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S&P 500   4,567.80
DOW   35,950.89
QQQ   388.83
The top-rated strong-buy stocks on Marketbeat’s radar
The Only Practical Solution to the World’s Looming Energy Crisis (Ad)
Marketbeat’s AI-powered tools for investors
Are blue chip stocks a good investment?
The Only Practical Solution to the World’s Looming Energy Crisis (Ad)
As Dollar Tree Goes, So Goes the Consumer?
Power Play: GE's game-changing technology for EVs and grids
The Only Practical Solution to the World’s Looming Energy Crisis (Ad)
Is Beyond an overlooked e-commerce winner?
Inflation in Europe falls to 2.4% as interest rates pack a punch. But the economy has stalled
S&P 500   4,567.80
DOW   35,950.89
QQQ   388.83
The top-rated strong-buy stocks on Marketbeat’s radar
The Only Practical Solution to the World’s Looming Energy Crisis (Ad)
Marketbeat’s AI-powered tools for investors
Are blue chip stocks a good investment?
The Only Practical Solution to the World’s Looming Energy Crisis (Ad)
As Dollar Tree Goes, So Goes the Consumer?
Power Play: GE's game-changing technology for EVs and grids
The Only Practical Solution to the World’s Looming Energy Crisis (Ad)
Is Beyond an overlooked e-commerce winner?
Inflation in Europe falls to 2.4% as interest rates pack a punch. But the economy has stalled
S&P 500   4,567.80
DOW   35,950.89
QQQ   388.83
The top-rated strong-buy stocks on Marketbeat’s radar
The Only Practical Solution to the World’s Looming Energy Crisis (Ad)
Marketbeat’s AI-powered tools for investors
Are blue chip stocks a good investment?
The Only Practical Solution to the World’s Looming Energy Crisis (Ad)
As Dollar Tree Goes, So Goes the Consumer?
Power Play: GE's game-changing technology for EVs and grids
The Only Practical Solution to the World’s Looming Energy Crisis (Ad)
Is Beyond an overlooked e-commerce winner?
Inflation in Europe falls to 2.4% as interest rates pack a punch. But the economy has stalled

OptimumBank Stock Price, News & Analysis (NASDAQ:OPHC)

$3.38
+0.03 (+0.90%)
(As of 11/30/2023 ET)
Compare
Today's Range
$3.35
▼
$3.43
50-Day Range
$3.09
▼
$3.35
52-Week Range
$2.77
▼
$4.60
Volume
1,464 shs
Average Volume
7,020 shs
Market Capitalization
$24.51 million
P/E Ratio
4.45
Dividend Yield
N/A
Price Target
N/A
Stock AnalysisChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media

OPHC stock logo

About OptimumBank Stock (NASDAQ:OPHC)

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, commercial, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida.

OPHC Stock Price History

OPHC Stock News Headlines

November 24, 2023 | americanbankingnews.com
OptimumBank (NASDAQ:OPHC) Now Covered by StockNews.com
November 10, 2023 | msn.com
OptimumBank GAAP EPS of $0.52
December 1, 2023 | DTI Trader (Ad)
New CBOE “special perk” helps traders target income every weekend
You might not immediately realize what you’re reading. Let me help you out a little… What you're looking at is a “special perk” set up by the Chicago Board of Options Exchange.
November 9, 2023 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Earnings
October 6, 2023 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Gubin’s comments pertaining to the Board’s strategic planning - “A successful roadmap for growing our Bank”
October 2, 2023 | investing.com
OPHC Historical Data
August 10, 2023 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Earnings
July 6, 2023 | finance.yahoo.com
OptimumBank to Present at the Small Cap Growth Virtual Investor Conference July 13th
December 1, 2023 | DTI Trader (Ad)
New CBOE “special perk” helps traders target income every weekend
You might not immediately realize what you’re reading. Let me help you out a little… What you're looking at is a “special perk” set up by the Chicago Board of Options Exchange.
June 28, 2023 | finance.yahoo.com
Chairman’s Comments for the Annual Shareholder Meeting June 27, 2023
May 27, 2023 | finanznachrichten.de
OptimumBank Holdings, Inc. Announces First Quarter Earnings
May 26, 2023 | msn.com
OptimumBank GAAP EPS of $0.16
May 26, 2023 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Earnings
March 13, 2023 | benzinga.com
OptimumBank Hldgs Stock (NASDAQ:OPHC), Analyst Ratings, Price Targets, Predictions
February 24, 2023 | benzinga.com
OptimumBank (the "Bank") Announces OptimumBank's Entry into SMALL BUSINESS ADMINISTRATION (SBA) National Lending
February 22, 2023 | finance.yahoo.com
OptimumBank (the "Bank") Announces OptimumBank’s Entry into SMALL BUSINESS ADMINISTRATION (SBA) National Lending
February 2, 2023 | finance.yahoo.com
If EPS Growth Is Important To You, OptimumBank Holdings (NASDAQ:OPHC) Presents An Opportunity
January 17, 2023 | reuters.com
OPHC.PH - | Stock Price & Latest News | Reuters
January 13, 2023 | reuters.com
OPHC.A - | Stock Price & Latest News | Reuters
November 13, 2022 | finance.yahoo.com
OptimumBank Holdings Third Quarter 2022 Earnings: EPS: US$0.11 (vs US$0.21 in 3Q 2021)
September 14, 2022 | seekingalpha.com
OPHC OptimumBank Holdings, Inc.
August 30, 2022 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Strengthens Board of Directors with the Election of Mr. Steven Newman, at the August 23, 2022 Board of Directors meeting.
August 10, 2022 | nasdaq.com
Here's Why OptimumBank Holdings (NASDAQ:OPHC) Has Caught The Eye Of Investors
August 10, 2022 | finance.yahoo.com
Does OptimumBank Holdings (NASDAQ:OPHC) Deserve A Spot On Your Watchlist?
August 1, 2022 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Results for OptimumBank
July 16, 2022 | uk.finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC)
May 11, 2022 | finance.yahoo.com
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Resignation of Board Member
See More Headlines
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Company Calendar

Last Earnings
11/09/2023
Today
12/01/2023
Fiscal Year End
12/31/2023
Next Earnings (Estimated)
3/04/2024
Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Industry
National commercial banks
Sub-Industry
N/A
Sector
Finance
Current Symbol
NASDAQ:OPHC
CUSIP
N/A
CIK
1288855
Web
www.optimumbank.com
Phone
(954) 900-2800
Fax
954-900-2851
Employees
48
Year Founded
N/A

Profitability

EPS (Most Recent Fiscal Year)
$0.76
Trailing P/E Ratio
4.45
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$4.02 million
Net Margins
15.20%
Pretax Margin
20.45%
Return on Equity
8.14%
Return on Assets
0.83%

Debt

Debt-to-Equity Ratio
0.36
Current Ratio
1.10
Quick Ratio
1.10

Sales & Book Value

Annual Sales
$22.84 million
Price / Sales
1.07
Cash Flow
$0.65 per share
Price / Cash Flow
5.17
Book Value
$9.14 per share
Price / Book
0.37

Miscellaneous

Outstanding Shares
7,250,000
Free Float
5,704,000
Market Cap
$24.51 million
Optionable
Not Optionable
Beta
0.42
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Key Executives

  • Mr. Timothy L. Terry (Age 67)
    Principal Executive Officer
    Comp: $277.57k
  • Mr. Joel J. Klein (Age 76)
    Interim Principal Financial Officer & Director
    Comp: $20k
  • Mr. Gene Babchick
    Director of Business Development
  • Ms. Lesile M. Legg
    Vice President of Bank Operations, Branch Administration & Human Resources
  • Mr. Frank A. Nelson
    Senior Vice President of Lending
  • Ms. Lisa Corr
    Assistant Vice President of Lending

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions














OPHC Stock Analysis - Frequently Asked Questions

How have OPHC shares performed in 2023?

OptimumBank's stock was trading at $4.09 at the beginning of the year. Since then, OPHC stock has decreased by 17.4% and is now trading at $3.38.
View the best growth stocks for 2023 here.

When is OptimumBank's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Monday, March 4th 2024.
View our OPHC earnings forecast.

How were OptimumBank's earnings last quarter?

OptimumBank Holdings, Inc. (NASDAQ:OPHC) announced its quarterly earnings data on Thursday, November, 9th. The bank reported $0.18 earnings per share (EPS) for the quarter. The bank had revenue of $6.83 million for the quarter. OptimumBank had a net margin of 15.20% and a trailing twelve-month return on equity of 8.14%.

When did OptimumBank's stock split?

Shares of OptimumBank reverse split before market open on Tuesday, January 12th 2016. The 1-10 reverse split was announced on Tuesday, December 29th 2015. The number of shares owned by shareholders was adjusted after the closing bell on Monday, January 11th 2016. An investor that had 100 shares of stock prior to the reverse split would have 10 shares after the split.

What other stocks do shareholders of OptimumBank own?

Based on aggregate information from My MarketBeat watchlists, some companies that other OptimumBank investors own include AcelRx Pharmaceuticals (ACRX), BIOLASE (BIOL), Albireo Pharma (ALBO), Athersys (ATHX), Cyclacel Pharmaceuticals (CYCC), Gevo (GEVO), Inovio Pharmaceuticals (INO), Merrimack Pharmaceuticals (MACK) and MicroVision (MVIS).

Who are OptimumBank's major shareholders?

OptimumBank's stock is owned by a variety of institutional and retail investors. Top institutional shareholders include Warberg Asset Management LLC (0.28%) and Charter Oak Capital Management LLC (0.15%). Insiders that own company stock include Heng Fai Ambrose Chan and Moishe Gubin.
View institutional ownership trends.

How do I buy shares of OptimumBank?

Shares of OPHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

This page (NASDAQ:OPHC) was last updated on 12/1/2023 by MarketBeat.com Staff

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