NASDAQ:OPHC

OptimumBank (OPHC) Stock Forecast, Price & News

$3.11

0.00 (0.00%)

(As of 04:00 PM ET)

Compare

Today's Range: $3.11
▼
$3.19
50-Day Range: $2.88
▼
$3.28
52-Week Range: $2.77
▼
$4.80

Volume: 3,370 shs
Average Volume: 6,040 shs
Market Capitalization: $22.55 million

P/E Ratio: 4.51
Dividend Yield: N/A
Price Target: N/A

OptimumBank MarketRank™ Forecast

Analyst Rating: N/A
Upside/Downside: N/A
Short Interest: Healthy
0.11% of Shares Sold Short
Dividend Strength: N/A
Sustainability: N/A
News Sentiment: 0.34
Based on 2 Articles This Week
Insider Trading: Acquiring Shares
$4,542 Bought Last Quarter
Proj. Earnings Growth: N/A

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.42 out of 5 stars

Finance Sector

414th out of 850 stocks

National Commercial Banks Industry

58th out of 84 stocks

N/A

Analyst's Opinion

Consensus Rating
There is not enough analysis data for OptimumBank.

5.0

Short Interest

Percentage of Shares Shorted
0.11% of the outstanding shares of OptimumBank have been sold short.
Short Interest Ratio / Days to Cover
OptimumBank has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in OptimumBank has recently decreased by 10.00%, indicating that investor sentiment is improving significantly.

0.0

Dividend Strength

Dividend Yield
OptimumBank does not currently pay a dividend.
Dividend Growth
OptimumBank does not have a long track record of dividend growth.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for OPHC.

2.4

News and Social Media Coverage

News Sentiment
OptimumBank has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.71 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 2 news articles for OptimumBank this week, compared to 0 articles on an average week.
Search Interest
1 people have searched for OPHC on MarketBeat in the last 30 days.

3.3

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, OptimumBank insiders have bought more of their company's stock than they have sold. Specifically, they have bought $4,542.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
21.33% of the stock of OptimumBank is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
Only 3.69% of the stock of OptimumBank is held by institutions.

1.9

Earnings and Valuation

Price to Earnings Ratio vs. the Market
The P/E ratio of OptimumBank is 4.51, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 119.39.
Price to Earnings Ratio vs. Sector
The P/E ratio of OptimumBank is 4.51, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 82.77.
Price to Book Value per Share Ratio
OptimumBank has a P/B Ratio of 0.34. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

About OptimumBank (NASDAQ:OPHC) Stock

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, commercial, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida.

OPHC Price History

30 days | 90 days | 365 days | Advanced Chart

OPHC Stock News Headlines

September 21, 2023 | americanbankingnews.com

OptimumBank (NASDAQ:OPHC) Shares Cross Below 200 Day Moving Average of $3.10

September 21, 2023 | americanbankingnews.com

StockNews.com Begins Coverage on OptimumBank (NASDAQ:OPHC)

September 25, 2023 | Chaikin Analytics (Ad)

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August 10, 2023 | finance.yahoo.com

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Earnings

July 6, 2023 | finance.yahoo.com

OptimumBank to Present at the Small Cap Growth Virtual Investor Conference July 13th

June 28, 2023 | finance.yahoo.com

Chairman’s Comments for the Annual Shareholder Meeting June 27, 2023

May 27, 2023 | finanznachrichten.de

OptimumBank Holdings, Inc. Announces First Quarter Earnings

May 26, 2023 | msn.com

OptimumBank GAAP EPS of $0.16

September 25, 2023 | The Oxford Club (Ad)

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May 26, 2023 | finance.yahoo.com

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Earnings

March 13, 2023 | benzinga.com

OptimumBank Hldgs Stock (NASDAQ:OPHC), Analyst Ratings, Price Targets, Predictions

February 24, 2023 | benzinga.com

OptimumBank (the "Bank") Announces OptimumBank's Entry into SMALL BUSINESS ADMINISTRATION (SBA) National Lending

February 22, 2023 | finance.yahoo.com

OptimumBank (the "Bank") Announces OptimumBank’s Entry into SMALL BUSINESS ADMINISTRATION (SBA) National Lending

February 2, 2023 | finance.yahoo.com

If EPS Growth Is Important To You, OptimumBank Holdings (NASDAQ:OPHC) Presents An Opportunity

January 17, 2023 | reuters.com

OPHC.PH - | Stock Price & Latest News | Reuters

January 13, 2023 | reuters.com

OPHC.A - | Stock Price & Latest News | Reuters

November 13, 2022 | finance.yahoo.com

OptimumBank Holdings Third Quarter 2022 Earnings: EPS: US$0.11 (vs US$0.21 in 3Q 2021)

September 14, 2022 | seekingalpha.com

OPHC OptimumBank Holdings, Inc.

August 30, 2022 | finance.yahoo.com

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Strengthens Board of Directors with the Election of Mr. Steven Newman, at the August 23, 2022 Board of Directors meeting.

August 10, 2022 | nasdaq.com

Here's Why OptimumBank Holdings (NASDAQ:OPHC) Has Caught The Eye Of Investors

August 10, 2022 | finance.yahoo.com

Does OptimumBank Holdings (NASDAQ:OPHC) Deserve A Spot On Your Watchlist?

August 1, 2022 | finance.yahoo.com

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Results for OptimumBank

July 16, 2022 | uk.finance.yahoo.com

OptimumBank Holdings, Inc. (OPHC)

May 11, 2022 | finance.yahoo.com

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Resignation of Board Member

April 29, 2022 | finance.yahoo.com

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Results for OptimumBank

April 26, 2022 | finance.yahoo.com

Chairman Comments from the Annual Shareholder Meeting held on April 26, 2022

April 11, 2022 | finance.yahoo.com

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Lending to the Senior Healthcare industry

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OPHC Company Calendar

Last Earnings: 8/09/2023
Today: 9/25/2023
Next Earnings (Estimated): 11/10/2023
Fiscal Year End: 12/31/2023

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Industry, Sector and Symbol

Stock Exchange: NASDAQ
Industry: National commercial banks
Sub-Industry: N/A
Sector: Finance
Current Symbol: NASDAQ:OPHC
CUSIP: N/A
CIK: 1288855
Web: www.optimumbank.com
Phone: (954) 900-2800
Fax: 954-900-2851
Employees: 48
Year Founded: N/A

Profitability

EPS (Most Recent Fiscal Year): $0.69
Trailing P/E Ratio: 4.52
Forward P/E Ratio: N/A
P/E Growth: N/A
Net Income: $4.02 million
Net Margins: 15.06%
Pretax Margin: 20.19%
Return on Equity: 7.67%
Return on Assets: 0.79%

Debt

Debt-to-Equity Ratio: 0.15
Current Ratio: 1.09
Quick Ratio: 1.09

Sales & Book Value

Annual Sales: $22.84 million
Price / Sales: 0.99
Cash Flow: $0.64 per share
Price / Cash Flow: 4.87
Book Value: $9.25 per share
Price / Book: 0.34

Miscellaneous

Outstanding Shares: 7,250,000
Free Float: 5,704,000
Market Cap: $22.62 million
Optionable: Not Optionable
Beta: 0.47

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Key Executives

Mr. Timothy L. Terry (Age 67)
Principal Exec. Officer
Comp: $277.57k

Mr. Joel J. Klein (Age 76)
Interim Principal Financial Officer & Director
Comp: $20k

Mr. Gene Babchick
Director of Bus. Devel.

Ms. Lesile M. Legg
VP of Bank Operations, Branch Admin. & HR

Mr. Frank A. Nelson
Sr. VP of Lending

Ms. Lisa Corr
Assistant VP of Lending

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

OPHC Stock - Frequently Asked Questions

How have OPHC shares performed in 2023?: OptimumBank's stock was trading at $4.09 at the beginning of 2023. Since then, OPHC stock has decreased by 23.7% and is now trading at $3.12.
View the best growth stocks for 2023 here.
When is OptimumBank's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Friday, November 10th 2023.
View our OPHC earnings forecast.
How were OptimumBank's earnings last quarter?: OptimumBank Holdings, Inc. (NASDAQ:OPHC) released its quarterly earnings data on Wednesday, August, 9th. The bank reported $0.18 earnings per share for the quarter. The bank earned $6.36 million during the quarter. OptimumBank had a trailing twelve-month return on equity of 7.67% and a net margin of 15.06%.
When did OptimumBank's stock split?: OptimumBank's stock reverse split on Tuesday, January 12th 2016. The 1-10 reverse split was announced on Tuesday, December 29th 2015. The number of shares owned by shareholders was adjusted after the closing bell on Monday, January 11th 2016. An investor that had 100 shares of stock prior to the reverse split would have 10 shares after the split.
What other stocks do shareholders of OptimumBank own?: Based on aggregate information from My MarketBeat watchlists, some companies that other OptimumBank investors own include AcelRx Pharmaceuticals (ACRX), BIOLASE (BIOL), Albireo Pharma (ALBO), Athersys (ATHX), Cyclacel Pharmaceuticals (CYCC), Gevo (GEVO), Inovio Pharmaceuticals (INO), Merrimack Pharmaceuticals (MACK) and MicroVision (MVIS).

What is OptimumBank's stock symbol?: OptimumBank trades on the NASDAQ under the ticker symbol "OPHC."
Who are OptimumBank's major shareholders?: OptimumBank's stock is owned by a variety of retail and institutional investors. Top institutional shareholders include BHZ Capital Management LP (0.58%) and Renaissance Technologies LLC (0.57%). Insiders that own company stock include Heng Fai Ambrose Chan and Moishe Gubin.
View institutional ownership trends.
How do I buy shares of OptimumBank?: Shares of OPHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.
What is OptimumBank's stock price today?: One share of OPHC stock can currently be purchased for approximately $3.12.
How much money does OptimumBank make?: OptimumBank (NASDAQ:OPHC) has a market capitalization of $22.62 million and generates $22.84 million in revenue each year. The bank earns $4.02 million in net income (profit) each year or $0.69 on an earnings per share basis.
How can I contact OptimumBank?: OptimumBank's mailing address is 2477 EAST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL, 33308. The official website for the company is www.optimumbank.com. The bank can be reached via phone at (954) 900-2800 or via fax at 954-900-2851.

This page (NASDAQ:OPHC) was last updated on 9/25/2023 by MarketBeat.com Staff

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