 20.70%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% -22.52% -0.85% -45.93%
Invested Capital Q/Q Growth		 0.00% 4.56% 3.07% 1.94% 2.89%
Profitability Metrics		 - - - - -
EBITDA Margin		 54.29% 45.87% 36.34% 27.34% 20.36%
EBIT Margin		 52.96% 40.80% 31.33% 20.87% 16.65%
Profit (Net Income) Margin		 39.57% 28.44% 22.97% 15.65% 12.31%
Tax Burden Percent		 74.71% 69.70% 73.32% 75.00% 73.95%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 25.29% 30.30% 26.68% 25.00% 26.05%
Return on Invested Capital (ROIC)		 27.11% 19.52% 11.80% 7.75% 8.77%
ROIC Less NNEP Spread (ROIC-NNEP)		 27.11% 19.52% 11.80% 7.75% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 0.25% 0.10% 0.02% 0.01% 0.00%
Return on Equity (ROE)		 27.36% 19.63% 11.82% 7.75% 0.00%
Cash Return on Invested Capital (CROIC)		 0.00% 0.65% 2.02% -3.52% -1.84%
Operating Return on Assets (OROA)		 11.12% 9.23% 4.83% 2.55% 2.53%
Return on Assets (ROA)		 8.31% 6.43% 3.54% 1.91% 1.87%
Return on Common Equity (ROCE)		 27.36% 19.63% 11.82% 7.75% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 27.36% 17.88% 11.26% 7.33% 8.33%
Net Operating Profit after Tax (NOPAT)		 32 25 17 13 16
NOPAT Margin		 39.57% 28.44% 22.97% 15.65% 12.31%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 28.35% 30.23% 38.23% 48.46% 33.80%
Operating Expenses to Revenue		 36.97% 43.89% 53.36% 64.91% 53.83%
Earnings before Interest and Taxes (EBIT)		 42 36 24 17 22
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 43 41 28 22 27
Valuation Ratios		 - - - - -
Price to Book Value (P/BV)		 0.42 0.85 1.15 1.22 1.26
Price to Tangible Book Value (P/TBV)		 0.42 0.85 1.15 1.22 1.26
Price to Revenue (P/Rev)		 0.60 1.35 2.35 2.59 1.87
Price to Earnings (P/E)		 1.53 4.74 10.24 16.57 15.15
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 65.44% 21.11% 9.77% 6.04% 6.60%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.13 0.40 0.59 0.42
Enterprise Value to Revenue (EV/Rev)		 0.00 0.21 0.82 1.25 0.61
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.46 2.24 4.58 3.02
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.52 2.60 6.00 3.69
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.75 3.55 8.01 4.99
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.31 5.05 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 22.47 20.76 0.00 0.00
Leverage & Solvency		 - - - - -
Debt to Equity		 0.01 0.00 0.00 0.00 0.00
Long-Term Debt to Equity		 0.00 0.00 0.00 0.00 0.00
Financial Leverage		 0.01 0.01 0.00 0.00 0.00
Leverage Ratio		 3.29 3.05 3.34 4.05 4.70
Compound Leverage Factor		 3.29 3.05 3.34 4.05 4.70
Debt to Total Capital		 0.90% 0.22% 0.12% 0.04% 0.00%
Short-Term Debt to Total Capital		 0.90% 0.22% 0.12% 0.04% 0.00%
Long-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 99.10% 99.78% 99.88% 99.96% 100.00%
Debt to EBITDA		 0.02 0.01 0.01 0.00 0.00
Net Debt to EBITDA		 -1.95 -2.48 -4.23 -4.90 0.00
Long-Term Debt to EBITDA		 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT		 0.03 0.01 0.01 0.01 0.00
Net Debt to NOPAT		 -2.68 -3.99 -6.69 -8.56 0.00
Long-Term Debt to NOPAT		 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - -
Cash Flow Metrics		 - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 0.83 2.99 -5.80 -3.38
Operating Cash Flow to CapEx		 -395.54% 847.82% 164.45% -306.25% -536.40%
Free Cash Flow to Firm to Interest Expense		 0.00 0.58 0.30 -0.38 -0.17
Operating Cash Flow to Interest Expense		 -7.30 42.65 1.23 -0.97 -1.40
Operating Cash Flow Less CapEx to Interest Expense		 -9.14 37.62 0.48 -1.29 -1.66
Efficiency Ratios		 - - - - -
Asset Turnover		 0.21 0.23 0.15 0.12 0.15
Fixed Asset Turnover		 24.30 13.84 6.31 5.26 9.94
Capital & Investment Metrics		 - - - - -
Invested Capital		 116 141 155 174 193
Invested Capital Turnover		 0.69 0.69 0.51 0.49 0.71
Increase / (Decrease) in Invested Capital		 0.00 24 14 19 19
Enterprise Value (EV)		 -36 19 62 102 80
Market Capitalization		 48 119 179 211 244
Book Value per Share		 $13.32 $10.93 $12.41 $13.15 $14.22
Tangible Book Value per Share		 $13.32 $10.93 $12.41 $13.15 $14.22
Total Capital		 116 141 155 174 193
Total Debt		 1.05 0.31 0.19 0.06 0.00
Total Long-Term Debt		 0.00 0.00 0.00 0.00 0.00
Net Debt		 -85 -100 -117 -109 -163
Capital Expenditures (CapEx)		 2.33 7.21 7.46 4.90 5.30
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 1.05 0.31 0.19 0.06 0.00
Total Depreciation and Amortization (D&A)		 1.06 4.47 3.81 5.26 4.85
Earnings Adjustments		 - - - - -
Adjusted Basic Earnings per Share		 $0.00 $1.96 $1.38 $0.98 $1.20
Adjusted Weighted Average Basic Shares Outstanding		 0.00 12.73M 12.49M 12.61M 12.83M
Adjusted Diluted Earnings per Share		 $0.00 $1.87 $1.33 $0.93 $1.13
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 13.36M 12.91M 13.23M 13.57M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 12.82M 12.82M 13.22M 13.68M
Normalized Net Operating Profit after Tax (NOPAT)		 32 26 17 13 16
Normalized NOPAT Margin		 40.32% 29.80% 22.97% 15.65% 12.31%
Pre Tax Income Margin		 52.96% 40.80% 31.33% 20.87% 16.65%
Debt Service Ratios		 - - - - -
EBIT to Interest Expense		 33.42 25.13 2.39 1.10 1.07
NOPAT to Interest Expense		 24.97 17.51 1.75 0.83 0.79
EBIT Less CapEx to Interest Expense		 31.57 20.10 1.64 0.78 0.81
NOPAT Less CapEx to Interest Expense		 23.12 12.48 1.00 0.51 0.53
Payout Ratios		 - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 4.52% 27.15% 3.62% 0.00%

Quarterly Metrics And Ratios for FinWise Bancorp

This table displays calculated financial ratios and metrics derived from FinWise Bancorp's official financial filings.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
DEI Shares Outstanding		 12,493,565.00 12,818,944.00 12,793,555.00 13,211,160.00 - 13,216,440.00 13,214,827.00 13,519,230.00 13,586,921.00 13,676,859.00 13,706,039.00
DEI Adjusted Shares Outstanding		 12,493,565.00 12,818,944.00 12,793,555.00 13,211,160.00 - 13,216,440.00 13,214,827.00 13,519,230.00 13,586,921.00 13,676,859.00 13,706,039.00
DEI Earnings Per Adjusted Shares Outstanding		 0.33 0.26 0.25 0.26 - 0.24 0.31 0.36 0.29 0.20 0.16
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -5.82% 18.25% 4.31% 7.84% 2.56% 12.31% 26.71% 76.10% 121.72% 93.38% 116.81%
EBITDA Growth		 -43.98% -4.78% -21.27% -20.53% -28.94% 3.98% 14.05% 23.60% 39.06% -14.83% -38.59%
EBIT Growth		 -35.42% -13.70% -33.43% -29.06% -36.49% -1.62% 29.89% 39.04% 48.63% -14.38% -48.33%
NOPAT Growth		 -36.49% -14.14% -31.44% -28.10% -32.81% -3.80% 28.84% 41.60% 40.14% -14.24% -47.96%
Net Income Growth		 -36.49% -14.14% -31.44% -28.10% -32.81% -3.80% 28.84% 41.60% 40.14% -14.24% -47.96%
EPS Growth		 -34.69% -13.79% -31.43% -32.43% -40.63% -8.00% 20.83% 36.00% 42.11% -13.04% -48.28%
Operating Cash Flow Growth		 -60.13% -46.98% 16.42% -218.27% -93.25% -1,329.82% -141.81% 135.17% 1,129.38% 191.21% -40.12%
Free Cash Flow Firm Growth		 41.84% 1.20% -23.82% -46.56% -52.63% 21.49% 20.63% 24.40% 0.77% -43.18% -26.48%
Invested Capital Growth		 10.28% 12.45% 12.34% 13.18% 11.94% 9.05% 9.66% 10.14% 11.21% 10.85% 9.47%
Revenue Q/Q Growth		 9.39% -6.86% 0.57% 5.24% 4.04% 4.54% 13.47% 46.26% 27.80% -8.83% 27.22%
EBITDA Q/Q Growth		 -11.89% -17.65% 2.76% 6.59% -21.21% 20.49% 12.71% 15.51% -11.35% -26.21% -18.73%
EBIT Q/Q Growth		 -10.58% -22.42% -7.34% 10.36% -19.95% 20.18% 22.34% 18.13% -14.43% -30.77% -26.17%
NOPAT Q/Q Growth		 -13.47% -20.26% -4.07% 8.62% -19.14% 14.18% 28.47% 19.38% -19.98% -30.12% -22.05%
Net Income Q/Q Growth		 -13.47% -20.26% -4.07% 8.62% -19.14% 14.18% 28.47% 19.38% -19.98% -30.12% -22.05%
EPS Q/Q Growth		 -13.51% -21.88% -4.00% 4.17% -24.00% 21.05% 26.09% 17.24% -20.59% -25.93% -25.00%
Operating Cash Flow Q/Q Growth		 17.19% -81.94% -531.82% -29.41% 106.69% -3,388.89% 15.10% 118.82% 133.91% 144.01% -230.43%
Free Cash Flow Firm Q/Q Growth		 7.80% -42.39% -2.41% -9.01% 3.99% 26.46% -3.53% -3.84% -25.51% -6.11% 8.55%
Invested Capital Q/Q Growth		 3.07% 4.76% 2.02% 2.74% 1.94% 2.10% 2.59% 3.19% 2.89% 1.77% 1.31%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 32.11% 28.39% 29.00% 29.38% 22.25% 26.28% 26.10% 20.62% 14.30% 11.57% 7.39%
EBIT Margin		 27.52% 22.93% 21.12% 22.15% 17.04% 20.08% 21.65% 17.49% 11.71% 8.89% 5.16%
Profit (Net Income) Margin		 19.69% 16.85% 16.08% 16.59% 12.90% 14.44% 16.35% 13.34% 8.35% 6.40% 3.92%
Tax Burden Percent		 71.52% 73.52% 76.11% 74.91% 75.67% 71.89% 75.49% 76.29% 71.35% 72.01% 76.03%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 28.48% 26.48% 23.89% 25.09% 24.33% 28.11% 24.51% 23.71% 28.65% 27.99% 23.97%
Return on Invested Capital (ROIC)		 10.11% 8.67% 8.19% 8.41% 6.38% 7.12% 8.37% 7.82% 5.95% 5.18% 3.72%
ROIC Less NNEP Spread (ROIC-NNEP)		 10.11% 8.67% 8.19% 8.41% 6.38% 7.12% 8.37% 7.82% 0.00% 0.00% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 0.02% 0.01% 0.01% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Equity (ROE)		 10.13% 8.68% 8.20% 8.42% 6.39% 7.12% 8.38% 7.82% 0.00% 0.00% 0.00%
Cash Return on Invested Capital (CROIC)		 2.02% -0.71% -1.76% -3.58% -3.52% -1.24% -1.44% -1.29% -1.84% -1.93% -1.87%
Operating Return on Assets (OROA)		 4.24% 3.44% 3.03% 2.91% 2.08% 2.38% 2.64% 2.32% 1.78% 1.58% 1.05%
Return on Assets (ROA)		 3.03% 2.53% 2.31% 2.18% 1.58% 1.71% 1.99% 1.77% 1.27% 1.14% 0.80%
Return on Common Equity (ROCE)		 10.13% 8.68% 8.20% 8.42% 6.39% 7.12% 8.38% 7.82% 0.00% 0.00% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 10.41% 9.32% 8.28% 0.00% 7.11% 7.44% 7.97% 0.00% 7.95% 6.86%
Net Operating Profit after Tax (NOPAT)		 4.16 3.32 3.18 3.45 2.79 3.19 4.10 4.89 3.91 2.74 2.13
NOPAT Margin		 19.69% 16.85% 16.08% 16.59% 12.90% 14.44% 16.35% 13.34% 8.35% 6.40% 3.92%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 39.41% 41.21% 46.33% 49.01% 48.34% 46.94% 43.63% 30.74% 24.74% 26.83% 21.12%
Operating Expenses to Revenue		 57.28% 61.04% 66.82% 67.49% 65.06% 64.82% 59.49% 47.60% 50.49% 66.34% 53.11%
Earnings before Interest and Taxes (EBIT)		 5.81 4.51 4.18 4.61 3.69 4.44 5.43 6.41 5.49 3.80 2.80
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 6.78 5.58 5.74 6.12 4.82 5.81 6.54 7.56 6.70 4.94 4.02
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.15 0.79 0.79 1.21 1.22 1.30 1.09 1.40 1.26 1.10 1.00
Price to Tangible Book Value (P/TBV)		 1.15 0.79 0.79 1.21 1.22 1.30 1.09 1.40 1.26 1.10 1.00
Price to Revenue (P/Rev)		 2.35 1.63 1.64 2.53 2.59 2.76 2.23 2.50 1.87 1.43 1.10
Price to Earnings (P/E)		 10.24 7.62 8.45 14.61 16.57 18.34 14.66 17.51 15.15 13.87 14.54
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 9.77% 13.13% 11.83% 6.84% 6.04% 5.45% 6.82% 5.71% 6.60% 7.21% 6.88%
Enterprise Value to Invested Capital (EV/IC)		 0.40 0.08 0.25 0.71 0.59 0.63 0.59 0.83 0.42 0.61 0.53
Enterprise Value to Revenue (EV/Rev)		 0.82 0.17 0.52 1.48 1.25 1.33 1.21 1.49 0.61 0.79 0.58
Enterprise Value to EBITDA (EV/EBITDA)		 2.24 0.48 1.62 4.97 4.58 4.95 4.65 6.33 3.02 4.66 4.53
Enterprise Value to EBIT (EV/EBIT)		 2.60 0.57 1.99 6.30 6.00 6.57 5.96 7.84 3.69 5.68 5.68
Enterprise Value to NOPAT (EV/NOPAT)		 3.55 0.78 2.70 8.54 8.01 8.81 8.00 10.46 4.99 7.67 7.69
Enterprise Value to Operating Cash Flow (EV/OCF)		 5.05 1.23 3.42 0.00 0.00 0.00 0.00 0.00 0.00 9.30 19.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 20.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to Equity		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage Ratio		 3.34 3.43 3.55 3.86 4.05 4.16 4.20 4.42 4.70 4.56 4.64
Compound Leverage Factor		 3.34 3.43 3.55 3.86 4.05 4.16 4.20 4.42 4.70 4.56 4.64
Debt to Total Capital		 0.12% 0.10% 0.08% 0.06% 0.04% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Short-Term Debt to Total Capital		 0.12% 0.10% 0.08% 0.06% 0.04% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 99.88% 99.90% 99.92% 99.94% 99.96% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Debt to EBITDA		 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt to EBITDA		 -4.23 -4.23 -3.45 -3.54 -4.90 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to EBITDA		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT		 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt to NOPAT		 -6.69 -6.84 -5.75 -6.07 -8.56 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to NOPAT		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -10 -15 -15 -16 -16 -12 -12 -12 -16 -17 -15
Operating Cash Flow to CapEx		 861.65% 147.77% -11,854.69% -274.48% 1,010.77% -1,594.69% 0.00% 57.66% 134,616.67% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -2.80 -4.04 -3.95 -3.94 -4.11 -2.71 -2.38 -2.31 -2.75 -3.03 -2.89
Operating Cash Flow to Interest Expense		 2.64 0.48 -1.99 -2.36 0.17 -5.08 -3.66 0.64 1.43 3.62 -4.92
Operating Cash Flow Less CapEx to Interest Expense		 2.33 0.16 -2.01 -3.22 0.15 -5.40 -3.25 -0.47 1.42 3.62 -4.90
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.15 0.15 0.14 0.13 0.12 0.12 0.12 0.13 0.15 0.18 0.20
Fixed Asset Turnover		 6.31 6.51 5.54 5.20 5.26 5.78 5.41 6.33 9.94 11.83 12.74
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 155 163 166 170 174 177 182 188 193 197 199
Invested Capital Turnover		 0.51 0.51 0.51 0.51 0.49 0.49 0.51 0.59 0.71 0.81 0.95
Increase / (Decrease) in Invested Capital		 14 18 18 20 19 15 16 17 19 19 17
Enterprise Value (EV)		 62 13 42 120 102 111 108 157 80 120 105
Market Capitalization		 179 129 131 206 211 231 198 262 244 217 199
Book Value per Share		 $12.41 $12.68 $12.96 $12.90 $13.15 $13.42 $13.77 $13.89 $14.22 $14.38 $14.53
Tangible Book Value per Share		 $12.41 $12.68 $12.96 $12.90 $13.15 $13.42 $13.77 $13.89 $14.22 $14.38 $14.53
Total Capital		 155 163 166 170 174 177 182 188 193 197 199
Total Debt		 0.19 0.16 0.13 0.11 0.06 0.00 0.00 0.00 0.00 0.00 0.00
Total Long-Term Debt		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt		 -117 -116 -89 -86 -109 -120 -90 -106 -163 -97 -94
Capital Expenditures (CapEx)		 1.13 1.19 0.06 3.58 0.07 1.36 -2.05 5.99 0.01 -0.01 -0.07
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 0.19 0.16 0.13 0.11 0.06 0.00 0.00 0.00 0.00 0.00 0.00
Total Depreciation and Amortization (D&A)		 0.97 1.07 1.56 1.50 1.13 1.37 1.12 1.15 1.21 1.15 1.21
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.34 $0.26 $0.25 $0.26 $0.21 $0.24 $0.31 $0.36 $0.29 $0.21 $0.16
Adjusted Weighted Average Basic Shares Outstanding		 12.49M 12.50M 12.63M 12.66M 12.61M 12.72M 12.78M 12.86M 12.83M 13.02M 13.11M
Adjusted Diluted Earnings per Share		 $0.32 $0.25 $0.24 $0.25 $0.19 $0.23 $0.29 $0.34 $0.27 $0.20 $0.15
Adjusted Weighted Average Diluted Shares Outstanding		 12.91M 13.04M 13.11M 13.26M 13.23M 13.48M 13.47M 13.62M 13.57M 13.64M 13.67M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 12.82M 12.79M 13.21M 13.21M 13.22M 13.21M 13.52M 13.59M 13.68M 13.71M 13.88M
Normalized Net Operating Profit after Tax (NOPAT)		 4.16 3.32 3.18 3.45 2.79 3.19 4.10 4.89 3.91 2.74 2.13
Normalized NOPAT Margin		 19.69% 16.85% 16.08% 16.59% 12.90% 14.44% 16.35% 13.34% 8.35% 6.40% 3.92%
Pre Tax Income Margin		 27.52% 22.93% 21.12% 22.15% 17.04% 20.08% 21.65% 17.49% 11.71% 8.89% 5.16%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 1.58 1.24 1.10 1.11 0.96 1.04 1.08 1.20 0.97 0.70 0.54
NOPAT to Interest Expense		 1.13 0.91 0.84 0.83 0.73 0.75 0.82 0.91 0.69 0.50 0.41
EBIT Less CapEx to Interest Expense		 1.27 0.91 1.08 0.25 0.95 0.72 1.49 0.08 0.97 0.70 0.55
NOPAT Less CapEx to Interest Expense		 0.82 0.58 0.82 -0.03 0.71 0.43 1.23 -0.20 0.69 0.50 0.42
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 27.15% 27.82% 18.24% 3.27% 3.62% 0.00% -0.04% 0.00% 0.00% 0.00% 3.08%

Financials Breakdown Chart

Key Financial Trends

FinWise Bancorp’s balance sheet has expanded substantially, but recent earnings quality has become more uneven. Total assets increased from $555.1 million in Q3 2023 to $925.3 million in Q2 2026, while deposits rose from approximately $386.8 million to $693.8 million. Common equity also increased from $150.4 million to $199.2 million, supporting the company’s growth and leaving equity at roughly 21.5% of total assets.

Revenue has generally trended higher, rising from $19.3 million in Q3 2023 to a record $54.3 million in Q2 2026. Net interest income grew from $14.4 million to $28.7 million over the same period, helped by loan growth and a larger earning-asset base. However, net income declined to $2.1 million in Q2 2026 from $2.7 million in Q1 2026 and $4.9 million in Q3 2025, as credit-loss provisions increased sharply.

  • Strong multi-year balance-sheet growth: Total assets expanded approximately 67% from Q3 2023 to Q2 2026, with net loans increasing from $324.2 million to $514.5 million.
  • Deposits have funded expansion: Total deposits reached approximately $693.8 million in Q2 2026, up from $386.8 million in Q3 2023. Q2 financing cash flow included a $18.9 million increase in deposits.
  • Net interest income continues to grow: Q2 2026 net interest income of $28.7 million was up from $24.6 million in Q4 2025 and $14.4 million in Q3 2023.
  • Diverse revenue sources: Non-interest income reached $25.6 million in Q2 2026, including $7.0 million of service-charge income and $17.4 million of other non-interest income.
  • Capital has increased alongside growth: Common equity grew from $150.4 million in Q3 2023 to $199.2 million in Q2 2026, while retained earnings rose to $136.8 million.
  • Investment activity is significant: Trading account securities totaled $211.6 million in Q2 2026. The company has regularly purchased and sold investment securities, making results and cash balances sensitive to portfolio decisions and market conditions.
  • Cash flow is volatile: Operating cash flow was positive in Q4 2025 and Q1 2026 but turned negative at $25.7 million in Q2 2026. The quarter’s $3.3 million decline in cash was offset in part by deposit inflows and investment-security sales.
  • Credit-loss provisions are absorbing more revenue: The Q2 2026 provision for credit losses rose to $22.7 million, more than double Q1’s $10.6 million and equal to roughly 42% of quarterly revenue.
  • Profitability and per-share earnings weakened: Q2 2026 net income fell to $2.1 million, with diluted EPS of $0.15 compared with $0.20 in Q1 2026, $0.27 in Q4 2025 and $0.34 in Q3 2025.
  • Loan balances declined sequentially: Net loans fell to $514.5 million in Q2 2026 from $539.2 million in Q1, despite the longer-term growth trend. This may indicate slower originations, repayments or portfolio reduction.

Overall, FINW shows strong long-term asset, deposit and revenue growth, but investors should focus on whether the sharp increase in credit provisions is temporary or signals deteriorating loan performance. The company’s reliance on sizable non-interest income and investment-related activity also makes quarterly earnings less predictable than the growth in net interest income alone would suggest. Several historical figures were identified as restated or calculated in the supplied data, so comparisons should be interpreted with appropriate caution.

10/10/26 12:58 AM ETAI Generated. May Contain Errors.

FinWise Bancorp Financials - Frequently Asked Questions

According to the most recent income statement we have on file, FinWise Bancorp's financial year ends in December. Their financial year 2025 ended on December 31, 2025.

FinWise Bancorp's net income appears to be on a downward trend, with a most recent value of $16.09 million in 2025, falling from $31.58 million in 2021. The previous period was $12.74 million in 2024. Check out FinWise Bancorp's forecast to explore projected trends and price targets.

Over the last 4 years, FinWise Bancorp's total revenue changed from $79.82 million in 2021 to $130.67 million in 2025, a change of 63.7%.

In the past 11 quarters, FinWise Bancorp's cash and equivalents has ranged from $379 thousand in Q3 2023 to $10.36 million in Q3 2025, and is currently $6.11 million as of their latest financial filing in Q2 2026.

FinWise Bancorp had total debt of $0.00 at the end of 2025, a 100.0% decrease from 2024, and a 100.0% decrease since 2021.

Over the last 4 years, FinWise Bancorp's book value per share changed from 13.32 in 2021 to 14.22 in 2025, a change of 6.8%.


Related Companies

Financial statements for NASDAQ:FINW last updated on 8/12/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
From Our Partners
A Simple Guide to Options Trading While It's Still Free
A free copy of Options Trading Made Simple is available now but wont stay that way for long. Chris Rowe cal...
True Market Insiders | Sponsoredtc pixel
The end may be near for these iconic stocks
Marc Chaikin, founder of Chaikin Analytics, says two forces - AI disruption and fracturing global trade - are ...
Chaikin Analytics | Sponsoredtc pixel
This free guide explains options the way they should be taught
Most options educators jump straight into Greeks, spreads, and implied volatility - losing beginners before th...
Base Camp Trading | Sponsoredtc pixel
Trump’s issues shocking Executive Order on U.S. Dollar
Three days into his second term, President Trump signed Executive Order 14178 a move the press barely covered....
Banyan Hill Publishing | Sponsoredtc pixel
A simple options setup that cuts through the noise
Ian Cooper says most options traders overcomplicate the process, juggling countless indicators, strategies, an...
TradeWins | Sponsoredtc pixel
The trade I’ve been waiting for since 2011
Ross Givens, Director of Research at Traders Agency, is calling for gold to reach $10,000 an ounce this superc...
Traders Agency | Sponsoredtc pixel
Look at Elon’s face after meeting with China
Elon Musk recently met with Chinese President Xi Jinping, and a former Wall Street Journal Personal Finance Ex...
International Living | Sponsoredtc pixel
The only 5 stocks that matter
SpaceX's IPO reportedly minted 4,400 new millionaires, and OpenAI is said to be eyeing a 1 trillion dollar IPO...
TradeSmith | Sponsoredtc pixel