MainStreet Bank (MNSB) Stock Price, News & Analysis

Company Overview

MainStreet Bancshares, Inc. is the bank holding company for MainStreet Bank, a community-focused financial institution headquartered in Fairfax, Virginia. The bank serves businesses, professionals, nonprofit organizations and individuals in the Washington, D.C., metropolitan region.

MainStreet Bank provides commercial and retail banking services, including business and consumer lending, commercial real estate financing, residential mortgage products, deposit accounts and cash-management services. Its offerings also include online and mobile banking, treasury management, electronic payments and other financial services designed to support business and personal banking needs.

Founded in 2004, MainStreet Bank operates as a relationship-oriented institution with a focus on personalized service and local market knowledge. The company is led by Jeffrey W. Dick, who serves as chairman, president and chief executive officer.

Key Stats

• Today's Range: $24.75 to $25.18
• 50-Day Range: $22.91 to $25.61
• 52-Week Range: $17.86 to $25.86
• Volume: 57,661 shs
• Average Volume: 45,782 shs
• Market Capitalization: $177.00 million
• P/E Ratio: 12.19
• Dividend Yield: 1.61%
• Price Target: N/A
• Consensus Rating: Moderate Buy

MainStreet Bank Stock Analysis - MarketRank™

MainStreet Bank scored higher than 24% of companies evaluated by MarketBeat, and ranked 738th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

MainStreet Bank has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

MainStreet Bank has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of MainStreet Bank is 12.19, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of MainStreet Bank is 12.19, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.43.

Price to Book Value per Share Ratio

MainStreet Bank has a P/B Ratio of 1.00. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.53% of the float of MainStreet Bank has been sold short.

Short Interest Ratio / Days to Cover

MainStreet Bank has a short interest ratio ("days to cover") of 8.8.

Change versus previous month

Short interest in MainStreet Bank has recently increased by 4.04%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

MainStreet Bank pays a meaningful dividend of 1.60%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

MainStreet Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of MainStreet Bank is 19.61%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.8 / 5
• News Sentiment: N/A

News Sentiment

MainStreet Bank has a news sentiment score of -0.71. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for MainStreet Bank this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MainStreet Bank insiders have not sold or bought any company stock.

Percentage Held by Insiders

10.17% of the stock of MainStreet Bank is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

52.29% of the stock of MainStreet Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/20/2026
• Record date for 8/11 Dividend: 8/04/2026
• Ex-Dividend for 8/11 Dividend: 8/04/2026
• Dividend Payable: 8/11/2026
• Today: 10/05/2026
• Next Earnings (Estimated): 10/26/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:MNSB
• CIK: 1693577
• Web: www.mstreetbank.com
• Phone: (703) 481-4567
• Fax: N/A
• Employees: 171
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.04
• Trailing P/E Ratio: 12.19
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $15.61 million
• Net Margins: 13.24%
• Pretax Margin: 16.56%
• Return on Equity: 9.16%
• Return on Assets: 0.79%

Debt

• Debt-to-Equity Ratio: 0.37
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $135.62 million
• Price / Sales: 1.31
• Cash Flow: $2.43 per share
• Price / Cash Flow: 10.22
• Book Value: $24.83 per share
• Price / Book: 1.00

Miscellaneous

• Outstanding Shares: 7,120,000
• Free Float: 6,397,000
• Market Cap: $177.00 million
• Optionable: Not Optionable
• Beta: 0.57