Pagaya Technologies (PGY) Competitors

$12.88 -0.20 (-1.55%)

As of 01:03 PM Eastern

PGY vs. SFBS, ENVA, UCB, CLSK, and RNST

Should you buy Pagaya Technologies stock or one of its competitors? MarketBeat compares Pagaya Technologies with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Pagaya Technologies include ServisFirst Bancshares (SFBS), Enova International (ENVA), United Community Banks (UCB), Cleanspark (CLSK), and Renasant (RNST). These companies are all part of the "banking" industry.

How does Pagaya Technologies compare to ServisFirst Bancshares?

ServisFirst Bancshares (NYSE:SFBS) and Pagaya Technologies (NASDAQ:PGY) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, valuation, media sentiment, analyst recommendations, profitability, earnings, dividends and institutional ownership.

ServisFirst Bancshares currently has a consensus target price of $94.33, indicating a potential upside of 21.10%. Pagaya Technologies has a consensus target price of $33.11, indicating a potential upside of 157.13%. Given Pagaya Technologies' stronger consensus rating and higher probable upside, analysts clearly believe Pagaya Technologies is more favorable than ServisFirst Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ServisFirst Bancshares	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.80
Pagaya Technologies	1 Sell rating(s)	1 Hold rating(s)	9 Buy rating(s)	1 Strong Buy rating(s)	2.83

ServisFirst Bancshares has a beta of 0.9, suggesting that its stock price is 10% less volatile than the broader market. Comparatively, Pagaya Technologies has a beta of 5.42, suggesting that its stock price is 442% more volatile than the broader market.

In the previous week, Pagaya Technologies had 4 more articles in the media than ServisFirst Bancshares. MarketBeat recorded 6 mentions for Pagaya Technologies and 2 mentions for ServisFirst Bancshares. Pagaya Technologies' average media sentiment score of 0.62 beat ServisFirst Bancshares' score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
ServisFirst Bancshares	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Pagaya Technologies	2 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

ServisFirst Bancshares has higher earnings, but lower revenue than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than ServisFirst Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ServisFirst Bancshares	$1.02B	4.18	$276.60M	$5.42	14.37
Pagaya Technologies	$1.28B	0.84	$81.39M	$1.07	12.03

67.3% of ServisFirst Bancshares shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 6.5% of ServisFirst Bancshares shares are owned by insiders. Comparatively, 47.6% of Pagaya Technologies shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

ServisFirst Bancshares has a net margin of 28.80% compared to Pagaya Technologies' net margin of 7.39%. Pagaya Technologies' return on equity of 44.75% beat ServisFirst Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ServisFirst Bancshares	28.80%	16.95%	1.74%
Pagaya Technologies	7.39%	44.75%	15.97%

Summary

Pagaya Technologies beats ServisFirst Bancshares on 10 of the 16 factors compared between the two stocks.

How does Pagaya Technologies compare to Enova International?

Enova International (NYSE:ENVA) and Pagaya Technologies (NASDAQ:PGY) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, earnings, profitability, institutional ownership, risk, valuation, media sentiment and analyst recommendations.

Enova International has a net margin of 9.95% compared to Pagaya Technologies' net margin of 7.39%. Pagaya Technologies' return on equity of 44.75% beat Enova International's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Enova International	9.95%	25.89%	5.43%
Pagaya Technologies	7.39%	44.75%	15.97%

Enova International has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Enova International	$3.15B	1.25	$308.39M	$12.35	12.79
Pagaya Technologies	$1.28B	0.84	$81.39M	$1.07	12.03

Enova International has a beta of 1.32, meaning that its stock price is 32% more volatile than the broader market. Comparatively, Pagaya Technologies has a beta of 5.42, meaning that its stock price is 442% more volatile than the broader market.

Enova International presently has a consensus price target of $198.80, suggesting a potential upside of 25.87%. Pagaya Technologies has a consensus price target of $33.11, suggesting a potential upside of 157.13%. Given Pagaya Technologies' higher possible upside, analysts clearly believe Pagaya Technologies is more favorable than Enova International.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Enova International	0 Sell rating(s)	0 Hold rating(s)	7 Buy rating(s)	1 Strong Buy rating(s)	3.13
Pagaya Technologies	1 Sell rating(s)	1 Hold rating(s)	9 Buy rating(s)	1 Strong Buy rating(s)	2.83

In the previous week, Pagaya Technologies had 3 more articles in the media than Enova International. MarketBeat recorded 6 mentions for Pagaya Technologies and 3 mentions for Enova International. Pagaya Technologies' average media sentiment score of 0.62 beat Enova International's score of 0.22 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Enova International	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Pagaya Technologies	2 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

89.4% of Enova International shares are held by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are held by institutional investors. 8.4% of Enova International shares are held by insiders. Comparatively, 47.6% of Pagaya Technologies shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Enova International and Pagaya Technologies tied by winning 8 of the 16 factors compared between the two stocks.

How does Pagaya Technologies compare to United Community Banks?

Pagaya Technologies (NASDAQ:PGY) and United Community Banks (NYSE:UCB) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, profitability, valuation, institutional ownership, analyst recommendations, earnings, risk and dividends.

57.1% of Pagaya Technologies shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 47.6% of Pagaya Technologies shares are owned by insiders. Comparatively, 0.5% of United Community Banks shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

United Community Banks has lower revenue, but higher earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pagaya Technologies	$1.28B	0.84	$81.39M	$1.07	12.03
United Community Banks	$1.07B	3.74	$328.10M	$2.72	12.29

In the previous week, Pagaya Technologies and Pagaya Technologies both had 6 articles in the media. United Community Banks' average media sentiment score of 0.94 beat Pagaya Technologies' score of 0.62 indicating that United Community Banks is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Pagaya Technologies	2 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
United Community Banks	2 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Pagaya Technologies has a beta of 5.42, indicating that its share price is 442% more volatile than the broader market. Comparatively, United Community Banks has a beta of 0.83, indicating that its share price is 17% less volatile than the broader market.

United Community Banks has a net margin of 22.05% compared to Pagaya Technologies' net margin of 7.39%. Pagaya Technologies' return on equity of 44.75% beat United Community Banks' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pagaya Technologies	7.39%	44.75%	15.97%
United Community Banks	22.05%	9.65%	1.24%

Pagaya Technologies currently has a consensus price target of $33.11, suggesting a potential upside of 157.13%. United Community Banks has a consensus price target of $38.40, suggesting a potential upside of 14.90%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, research analysts clearly believe Pagaya Technologies is more favorable than United Community Banks.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pagaya Technologies	1 Sell rating(s)	1 Hold rating(s)	9 Buy rating(s)	1 Strong Buy rating(s)	2.83
United Community Banks	0 Sell rating(s)	4 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

Pagaya Technologies beats United Community Banks on 9 of the 16 factors compared between the two stocks.

How does Pagaya Technologies compare to Cleanspark?

Pagaya Technologies (NASDAQ:PGY) and Cleanspark (NASDAQ:CLSK) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their valuation, analyst recommendations, media sentiment, profitability, institutional ownership, risk, dividends and earnings.

Cleanspark has lower revenue, but higher earnings than Pagaya Technologies. Cleanspark is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pagaya Technologies	$1.28B	0.84	$81.39M	$1.07	12.03
Cleanspark	$766.31M	5.43	$364.46M	-$2.10	N/A

Pagaya Technologies currently has a consensus target price of $33.11, suggesting a potential upside of 157.13%. Cleanspark has a consensus target price of $20.44, suggesting a potential upside of 26.16%. Given Pagaya Technologies' stronger consensus rating and higher probable upside, research analysts clearly believe Pagaya Technologies is more favorable than Cleanspark.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pagaya Technologies	1 Sell rating(s)	1 Hold rating(s)	9 Buy rating(s)	1 Strong Buy rating(s)	2.83
Cleanspark	2 Sell rating(s)	0 Hold rating(s)	12 Buy rating(s)	1 Strong Buy rating(s)	2.80

In the previous week, Cleanspark had 9 more articles in the media than Pagaya Technologies. MarketBeat recorded 15 mentions for Cleanspark and 6 mentions for Pagaya Technologies. Cleanspark's average media sentiment score of 0.67 beat Pagaya Technologies' score of 0.62 indicating that Cleanspark is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Pagaya Technologies	2 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Cleanspark	9 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Pagaya Technologies has a beta of 5.42, indicating that its stock price is 442% more volatile than the broader market. Comparatively, Cleanspark has a beta of 3.71, indicating that its stock price is 271% more volatile than the broader market.

57.1% of Pagaya Technologies shares are owned by institutional investors. Comparatively, 43.1% of Cleanspark shares are owned by institutional investors. 47.6% of Pagaya Technologies shares are owned by company insiders. Comparatively, 2.1% of Cleanspark shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Pagaya Technologies has a net margin of 7.39% compared to Cleanspark's net margin of -67.66%. Pagaya Technologies' return on equity of 44.75% beat Cleanspark's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pagaya Technologies	7.39%	44.75%	15.97%
Cleanspark	-67.66%	7.07%	3.77%

Summary

Pagaya Technologies beats Cleanspark on 11 of the 16 factors compared between the two stocks.

How does Pagaya Technologies compare to Renasant?

Pagaya Technologies (NASDAQ:PGY) and Renasant (NYSE:RNST) are both banking companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, profitability, risk, valuation, institutional ownership, dividends, media sentiment and earnings.

Renasant has a net margin of 14.47% compared to Pagaya Technologies' net margin of 7.39%. Pagaya Technologies' return on equity of 44.75% beat Renasant's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pagaya Technologies	7.39%	44.75%	15.97%
Renasant	14.47%	8.17%	1.17%

Pagaya Technologies presently has a consensus price target of $33.11, suggesting a potential upside of 157.13%. Renasant has a consensus price target of $45.50, suggesting a potential upside of 10.49%. Given Pagaya Technologies' higher probable upside, analysts plainly believe Pagaya Technologies is more favorable than Renasant.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pagaya Technologies	1 Sell rating(s)	1 Hold rating(s)	9 Buy rating(s)	1 Strong Buy rating(s)	2.83
Renasant	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.25

Pagaya Technologies has a beta of 5.42, suggesting that its stock price is 442% more volatile than the broader market. Comparatively, Renasant has a beta of 0.97, suggesting that its stock price is 3% less volatile than the broader market.

Renasant has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Renasant, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pagaya Technologies	$1.28B	0.84	$81.39M	$1.07	12.03
Renasant	$1.44B	2.63	$181.27M	$2.41	17.09

In the previous week, Renasant had 3 more articles in the media than Pagaya Technologies. MarketBeat recorded 9 mentions for Renasant and 6 mentions for Pagaya Technologies. Pagaya Technologies' average media sentiment score of 0.62 beat Renasant's score of 0.18 indicating that Pagaya Technologies is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Pagaya Technologies	2 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Renasant	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral

57.1% of Pagaya Technologies shares are owned by institutional investors. Comparatively, 77.3% of Renasant shares are owned by institutional investors. 47.6% of Pagaya Technologies shares are owned by insiders. Comparatively, 2.1% of Renasant shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Renasant beats Pagaya Technologies on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

PGY vs. The Competition

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Metric	Pagaya Technologies	FIN Industry	Finance Sector	NASDAQ Exchange
Market Cap	$1.07B	$7.10B	$13.59B	$12.34B
Dividend Yield	N/A	5.75%	5.84%	5.33%
P/E Ratio	12.03	91.21	23.93	25.65
Price / Sales	0.84	12.98	152.55	85.61
Price / Cash	4.39	68.09	20.09	56.16
Price / Book	1.78	2.66	2.14	7.06
Net Income	$81.39M	$309.43M	$1.13B	$335.04M
7 Day Performance	-4.90%	-0.88%	0.87%	2.60%
1 Month Performance	-11.32%	-3.46%	-0.19%	1.42%
1 Year Performance	-15.67%	14.83%	11.92%	35.67%

Pagaya Technologies Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
PGY Pagaya Technologies	4.2989 of 5 stars	$12.88 -1.6%	$33.11 +157.1%	-6.9%	$1.07B	$1.28B	12.03	800
SFBS ServisFirst Bancshares	4.2992 of 5 stars	$75.56 -0.8%	$94.33 +24.8%	+5.4%	$4.13B	$1.02B	13.94	570
ENVA Enova International	4.5857 of 5 stars	$160.81 -2.7%	$198.80 +23.6%	+73.3%	$4.00B	$3.15B	13.02	1,836	Insider Trade
UCB United Community Banks	4.3112 of 5 stars	$32.45 -0.4%	$38.40 +18.4%	N/A	$3.88B	$1.07B	11.93	3,070
CLSK Cleanspark	3.0064 of 5 stars	$14.69 +9.3%	$20.44 +39.2%	+55.9%	$3.77B	$766.31M	N/A	130

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This page (NASDAQ:PGY) was last updated on 5/22/2026 by MarketBeat.com Staff.

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Pagaya Technologies (PGY) Competitors

PGY vs. SFBS, ENVA, UCB, CLSK, and RNST

How does Pagaya Technologies compare to ServisFirst Bancshares?

Summary

How does Pagaya Technologies compare to Enova International?

Summary

How does Pagaya Technologies compare to United Community Banks?

Summary

How does Pagaya Technologies compare to Cleanspark?

Summary

How does Pagaya Technologies compare to Renasant?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

PGY vs. The Competition

Pagaya Technologies Competitors List

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Stock Ideas and Recommendations

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Pagaya Technologies (PGY) Competitors

PGY vs. SFBS, ENVA, UCB, CLSK, and RNST

How does Pagaya Technologies compare to ServisFirst Bancshares?

Do analysts rate SFBS or PGY?

Which has more volatility and risk, SFBS or PGY?

Does the media refer more to SFBS or PGY?

Which has higher valuation & earnings, SFBS or PGY?

Do insiders and institutionals believe in SFBS or PGY?

Is SFBS or PGY more profitable?

Summary

How does Pagaya Technologies compare to Enova International?

Is ENVA or PGY more profitable?

Which has stronger earnings & valuation, ENVA or PGY?

Which has more volatility & risk, ENVA or PGY?

Do analysts prefer ENVA or PGY?

Does the media favor ENVA or PGY?

Do insiders and institutionals have more ownership in ENVA or PGY?

Summary

How does Pagaya Technologies compare to United Community Banks?

Do insiders & institutionals believe in PGY or UCB?

Which has stronger valuation and earnings, PGY or UCB?

Does the media favor PGY or UCB?

Which has more risk and volatility, PGY or UCB?

Is PGY or UCB more profitable?

Do analysts rate PGY or UCB?

Summary

How does Pagaya Technologies compare to Cleanspark?

Which has stronger earnings and valuation, PGY or CLSK?

Do analysts prefer PGY or CLSK?

Does the media prefer PGY or CLSK?

Which has more risk and volatility, PGY or CLSK?

Do insiders and institutionals hold more shares of PGY or CLSK?

Is PGY or CLSK more profitable?

Summary

How does Pagaya Technologies compare to Renasant?

Is PGY or RNST more profitable?

Do analysts prefer PGY or RNST?

Which has more volatility and risk, PGY or RNST?

Which has better valuation and earnings, PGY or RNST?

Does the media prefer PGY or RNST?

Do institutionals & insiders hold more shares of PGY or RNST?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

PGY vs. The Competition

Pagaya Technologies Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools