ACNB vs. CZNC, OBT, UNTY, BSVN, FRST, INBK, ORRF, WTBA, FBIZ, and BMRC
Should you be buying ACNB stock or one of its competitors? The main competitors of ACNB include Citizens & Northern (CZNC), Orange County Bancorp (OBT), Unity Bancorp (UNTY), Bank7 (BSVN), Primis Financial (FRST), First Internet Bancorp (INBK), Orrstown Financial Services (ORRF), West Bancorporation (WTBA), First Business Financial Services (FBIZ), and Bank of Marin Bancorp (BMRC). These companies are all part of the "state commercial banks" industry.
ACNB (NASDAQ:ACNB) and Citizens & Northern (NASDAQ:CZNC) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, valuation, community ranking, profitability, institutional ownership, media sentiment, analyst recommendations, risk and dividends.
32.4% of ACNB shares are owned by institutional investors. Comparatively, 30.8% of Citizens & Northern shares are owned by institutional investors. 3.6% of ACNB shares are owned by insiders. Comparatively, 4.0% of Citizens & Northern shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
ACNB has a net margin of 24.98% compared to Citizens & Northern's net margin of 16.20%. ACNB's return on equity of 11.00% beat Citizens & Northern's return on equity.
ACNB has higher earnings, but lower revenue than Citizens & Northern. ACNB is trading at a lower price-to-earnings ratio than Citizens & Northern, indicating that it is currently the more affordable of the two stocks.
ACNB has a beta of 0.64, indicating that its share price is 36% less volatile than the S&P 500. Comparatively, Citizens & Northern has a beta of 0.44, indicating that its share price is 56% less volatile than the S&P 500.
In the previous week, Citizens & Northern had 1 more articles in the media than ACNB. MarketBeat recorded 5 mentions for Citizens & Northern and 4 mentions for ACNB. Citizens & Northern's average media sentiment score of 1.30 beat ACNB's score of 0.90 indicating that Citizens & Northern is being referred to more favorably in the news media.
ACNB pays an annual dividend of $1.20 per share and has a dividend yield of 3.6%. Citizens & Northern pays an annual dividend of $1.12 per share and has a dividend yield of 6.2%. ACNB pays out 34.7% of its earnings in the form of a dividend. Citizens & Northern pays out 73.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
ACNB currently has a consensus target price of $38.33, suggesting a potential upside of 13.41%. Citizens & Northern has a consensus target price of $21.00, suggesting a potential upside of 16.47%. Given Citizens & Northern's higher probable upside, analysts clearly believe Citizens & Northern is more favorable than ACNB.
Citizens & Northern received 3 more outperform votes than ACNB when rated by MarketBeat users. However, 63.16% of users gave ACNB an outperform vote while only 52.65% of users gave Citizens & Northern an outperform vote.
Summary
ACNB beats Citizens & Northern on 10 of the 18 factors compared between the two stocks.
Get ACNB News Delivered to You Automatically
Sign up to receive the latest news and ratings for ACNB and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding ACNB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Related Companies and Tools
