NASDAQ:OPHC OptimumBank (OPHC) Stock Price, News & Analysis $4.46 0.00 (0.00%) (As of 07/26/2024 ET) Add Compare Share Share Today's Range$4.45▼$4.4650-Day Range$4.16▼$4.5552-Week Range$2.85▼$4.91Volume1,234 shsAverage Volume13,971 shsMarket Capitalization$42.95 millionP/E Ratio4.37Dividend YieldN/APrice Target$5.25 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends Get OptimumBank alerts: Email Address OptimumBank MarketRank™ Stock AnalysisAnalyst RatingHold2.00 Rating ScoreUpside/Downside17.7% Upside$5.25 Price TargetShort InterestHealthy1.28% of Shares Sold ShortDividend StrengthN/ASustainabilityN/ANews Sentiment0.94Based on 2 Articles This WeekInsider TradingN/AProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.1.54 out of 5 starsFinance Sector734th out of 898 stocksNational Commercial Banks Industry73rd out of 88 stocks 2.0 Analyst's Opinion Consensus RatingOptimumBank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageOptimumBank has only been the subject of 1 research reports in the past 90 days.Read more about OptimumBank's stock forecast and price target. Previous Next 3.0 Short Interest Percentage of Shares Shorted1.28% of the outstanding shares of OptimumBank have been sold short.Short Interest Ratio / Days to CoverOptimumBank has a short interest ratio ("days to cover") of 8.8.Change versus previous monthShort interest in OptimumBank has recently decreased by 0.08%, indicating that investor sentiment is improving. Previous Next 0.0 Dividend Strength Dividend YieldOptimumBank does not currently pay a dividend.Dividend GrowthOptimumBank does not have a long track record of dividend growth. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for OPHC. Previous Next 2.7 News and Social Media Coverage News SentimentOptimumBank has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.50 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for OptimumBank this week, compared to 0 articles on an average week. Previous Next 0.8 Company Ownership Insider Buying vs. Insider SellingIn the past three months, OptimumBank insiders have not sold or bought any company stock.Percentage Held by Insiders13.89% of the stock of OptimumBank is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 7.43% of the stock of OptimumBank is held by institutions.Read more about OptimumBank's insider trading history. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of OptimumBank is 4.37, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 143.79.Price to Earnings Ratio vs. SectorThe P/E ratio of OptimumBank is 4.37, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 47.56.Price to Book Value per Share RatioOptimumBank has a P/B Ratio of 0.46. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about OptimumBank's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad The Oxford ClubDon't Pay a Dime for Marc Lichtenfeld's Top AI PicksUsually, you'd have to plunk down a hefty sum to get your hands on Marc Lichtenfeld's latest income research... But today, the author of Get Rich with Dividends is feeling extra generous...Click here now to claim your FREE copy of Marc's AI playbook. About OptimumBank Stock (NASDAQ:OPHC)OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides Visa debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida.Read More OPHC Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart OPHC Stock News HeadlinesJuly 22, 2024 | americanbankingnews.comOptimumBank (NASDAQ:OPHC) Receives New Coverage from Analysts at StockNews.comJuly 15, 2024 | globenewswire.comOptimumBank to Host Inaugural Virtual Banking Conference on September 12, 2024, via Live WebcastJuly 27, 2024 | The Oxford Club (Ad)Man Who Called Nvidia at $1.10 Says Buy This Now...In 2004, one man called Nvidia before just about anyone knew it existed. Now, this same guy says a new company could become the next to soar like Nvidia.May 24, 2024 | msn.comCompass Point Initiates Coverage of OptimumBank Holdings (OPHC) with Neutral RecommendationMay 23, 2024 | bizjournals.comBroward community banks bullish on loan growth. Here’s why.May 23, 2024 | globenewswire.comOptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Wednesday, May 29, 2024 at its Headquarters in Ft. Lauderdale, FloridaMay 16, 2024 | globenewswire.comOptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces First Quarter ResultsMay 14, 2024 | investorplace.comOPHC Stock Earnings: OptimumBank Hldgs Reported Results for Q1 2024July 27, 2024 | The Oxford Club (Ad)Man Who Called Nvidia at $1.10 Says Buy This Now...In 2004, one man called Nvidia before just about anyone knew it existed. Now, this same guy says a new company could become the next to soar like Nvidia.April 29, 2024 | msn.comOptimumBank Holdings files to sell 1.38M shares of common stock for holdersApril 12, 2024 | wsj.comOptimumBank Holdings Inc.April 7, 2024 | morningstar.comOptimumBank Holdings Inc OPHCMarch 15, 2024 | investorplace.comOPHC Stock Earnings: OptimumBank Hldgs Reported Results for Q4 2023March 12, 2024 | globenewswire.comOptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces Full Year ResultsMarch 10, 2024 | finance.yahoo.comHere's Why We Think OptimumBank Holdings (NASDAQ:OPHC) Might Deserve Your Attention TodayFebruary 22, 2024 | benzinga.comOptimumBank Hldgs Stock (NASDAQ:OPHC) Dividends: History, Yield and DatesFebruary 22, 2024 | benzinga.comTop 4 Financial Stocks Which Could Rescue Your Portfolio This Quarter - Meridian (NASDAQ:MRBK), Ares Comml Real Est (NYSE:ACRE)February 7, 2024 | msn.comOptimumBank Holdings Unaudited Annual Financial Results RevealedSee More Headlines Receive OPHC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for OptimumBank and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings5/13/2024Today7/27/2024Next Earnings (Estimated)8/14/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryN/A Current SymbolNASDAQ:OPHC CUSIPN/A CIK1288855 Webwww.optimumbank.com Phone(954) 900-2800Fax954-900-2851Employees60Year FoundedN/APrice Target and Rating Average Stock Price Target$5.25 High Stock Price Target$5.25 Low Stock Price Target$5.25 Potential Upside/Downside+17.7%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$1.02 Trailing P/E Ratio4.37 Forward P/E RatioN/A P/E GrowthN/ANet Income$6.28 million Net Margins16.43% Pretax Margin22.18% Return on Equity10.53% Return on Assets0.98% Debt Debt-to-Equity Ratio0.64 Current Ratio1.13 Quick Ratio1.13 Sales & Book Value Annual Sales$39.23 million Price / Sales1.09 Cash Flow$0.95 per share Price / Cash Flow4.71 Book Value$9.66 per share Price / Book0.46Miscellaneous Outstanding Shares9,630,000Free Float8,297,000Market Cap$42.95 million OptionableNot Optionable Beta0.40 The Best High-Yield Dividend Stocks for 2024Looking to generate income with your stock portfolio? Use these ten stocks to generate a safe and reliable source of investment income.Get This Free Report Key ExecutivesMr. Timothy L. Terry (Age 68)Principal Executive Officer Comp: $277.57kMr. Joel J. Klein (Age 77)Interim Principal Financial Officer & Director Comp: $20kMr. Gene BabchickDirector of Business DevelopmentMs. Lesile M. LeggVice President of Bank Operations, Branch Administration & Human ResourcesMr. Frank A. NelsonSenior Vice President of LendingMs. Lisa CorrAssistant Vice President of LendingMore ExecutivesKey CompetitorsAmeriServ FinancialNASDAQ:ASRVEmclaire FinancialNASDAQ:EMCFRiverview FinancialNASDAQ:RIVEHawthorn BancsharesNASDAQ:HWBKUnited Security BancsharesNASDAQ:UBFOView All CompetitorsInstitutional OwnershipEJF Capital LLCBought 256,410 shares on 5/16/2024Ownership: 2.663%View All Institutional Transactions OPHC Stock Analysis - Frequently Asked Questions How have OPHC shares performed this year? OptimumBank's stock was trading at $4.18 at the start of the year. Since then, OPHC shares have increased by 6.7% and is now trading at $4.46. View the best growth stocks for 2024 here. How were OptimumBank's earnings last quarter? OptimumBank Holdings, Inc. (NASDAQ:OPHC) released its quarterly earnings results on Monday, May, 13th. The bank reported $0.31 earnings per share for the quarter. The bank had revenue of $8.99 million for the quarter. OptimumBank had a net margin of 16.43% and a trailing twelve-month return on equity of 10.53%. When did OptimumBank's stock split? OptimumBank's stock reverse split on the morning of Tuesday, January 12th 2016. The 1-10 reverse split was announced on Tuesday, December 29th 2015. The number of shares owned by shareholders was adjusted after the market closes on Monday, January 11th 2016. An investor that had 100 shares of stock prior to the reverse split would have 10 shares after the split. How do I buy shares of OptimumBank? Shares of OPHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of OptimumBank own? Based on aggregate information from My MarketBeat watchlists, some other companies that OptimumBank investors own include AcelRx Pharmaceuticals (ACRX), BIOLASE (BIOL), Albireo Pharma (ALBO), Athersys (ATHX), Cyclacel Pharmaceuticals (CYCC) and Gevo (GEVO). This page (NASDAQ:OPHC) was last updated on 7/27/2024 by MarketBeat.com Staff From Our Partners625,000% GainImagine swapping your daily coffee expense for a future free of financial worries. It might seem far-fetche...Crypto Swap Profits | Sponsored“Generational Bull Run” IncomingLIVE Cash Flow Workshop Event / Hosted Virtually Weds @ 7PM EST Everyone who attends will also receive 3 sp...Unstoppable Prosperity | SponsoredGet out of cash before the Fed's next meeting"How I 6X-ed my wife's 401K in 1 year" At the peak of the dot-com boom, a former hedge fund manager put all...Stansberry Research | SponsoredNext opportunity for crypto millionsThe Bitcoin halving is the #1 creator of "crypto millionaires". That's because historically, every halving has...Crypto 101 Media | SponsoredThis student turned $1,300 into $45,000 in just 4 Months!With the help of S.A.M. (my new AI-powered scanner) it's now easier than ever to find these unique trades... ...Monument Traders Alliance | SponsoredMusk’s new company could top a trillion?The investment legend who predicted the rise of Bitcoin, Facebook and streaming services like Netflix… Just...Paradigm Press | SponsoredMan Who Called Nvidia at $1.10 Says Buy This Now...In 2004, one man called Nvidia before just about anyone knew it existed. Now, this same guy says a new comp...The Oxford Club | SponsoredThe #1 Crypto for AIWe’ve issued an urgent landmark trade alert for a new crypto wonder. So, I decided to give you this heads-u...Weiss Ratings | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding OptimumBank Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share OptimumBank With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
