Orrstown Financial Services (ORRF) Competitors

$26.60
+0.26 (+0.99%)
(As of 05/3/2024 ET)

ORRF vs. BSRR, CZNC, UNTY, WTBA, FRST, INBK, FBIZ, ACNB, MVBF, and OBT

Should you be buying Orrstown Financial Services stock or one of its competitors? The main competitors of Orrstown Financial Services include Sierra Bancorp (BSRR), Citizens & Northern (CZNC), Unity Bancorp (UNTY), West Bancorporation (WTBA), Primis Financial (FRST), First Internet Bancorp (INBK), First Business Financial Services (FBIZ), ACNB (ACNB), MVB Financial (MVBF), and Orange County Bancorp (OBT). These companies are all part of the "state commercial banks" industry.

Orrstown Financial Services vs.

Sierra Bancorp (NASDAQ:BSRR) and Orrstown Financial Services (NASDAQ:ORRF) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, media sentiment, earnings, risk, community ranking, valuation, institutional ownership and profitability.

Sierra Bancorp has a beta of 0.91, meaning that its stock price is 9% less volatile than the S&P 500. Comparatively, Orrstown Financial Services has a beta of 0.87, meaning that its stock price is 13% less volatile than the S&P 500.

In the previous week, Sierra Bancorp had 1 more articles in the media than Orrstown Financial Services. MarketBeat recorded 2 mentions for Sierra Bancorp and 1 mentions for Orrstown Financial Services. Orrstown Financial Services' average media sentiment score of 0.59 beat Sierra Bancorp's score of 0.39 indicating that Sierra Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Sierra Bancorp
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Orrstown Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Sierra Bancorp currently has a consensus target price of $22.33, indicating a potential upside of 7.11%. Orrstown Financial Services has a consensus target price of $30.00, indicating a potential upside of 12.78%. Given Sierra Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Orrstown Financial Services is more favorable than Sierra Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Sierra Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Orrstown Financial Services
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Orrstown Financial Services received 12 more outperform votes than Sierra Bancorp when rated by MarketBeat users. Likewise, 60.63% of users gave Orrstown Financial Services an outperform vote while only 50.11% of users gave Sierra Bancorp an outperform vote.

CompanyUnderperformOutperform
Sierra BancorpOutperform Votes
219
50.11%
Underperform Votes
218
49.89%
Orrstown Financial ServicesOutperform Votes
231
60.63%
Underperform Votes
150
39.37%

Orrstown Financial Services has a net margin of 18.99% compared to Orrstown Financial Services' net margin of 17.80%. Sierra Bancorp's return on equity of 14.60% beat Orrstown Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Sierra Bancorp17.80% 11.11% 0.95%
Orrstown Financial Services 18.99%14.60%1.21%

Orrstown Financial Services has lower revenue, but higher earnings than Sierra Bancorp. Orrstown Financial Services is trading at a lower price-to-earnings ratio than Sierra Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Sierra Bancorp$193.52M1.58$34.84M$2.428.62
Orrstown Financial Services$175.55M1.62$35.66M$3.357.94

55.4% of Sierra Bancorp shares are owned by institutional investors. Comparatively, 44.3% of Orrstown Financial Services shares are owned by institutional investors. 11.9% of Sierra Bancorp shares are owned by insiders. Comparatively, 5.3% of Orrstown Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Sierra Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 4.4%. Orrstown Financial Services pays an annual dividend of $0.80 per share and has a dividend yield of 3.0%. Sierra Bancorp pays out 38.0% of its earnings in the form of a dividend. Orrstown Financial Services pays out 23.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Orrstown Financial Services has increased its dividend for 1 consecutive years.

Summary

Orrstown Financial Services beats Sierra Bancorp on 13 of the 21 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ORRF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ORRF vs. The Competition

MetricOrrstown Financial ServicesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$284.62M$2.36B$9.37B$7.70B
Dividend Yield3.04%4.27%5.87%3.96%
P/E Ratio7.9412.1350.0318.88
Price / Sales1.622.033,399.1793.69
Price / Cash6.508.4827.5435.73
Price / Book1.071.033.194.36
Net Income$35.66M$414.19M$1.00B$214.85M
7 Day Performance0.45%1.93%0.86%2.26%
1 Month Performance3.95%1.63%-0.14%-2.17%
1 Year Performance63.69%25.30%13.74%11.29%

Orrstown Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BSRR
Sierra Bancorp
4.1572 of 5 stars
$19.96
+5.4%
$21.50
+7.7%
+33.6%$277.29M$118.16M8.46491Gap Up
CZNC
Citizens & Northern
3.7859 of 5 stars
$17.88
-0.6%
$21.00
+17.4%
+4.9%$274.99M$137.92M11.39404Analyst Downgrade
UNTY
Unity Bancorp
3.8091 of 5 stars
$27.63
+0.4%
N/A+30.4%$280.17M$151.64M7.25217Positive News
WTBA
West Bancorporation
1.2563 of 5 stars
$16.83
+0.1%
$21.50
+27.7%
+5.9%$281.57M$170.37M11.69181
FRST
Primis Financial
4.603 of 5 stars
$10.95
+1.0%
N/A+35.4%$270.12M$244.23M12.73565
INBK
First Internet Bancorp
3.2453 of 5 stars
$32.89
+2.6%
$29.00
-11.8%
+177.5%$284.83M$265.57M28.11287
FBIZ
First Business Financial Services
4.978 of 5 stars
$34.33
-0.8%
$40.33
+17.5%
+35.1%$285.28M$226.24M7.89343Earnings Report
Dividend Announcement
Analyst Revision
News Coverage
ACNB
ACNB
3.1009 of 5 stars
$34.25
-1.5%
$42.33
+23.6%
+16.6%$291.47M$115.08M9.21413Analyst Upgrade
Short Interest ↓
MVBF
MVB Financial
4.9519 of 5 stars
$20.22
+0.7%
$27.67
+36.8%
+8.2%$259.63M$209.53M8.43445Earnings Report
Analyst Report
Negative News
OBT
Orange County Bancorp
3.2431 of 5 stars
$45.56
+1.6%
$51.00
+11.9%
+60.8%$257.87M$131.19M8.71197Earnings Report
News Coverage
Positive News

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This page (NASDAQ:ORRF) was last updated on 5/4/2024 by MarketBeat.com Staff

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