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Pagaya Technologies (PGY) Competitors

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$20.42 0.00 (0.00%)
Closing price 09/18/2026 04:00 PM Eastern
Extended Trading
$20.70 +0.28 (+1.40%)
As of 05:45 AM Eastern
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PGY vs. DSGX, CIFR, PEGA, NICE, and QBTS

Should you buy Pagaya Technologies stock or one of its competitors? Pagaya Technologies's main competitors and comparable companies include The Descartes Systems Group (DSGX), Cipher Mining (CIFR), Pegasystems (PEGA), NiCE (NICE), and D-Wave Quantum (QBTS). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "application software" industry.

How does Pagaya Technologies compare to The Descartes Systems Group?

The Descartes Systems Group (NASDAQ:DSGX) and Pagaya Technologies (NASDAQ:PGY) are both technology companies, but which is the better stock? We will compare the two businesses based on the strength of their media sentiment, analyst recommendations, profitability, earnings, risk, institutional ownership, dividends and valuation.

77.7% of The Descartes Systems Group shares are held by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are held by institutional investors. 0.3% of The Descartes Systems Group shares are held by insiders. Comparatively, 42.0% of Pagaya Technologies shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

The Descartes Systems Group has higher earnings, but lower revenue than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than The Descartes Systems Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
The Descartes Systems Group$728.99M9.07$163.77M$2.1436.11
Pagaya Technologies$1.30B1.31$81.39M$1.3615.01

The Descartes Systems Group currently has a consensus price target of $102.71, indicating a potential upside of 32.92%. Pagaya Technologies has a consensus price target of $31.25, indicating a potential upside of 53.04%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, analysts clearly believe Pagaya Technologies is more favorable than The Descartes Systems Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
The Descartes Systems Group
0 Sell rating(s)
3 Hold rating(s)
12 Buy rating(s)
1 Strong Buy rating(s)
2.88
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
3 Strong Buy rating(s)
3.17

In the previous week, Pagaya Technologies had 17 more articles in the media than The Descartes Systems Group. MarketBeat recorded 25 mentions for Pagaya Technologies and 8 mentions for The Descartes Systems Group. Pagaya Technologies' average media sentiment score of 0.83 beat The Descartes Systems Group's score of 0.72 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
The Descartes Systems Group
2 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Pagaya Technologies
14 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

The Descartes Systems Group has a net margin of 24.25% compared to Pagaya Technologies' net margin of 9.12%. Pagaya Technologies' return on equity of 51.56% beat The Descartes Systems Group's return on equity.

Company Net Margins Return on Equity Return on Assets
The Descartes Systems Group24.25% 11.66% 9.90%
Pagaya Technologies 9.12%51.56%19.01%

The Descartes Systems Group has a beta of 0.62, suggesting that its share price is 38% less volatile than the broader market. Comparatively, Pagaya Technologies has a beta of 5.35, suggesting that its share price is 435% more volatile than the broader market.

Summary

Pagaya Technologies beats The Descartes Systems Group on 10 of the 17 factors compared between the two stocks.

How does Pagaya Technologies compare to Cipher Mining?

Cipher Mining (NASDAQ:CIFR) and Pagaya Technologies (NASDAQ:PGY) are both technology companies, but which is the better business? We will compare the two companies based on the strength of their valuation, institutional ownership, analyst recommendations, dividends, earnings, profitability, risk and media sentiment.

Pagaya Technologies has higher revenue and earnings than Cipher Mining. Cipher Mining is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cipher Mining$223.94M33.99-$822.24M-$2.86N/A
Pagaya Technologies$1.30B1.31$81.39M$1.3615.01

12.3% of Cipher Mining shares are held by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are held by institutional investors. 3.1% of Cipher Mining shares are held by company insiders. Comparatively, 42.0% of Pagaya Technologies shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, Pagaya Technologies had 6 more articles in the media than Cipher Mining. MarketBeat recorded 25 mentions for Pagaya Technologies and 19 mentions for Cipher Mining. Pagaya Technologies' average media sentiment score of 0.83 beat Cipher Mining's score of 0.61 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cipher Mining
8 Very Positive mention(s)
2 Positive mention(s)
5 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
Pagaya Technologies
14 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Cipher Mining currently has a consensus price target of $29.58, suggesting a potential upside of 61.30%. Pagaya Technologies has a consensus price target of $31.25, suggesting a potential upside of 53.04%. Given Cipher Mining's higher possible upside, research analysts plainly believe Cipher Mining is more favorable than Pagaya Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cipher Mining
1 Sell rating(s)
1 Hold rating(s)
15 Buy rating(s)
2 Strong Buy rating(s)
2.95
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
3 Strong Buy rating(s)
3.17

Cipher Mining has a beta of 3.15, meaning that its stock price is 215% more volatile than the broader market. Comparatively, Pagaya Technologies has a beta of 5.35, meaning that its stock price is 435% more volatile than the broader market.

Pagaya Technologies has a net margin of 9.12% compared to Cipher Mining's net margin of -585.75%. Pagaya Technologies' return on equity of 51.56% beat Cipher Mining's return on equity.

Company Net Margins Return on Equity Return on Assets
Cipher Mining-585.75% -156.28% -21.29%
Pagaya Technologies 9.12%51.56%19.01%

Summary

Pagaya Technologies beats Cipher Mining on 14 of the 17 factors compared between the two stocks.

How does Pagaya Technologies compare to Pegasystems?

Pagaya Technologies (NASDAQ:PGY) and Pegasystems (NASDAQ:PEGA) are both technology companies, but which is the better business? We will contrast the two companies based on the strength of their valuation, profitability, risk, media sentiment, analyst recommendations, dividends, earnings and institutional ownership.

Pegasystems has a net margin of 18.66% compared to Pagaya Technologies' net margin of 9.12%. Pagaya Technologies' return on equity of 51.56% beat Pegasystems' return on equity.

Company Net Margins Return on Equity Return on Assets
Pagaya Technologies9.12% 51.56% 19.01%
Pegasystems 18.66%32.21%14.57%

Pagaya Technologies presently has a consensus price target of $31.25, indicating a potential upside of 53.04%. Pegasystems has a consensus price target of $47.40, indicating a potential upside of 35.24%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, research analysts clearly believe Pagaya Technologies is more favorable than Pegasystems.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
3 Strong Buy rating(s)
3.17
Pegasystems
1 Sell rating(s)
7 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.31

Pegasystems has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Pegasystems, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pagaya Technologies$1.30B1.31$81.39M$1.3615.01
Pegasystems$1.75B3.30$393.44M$1.7719.80

57.1% of Pagaya Technologies shares are held by institutional investors. Comparatively, 46.9% of Pegasystems shares are held by institutional investors. 42.0% of Pagaya Technologies shares are held by insiders. Comparatively, 48.4% of Pegasystems shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Pagaya Technologies has a beta of 5.35, suggesting that its stock price is 435% more volatile than the broader market. Comparatively, Pegasystems has a beta of 0.89, suggesting that its stock price is 11% less volatile than the broader market.

In the previous week, Pagaya Technologies and Pagaya Technologies both had 25 articles in the media. Pagaya Technologies' average media sentiment score of 0.83 beat Pegasystems' score of 0.48 indicating that Pagaya Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pagaya Technologies
14 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Pegasystems
8 Very Positive mention(s)
5 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Pagaya Technologies beats Pegasystems on 9 of the 16 factors compared between the two stocks.

How does Pagaya Technologies compare to NiCE?

NiCE (NASDAQ:NICE) and Pagaya Technologies (NASDAQ:PGY) are both technology companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, earnings, dividends, profitability, valuation, analyst recommendations, institutional ownership and media sentiment.

NiCE currently has a consensus price target of $129.50, indicating a potential upside of 23.37%. Pagaya Technologies has a consensus price target of $31.25, indicating a potential upside of 53.04%. Given Pagaya Technologies' stronger consensus rating and higher probable upside, analysts clearly believe Pagaya Technologies is more favorable than NiCE.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
NiCE
1 Sell rating(s)
6 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.43
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
3 Strong Buy rating(s)
3.17

In the previous week, Pagaya Technologies had 21 more articles in the media than NiCE. MarketBeat recorded 25 mentions for Pagaya Technologies and 4 mentions for NiCE. NiCE's average media sentiment score of 0.99 beat Pagaya Technologies' score of 0.83 indicating that NiCE is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
NiCE
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Pagaya Technologies
14 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

NiCE has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than NiCE, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
NiCE$2.95B2.08$612.10M$6.8715.28
Pagaya Technologies$1.30B1.31$81.39M$1.3615.01

NiCE has a net margin of 13.86% compared to Pagaya Technologies' net margin of 9.12%. Pagaya Technologies' return on equity of 51.56% beat NiCE's return on equity.

Company Net Margins Return on Equity Return on Assets
NiCE13.86% 15.46% 11.53%
Pagaya Technologies 9.12%51.56%19.01%

63.3% of NiCE shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 0.0% of NiCE shares are owned by company insiders. Comparatively, 42.0% of Pagaya Technologies shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

NiCE has a beta of 0.75, indicating that its stock price is 25% less volatile than the broader market. Comparatively, Pagaya Technologies has a beta of 5.35, indicating that its stock price is 435% more volatile than the broader market.

Summary

Pagaya Technologies beats NiCE on 9 of the 17 factors compared between the two stocks.

How does Pagaya Technologies compare to D-Wave Quantum?

Pagaya Technologies (NASDAQ:PGY) and D-Wave Quantum (NASDAQ:QBTS) are both technology companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, risk, institutional ownership, valuation, media sentiment, dividends, analyst recommendations and earnings.

Pagaya Technologies has a beta of 5.35, indicating that its share price is 435% more volatile than the broader market. Comparatively, D-Wave Quantum has a beta of 2.15, indicating that its share price is 115% more volatile than the broader market.

In the previous week, D-Wave Quantum had 6 more articles in the media than Pagaya Technologies. MarketBeat recorded 31 mentions for D-Wave Quantum and 25 mentions for Pagaya Technologies. Pagaya Technologies' average media sentiment score of 0.83 beat D-Wave Quantum's score of 0.49 indicating that Pagaya Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pagaya Technologies
14 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
D-Wave Quantum
7 Very Positive mention(s)
7 Positive mention(s)
13 Neutral mention(s)
4 Negative mention(s)
0 Very Negative mention(s)
Neutral

Pagaya Technologies has a net margin of 9.12% compared to D-Wave Quantum's net margin of -2,001.59%. Pagaya Technologies' return on equity of 51.56% beat D-Wave Quantum's return on equity.

Company Net Margins Return on Equity Return on Assets
Pagaya Technologies9.12% 51.56% 19.01%
D-Wave Quantum -2,001.59%-26.67%-24.03%

57.1% of Pagaya Technologies shares are held by institutional investors. Comparatively, 42.5% of D-Wave Quantum shares are held by institutional investors. 42.0% of Pagaya Technologies shares are held by company insiders. Comparatively, 1.3% of D-Wave Quantum shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Pagaya Technologies has higher revenue and earnings than D-Wave Quantum. D-Wave Quantum is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pagaya Technologies$1.30B1.31$81.39M$1.3615.01
D-Wave Quantum$24.59M257.39-$355.06M-$0.71N/A

Pagaya Technologies currently has a consensus target price of $31.25, indicating a potential upside of 53.04%. D-Wave Quantum has a consensus target price of $36.27, indicating a potential upside of 111.96%. Given D-Wave Quantum's higher probable upside, analysts plainly believe D-Wave Quantum is more favorable than Pagaya Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
3 Strong Buy rating(s)
3.17
D-Wave Quantum
1 Sell rating(s)
2 Hold rating(s)
13 Buy rating(s)
0 Strong Buy rating(s)
2.75

Summary

Pagaya Technologies beats D-Wave Quantum on 13 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PGY vs. The Competition

MetricPagaya TechnologiesSoftware IndustryTechnology SectorNASDAQ Exchange
Market Cap$1.70B$15.66B$30.17B$12.94B
Dividend YieldN/A3.42%2.75%12.81%
P/E Ratio15.01140.2277.3625.40
Price / Sales1.311,288.30588.8782.06
Price / Cash6.6742.9546.9034.74
Price / Book3.028.597.806.32
Net Income$81.39M$432.56M$701.04M$358.20M
7 Day Performance-4.98%-1.22%0.10%0.42%
1 Month Performance-5.81%-2.50%-2.88%-3.30%
1 Year Performance-51.73%-1.96%176.56%5.33%

Pagaya Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PGY
Pagaya Technologies
4.7865 of 5 stars
$20.42
flat
$31.25
+53.0%
-51.7%$1.70B$1.30B15.01493
DSGX
The Descartes Systems Group
4.5665 of 5 stars
$79.78
-0.3%
$102.71
+28.7%
-24.1%$6.83B$728.99M37.282,403
CIFR
Cipher Mining
3.3253 of 5 stars
$15.09
-3.5%
$28.61
+89.6%
+49.3%$6.26B$191.09MN/A10
PEGA
Pegasystems
4.6408 of 5 stars
$37.63
-2.8%
$50.10
+33.1%
-41.3%$6.19B$1.74B21.265,598
NICE
NiCE
4.6304 of 5 stars
$103.98
-2.5%
$129.50
+24.5%
-31.6%$6.08B$3.07B15.149,626

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This page (NASDAQ:PGY) was last updated on 9/21/2026 by MarketBeat.com Staff.
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