S&P 500   4,288.05
DOW   33,507.50
QQQ   358.27
Will the Energy Sector Continue to Outshine the Market?
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In a good sign for China's struggling economy, factory activity grows for the first time in 6 months
Borrowers are reassessing their budgets as student loan payments resume after pandemic pause
66,000% upside on tiny biotech? (Ad)
How major US stock indexes fared Friday, 9/29/2023
MarketBeat Week in Review – 9/25 - 9/29
66,000% upside on tiny biotech? (Ad)
Cyprus hails Moody's two-notch credit rating upgrade bringing the country into investment grade
Closing prices for crude oil, gold and other commodities
S&P 500   4,288.05
DOW   33,507.50
QQQ   358.27
Will the Energy Sector Continue to Outshine the Market?
66,000% upside on tiny biotech? (Ad)
In a good sign for China's struggling economy, factory activity grows for the first time in 6 months
Borrowers are reassessing their budgets as student loan payments resume after pandemic pause
66,000% upside on tiny biotech? (Ad)
How major US stock indexes fared Friday, 9/29/2023
MarketBeat Week in Review – 9/25 - 9/29
66,000% upside on tiny biotech? (Ad)
Cyprus hails Moody's two-notch credit rating upgrade bringing the country into investment grade
Closing prices for crude oil, gold and other commodities
S&P 500   4,288.05
DOW   33,507.50
QQQ   358.27
Will the Energy Sector Continue to Outshine the Market?
66,000% upside on tiny biotech? (Ad)
In a good sign for China's struggling economy, factory activity grows for the first time in 6 months
Borrowers are reassessing their budgets as student loan payments resume after pandemic pause
66,000% upside on tiny biotech? (Ad)
How major US stock indexes fared Friday, 9/29/2023
MarketBeat Week in Review – 9/25 - 9/29
66,000% upside on tiny biotech? (Ad)
Cyprus hails Moody's two-notch credit rating upgrade bringing the country into investment grade
Closing prices for crude oil, gold and other commodities
S&P 500   4,288.05
DOW   33,507.50
QQQ   358.27
Will the Energy Sector Continue to Outshine the Market?
66,000% upside on tiny biotech? (Ad)
In a good sign for China's struggling economy, factory activity grows for the first time in 6 months
Borrowers are reassessing their budgets as student loan payments resume after pandemic pause
66,000% upside on tiny biotech? (Ad)
How major US stock indexes fared Friday, 9/29/2023
MarketBeat Week in Review – 9/25 - 9/29
66,000% upside on tiny biotech? (Ad)
Cyprus hails Moody's two-notch credit rating upgrade bringing the country into investment grade
Closing prices for crude oil, gold and other commodities
NASDAQ:OPHC

OptimumBank (OPHC) Stock Forecast, Price & News

$3.18
+0.01 (+0.32%)
(As of 09/29/2023 ET)
Compare
Today's Range
$3.17
▼
$3.18
50-Day Range
$2.88
▼
$3.28
52-Week Range
$2.77
▼
$4.80
Volume
3,555 shs
Average Volume
7,943 shs
Market Capitalization
$23.06 million
P/E Ratio
4.61
Dividend Yield
N/A
Price Target
N/A
ProfileChartCompetitorsEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media

OptimumBank MarketRank™ Forecast

Analyst Rating
N/A
Upside/​Downside
N/A
Short Interest
Healthy
0.11% of Shares Sold Short
Dividend Strength
N/A
Sustainability
N/A
News Sentiment
0.93mentions of OptimumBank in the last 14 days
Based on 2 Articles This Week
Insider Trading
Acquiring Shares
$4,542 Bought Last Quarter
Proj. Earnings Growth
N/A

Overall MarketRank™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.23 out of 5 stars

Finance Sector

570th out of 883 stocks

National Commercial Banks Industry

71st out of 86 stocks

See Top Rated MarketRank™ Stocks Here

OPHC stock logo

About OptimumBank (NASDAQ:OPHC) Stock

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, commercial, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida.

OPHC Price History

OPHC Stock News Headlines

September 29, 2023 | americanbankingnews.com
OptimumBank (NASDAQ:OPHC) Now Covered by StockNews.com
September 21, 2023 | americanbankingnews.com
OptimumBank (NASDAQ:OPHC) Shares Cross Below 200 Day Moving Average of $3.10
September 30, 2023 | Chaikin Analytics (Ad)
This is the #1 Stock to Buy for the AI Tidal Wave
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September 21, 2023 | americanbankingnews.com
StockNews.com Begins Coverage on OptimumBank (NASDAQ:OPHC)
August 10, 2023 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Earnings
July 6, 2023 | finance.yahoo.com
OptimumBank to Present at the Small Cap Growth Virtual Investor Conference July 13th
June 28, 2023 | finance.yahoo.com
Chairman’s Comments for the Annual Shareholder Meeting June 27, 2023
May 27, 2023 | finanznachrichten.de
OptimumBank Holdings, Inc. Announces First Quarter Earnings
September 30, 2023 | Chaikin Analytics (Ad)
This is the #1 Stock to Buy for the AI Tidal Wave
Marc Chaikin warned people about NVDA before its 2023 bull run - now he’s naming his next pick or the AI tidal wave. Learn more here.
May 26, 2023 | msn.com
OptimumBank GAAP EPS of $0.16
May 26, 2023 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Earnings
March 13, 2023 | benzinga.com
OptimumBank Hldgs Stock (NASDAQ:OPHC), Analyst Ratings, Price Targets, Predictions
February 24, 2023 | benzinga.com
OptimumBank (the "Bank") Announces OptimumBank's Entry into SMALL BUSINESS ADMINISTRATION (SBA) National Lending
February 22, 2023 | finance.yahoo.com
OptimumBank (the "Bank") Announces OptimumBank’s Entry into SMALL BUSINESS ADMINISTRATION (SBA) National Lending
February 2, 2023 | finance.yahoo.com
If EPS Growth Is Important To You, OptimumBank Holdings (NASDAQ:OPHC) Presents An Opportunity
January 17, 2023 | reuters.com
OPHC.PH - | Stock Price & Latest News | Reuters
January 13, 2023 | reuters.com
OPHC.A - | Stock Price & Latest News | Reuters
November 13, 2022 | finance.yahoo.com
OptimumBank Holdings Third Quarter 2022 Earnings: EPS: US$0.11 (vs US$0.21 in 3Q 2021)
September 14, 2022 | seekingalpha.com
OPHC OptimumBank Holdings, Inc.
August 30, 2022 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Strengthens Board of Directors with the Election of Mr. Steven Newman, at the August 23, 2022 Board of Directors meeting.
August 10, 2022 | nasdaq.com
Here's Why OptimumBank Holdings (NASDAQ:OPHC) Has Caught The Eye Of Investors
August 10, 2022 | finance.yahoo.com
Does OptimumBank Holdings (NASDAQ:OPHC) Deserve A Spot On Your Watchlist?
August 1, 2022 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Results for OptimumBank
July 16, 2022 | uk.finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC)
May 11, 2022 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Resignation of Board Member
April 29, 2022 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Results for OptimumBank
April 26, 2022 | finance.yahoo.com
Chairman Comments from the Annual Shareholder Meeting held on April 26, 2022
See More Headlines
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OPHC Company Calendar

Last Earnings
8/09/2023
Today
9/30/2023
Next Earnings (Estimated)
11/10/2023
Fiscal Year End
12/31/2023
Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Industry
National commercial banks
Sub-Industry
N/A
Sector
Finance
Current Symbol
NASDAQ:OPHC
CUSIP
N/A
CIK
1288855
Web
www.optimumbank.com
Phone
(954) 900-2800
Fax
954-900-2851
Employees
48
Year Founded
N/A

Profitability

EPS (Most Recent Fiscal Year)
$0.69
Trailing P/E Ratio
4.61
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$4.02 million
Net Margins
15.06%
Pretax Margin
20.19%
Return on Equity
7.67%
Return on Assets
0.79%

Debt

Debt-to-Equity Ratio
0.15
Current Ratio
1.09
Quick Ratio
1.09

Sales & Book Value

Annual Sales
$22.84 million
Price / Sales
1.01
Cash Flow
$0.64 per share
Price / Cash Flow
4.97
Book Value
$9.25 per share
Price / Book
0.34

Miscellaneous

Outstanding Shares
7,250,000
Free Float
5,704,000
Market Cap
$23.06 million
Optionable
Not Optionable
Beta
0.47
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Key Executives

  • Mr. Timothy L. Terry (Age 67)
    Principal Exec. Officer
    Comp: $277.57k
  • Mr. Joel J. Klein (Age 76)
    Interim Principal Financial Officer & Director
    Comp: $20k
  • Mr. Gene Babchick
    Director of Bus. Devel.
  • Ms. Lesile M. Legg
    VP of Bank Operations, Branch Admin. & HR
  • Mr. Frank A. Nelson
    Sr. VP of Lending
  • Ms. Lisa Corr
    Assistant VP of Lending

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions













OPHC Stock - Frequently Asked Questions

How have OPHC shares performed in 2023?

OptimumBank's stock was trading at $4.09 at the beginning of the year. Since then, OPHC stock has decreased by 22.2% and is now trading at $3.1807.
View the best growth stocks for 2023 here.

When is OptimumBank's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Friday, November 10th 2023.
View our OPHC earnings forecast.

How were OptimumBank's earnings last quarter?

OptimumBank Holdings, Inc. (NASDAQ:OPHC) issued its earnings results on Wednesday, August, 9th. The bank reported $0.18 earnings per share (EPS) for the quarter. The bank earned $6.36 million during the quarter. OptimumBank had a trailing twelve-month return on equity of 7.67% and a net margin of 15.06%.

When did OptimumBank's stock split?

OptimumBank's stock reverse split before market open on Tuesday, January 12th 2016. The 1-10 reverse split was announced on Tuesday, December 29th 2015. The number of shares owned by shareholders was adjusted after the closing bell on Monday, January 11th 2016. An investor that had 100 shares of stock prior to the reverse split would have 10 shares after the split.

What other stocks do shareholders of OptimumBank own?

Based on aggregate information from My MarketBeat watchlists, some companies that other OptimumBank investors own include AcelRx Pharmaceuticals (ACRX), BIOLASE (BIOL), Albireo Pharma (ALBO), Athersys (ATHX), Cyclacel Pharmaceuticals (CYCC), Gevo (GEVO), Inovio Pharmaceuticals (INO), Merrimack Pharmaceuticals (MACK) and MicroVision (MVIS).

What is OptimumBank's stock symbol?

OptimumBank trades on the NASDAQ under the ticker symbol "OPHC."

How do I buy shares of OptimumBank?

Shares of OPHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

What is OptimumBank's stock price today?

One share of OPHC stock can currently be purchased for approximately $3.18.

How much money does OptimumBank make?

OptimumBank (NASDAQ:OPHC) has a market capitalization of $23.06 million and generates $22.84 million in revenue each year. The bank earns $4.02 million in net income (profit) each year or $0.69 on an earnings per share basis.

How can I contact OptimumBank?

OptimumBank's mailing address is 2477 EAST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL, 33308. The official website for the company is www.optimumbank.com. The bank can be reached via phone at (954) 900-2800 or via fax at 954-900-2851.

This page (NASDAQ:OPHC) was last updated on 9/30/2023 by MarketBeat.com Staff

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