Is ONIT or LDI more profitable?

Onity Group has a net margin of 12.34% compared to loanDepot's net margin of -5.52%. Onity Group's return on equity of 8.27% beat loanDepot's return on equity. Company Net Margins Return on Equity Return on Assets Onity Group 12.34% 8.27% 0.31% loanDepot -5.52% -28.25% -1.56%

Do analysts prefer LDI or BLNE?

loanDepot presently has a consensus price target of $1.92, suggesting a potential upside of 112.73%. Given loanDepot's higher possible upside, equities analysts plainly believe loanDepot is more favorable than Beeline. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score loanDepot 2 Sell rating(s) 3 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.60 Beeline 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.50

Is LDI or BLNE more profitable?

loanDepot has a net margin of -5.52% compared to Beeline's net margin of -234.55%. loanDepot's return on equity of -28.25% beat Beeline's return on equity. Company Net Margins Return on Equity Return on Assets loanDepot -5.52% -28.25% -1.56% Beeline -234.55% -39.90% -31.05%

loanDepot (LDI) Competitors

$0.90 -0.04 (-4.71%)

Closing price 08/14/2026 03:59 PM Eastern

Extended Trading

$0.91 +0.01 (+1.33%)

As of 08/14/2026 07:56 PM Eastern

Compare

LDI vs. VEL, ONIT, BETR, FOA, and BLNE

Should you buy loanDepot stock or one of its competitors? loanDepot's main competitors and comparable companies include Velocity Financial (VEL), Onity Group (ONIT), Better Home & Finance (BETR), Finance of America Companies (FOA), and Beeline (BLNE). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "commercial & residential mortgage finance" industry.

How does loanDepot compare to Velocity Financial?

loanDepot (NYSE:LDI) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, institutional ownership, valuation, media sentiment, analyst recommendations, risk, profitability and earnings.

In the previous week, Velocity Financial had 4 more articles in the media than loanDepot. MarketBeat recorded 4 mentions for Velocity Financial and 0 mentions for loanDepot. loanDepot's average media sentiment score of 0.00 beat Velocity Financial's score of -1.00 indicating that loanDepot is being referred to more favorably in the media.

Company	Overall Sentiment
loanDepot	Neutral
Velocity Financial	Negative

loanDepot has a beta of 3.37, indicating that its stock price is 237% more volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, indicating that its stock price is 30% less volatile than the broader market.

Velocity Financial has lower revenue, but higher earnings than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
loanDepot	$1.19B	0.26	-$62.65M	-$0.30	N/A
Velocity Financial	$327.41M	2.18	$105.05M	$2.75	6.59

Velocity Financial has a net margin of 55.66% compared to loanDepot's net margin of -5.52%. Velocity Financial's return on equity of 16.86% beat loanDepot's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
loanDepot	-5.52%	-28.25%	-1.56%
Velocity Financial	55.66%	16.86%	1.54%

loanDepot currently has a consensus target price of $1.92, indicating a potential upside of 112.73%. Velocity Financial has a consensus target price of $21.50, indicating a potential upside of 18.66%. Given loanDepot's higher possible upside, analysts plainly believe loanDepot is more favorable than Velocity Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
loanDepot	2 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.60
Velocity Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40

39.4% of loanDepot shares are owned by institutional investors. Comparatively, 97.5% of Velocity Financial shares are owned by institutional investors. 65.9% of loanDepot shares are owned by insiders. Comparatively, 4.7% of Velocity Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Velocity Financial beats loanDepot on 11 of the 16 factors compared between the two stocks.

How does loanDepot compare to Onity Group?

Onity Group (NYSE:ONIT) and loanDepot (NYSE:LDI) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, media sentiment, dividends, institutional ownership, risk, valuation, analyst recommendations and earnings.

Onity Group has a net margin of 12.34% compared to loanDepot's net margin of -5.52%. Onity Group's return on equity of 8.27% beat loanDepot's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Onity Group	12.34%	8.27%	0.31%
loanDepot	-5.52%	-28.25%	-1.56%

Onity Group currently has a consensus price target of $52.50, indicating a potential upside of 34.03%. loanDepot has a consensus price target of $1.92, indicating a potential upside of 112.73%. Given loanDepot's higher probable upside, analysts clearly believe loanDepot is more favorable than Onity Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Onity Group	1 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.60
loanDepot	2 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.60

70.2% of Onity Group shares are owned by institutional investors. Comparatively, 39.4% of loanDepot shares are owned by institutional investors. 10.5% of Onity Group shares are owned by insiders. Comparatively, 65.9% of loanDepot shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

In the previous week, Onity Group had 3 more articles in the media than loanDepot. MarketBeat recorded 3 mentions for Onity Group and 0 mentions for loanDepot. loanDepot's average media sentiment score of 0.00 beat Onity Group's score of -0.33 indicating that loanDepot is being referred to more favorably in the news media.

Company	Overall Sentiment
Onity Group	Neutral
loanDepot	Neutral

Onity Group has higher earnings, but lower revenue than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Onity Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Onity Group	$1.07B	0.31	$189.50M	$15.48	2.53
loanDepot	$1.19B	0.26	-$62.65M	-$0.30	N/A

Onity Group has a beta of 1.46, meaning that its share price is 46% more volatile than the broader market. Comparatively, loanDepot has a beta of 3.37, meaning that its share price is 237% more volatile than the broader market.

Summary

Onity Group beats loanDepot on 12 of the 17 factors compared between the two stocks.

How does loanDepot compare to Better Home & Finance?

Better Home & Finance (NASDAQ:BETR) and loanDepot (NYSE:LDI) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their media sentiment, earnings, dividends, valuation, institutional ownership, profitability, risk and analyst recommendations.

Better Home & Finance presently has a consensus target price of $28.17, suggesting a potential upside of 105.15%. loanDepot has a consensus target price of $1.92, suggesting a potential upside of 112.73%. Given loanDepot's higher probable upside, analysts clearly believe loanDepot is more favorable than Better Home & Finance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Better Home & Finance	1 Sell rating(s)	2 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.50
loanDepot	2 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.60

loanDepot has higher revenue and earnings than Better Home & Finance. loanDepot is trading at a lower price-to-earnings ratio than Better Home & Finance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Better Home & Finance	$241.80M	1.07	-$165.87M	-$11.02	N/A
loanDepot	$1.19B	0.26	-$62.65M	-$0.30	N/A

In the previous week, Better Home & Finance had 18 more articles in the media than loanDepot. MarketBeat recorded 18 mentions for Better Home & Finance and 0 mentions for loanDepot. Better Home & Finance's average media sentiment score of 0.37 beat loanDepot's score of 0.00 indicating that Better Home & Finance is being referred to more favorably in the media.

Company	Overall Sentiment
Better Home & Finance	Neutral
loanDepot	Neutral

20.9% of Better Home & Finance shares are owned by institutional investors. Comparatively, 39.4% of loanDepot shares are owned by institutional investors. 27.7% of Better Home & Finance shares are owned by insiders. Comparatively, 65.9% of loanDepot shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Better Home & Finance has a beta of 1.73, suggesting that its share price is 73% more volatile than the broader market. Comparatively, loanDepot has a beta of 3.37, suggesting that its share price is 237% more volatile than the broader market.

loanDepot has a net margin of -5.52% compared to Better Home & Finance's net margin of -94.52%. loanDepot's return on equity of -28.25% beat Better Home & Finance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Better Home & Finance	-94.52%	-409.62%	-9.94%
loanDepot	-5.52%	-28.25%	-1.56%

Summary

loanDepot beats Better Home & Finance on 10 of the 16 factors compared between the two stocks.

How does loanDepot compare to Finance of America Companies?

loanDepot (NYSE:LDI) and Finance of America Companies (NYSE:FOA) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their valuation, profitability, institutional ownership, media sentiment, earnings, risk, dividends and analyst recommendations.

39.4% of loanDepot shares are held by institutional investors. Comparatively, 97.2% of Finance of America Companies shares are held by institutional investors. 65.9% of loanDepot shares are held by insiders. Comparatively, 35.4% of Finance of America Companies shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Finance of America Companies has a net margin of -0.10% compared to loanDepot's net margin of -5.52%. Finance of America Companies' return on equity of 28.39% beat loanDepot's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
loanDepot	-5.52%	-28.25%	-1.56%
Finance of America Companies	-0.10%	28.39%	0.35%

loanDepot currently has a consensus target price of $1.92, suggesting a potential upside of 112.73%. Finance of America Companies has a consensus target price of $30.50, suggesting a potential upside of 39.43%. Given loanDepot's higher probable upside, equities analysts clearly believe loanDepot is more favorable than Finance of America Companies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
loanDepot	2 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.60
Finance of America Companies	2 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.00

loanDepot has a beta of 3.37, indicating that its share price is 237% more volatile than the broader market. Comparatively, Finance of America Companies has a beta of 1.65, indicating that its share price is 65% more volatile than the broader market.

Finance of America Companies has lower revenue, but higher earnings than loanDepot. Finance of America Companies is trading at a lower price-to-earnings ratio than loanDepot, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
loanDepot	$1.19B	0.26	-$62.65M	-$0.30	N/A
Finance of America Companies	$497.43M	0.76	$45.24M	-$3.01	N/A

In the previous week, Finance of America Companies had 10 more articles in the media than loanDepot. MarketBeat recorded 10 mentions for Finance of America Companies and 0 mentions for loanDepot. Finance of America Companies' average media sentiment score of 0.30 beat loanDepot's score of 0.00 indicating that Finance of America Companies is being referred to more favorably in the news media.

Company	Overall Sentiment
loanDepot	Neutral
Finance of America Companies	Neutral

Summary

Finance of America Companies beats loanDepot on 10 of the 16 factors compared between the two stocks.

How does loanDepot compare to Beeline?

loanDepot (NYSE:LDI) and Beeline (NASDAQ:BLNE) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, institutional ownership, dividends, risk, earnings, media sentiment, analyst recommendations and profitability.

loanDepot has a beta of 3.37, indicating that its stock price is 237% more volatile than the broader market. Comparatively, Beeline has a beta of 1.25, indicating that its stock price is 25% more volatile than the broader market.

39.4% of loanDepot shares are held by institutional investors. Comparatively, 0.6% of Beeline shares are held by institutional investors. 65.9% of loanDepot shares are held by insiders. Comparatively, 25.5% of Beeline shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

loanDepot has a net margin of -5.52% compared to Beeline's net margin of -234.55%. loanDepot's return on equity of -28.25% beat Beeline's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
loanDepot	-5.52%	-28.25%	-1.56%
Beeline	-234.55%	-39.90%	-31.05%

loanDepot presently has a consensus price target of $1.92, suggesting a potential upside of 112.73%. Given loanDepot's higher possible upside, equities analysts plainly believe loanDepot is more favorable than Beeline.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
loanDepot	2 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.60
Beeline	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.50

Beeline has lower revenue, but higher earnings than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Beeline, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
loanDepot	$1.19B	0.26	-$62.65M	-$0.30	N/A
Beeline	$7.77M	4.24	-$23.17M	-$0.77	N/A

In the previous week, Beeline had 6 more articles in the media than loanDepot. MarketBeat recorded 6 mentions for Beeline and 0 mentions for loanDepot. Beeline's average media sentiment score of 0.39 beat loanDepot's score of 0.00 indicating that Beeline is being referred to more favorably in the news media.

Company	Overall Sentiment
loanDepot	Neutral
Beeline	Neutral

Summary

loanDepot beats Beeline on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LDI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

LDI vs. The Competition

Export

Metric	loanDepot	Financial Services Industry	Finance Sector	NYSE Exchange
Market Cap	$302.89M	$27.47B	$13.87B	$24.33B
Dividend Yield	N/A	5.92%	5.87%	3.68%
P/E Ratio	-3.00	18.56	29.40	30.85
Price / Sales	0.26	411.10	507.22	17.93
Price / Cash	N/A	136.51	37.26	32.61
Price / Book	0.91	3.08	2.81	6.82
Net Income	-$62.65M	$1.09B	$1.31B	$1.06B
7 Day Performance	-5.16%	0.86%	0.77%	0.55%
1 Month Performance	-19.91%	-0.46%	1.43%	2.70%
1 Year Performance	-53.91%	-10.64%	12.06%	19.14%

loanDepot Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
LDI loanDepot	2.2842 of 5 stars	$0.90 -4.7%	$1.92 +112.7%	-53.9%	$302.89M	$1.19B	N/A	5,660
VEL Velocity Financial	2.1911 of 5 stars	$18.32 -0.8%	$21.50 +17.4%	-4.7%	$728.83M	$185.78M	6.66	220	News Coverage
ONIT Onity Group	3.5173 of 5 stars	$38.45 -2.4%	$54.00 +40.4%	-1.9%	$329.08M	$1.07B	2.48	4,300	Analyst Forecast
BETR Better Home & Finance	3.7384 of 5 stars	$18.05 +16.8%	$32.50 +80.1%	-17.3%	$291.73M	$164.87M	N/A	1,329	News Coverage Analyst Downgrade
FOA Finance of America Companies	3.9194 of 5 stars	$21.91 -0.9%	$30.50 +39.2%	-20.7%	$196.69M	$497.43M	N/A	6,630	News Coverage Analyst Downgrade Insider Trade

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This page (NYSE:LDI) was last updated on 8/16/2026 by MarketBeat.com Staff.

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loanDepot (LDI) Competitors

LDI vs. VEL, ONIT, BETR, FOA, and BLNE

How does loanDepot compare to Velocity Financial?

Summary

How does loanDepot compare to Onity Group?

Summary

How does loanDepot compare to Better Home & Finance?

Summary

How does loanDepot compare to Finance of America Companies?

Summary

How does loanDepot compare to Beeline?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

LDI vs. The Competition

loanDepot Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

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loanDepot (LDI) Competitors

LDI vs. VEL, ONIT, BETR, FOA, and BLNE

How does loanDepot compare to Velocity Financial?

Does the media refer more to LDI or VEL?

Which has more risk & volatility, LDI or VEL?

Which has higher earnings and valuation, LDI or VEL?

Is LDI or VEL more profitable?

Do analysts rate LDI or VEL?

Do institutionals & insiders believe in LDI or VEL?

Summary

How does loanDepot compare to Onity Group?

Is ONIT or LDI more profitable?

Do analysts prefer ONIT or LDI?

Do insiders & institutionals hold more shares of ONIT or LDI?

Does the media refer more to ONIT or LDI?

Which has stronger valuation and earnings, ONIT or LDI?

Which has more volatility and risk, ONIT or LDI?

Summary

How does loanDepot compare to Better Home & Finance?

Do analysts recommend BETR or LDI?

Which has preferable earnings and valuation, BETR or LDI?

Does the media favor BETR or LDI?

Do institutionals & insiders hold more shares of BETR or LDI?

Which has more volatility & risk, BETR or LDI?

Is BETR or LDI more profitable?

Summary

How does loanDepot compare to Finance of America Companies?

Do insiders and institutionals hold more shares of LDI or FOA?

Is LDI or FOA more profitable?

Do analysts prefer LDI or FOA?

Which has more risk and volatility, LDI or FOA?

Which has higher valuation and earnings, LDI or FOA?

Does the media refer more to LDI or FOA?

Summary

How does loanDepot compare to Beeline?

Which has more volatility and risk, LDI or BLNE?

Do insiders & institutionals believe in LDI or BLNE?

Is LDI or BLNE more profitable?

Do analysts prefer LDI or BLNE?

Which has preferable earnings & valuation, LDI or BLNE?

Does the media prefer LDI or BLNE?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

LDI vs. The Competition

loanDepot Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools