First US Bancshares (FUSB) Competitors

Pathfinder Bancorp (NASDAQ:PBHC) and First US Bancshares (NASDAQ:FUSB) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, profitability, valuation, institutional ownership, earnings, dividends, risk, media sentiment and community ranking.

Do analysts prefer PBHC or FUSB?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pathfinder Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
First US Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Is PBHC or FUSB a better dividend stock?

Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 3.2%. First US Bancshares pays an annual dividend of $0.20 per share and has a dividend yield of 1.9%. Pathfinder Bancorp pays out 28.2% of its earnings in the form of a dividend. First US Bancshares pays out 14.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Pathfinder Bancorp has raised its dividend for 1 consecutive years. Pathfinder Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders & institutionals have more ownership in PBHC or FUSB?

26.7% of Pathfinder Bancorp shares are held by institutional investors. Comparatively, 18.7% of First US Bancshares shares are held by institutional investors. 24.0% of Pathfinder Bancorp shares are held by insiders. Comparatively, 11.2% of First US Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Is PBHC or FUSB more profitable?

First US Bancshares has a net margin of 14.55% compared to First US Bancshares' net margin of 11.50%. Pathfinder Bancorp's return on equity of 9.69% beat First US Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pathfinder Bancorp	11.50%	7.57%	0.62%
First US Bancshares	14.55%	9.69%	0.80%

Does the MarketBeat Community prefer PBHC or FUSB?

Pathfinder Bancorp received 42 more outperform votes than First US Bancshares when rated by MarketBeat users. Likewise, 63.10% of users gave Pathfinder Bancorp an outperform vote while only 57.14% of users gave First US Bancshares an outperform vote.

Company	Underperform	Outperform
Pathfinder Bancorp	Outperform Votes 118 63.10%	Underperform Votes 69 36.90%
First US Bancshares	Outperform Votes 76 57.14%	Underperform Votes 57 42.86%

Does the media refer more to PBHC or FUSB?

In the previous week, Pathfinder Bancorp had 2 more articles in the media than First US Bancshares. MarketBeat recorded 3 mentions for Pathfinder Bancorp and 1 mentions for First US Bancshares. First US Bancshares' average media sentiment score of 0.60 beat Pathfinder Bancorp's score of 0.59 indicating that Pathfinder Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Pathfinder Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First US Bancshares	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better earnings and valuation, PBHC or FUSB?

Pathfinder Bancorp has higher revenue and earnings than First US Bancshares. First US Bancshares is trading at a lower price-to-earnings ratio than Pathfinder Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pathfinder Bancorp	$72.85M	0.80	$9.29M	$1.42	8.67
First US Bancshares	$56.19M	1.07	$8.48M	$1.34	7.76

Which has more risk & volatility, PBHC or FUSB?

Pathfinder Bancorp has a beta of 0.13, meaning that its share price is 87% less volatile than the S&P 500. Comparatively, First US Bancshares has a beta of 0.94, meaning that its share price is 6% less volatile than the S&P 500.

Summary

Pathfinder Bancorp beats First US Bancshares on 12 of the 18 factors compared between the two stocks.