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First Community (FCCO) Competitors

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$32.37 -0.21 (-0.64%)
Closing price 07/14/2026 04:00 PM Eastern
Extended Trading
$32.36 -0.01 (-0.03%)
As of 07/14/2026 05:23 PM Eastern
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FCCO vs. LU, CCB, OSBC, HBT, and FINV

Should you buy First Community stock or one of its competitors? MarketBeat compares First Community with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with First Community include Lufax (LU), Coastal Financial (CCB), Old Second Bancorp (OSBC), HBT Financial (HBT), and PPDAI Group (FINV). These companies are all part of the "banking" industry.

How does First Community compare to Lufax?

Lufax (NYSE:LU) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, valuation, risk, institutional ownership, media sentiment, earnings, analyst recommendations and dividends.

First Community has a net margin of 17.29% compared to Lufax's net margin of 0.00%. First Community's return on equity of 13.00% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
First Community 17.29%13.00%1.07%

Lufax has a beta of 0.79, suggesting that its stock price is 21% less volatile than the broader market. Comparatively, First Community has a beta of 0.34, suggesting that its stock price is 66% less volatile than the broader market.

First Community has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than First Community, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.30-$291.79M-$0.78N/A
First Community$114M2.67$19.20M$2.5512.69

69.1% of Lufax shares are held by institutional investors. Comparatively, 61.3% of First Community shares are held by institutional investors. 8.8% of First Community shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Lufax presently has a consensus target price of $2.00, suggesting a potential upside of 54.44%. First Community has a consensus target price of $34.00, suggesting a potential upside of 5.04%. Given Lufax's higher possible upside, analysts clearly believe Lufax is more favorable than First Community.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
First Community
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

In the previous week, First Community had 3 more articles in the media than Lufax. MarketBeat recorded 4 mentions for First Community and 1 mentions for Lufax. First Community's average media sentiment score of 0.88 beat Lufax's score of 0.37 indicating that First Community is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Community
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

First Community beats Lufax on 12 of the 16 factors compared between the two stocks.

How does First Community compare to Coastal Financial?

First Community (NASDAQ:FCCO) and Coastal Financial (NASDAQ:CCB) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, media sentiment, profitability, valuation, institutional ownership, dividends, risk and analyst recommendations.

First Community currently has a consensus target price of $34.00, suggesting a potential upside of 5.04%. Coastal Financial has a consensus target price of $122.60, suggesting a potential upside of 55.49%. Given Coastal Financial's higher probable upside, analysts plainly believe Coastal Financial is more favorable than First Community.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Coastal Financial
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67

First Community has a beta of 0.34, meaning that its stock price is 66% less volatile than the broader market. Comparatively, Coastal Financial has a beta of 0.72, meaning that its stock price is 28% less volatile than the broader market.

In the previous week, Coastal Financial had 1 more articles in the media than First Community. MarketBeat recorded 5 mentions for Coastal Financial and 4 mentions for First Community. Coastal Financial's average media sentiment score of 1.35 beat First Community's score of 0.88 indicating that Coastal Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Community
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Coastal Financial
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Coastal Financial has higher revenue and earnings than First Community. First Community is trading at a lower price-to-earnings ratio than Coastal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Community$114M2.67$19.20M$2.5512.69
Coastal Financial$661.22M1.82$46.99M$3.1924.72

61.3% of First Community shares are held by institutional investors. Comparatively, 59.2% of Coastal Financial shares are held by institutional investors. 8.8% of First Community shares are held by company insiders. Comparatively, 13.5% of Coastal Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

First Community has a net margin of 17.29% compared to Coastal Financial's net margin of 7.35%. First Community's return on equity of 13.00% beat Coastal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Community17.29% 13.00% 1.07%
Coastal Financial 7.35%10.20%1.01%

Summary

Coastal Financial beats First Community on 10 of the 15 factors compared between the two stocks.

How does First Community compare to Old Second Bancorp?

First Community (NASDAQ:FCCO) and Old Second Bancorp (NASDAQ:OSBC) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their risk, media sentiment, valuation, dividends, institutional ownership, analyst recommendations, earnings and profitability.

Old Second Bancorp has a net margin of 20.07% compared to First Community's net margin of 17.29%. First Community's return on equity of 13.00% beat Old Second Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
First Community17.29% 13.00% 1.07%
Old Second Bancorp 20.07%12.67%1.62%

First Community has a beta of 0.34, suggesting that its stock price is 66% less volatile than the broader market. Comparatively, Old Second Bancorp has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market.

61.3% of First Community shares are held by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are held by institutional investors. 8.8% of First Community shares are held by company insiders. Comparatively, 3.6% of Old Second Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Old Second Bancorp has higher revenue and earnings than First Community. First Community is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Community$114M2.67$19.20M$2.5512.69
Old Second Bancorp$401.54M2.95$80.31M$1.6813.70

In the previous week, Old Second Bancorp had 1 more articles in the media than First Community. MarketBeat recorded 5 mentions for Old Second Bancorp and 4 mentions for First Community. Old Second Bancorp's average media sentiment score of 0.93 beat First Community's score of 0.88 indicating that Old Second Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Community
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Old Second Bancorp
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

First Community presently has a consensus price target of $34.00, suggesting a potential upside of 5.04%. Old Second Bancorp has a consensus price target of $24.20, suggesting a potential upside of 5.17%. Given Old Second Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Old Second Bancorp is more favorable than First Community.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Old Second Bancorp
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83

First Community pays an annual dividend of $0.64 per share and has a dividend yield of 2.0%. Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.2%. First Community pays out 25.1% of its earnings in the form of a dividend. Old Second Bancorp pays out 16.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community has raised its dividend for 4 consecutive years and Old Second Bancorp has raised its dividend for 1 consecutive years. First Community is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Old Second Bancorp beats First Community on 14 of the 19 factors compared between the two stocks.

How does First Community compare to HBT Financial?

HBT Financial (NASDAQ:HBT) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their media sentiment, risk, profitability, earnings, dividends, analyst recommendations, valuation and institutional ownership.

HBT Financial has a beta of 0.51, meaning that its stock price is 49% less volatile than the broader market. Comparatively, First Community has a beta of 0.34, meaning that its stock price is 66% less volatile than the broader market.

78.6% of HBT Financial shares are owned by institutional investors. Comparatively, 61.3% of First Community shares are owned by institutional investors. 51.9% of HBT Financial shares are owned by insiders. Comparatively, 8.8% of First Community shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

HBT Financial has higher revenue and earnings than First Community. First Community is trading at a lower price-to-earnings ratio than HBT Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
HBT Financial$293.97M3.93$77.01M$2.1814.57
First Community$114M2.67$19.20M$2.5512.69

In the previous week, HBT Financial had 4 more articles in the media than First Community. MarketBeat recorded 8 mentions for HBT Financial and 4 mentions for First Community. First Community's average media sentiment score of 0.88 beat HBT Financial's score of 0.63 indicating that First Community is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
HBT Financial
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
First Community
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

HBT Financial pays an annual dividend of $0.92 per share and has a dividend yield of 2.9%. First Community pays an annual dividend of $0.64 per share and has a dividend yield of 2.0%. HBT Financial pays out 42.2% of its earnings in the form of a dividend. First Community pays out 25.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. HBT Financial has increased its dividend for 5 consecutive years and First Community has increased its dividend for 4 consecutive years. HBT Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

HBT Financial has a net margin of 22.72% compared to First Community's net margin of 17.29%. HBT Financial's return on equity of 13.06% beat First Community's return on equity.

Company Net Margins Return on Equity Return on Assets
HBT Financial22.72% 13.06% 1.52%
First Community 17.29%13.00%1.07%

HBT Financial currently has a consensus price target of $31.25, indicating a potential downside of 1.64%. First Community has a consensus price target of $34.00, indicating a potential upside of 5.04%. Given First Community's stronger consensus rating and higher probable upside, analysts clearly believe First Community is more favorable than HBT Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
HBT Financial
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
First Community
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Summary

HBT Financial beats First Community on 14 of the 19 factors compared between the two stocks.

How does First Community compare to PPDAI Group?

PPDAI Group (NYSE:FINV) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, media sentiment, analyst recommendations, dividends, profitability, valuation, risk and earnings.

31.2% of PPDAI Group shares are held by institutional investors. Comparatively, 61.3% of First Community shares are held by institutional investors. 44.0% of PPDAI Group shares are held by company insiders. Comparatively, 8.8% of First Community shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

In the previous week, First Community had 3 more articles in the media than PPDAI Group. MarketBeat recorded 4 mentions for First Community and 1 mentions for PPDAI Group. First Community's average media sentiment score of 0.88 beat PPDAI Group's score of 0.00 indicating that First Community is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PPDAI Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Community
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PPDAI Group has higher revenue and earnings than First Community. PPDAI Group is trading at a lower price-to-earnings ratio than First Community, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PPDAI Group$1.94B0.57$363.56M$1.193.85
First Community$114M2.67$19.20M$2.5512.69

First Community has a net margin of 17.29% compared to PPDAI Group's net margin of 16.58%. PPDAI Group's return on equity of 14.22% beat First Community's return on equity.

Company Net Margins Return on Equity Return on Assets
PPDAI Group16.58% 14.22% 9.15%
First Community 17.29%13.00%1.07%

First Community has a consensus price target of $34.00, suggesting a potential upside of 5.04%. Given First Community's stronger consensus rating and higher possible upside, analysts clearly believe First Community is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
First Community
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

PPDAI Group has a beta of 0.33, meaning that its share price is 67% less volatile than the broader market. Comparatively, First Community has a beta of 0.34, meaning that its share price is 66% less volatile than the broader market.

Summary

First Community beats PPDAI Group on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FCCO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FCCO vs. The Competition

MetricFirst CommunityBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$306.19M$1.99B$14.28B$12.44B
Dividend Yield1.96%2.37%5.70%8.42%
P/E Ratio12.6917.1520.5224.38
Price / Sales2.672.6945.1492.57
Price / Cash13.4613.0619.3259.36
Price / Book1.491.302.256.33
Net Income$19.20M$146.81M$1.13B$331.02M
7 Day Performance0.78%1.62%0.94%-0.33%
1 Month Performance3.25%3.62%1.19%-1.29%
1 Year Performance31.21%24.91%13.45%21.30%

First Community Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCCO
First Community
3.1104 of 5 stars
$32.37
-0.6%
$34.00
+5.0%
+28.8%$306.19M$114M12.69250
LU
Lufax
3.4729 of 5 stars
$1.37
-3.9%
$2.00
+46.5%
-52.3%$1.23B$3.77BN/A33,163
CCB
Coastal Financial
4.1042 of 5 stars
$77.99
-1.2%
$122.60
+57.2%
-23.0%$1.20B$661.22M24.45380
OSBC
Old Second Bancorp
3.4875 of 5 stars
$22.99
-1.0%
$24.20
+5.3%
+21.4%$1.19B$401.54M13.681,062
HBT
HBT Financial
3.5991 of 5 stars
$32.23
-1.0%
$31.25
-3.0%
+21.0%$1.18B$293.97M14.78730

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This page (NASDAQ:FCCO) was last updated on 7/15/2026 by MarketBeat.com Staff.
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