Franklin Financial Services (FRAF) Competitors

$26.55
+0.42 (+1.61%)
(As of 05/16/2024 ET)

FRAF vs. FCCO, MNSB, RMBI, HNVR, UNB, CBFV, OVBC, FINW, PWOD, and CFFI

Should you be buying Franklin Financial Services stock or one of its competitors? The main competitors of Franklin Financial Services include First Community (FCCO), MainStreet Bancshares (MNSB), Richmond Mutual Bancorporation (RMBI), Hanover Bancorp (HNVR), Union Bankshares (UNB), CB Financial Services (CBFV), Ohio Valley Banc (OVBC), FinWise Bancorp (FINW), Penns Woods Bancorp (PWOD), and C&F Financial (CFFI). These companies are all part of the "state commercial banks" industry.

Franklin Financial Services vs.

Franklin Financial Services (NASDAQ:FRAF) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, risk, media sentiment, profitability, earnings, valuation and community ranking.

Franklin Financial Services has a beta of 0.35, suggesting that its share price is 65% less volatile than the S&P 500. Comparatively, First Community has a beta of 0.44, suggesting that its share price is 56% less volatile than the S&P 500.

First Community received 173 more outperform votes than Franklin Financial Services when rated by MarketBeat users.

CompanyUnderperformOutperform
Franklin Financial ServicesN/AN/A
First CommunityOutperform Votes
173
44.70%
Underperform Votes
214
55.30%

Franklin Financial Services has a net margin of 13.69% compared to First Community's net margin of 12.32%. Franklin Financial Services' return on equity of 10.91% beat First Community's return on equity.

Company Net Margins Return on Equity Return on Assets
Franklin Financial Services13.69% 10.91% 0.74%
First Community 12.32%8.69%0.61%

Franklin Financial Services pays an annual dividend of $1.28 per share and has a dividend yield of 4.8%. First Community pays an annual dividend of $0.56 per share and has a dividend yield of 3.2%. Franklin Financial Services pays out 41.0% of its earnings in the form of a dividend. First Community pays out 39.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

24.8% of Franklin Financial Services shares are held by institutional investors. Comparatively, 61.3% of First Community shares are held by institutional investors. 6.9% of Franklin Financial Services shares are held by company insiders. Comparatively, 3.0% of First Community shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

In the previous week, Franklin Financial Services had 1 more articles in the media than First Community. MarketBeat recorded 2 mentions for Franklin Financial Services and 1 mentions for First Community. First Community's average media sentiment score of 1.87 beat Franklin Financial Services' score of 0.85 indicating that First Community is being referred to more favorably in the news media.

Company Overall Sentiment
Franklin Financial Services Positive
First Community Very Positive

First Community has a consensus price target of $21.00, indicating a potential upside of 20.07%. Given First Community's higher probable upside, analysts clearly believe First Community is more favorable than Franklin Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Franklin Financial Services
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
First Community
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Franklin Financial Services has higher earnings, but lower revenue than First Community. Franklin Financial Services is trading at a lower price-to-earnings ratio than First Community, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Franklin Financial Services$68.90M1.69$13.60M$3.128.51
First Community$83.12M1.61$11.84M$1.4312.23

Summary

Franklin Financial Services and First Community tied by winning 9 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FRAF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

FRAF vs. The Competition

MetricFranklin Financial ServicesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$116.71M$2.44B$9.25B$7.96B
Dividend Yield4.77%4.22%10.42%3.93%
P/E Ratio8.5112.3256.1218.76
Price / Sales1.692.103,447.8579.25
Price / Cash6.468.5827.2631.18
Price / Book0.871.043.014.48
Net Income$13.60M$403.09M$995.55M$216.98M
7 Day Performance-2.35%0.98%0.97%1.88%
1 Month Performance1.57%7.65%4.68%5.33%
1 Year Performance4.73%37.55%20.00%11.61%

Franklin Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCCO
First Community
3.2668 of 5 stars
$16.06
+0.7%
$21.00
+30.8%
-0.8%$122.54M$83.12M11.23268Analyst Upgrade
Positive News
MNSB
MainStreet Bancshares
4.6384 of 5 stars
$16.51
+0.1%
$24.00
+45.4%
-16.5%$125.64M$127.76M6.37186
RMBI
Richmond Mutual Bancorporation
2.8682 of 5 stars
$11.35
-0.8%
N/A+14.0%$126.21M$72.02M13.05176News Coverage
Positive News
HNVR
Hanover Bancorp
4.9153 of 5 stars
$16.63
+1.3%
$21.00
+26.3%
-6.5%$120.22M$62.58M8.48176Short Interest ↓
Positive News
UNB
Union Bankshares
3.61 of 5 stars
$25.50
-1.4%
N/A+21.5%$115.26M$67.01M10.20197Analyst Forecast
Short Interest ↓
News Coverage
CBFV
CB Financial Services
3.6884 of 5 stars
$22.40
+0.7%
$24.33
+8.6%
+15.7%$115.14M$86.24M5.09159Analyst Forecast
Short Interest ↓
News Coverage
Positive News
High Trading Volume
OVBC
Ohio Valley Banc
3.5203 of 5 stars
$22.77
-1.0%
N/A-5.4%$109.07M$74.49M9.45270Positive News
FINW
FinWise Bancorp
3.8736 of 5 stars
$10.78
+1.5%
$17.00
+57.7%
+27.7%$137.92M$79.20M8.36162
PWOD
Penns Woods Bancorp
2.6718 of 5 stars
$18.45
+1.4%
N/A-14.2%$138.56M$99.97M8.46308Positive News
CFFI
C&F Financial
3.0002 of 5 stars
$41.92
-0.9%
N/A-12.5%$141.27M$153.75M6.92594Positive News

Related Companies and Tools

This page (NASDAQ:FRAF) was last updated on 5/16/2024 by MarketBeat.com Staff

From Our Partners