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Pagaya Technologies (PGY) Competitors

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$18.22 -0.04 (-0.22%)
Closing price 10/9/2026 04:00 PM Eastern
Extended Trading
$18.30 +0.08 (+0.44%)
As of 10/9/2026 07:59 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

PGY vs. OS, QBTS, PEGA, YOU, and NAVN

Should you buy Pagaya Technologies stock or one of its competitors? Pagaya Technologies's main competitors and comparable companies include OneStream (OS), D-Wave Quantum (QBTS), Pegasystems (PEGA), CLEAR Secure (YOU), and Navan (NAVN). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "application software" industry.

How does Pagaya Technologies compare to OneStream?

OneStream (NASDAQ:OS) and Pagaya Technologies (NASDAQ:PGY) are both technology companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, dividends, profitability, valuation, institutional ownership, earnings, media sentiment and analyst recommendations.

57.1% of Pagaya Technologies shares are owned by institutional investors. 12.8% of OneStream shares are owned by company insiders. Comparatively, 42.0% of Pagaya Technologies shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Pagaya Technologies has a net margin of 9.12% compared to OneStream's net margin of -8.36%. Pagaya Technologies' return on equity of 51.56% beat OneStream's return on equity.

Company Net Margins Return on Equity Return on Assets
OneStream-8.36% 11.28% 6.68%
Pagaya Technologies 9.12%51.56%19.01%

Pagaya Technologies has higher revenue and earnings than OneStream. OneStream is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OneStream$601.93M9.80-$50.30M-$0.28N/A
Pagaya Technologies$1.30B1.17$81.39M$1.3613.40

In the previous week, Pagaya Technologies had 13 more articles in the media than OneStream. MarketBeat recorded 13 mentions for Pagaya Technologies and 0 mentions for OneStream. Pagaya Technologies' average media sentiment score of 0.59 beat OneStream's score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company Overall Sentiment
OneStream Neutral
Pagaya Technologies Positive

OneStream currently has a consensus price target of $24.06, suggesting a potential upside of 0.26%. Pagaya Technologies has a consensus price target of $31.13, suggesting a potential upside of 70.83%. Given Pagaya Technologies' stronger consensus rating and higher probable upside, analysts clearly believe Pagaya Technologies is more favorable than OneStream.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OneStream
3 Sell rating(s)
17 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.85
Pagaya Technologies
0 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
2 Strong Buy rating(s)
3.00

OneStream has a beta of 1.99, indicating that its stock price is 99% more volatile than the broader market. Comparatively, Pagaya Technologies has a beta of 5.5, indicating that its stock price is 450% more volatile than the broader market.

Summary

Pagaya Technologies beats OneStream on 16 of the 17 factors compared between the two stocks.

How does Pagaya Technologies compare to D-Wave Quantum?

Pagaya Technologies (NASDAQ:PGY) and D-Wave Quantum (NASDAQ:QBTS) are both technology companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, risk, earnings, profitability, institutional ownership, valuation, media sentiment and analyst recommendations.

Pagaya Technologies currently has a consensus price target of $31.13, suggesting a potential upside of 70.83%. D-Wave Quantum has a consensus price target of $36.27, suggesting a potential upside of 148.91%. Given D-Wave Quantum's higher probable upside, analysts clearly believe D-Wave Quantum is more favorable than Pagaya Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pagaya Technologies
0 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
2 Strong Buy rating(s)
3.00
D-Wave Quantum
1 Sell rating(s)
2 Hold rating(s)
13 Buy rating(s)
0 Strong Buy rating(s)
2.75

Pagaya Technologies has higher revenue and earnings than D-Wave Quantum. D-Wave Quantum is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pagaya Technologies$1.30B1.17$81.39M$1.3613.40
D-Wave Quantum$24.59M219.18-$355.06M-$0.71N/A

Pagaya Technologies has a beta of 5.5, suggesting that its stock price is 450% more volatile than the broader market. Comparatively, D-Wave Quantum has a beta of 2.18, suggesting that its stock price is 118% more volatile than the broader market.

Pagaya Technologies has a net margin of 9.12% compared to D-Wave Quantum's net margin of -2,001.59%. Pagaya Technologies' return on equity of 51.56% beat D-Wave Quantum's return on equity.

Company Net Margins Return on Equity Return on Assets
Pagaya Technologies9.12% 51.56% 19.01%
D-Wave Quantum -2,001.59%-26.67%-24.03%

In the previous week, D-Wave Quantum had 9 more articles in the media than Pagaya Technologies. MarketBeat recorded 22 mentions for D-Wave Quantum and 13 mentions for Pagaya Technologies. Pagaya Technologies' average media sentiment score of 0.59 beat D-Wave Quantum's score of 0.54 indicating that Pagaya Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pagaya Technologies
4 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
D-Wave Quantum
6 Very Positive mention(s)
3 Positive mention(s)
8 Neutral mention(s)
4 Negative mention(s)
0 Very Negative mention(s)
Positive

57.1% of Pagaya Technologies shares are owned by institutional investors. Comparatively, 42.5% of D-Wave Quantum shares are owned by institutional investors. 42.0% of Pagaya Technologies shares are owned by insiders. Comparatively, 1.3% of D-Wave Quantum shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Pagaya Technologies beats D-Wave Quantum on 13 of the 17 factors compared between the two stocks.

How does Pagaya Technologies compare to Pegasystems?

Pagaya Technologies (NASDAQ:PGY) and Pegasystems (NASDAQ:PEGA) are both technology companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, analyst recommendations, earnings, institutional ownership, media sentiment and risk.

Pagaya Technologies has a beta of 5.5, meaning that its share price is 450% more volatile than the broader market. Comparatively, Pegasystems has a beta of 0.89, meaning that its share price is 11% less volatile than the broader market.

In the previous week, Pagaya Technologies had 6 more articles in the media than Pegasystems. MarketBeat recorded 13 mentions for Pagaya Technologies and 7 mentions for Pegasystems. Pegasystems' average media sentiment score of 0.73 beat Pagaya Technologies' score of 0.59 indicating that Pegasystems is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pagaya Technologies
4 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Pegasystems
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Pagaya Technologies presently has a consensus target price of $31.13, suggesting a potential upside of 70.83%. Pegasystems has a consensus target price of $47.40, suggesting a potential upside of 32.96%. Given Pagaya Technologies' stronger consensus rating and higher probable upside, equities analysts plainly believe Pagaya Technologies is more favorable than Pegasystems.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pagaya Technologies
0 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
2 Strong Buy rating(s)
3.00
Pegasystems
0 Sell rating(s)
9 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.31

Pegasystems has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Pegasystems, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pagaya Technologies$1.30B1.17$81.39M$1.3613.40
Pegasystems$1.75B3.36$393.44M$1.7720.14

Pegasystems has a net margin of 18.66% compared to Pagaya Technologies' net margin of 9.12%. Pagaya Technologies' return on equity of 51.56% beat Pegasystems' return on equity.

Company Net Margins Return on Equity Return on Assets
Pagaya Technologies9.12% 51.56% 19.01%
Pegasystems 18.66%32.21%14.57%

57.1% of Pagaya Technologies shares are owned by institutional investors. Comparatively, 46.9% of Pegasystems shares are owned by institutional investors. 42.0% of Pagaya Technologies shares are owned by insiders. Comparatively, 48.4% of Pegasystems shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Pagaya Technologies beats Pegasystems on 9 of the 17 factors compared between the two stocks.

How does Pagaya Technologies compare to CLEAR Secure?

CLEAR Secure (NYSE:YOU) and Pagaya Technologies (NASDAQ:PGY) are both technology companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, dividends, media sentiment, risk, profitability, earnings and institutional ownership.

CLEAR Secure has higher earnings, but lower revenue than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than CLEAR Secure, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
CLEAR Secure$900.78M6.52$109.17M$1.4729.54
Pagaya Technologies$1.30B1.17$81.39M$1.3613.40

CLEAR Secure has a net margin of 14.78% compared to Pagaya Technologies' net margin of 9.12%. CLEAR Secure's return on equity of 71.51% beat Pagaya Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
CLEAR Secure14.78% 71.51% 10.90%
Pagaya Technologies 9.12%51.56%19.01%

CLEAR Secure has a beta of 1.01, meaning that its stock price is 1% more volatile than the broader market. Comparatively, Pagaya Technologies has a beta of 5.5, meaning that its stock price is 450% more volatile than the broader market.

In the previous week, Pagaya Technologies had 10 more articles in the media than CLEAR Secure. MarketBeat recorded 13 mentions for Pagaya Technologies and 3 mentions for CLEAR Secure. CLEAR Secure's average media sentiment score of 0.85 beat Pagaya Technologies' score of 0.59 indicating that CLEAR Secure is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
CLEAR Secure
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Pagaya Technologies
4 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

CLEAR Secure currently has a consensus price target of $58.29, suggesting a potential upside of 34.21%. Pagaya Technologies has a consensus price target of $31.13, suggesting a potential upside of 70.83%. Given Pagaya Technologies' stronger consensus rating and higher probable upside, analysts clearly believe Pagaya Technologies is more favorable than CLEAR Secure.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
CLEAR Secure
1 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.44
Pagaya Technologies
0 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
2 Strong Buy rating(s)
3.00

73.8% of CLEAR Secure shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 29.7% of CLEAR Secure shares are owned by insiders. Comparatively, 42.0% of Pagaya Technologies shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Pagaya Technologies beats CLEAR Secure on 9 of the 17 factors compared between the two stocks.

How does Pagaya Technologies compare to Navan?

Pagaya Technologies (NASDAQ:PGY) and Navan (NASDAQ:NAVN) are both technology companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, institutional ownership, valuation, risk, analyst recommendations, profitability, dividends and earnings.

Pagaya Technologies has higher revenue and earnings than Navan. Navan is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pagaya Technologies$1.30B1.17$81.39M$1.3613.40
Navan$702.27M8.77-$398.03M-$5.06N/A

Pagaya Technologies has a net margin of 9.12% compared to Navan's net margin of -42.11%. Pagaya Technologies' return on equity of 51.56% beat Navan's return on equity.

Company Net Margins Return on Equity Return on Assets
Pagaya Technologies9.12% 51.56% 19.01%
Navan -42.11%-13.91%-9.86%

In the previous week, Pagaya Technologies had 6 more articles in the media than Navan. MarketBeat recorded 13 mentions for Pagaya Technologies and 7 mentions for Navan. Navan's average media sentiment score of 0.73 beat Pagaya Technologies' score of 0.59 indicating that Navan is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pagaya Technologies
4 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Navan
3 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Pagaya Technologies presently has a consensus target price of $31.13, indicating a potential upside of 70.83%. Navan has a consensus target price of $30.50, indicating a potential upside of 29.02%. Given Pagaya Technologies' stronger consensus rating and higher probable upside, equities analysts clearly believe Pagaya Technologies is more favorable than Navan.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pagaya Technologies
0 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
2 Strong Buy rating(s)
3.00
Navan
1 Sell rating(s)
1 Hold rating(s)
14 Buy rating(s)
1 Strong Buy rating(s)
2.88

57.1% of Pagaya Technologies shares are owned by institutional investors. 42.0% of Pagaya Technologies shares are owned by insiders. Comparatively, 63.4% of Navan shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Pagaya Technologies beats Navan on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PGY vs. The Competition

MetricPagaya TechnologiesSoftware IndustryTechnology SectorNASDAQ Exchange
Market Cap$1.52B$16.84B$31.63B$13.30B
Dividend YieldN/A3.43%2.76%22.58%
P/E Ratio13.40145.4981.3626.14
Price / Sales1.171,275.30586.0387.88
Price / Cash5.9547.5650.7553.71
Price / Book2.699.038.156.33
Net Income$81.39M$431.49M$768.68M$382.15M
7 Day Performance1.33%-0.15%-0.89%-1.40%
1 Month Performance-8.76%0.57%0.09%-3.35%
1 Year Performance-32.99%1.87%171.11%1.49%

Pagaya Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PGY
Pagaya Technologies
4.3228 of 5 stars
$18.22
-0.2%
$31.13
+70.8%
-33.0%$1.52B$1.30B13.40493
OS
OneStream
N/A$24.00
flat
$24.06
+0.3%
N/A$5.90B$601.93MN/A1,623
QBTS
D-Wave Quantum
2.7184 of 5 stars
$15.79
+1.0%
$36.27
+129.7%
-55.9%$5.84B$12.43MN/A388
PEGA
Pegasystems
4.5973 of 5 stars
$34.60
+0.2%
$47.40
+37.0%
-33.6%$5.69B$1.75B19.555,598
YOU
CLEAR Secure
4.7885 of 5 stars
$41.50
+0.6%
$58.29
+40.5%
+46.8%$5.61B$1.00B28.233,301

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This page (NASDAQ:PGY) was last updated on 10/11/2026 by MarketBeat.com Staff.
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