OP Bancorp (OPBK) Stock Price, News & Analysis

Company Overview

OP Bancorp is the bank holding company for Open Bank, a full-service commercial bank headquartered in Los Angeles. The bank provides deposit accounts, commercial and small-business lending, and other banking services to businesses and individuals.

Open Bank has historically focused on serving Korean-American customers as well as other small and midsize businesses, professionals, and individuals. Its operations include markets in California and other U.S. regions, including Texas and Georgia.

Key Stats

• Today's Range: $14.85 to $15.05
• 50-Day Range: $14.63 to $15.48
• 52-Week Range: $12.41 to $16.83
• Volume: 9,258 shs
• Average Volume: 41,107 shs
• Market Capitalization: $223.05 million
• P/E Ratio: 7.47
• Dividend Yield: 3.75%
• Price Target: $17.75
• Consensus Rating: Moderate Buy

OP Bancorp Stock Analysis - MarketRank™

OP Bancorp scored higher than 96% of companies evaluated by MarketBeat, and ranked 86th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

OP Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

OP Bancorp has a consensus price target of $17.75, representing about 18.9% upside from its current price of $14.93.

Amount of Analyst Coverage

OP Bancorp has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 5.34%

Earnings Growth

Earnings for OP Bancorp are expected to grow by 5.34% in the coming year, from $2.06 to $2.17 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of OP Bancorp is 7.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.34.

Price to Earnings Ratio vs. Sector

The P/E ratio of OP Bancorp is 7.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.45.

Price to Book Value per Share Ratio

OP Bancorp has a P/B Ratio of 0.93. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.82% of the float of OP Bancorp has been sold short.

Short Interest Ratio / Days to Cover

OP Bancorp has a short interest ratio ("days to cover") of 3.84, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in OP Bancorp has recently decreased by 12.28%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

OP Bancorp is a leading dividend payer. It pays a dividend yield of 3.73%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

OP Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of OP Bancorp is 28.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, OP Bancorp will have a dividend payout ratio of 25.81% next year. This indicates that OP Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: N/A

News Sentiment

OP Bancorp has a news sentiment score of 1.39. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for OP Bancorp this week, compared to 1 article on an average week.

Search Interest

1 people have searched for OPBK on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, OP Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

9.56% of the stock of OP Bancorp is held by insiders.

Percentage Held by Institutions

53.63% of the stock of OP Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/20 Dividend: 8/06/2026
• Ex-Dividend for 8/20 Dividend: 8/06/2026
• Dividend Payable: 8/20/2026
• Last Earnings: 10/22/2026
• Record date for 11/19 Dividend: 11/05/2026
• Ex-Dividend for 11/19 Dividend: 11/05/2026
• Today: 11/13/2026
• Dividend Payable: 11/19/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/28/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:OPBK
• CIK: 1722010
• Web: www.myopenbank.com
• Phone: (213) 892-9999
• Fax: N/A
• Employees: 249
• Year Founded: N/A

Price Target and Rating

• Average Price Target for OP Bancorp: $17.75
• High Price Target: $18.00
• Low Price Target: $17.50
• Potential Upside/Downside: +19.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.00
• Trailing P/E Ratio: 7.44
• Forward P/E Ratio: 6.86
• P/E Growth: N/A
• Net Income: $25.64 million
• Net Margins: 17.09%
• Pretax Margin: 23.25%
• Return on Equity: 12.79%
• Return on Assets: 1.10%

Debt

• Debt-to-Equity Ratio: 0.42
• Current Ratio: 1.03
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $166.66 million
• Price / Sales: 1.33
• Cash Flow: $2.19 per share
• Price / Cash Flow: 6.80
• Book Value: $16.07 per share
• Price / Book: 0.93

Miscellaneous

• Outstanding Shares: 14,930,000
• Free Float: 13,505,000
• Market Cap: $222.23 million
• Optionable: Optionable
• Beta: 0.61