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Pagaya Technologies (PGY) Competitors

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$21.20 -0.40 (-1.85%)
Closing price 04:00 PM Eastern
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$21.24 +0.04 (+0.19%)
As of 07:34 PM Eastern
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PGY vs. NAVN, APPF, DSGX, OTEX, and GTLB

Should you buy Pagaya Technologies stock or one of its competitors? Pagaya Technologies's main competitors and comparable companies include Navan (NAVN), AppFolio (APPF), The Descartes Systems Group (DSGX), Open Text (OTEX), and GitLab (GTLB). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "application software" industry.

How does Pagaya Technologies compare to Navan?

Navan (NASDAQ:NAVN) and Pagaya Technologies (NASDAQ:PGY) are both technology companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, valuation, dividends, media sentiment, profitability, earnings and institutional ownership.

Pagaya Technologies has higher revenue and earnings than Navan. Navan is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Navan$702.27M10.48-$398.03M-$2.15N/A
Pagaya Technologies$1.30B1.36$81.39M$1.3615.59

In the previous week, Pagaya Technologies had 1 more articles in the media than Navan. MarketBeat recorded 11 mentions for Pagaya Technologies and 10 mentions for Navan. Pagaya Technologies' average media sentiment score of 0.76 beat Navan's score of 0.28 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Navan
2 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Pagaya Technologies
7 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Pagaya Technologies has a net margin of 9.12% compared to Navan's net margin of 0.00%. Pagaya Technologies' return on equity of 51.56% beat Navan's return on equity.

Company Net Margins Return on Equity Return on Assets
NavanN/A N/A N/A
Pagaya Technologies 9.12%51.56%19.01%

57.1% of Pagaya Technologies shares are held by institutional investors. 63.4% of Navan shares are held by insiders. Comparatively, 42.0% of Pagaya Technologies shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Navan presently has a consensus price target of $29.07, indicating a potential upside of 0.49%. Pagaya Technologies has a consensus price target of $32.43, indicating a potential upside of 52.96%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, analysts clearly believe Pagaya Technologies is more favorable than Navan.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Navan
1 Sell rating(s)
1 Hold rating(s)
14 Buy rating(s)
1 Strong Buy rating(s)
2.88
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
7 Buy rating(s)
3 Strong Buy rating(s)
3.18

Summary

Pagaya Technologies beats Navan on 13 of the 16 factors compared between the two stocks.

How does Pagaya Technologies compare to AppFolio?

Pagaya Technologies (NASDAQ:PGY) and AppFolio (NASDAQ:APPF) are both technology companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, media sentiment, analyst recommendations, risk, dividends, institutional ownership, earnings and profitability.

Pagaya Technologies has a beta of 5.33, meaning that its stock price is 433% more volatile than the broader market. Comparatively, AppFolio has a beta of 0.78, meaning that its stock price is 22% less volatile than the broader market.

In the previous week, AppFolio had 11 more articles in the media than Pagaya Technologies. MarketBeat recorded 22 mentions for AppFolio and 11 mentions for Pagaya Technologies. Pagaya Technologies' average media sentiment score of 0.76 beat AppFolio's score of 0.13 indicating that Pagaya Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pagaya Technologies
7 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
AppFolio
12 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

AppFolio has a net margin of 15.13% compared to Pagaya Technologies' net margin of 9.12%. Pagaya Technologies' return on equity of 51.56% beat AppFolio's return on equity.

Company Net Margins Return on Equity Return on Assets
Pagaya Technologies9.12% 51.56% 19.01%
AppFolio 15.13%32.42%25.82%

AppFolio has lower revenue, but higher earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than AppFolio, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pagaya Technologies$1.30B1.36$81.39M$1.3615.59
AppFolio$1.04B6.91$140.92M$4.3846.35

Pagaya Technologies currently has a consensus price target of $32.43, suggesting a potential upside of 52.96%. AppFolio has a consensus price target of $243.50, suggesting a potential upside of 19.94%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, equities research analysts plainly believe Pagaya Technologies is more favorable than AppFolio.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
7 Buy rating(s)
3 Strong Buy rating(s)
3.18
AppFolio
0 Sell rating(s)
1 Hold rating(s)
9 Buy rating(s)
2 Strong Buy rating(s)
3.08

57.1% of Pagaya Technologies shares are held by institutional investors. Comparatively, 85.2% of AppFolio shares are held by institutional investors. 42.0% of Pagaya Technologies shares are held by company insiders. Comparatively, 1.6% of AppFolio shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

AppFolio beats Pagaya Technologies on 9 of the 17 factors compared between the two stocks.

How does Pagaya Technologies compare to The Descartes Systems Group?

The Descartes Systems Group (NASDAQ:DSGX) and Pagaya Technologies (NASDAQ:PGY) are both technology companies, but which is the better business? We will contrast the two businesses based on the strength of their risk, valuation, profitability, earnings, analyst recommendations, media sentiment, institutional ownership and dividends.

The Descartes Systems Group has higher earnings, but lower revenue than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than The Descartes Systems Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
The Descartes Systems Group$753.87M9.00$163.77M$2.0039.59
Pagaya Technologies$1.30B1.36$81.39M$1.3615.59

The Descartes Systems Group presently has a consensus price target of $102.54, suggesting a potential upside of 29.50%. Pagaya Technologies has a consensus price target of $32.43, suggesting a potential upside of 52.96%. Given Pagaya Technologies' stronger consensus rating and higher probable upside, analysts plainly believe Pagaya Technologies is more favorable than The Descartes Systems Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
The Descartes Systems Group
0 Sell rating(s)
3 Hold rating(s)
11 Buy rating(s)
1 Strong Buy rating(s)
2.87
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
7 Buy rating(s)
3 Strong Buy rating(s)
3.18

In the previous week, Pagaya Technologies had 6 more articles in the media than The Descartes Systems Group. MarketBeat recorded 11 mentions for Pagaya Technologies and 5 mentions for The Descartes Systems Group. The Descartes Systems Group's average media sentiment score of 1.14 beat Pagaya Technologies' score of 0.76 indicating that The Descartes Systems Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
The Descartes Systems Group
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Pagaya Technologies
7 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

The Descartes Systems Group has a beta of 0.62, meaning that its stock price is 38% less volatile than the broader market. Comparatively, Pagaya Technologies has a beta of 5.33, meaning that its stock price is 433% more volatile than the broader market.

77.7% of The Descartes Systems Group shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 0.3% of The Descartes Systems Group shares are owned by company insiders. Comparatively, 42.0% of Pagaya Technologies shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

The Descartes Systems Group has a net margin of 23.35% compared to Pagaya Technologies' net margin of 9.12%. Pagaya Technologies' return on equity of 51.56% beat The Descartes Systems Group's return on equity.

Company Net Margins Return on Equity Return on Assets
The Descartes Systems Group23.35% 11.17% 9.52%
Pagaya Technologies 9.12%51.56%19.01%

Summary

Pagaya Technologies beats The Descartes Systems Group on 9 of the 17 factors compared between the two stocks.

How does Pagaya Technologies compare to Open Text?

Open Text (NASDAQ:OTEX) and Pagaya Technologies (NASDAQ:PGY) are both technology companies, but which is the superior business? We will contrast the two businesses based on the strength of their dividends, media sentiment, institutional ownership, risk, earnings, profitability, analyst recommendations and valuation.

Open Text presently has a consensus price target of $32.46, indicating a potential upside of 35.36%. Pagaya Technologies has a consensus price target of $32.43, indicating a potential upside of 52.96%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, analysts plainly believe Pagaya Technologies is more favorable than Open Text.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Open Text
0 Sell rating(s)
11 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.21
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
7 Buy rating(s)
3 Strong Buy rating(s)
3.18

In the previous week, Open Text had 18 more articles in the media than Pagaya Technologies. MarketBeat recorded 29 mentions for Open Text and 11 mentions for Pagaya Technologies. Pagaya Technologies' average media sentiment score of 0.76 beat Open Text's score of 0.54 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Open Text
6 Very Positive mention(s)
6 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
Pagaya Technologies
7 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

70.4% of Open Text shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 10.6% of Open Text shares are owned by insiders. Comparatively, 42.0% of Pagaya Technologies shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Open Text has higher revenue and earnings than Pagaya Technologies. Open Text is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Open Text$5.25B1.11$643.02M$2.589.29
Pagaya Technologies$1.30B1.36$81.39M$1.3615.59

Open Text has a net margin of 12.26% compared to Pagaya Technologies' net margin of 9.12%. Pagaya Technologies' return on equity of 51.56% beat Open Text's return on equity.

Company Net Margins Return on Equity Return on Assets
Open Text12.26% 25.76% 7.70%
Pagaya Technologies 9.12%51.56%19.01%

Open Text has a beta of 1.03, suggesting that its share price is 3% more volatile than the broader market. Comparatively, Pagaya Technologies has a beta of 5.33, suggesting that its share price is 433% more volatile than the broader market.

Summary

Pagaya Technologies beats Open Text on 11 of the 17 factors compared between the two stocks.

How does Pagaya Technologies compare to GitLab?

Pagaya Technologies (NASDAQ:PGY) and GitLab (NASDAQ:GTLB) are both technology companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, dividends, valuation, risk, analyst recommendations, media sentiment, earnings and profitability.

In the previous week, Pagaya Technologies had 2 more articles in the media than GitLab. MarketBeat recorded 11 mentions for Pagaya Technologies and 9 mentions for GitLab. GitLab's average media sentiment score of 0.76 beat Pagaya Technologies' score of 0.76 indicating that GitLab is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pagaya Technologies
7 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
GitLab
5 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Pagaya Technologies has a beta of 5.33, indicating that its share price is 433% more volatile than the broader market. Comparatively, GitLab has a beta of 0.94, indicating that its share price is 6% less volatile than the broader market.

Pagaya Technologies has a net margin of 9.12% compared to GitLab's net margin of -2.49%. Pagaya Technologies' return on equity of 51.56% beat GitLab's return on equity.

Company Net Margins Return on Equity Return on Assets
Pagaya Technologies9.12% 51.56% 19.01%
GitLab -2.49%0.31%0.19%

57.1% of Pagaya Technologies shares are held by institutional investors. Comparatively, 95.0% of GitLab shares are held by institutional investors. 42.0% of Pagaya Technologies shares are held by insiders. Comparatively, 10.6% of GitLab shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Pagaya Technologies presently has a consensus target price of $32.43, indicating a potential upside of 52.96%. GitLab has a consensus target price of $36.58, indicating a potential downside of 13.12%. Given Pagaya Technologies' stronger consensus rating and higher probable upside, equities analysts plainly believe Pagaya Technologies is more favorable than GitLab.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
7 Buy rating(s)
3 Strong Buy rating(s)
3.18
GitLab
3 Sell rating(s)
18 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.18

Pagaya Technologies has higher revenue and earnings than GitLab. GitLab is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pagaya Technologies$1.30B1.36$81.39M$1.3615.59
GitLab$955.22M7.45-$55.96M-$0.16N/A

Summary

Pagaya Technologies beats GitLab on 14 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PGY vs. The Competition

MetricPagaya TechnologiesSoftware IndustryTechnology SectorNASDAQ Exchange
Market Cap$1.77B$15.88B$29.62B$12.83B
Dividend YieldN/A3.42%2.72%10.06%
P/E Ratio15.59127.0074.9524.76
Price / Sales1.361,306.90597.1695.42
Price / Cash6.9543.9150.5137.42
Price / Book3.138.508.166.45
Net Income$81.39M$437.03M$678.40M$347.05M
7 Day Performance-3.28%0.93%1.04%0.99%
1 Month Performance17.84%1.98%0.44%-0.64%
1 Year Performance-24.58%9.14%198.01%22.27%

Pagaya Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PGY
Pagaya Technologies
4.6859 of 5 stars
$21.20
-1.9%
$32.43
+53.0%
-24.7%$1.77B$1.30B15.59800
NAVN
Navan
1.9167 of 5 stars
$27.87
+1.4%
$29.07
+4.3%
N/A$7.09B$702.27MN/A3,700
APPF
AppFolio
3.7597 of 5 stars
$199.53
+4.1%
$243.50
+22.0%
-29.6%$7.07B$950.82M45.551,702
DSGX
The Descartes Systems Group
4.2833 of 5 stars
$77.42
+1.1%
$102.54
+32.4%
-21.0%$6.63B$728.99M38.712,403
OTEX
Open Text
4.4023 of 5 stars
$26.42
+1.2%
$33.67
+27.4%
-20.0%$6.40B$5.21B12.8921,400

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This page (NASDAQ:PGY) was last updated on 8/11/2026 by MarketBeat.com Staff.
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