loanDepot (LDI) Competitors

Upstart (NASDAQ:UPST) and loanDepot (NYSE:LDI) are both computer and technology companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, analyst recommendations, community ranking, dividends, valuation, profitability, earnings, institutional ownership and media sentiment.

Which has higher valuation and earnings, UPST or LDI?

loanDepot has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than loanDepot, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Upstart	$532.99M	4.30	-$240.13M	-$2.06	-12.67
loanDepot	$974.02M	0.65	-$110.14M	-$0.57	-3.41

Is UPST or LDI more profitable?

loanDepot has a net margin of -10.26% compared to loanDepot's net margin of -32.59%. Upstart's return on equity of -19.52% beat loanDepot's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Upstart	-32.59%	-27.89%	-9.14%
loanDepot	-10.26%	-19.52%	-2.31%

Which has more risk and volatility, UPST or LDI?

Upstart has a beta of 1.97, indicating that its share price is 97% more volatile than the S&P 500. Comparatively, loanDepot has a beta of 3.39, indicating that its share price is 239% more volatile than the S&P 500.

Do analysts prefer UPST or LDI?

Upstart currently has a consensus price target of $21.65, suggesting a potential downside of 17.08%. loanDepot has a consensus price target of $1.75, suggesting a potential downside of 10.03%. Given Upstart's stronger consensus rating and higher possible upside, analysts plainly believe loanDepot is more favorable than Upstart.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Upstart	6 Sell rating(s)	6 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50
loanDepot	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67

Does the media prefer UPST or LDI?

In the previous week, Upstart had 7 more articles in the media than loanDepot. MarketBeat recorded 10 mentions for Upstart and 3 mentions for loanDepot. loanDepot's average media sentiment score of 0.68 beat Upstart's score of -0.66 indicating that Upstart is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Upstart	5 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive
loanDepot	0 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Negative

Does the MarketBeat Community favor UPST or LDI?

Upstart received 19 more outperform votes than loanDepot when rated by MarketBeat users. However, 37.18% of users gave loanDepot an outperform vote while only 32.21% of users gave Upstart an outperform vote.

Company	Underperform	Outperform
Upstart	Outperform Votes 48 32.21%	Underperform Votes 101 67.79%
loanDepot	Outperform Votes 29 37.18%	Underperform Votes 49 62.82%

Do institutionals & insiders have more ownership in UPST or LDI?

63.0% of Upstart shares are owned by institutional investors. Comparatively, 39.4% of loanDepot shares are owned by institutional investors. 18.1% of Upstart shares are owned by company insiders. Comparatively, 83.0% of loanDepot shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

loanDepot beats Upstart on 12 of the 17 factors compared between the two stocks.