loanDepot (LDI) Competitors

loanDepot (NYSE:LDI) and Upstart (NASDAQ:UPST) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, dividends, valuation, analyst recommendations, media sentiment, community ranking, earnings, profitability and institutional ownership.

Does the media refer more to LDI or UPST?

In the previous week, loanDepot had 1 more articles in the media than Upstart. MarketBeat recorded 10 mentions for loanDepot and 9 mentions for Upstart. loanDepot's average media sentiment score of 1.12 beat Upstart's score of 0.27 indicating that loanDepot is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
loanDepot	5 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Upstart	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	3 Negative mention(s)	1 Very Negative mention(s)	Neutral

Is LDI or UPST more profitable?

loanDepot has a net margin of -10.26% compared to Upstart's net margin of -32.59%. loanDepot's return on equity of -19.52% beat Upstart's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
loanDepot	-10.26%	-19.52%	-2.31%
Upstart	-32.59%	-27.89%	-9.14%

Which has more risk and volatility, LDI or UPST?

loanDepot has a beta of 3.44, suggesting that its stock price is 244% more volatile than the S&P 500. Comparatively, Upstart has a beta of 2.01, suggesting that its stock price is 101% more volatile than the S&P 500.

Do insiders and institutionals have more ownership in LDI or UPST?

39.4% of loanDepot shares are owned by institutional investors. Comparatively, 63.0% of Upstart shares are owned by institutional investors. 83.0% of loanDepot shares are owned by insiders. Comparatively, 18.1% of Upstart shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Which has stronger earnings and valuation, LDI or UPST?

loanDepot has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than loanDepot, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
loanDepot	$974.02M	0.59	-$110.14M	-$0.57	-3.13
Upstart	$513.56M	3.83	-$240.13M	-$2.06	-10.87

Does the MarketBeat Community favor LDI or UPST?

Upstart received 19 more outperform votes than loanDepot when rated by MarketBeat users. However, 38.16% of users gave loanDepot an outperform vote while only 32.21% of users gave Upstart an outperform vote.

Company	Underperform	Outperform
loanDepot	Outperform Votes 29 38.16%	Underperform Votes 47 61.84%
Upstart	Outperform Votes 48 32.21%	Underperform Votes 101 67.79%

Do analysts prefer LDI or UPST?

loanDepot presently has a consensus target price of $2.25, indicating a potential upside of 26.40%. Upstart has a consensus target price of $21.65, indicating a potential downside of 3.31%. Given loanDepot's higher possible upside, equities research analysts plainly believe loanDepot is more favorable than Upstart.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
loanDepot	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50
Upstart	6 Sell rating(s)	6 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50

Summary

loanDepot beats Upstart on 13 of the 16 factors compared between the two stocks.