VABK vs. ESQ, CFB, OSBC, HBT, ATLC, AMTB, MCB, NBN, MCBS, and XYF
Should you be buying Virginia National Bankshares stock or one of its competitors? The main competitors of Virginia National Bankshares include Esquire Financial (ESQ), CrossFirst Bankshares (CFB), Old Second Bancorp (OSBC), HBT Financial (HBT), Atlanticus (ATLC), Amerant Bancorp (AMTB), Metropolitan Bank (MCB), Northeast Bancorp (NBN), MetroCity Bankshares (MCBS), and X Financial (XYF). These companies are all part of the "banking" industry.
Virginia National Bankshares vs. Its Competitors
Virginia National Bankshares (NASDAQ:VABK) and Esquire Financial (NASDAQ:ESQ) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, media sentiment, risk, analyst recommendations, profitability, institutional ownership, dividends and earnings.
Esquire Financial has a net margin of 31.37% compared to Virginia National Bankshares' net margin of 21.32%. Esquire Financial's return on equity of 19.20% beat Virginia National Bankshares' return on equity.
Virginia National Bankshares has a beta of 0.44, meaning that its stock price is 56% less volatile than the S&P 500. Comparatively, Esquire Financial has a beta of 0.52, meaning that its stock price is 48% less volatile than the S&P 500.
Virginia National Bankshares pays an annual dividend of $1.44 per share and has a dividend yield of 3.9%. Esquire Financial pays an annual dividend of $0.70 per share and has a dividend yield of 0.7%. Virginia National Bankshares pays out 43.6% of its earnings in the form of a dividend. Esquire Financial pays out 13.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Esquire Financial has increased its dividend for 4 consecutive years.
Esquire Financial has higher revenue and earnings than Virginia National Bankshares. Virginia National Bankshares is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.
In the previous week, Esquire Financial had 2 more articles in the media than Virginia National Bankshares. MarketBeat recorded 4 mentions for Esquire Financial and 2 mentions for Virginia National Bankshares. Virginia National Bankshares' average media sentiment score of 1.39 beat Esquire Financial's score of 0.81 indicating that Virginia National Bankshares is being referred to more favorably in the media.
37.4% of Virginia National Bankshares shares are owned by institutional investors. Comparatively, 54.7% of Esquire Financial shares are owned by institutional investors. 14.0% of Virginia National Bankshares shares are owned by company insiders. Comparatively, 18.0% of Esquire Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
Esquire Financial has a consensus target price of $92.50, suggesting a potential downside of 2.28%. Given Esquire Financial's stronger consensus rating and higher possible upside, analysts plainly believe Esquire Financial is more favorable than Virginia National Bankshares.
Summary
Esquire Financial beats Virginia National Bankshares on 17 of the 19 factors compared between the two stocks.
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Virginia National Bankshares Competitors List
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This page (NASDAQ:VABK) was last updated on 6/30/2025 by MarketBeat.com Staff
