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United Security Bancshares (UBFO) Stock Price, News & Analysis

United Security Bancshares logo
$8.84
-0.08 (-0.90%)
(As of 05:17 PM ET)

About United Security Bancshares Stock (NASDAQ:UBFO)

Key Stats

Today's Range
$8.71
$8.95
50-Day Range
$7.93
$8.92
52-Week Range
$7.02
$8.98
Volume
22,189 shs
Average Volume
20,003 shs
Market Capitalization
$153.06 million
P/E Ratio
8.67
Dividend Yield
5.43%
Price Target
N/A
Consensus Rating
N/A

Company Overview

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, and foreign draft services, as well as interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.

United Security Bancshares Stock Analysis - MarketRank™

See Top Rated MarketRank™ Stocks
63rd Percentile Overall Score

UBFO MarketRank™: 

United Security Bancshares scored higher than 63% of companies evaluated by MarketBeat, and ranked 524th out of 942 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of United Security Bancshares is 8.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 135.44.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of United Security Bancshares is 8.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 50.32.

  • Price to Book Value per Share Ratio

    United Security Bancshares has a P/B Ratio of 1.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about United Security Bancshares' valuation and earnings.
  • Percentage of Shares Shorted

    0.15% of the float of United Security Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    United Security Bancshares has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in United Security Bancshares has recently increased by 4.26%, indicating that investor sentiment is decreasing.
  • Dividend Leadership

    United Security Bancshares is a leading dividend payer. It pays a dividend yield of 5.41%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    United Security Bancshares does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of United Security Bancshares is 46.15%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about United Security Bancshares' dividend.
  • Percentage of Shares Shorted

    0.15% of the float of United Security Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    United Security Bancshares has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in United Security Bancshares has recently increased by 4.26%, indicating that investor sentiment is decreasing.
  • News Sentiment

    United Security Bancshares has a news sentiment score of 1.92. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for United Security Bancshares this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, United Security Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $15,220.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    20.10% of the stock of United Security Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    Only 30.88% of the stock of United Security Bancshares is held by institutions.

  • Read more about United Security Bancshares' insider trading history.
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UBFO Stock News Headlines

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UBFO Stock Analysis - Frequently Asked Questions

United Security Bancshares' stock was trading at $8.41 at the beginning of the year. Since then, UBFO shares have increased by 5.5% and is now trading at $8.87.
View the best growth stocks for 2024 here
.

United Security Bancshares (NASDAQ:UBFO) released its earnings results on Friday, October, 18th. The financial services provider reported $0.22 earnings per share for the quarter. The financial services provider had revenue of $13.84 million for the quarter. United Security Bancshares had a net margin of 25.78% and a trailing twelve-month return on equity of 14.19%.

United Security Bancshares' top institutional investors include Mraz Amerine & Associates Inc. (0.11%) and Miracle Mile Advisors LLC (0.09%). Insiders that own company stock include Jagroop Gill, Dennis R Woods, G Thompson Ellithorpe, William M Yarbenet, Robert C Oberg Jr, Brian Tkacz, Benjamin Mackovak, Heather Hammack, Thomas G Walker, Kenneth D Newby and David L Eytcheson.
View institutional ownership trends
.

Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

Based on aggregate information from My MarketBeat watchlists, some other companies that United Security Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Jabil (JBL), Arista Networks (ANET), e.l.f. Beauty (ELF), Disc Medicine (IRON) and Adobe (ADBE).

Company Calendar

Ex-Dividend for 10/23 Dividend
10/07/2024
Last Earnings
10/18/2024
Dividend Payable
10/23/2024
Today
10/31/2024
Fiscal Year End
12/31/2024
Next Earnings (Estimated)
1/23/2025

Industry, Sector and Symbol

Sector
Finance
Industry
National commercial banks
Sub-Industry
Banking
Current Symbol
NASDAQ:UBFO
Employees
120
Year Founded
N/A

Profitability

Net Income
$19.80 million
Pretax Margin
37.00%

Debt

Sales & Book Value

Annual Sales
$52.72 million
Cash Flow
$1.30 per share
Book Value
$7.15 per share

Miscellaneous

Free Float
13,841,000
Market Cap
$153.06 million
Optionable
Optionable
Beta
0.59

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This page (NASDAQ:UBFO) was last updated on 10/31/2024 by MarketBeat.com Staff
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