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loanDepot (LDI) Competitors

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$1.49 -0.03 (-1.97%)
Closing price 07/11/2025 03:59 PM Eastern
Extended Trading
$1.50 +0.01 (+0.34%)
As of 07/11/2025 06:22 PM Eastern
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LDI vs. PGY, MBIN, CLBK, CCB, BTDR, CMPO, VBTX, TFIN, LOB, and LC

Should you be buying loanDepot stock or one of its competitors? The main competitors of loanDepot include Pagaya Technologies (PGY), Merchants Bancorp (MBIN), Columbia Financial (CLBK), Coastal Financial (CCB), Bitdeer Technologies Group (BTDR), CompoSecure (CMPO), Veritex (VBTX), Triumph Financial (TFIN), Live Oak Bancshares (LOB), and LendingClub (LC). These companies are all part of the "banking" industry.

loanDepot vs. Its Competitors

loanDepot (NYSE:LDI) and Pagaya Technologies (NASDAQ:PGY) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, media sentiment, profitability, analyst recommendations, institutional ownership, dividends, valuation and risk.

In the previous week, Pagaya Technologies had 10 more articles in the media than loanDepot. MarketBeat recorded 10 mentions for Pagaya Technologies and 0 mentions for loanDepot. Pagaya Technologies' average media sentiment score of 0.63 beat loanDepot's score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company Overall Sentiment
loanDepot Neutral
Pagaya Technologies Positive

39.4% of loanDepot shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 78.1% of loanDepot shares are owned by insiders. Comparatively, 47.6% of Pagaya Technologies shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

loanDepot has a beta of 3.33, indicating that its share price is 233% more volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.93, indicating that its share price is 493% more volatile than the S&P 500.

loanDepot currently has a consensus price target of $1.98, indicating a potential upside of 32.55%. Pagaya Technologies has a consensus price target of $22.45, indicating a potential downside of 2.43%. Given loanDepot's higher possible upside, equities research analysts clearly believe loanDepot is more favorable than Pagaya Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
loanDepot
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
Pagaya Technologies
0 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.80

loanDepot has a net margin of -7.74% compared to Pagaya Technologies' net margin of -34.57%. Pagaya Technologies' return on equity of 9.28% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
loanDepot-7.74% -18.41% -1.57%
Pagaya Technologies -34.57%9.28%3.51%

loanDepot has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than loanDepot, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
loanDepot$1.06B0.46-$98.33M-$0.45-3.31
Pagaya Technologies$1.03B1.69-$401.41M-$5.07-4.54

Summary

Pagaya Technologies beats loanDepot on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LDI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LDI vs. The Competition

MetricloanDepotFIN IndustryFinance SectorNYSE Exchange
Market Cap$501.46M$5.03B$12.07B$20.79B
Dividend YieldN/A4.35%5.53%3.71%
P/E Ratio-3.319.2520.0427.89
Price / Sales0.462.0425.5142.50
Price / CashN/A19.4421.6422.63
Price / Book0.981.912.284.57
Net Income-$98.33M$1.82B$992.82M$988.81M
7 Day Performance16.41%-1.30%-0.23%0.20%
1 Month Performance4.20%3.83%2.76%3.93%
1 Year Performance-23.20%239.53%536.06%10.27%

loanDepot Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LDI
loanDepot
1.4539 of 5 stars
$1.49
-2.0%
$1.98
+32.6%
-24.4%$501.46M$1.06B-3.314,900
PGY
Pagaya Technologies
1.9641 of 5 stars
$22.41
+1.1%
$21.94
-2.1%
+76.3%$1.68B$1.03B36.93800Analyst Forecast
Gap Down
MBIN
Merchants Bancorp
4.1853 of 5 stars
$34.91
-2.0%
$47.50
+36.1%
-20.0%$1.64B$1.45B6.55480Positive News
CLBK
Columbia Financial
0.4918 of 5 stars
$14.96
-2.1%
$16.00
+7.0%
-5.9%$1.60B$489.17M49.29750Positive News
CCB
Coastal Financial
3.4434 of 5 stars
$102.22
-0.4%
$105.00
+2.7%
+112.2%$1.54B$703.32M30.36380News Coverage
Positive News
Analyst Forecast
BTDR
Bitdeer Technologies Group
2.8596 of 5 stars
$13.13
-4.6%
$20.10
+53.1%
+30.2%$1.54B$349.78M0.00211Trending News
Analyst Forecast
Analyst Revision
Gap Up
CMPO
CompoSecure
1.1331 of 5 stars
$14.84
-0.1%
$16.19
+9.1%
+89.5%$1.52B$420.57M14.011,007Positive News
VBTX
Veritex
4.8092 of 5 stars
$27.22
-1.4%
$30.25
+11.1%
+23.4%$1.50B$797.62M12.61770
TFIN
Triumph Financial
1.4389 of 5 stars
$63.63
-0.1%
$68.20
+7.2%
-25.8%$1.49B$487.93M144.821,553News Coverage
Upcoming Earnings
LOB
Live Oak Bancshares
3.9574 of 5 stars
$31.57
-2.2%
$41.33
+30.9%
-11.9%$1.44B$498.34M21.77960News Coverage
Analyst Forecast
LC
LendingClub
4.7274 of 5 stars
$12.23
-2.7%
$16.13
+31.8%
+36.2%$1.44B$787.01M26.751,002News Coverage

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This page (NYSE:LDI) was last updated on 7/12/2025 by MarketBeat.com Staff
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