Positive News SentimentPositive NewsNASDAQ:UBFO United Security Bancshares (UBFO) Stock Price, News & Analysis $8.84 -0.08 (-0.90%) (As of 05:17 PM ET) Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends About United Security Bancshares Stock (NASDAQ:UBFO) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get UBFO alerts:Sign Up Key Stats Today's Range$8.71▼$8.9550-Day Range$7.93▼$8.9252-Week Range$7.02▼$8.98Volume22,189 shsAverage Volume20,003 shsMarket Capitalization$153.06 millionP/E Ratio8.67Dividend Yield5.43%Price TargetN/AConsensus RatingN/A Company OverviewUnited Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, and foreign draft services, as well as interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.Read More… War on Elon Escalates… (Ad)A radical, potentially game-changing technology that threatens to destroy the trillion-dollar, “green energy” grift of the elites. And yet, while it threatens their wealth and power, it could be transformational for both the U.S. economy and your wealth.One company holds a near-total monopoly on it. United Security Bancshares Stock Analysis - MarketRank™See Top Rated MarketRank™ Stocks63rd Percentile Overall ScoreUBFO MarketRank™: United Security Bancshares scored higher than 63% of companies evaluated by MarketBeat, and ranked 524th out of 942 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for United Security Bancshares.Read more about United Security Bancshares' stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of United Security Bancshares is 8.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 135.44.Price to Earnings Ratio vs. SectorThe P/E ratio of United Security Bancshares is 8.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 50.32.Price to Book Value per Share RatioUnited Security Bancshares has a P/B Ratio of 1.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about United Security Bancshares' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.15% of the float of United Security Bancshares has been sold short.Short Interest Ratio / Days to CoverUnited Security Bancshares has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Security Bancshares has recently increased by 4.26%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipUnited Security Bancshares is a leading dividend payer. It pays a dividend yield of 5.41%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Security Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of United Security Bancshares is 46.15%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about United Security Bancshares' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.15% of the float of United Security Bancshares has been sold short.Short Interest Ratio / Days to CoverUnited Security Bancshares has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Security Bancshares has recently increased by 4.26%, indicating that investor sentiment is decreasing. News and Social Media2.7 / 5News SentimentN/A News SentimentUnited Security Bancshares has a news sentiment score of 1.92. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for United Security Bancshares this week, compared to 1 article on an average week. Company Ownership3.3 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, United Security Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $15,220.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders20.10% of the stock of United Security Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 30.88% of the stock of United Security Bancshares is held by institutions.Read more about United Security Bancshares' insider trading history. Receive UBFO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Security Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address UBFO Stock News HeadlinesUnited Security Bancshares Third Quarter 2024 Earnings: EPS: US$0.22 (vs US$0.23 in 3Q 2023)October 20, 2024 | uk.finance.yahoo.comUnited Security Bancshares Reports Third Quarter 2024 EarningsOctober 18, 2024 | businesswire.comProtect Your Bank Account with THESE 4 Simple StepsStarting as soon as a few months from now, the United States government will make a sweeping change to bank accounts nationwide. It will give them unprecedented powers to control your bank account.October 31, 2024 | Weiss Ratings (Ad)United Security (NASDAQ:UBFO) Stock Quotes, Forecast and News SummaryOctober 5, 2024 | benzinga.comInvesting in United Security Bancshares (NASDAQ:UBFO) five years ago would have delivered you a 4.7% gainSeptember 11, 2024 | finance.yahoo.comUnited Security Bancshares Insiders Added US$1.70m Of Stock To Their HoldingsAugust 15, 2024 | finance.yahoo.comUnited Security Bancshares Reports Second Quarter 2024 EarningsJuly 19, 2024 | finance.yahoo.comUnited Security Bancshares Declares Quarterly Cash DividendJune 26, 2024 | businesswire.comSee More Headlines UBFO Stock Analysis - Frequently Asked Questions How have UBFO shares performed this year? United Security Bancshares' stock was trading at $8.41 at the beginning of the year. Since then, UBFO shares have increased by 5.5% and is now trading at $8.87. View the best growth stocks for 2024 here. How were United Security Bancshares' earnings last quarter? United Security Bancshares (NASDAQ:UBFO) released its earnings results on Friday, October, 18th. The financial services provider reported $0.22 earnings per share for the quarter. The financial services provider had revenue of $13.84 million for the quarter. United Security Bancshares had a net margin of 25.78% and a trailing twelve-month return on equity of 14.19%. Who are United Security Bancshares' major shareholders? United Security Bancshares' top institutional investors include Mraz Amerine & Associates Inc. (0.11%) and Miracle Mile Advisors LLC (0.09%). Insiders that own company stock include Jagroop Gill, Dennis R Woods, G Thompson Ellithorpe, William M Yarbenet, Robert C Oberg Jr, Brian Tkacz, Benjamin Mackovak, Heather Hammack, Thomas G Walker, Kenneth D Newby and David L Eytcheson. View institutional ownership trends. How do I buy shares of United Security Bancshares? Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of United Security Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that United Security Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Jabil (JBL), Arista Networks (ANET), e.l.f. Beauty (ELF), Disc Medicine (IRON) and Adobe (ADBE). Company Calendar Ex-Dividend for 10/23 Dividend10/07/2024Last Earnings10/18/2024Dividend Payable10/23/2024Today10/31/2024Fiscal Year End12/31/2024Next Earnings (Estimated)1/23/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryBanking Current SymbolNASDAQ:UBFO CUSIPN/A CIK1137547 Webwww.unitedsecuritybank.com Phone(559) 248-4943Fax559-248-5088Employees120Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.04 Trailing P/E Ratio8.67 Forward P/E RatioN/A P/E GrowthN/ANet Income$19.80 million Net Margins25.78% Pretax Margin37.00% Return on Equity14.19% Return on Assets1.46% Debt Debt-to-Equity Ratio0.09 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$52.72 million Price / Sales2.90 Cash Flow$1.30 per share Price / Cash Flow6.82 Book Value$7.15 per share Price / Book1.24Miscellaneous Outstanding Shares17,315,000Free Float13,841,000Market Cap$153.06 million OptionableOptionable Beta0.59 Social Links Unlock the Potential in Options TradingOptions trading isn’t just for the Wall Street elite; it’s an accessible strategy for anyone armed with the proper knowledge. 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