First Community (FCCO) Competitors

Richmond Mutual Bancorporation (NASDAQ:RMBI) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, media sentiment, earnings, analyst recommendations, institutional ownership, risk, community ranking, profitability and dividends.

Does the MarketBeat Community favor RMBI or FCCO?

First Community received 161 more outperform votes than Richmond Mutual Bancorporation when rated by MarketBeat users. However, 57.14% of users gave Richmond Mutual Bancorporation an outperform vote while only 44.82% of users gave First Community an outperform vote.

Company	Underperform	Outperform
Richmond Mutual Bancorporation	Outperform Votes 12 57.14%	Underperform Votes 9 42.86%
First Community	Outperform Votes 173 44.82%	Underperform Votes 213 55.18%

Which has stronger earnings and valuation, RMBI or FCCO?

First Community has higher revenue and earnings than Richmond Mutual Bancorporation. First Community is trading at a lower price-to-earnings ratio than Richmond Mutual Bancorporation, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Richmond Mutual Bancorporation	$42.07M	2.89	$9.49M	$0.87	12.55
First Community	$83.12M	1.52	$11.84M	$1.43	11.57

Which has more volatility and risk, RMBI or FCCO?

Richmond Mutual Bancorporation has a beta of 0.63, suggesting that its stock price is 37% less volatile than the S&P 500. Comparatively, First Community has a beta of 0.43, suggesting that its stock price is 57% less volatile than the S&P 500.

Is RMBI or FCCO a better dividend stock?

Richmond Mutual Bancorporation pays an annual dividend of $0.56 per share and has a dividend yield of 5.1%. First Community pays an annual dividend of $0.56 per share and has a dividend yield of 3.4%. Richmond Mutual Bancorporation pays out 64.4% of its earnings in the form of a dividend. First Community pays out 39.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Richmond Mutual Bancorporation has raised its dividend for 3 consecutive years and First Community has raised its dividend for 2 consecutive years. Richmond Mutual Bancorporation is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate RMBI or FCCO?

First Community has a consensus price target of $21.00, indicating a potential upside of 26.58%. Given Richmond Mutual Bancorporation's higher probable upside, analysts clearly believe First Community is more favorable than Richmond Mutual Bancorporation.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Richmond Mutual Bancorporation	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
First Community	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do institutionals & insiders hold more shares of RMBI or FCCO?

26.5% of Richmond Mutual Bancorporation shares are held by institutional investors. Comparatively, 61.3% of First Community shares are held by institutional investors. 8.2% of Richmond Mutual Bancorporation shares are held by insiders. Comparatively, 3.0% of First Community shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Is RMBI or FCCO more profitable?

First Community has a net margin of 12.32% compared to First Community's net margin of 11.72%. Richmond Mutual Bancorporation's return on equity of 8.69% beat First Community's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Richmond Mutual Bancorporation	11.72%	6.99%	0.63%
First Community	12.32%	8.69%	0.61%

Does the media favor RMBI or FCCO?

In the previous week, First Community had 2 more articles in the media than Richmond Mutual Bancorporation. MarketBeat recorded 6 mentions for First Community and 4 mentions for Richmond Mutual Bancorporation. Richmond Mutual Bancorporation's average media sentiment score of 0.56 beat First Community's score of 0.34 indicating that First Community is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Richmond Mutual Bancorporation	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Community	2 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

First Community beats Richmond Mutual Bancorporation on 12 of the 20 factors compared between the two stocks.