Merchants Bancorp (MBIN) Competitors

Cadence Bank (NYSE:CADE) and Merchants Bancorp (NASDAQ:MBIN) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, dividends, community ranking, earnings, risk and media sentiment.

Which has more risk and volatility, CADE or MBIN?

Cadence Bank has a beta of 0.84, indicating that its stock price is 16% less volatile than the S&P 500. Comparatively, Merchants Bancorp has a beta of 1.29, indicating that its stock price is 29% more volatile than the S&P 500.

Which has stronger valuation & earnings, CADE or MBIN?

Cadence Bank has higher revenue and earnings than Merchants Bancorp. Merchants Bancorp is trading at a lower price-to-earnings ratio than Cadence Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cadence Bank	$921.95M	5.92	$523.60M	$2.85	10.51
Merchants Bancorp	$645.08M	2.22	$320.39M	$5.44	5.75

Does the media favor CADE or MBIN?

In the previous week, Cadence Bank had 2 more articles in the media than Merchants Bancorp. MarketBeat recorded 6 mentions for Cadence Bank and 4 mentions for Merchants Bancorp. Merchants Bancorp's average media sentiment score of 1.23 beat Cadence Bank's score of 0.82 indicating that Merchants Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cadence Bank	2 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Merchants Bancorp	1 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in CADE or MBIN?

Cadence Bank received 112 more outperform votes than Merchants Bancorp when rated by MarketBeat users. However, 64.53% of users gave Merchants Bancorp an outperform vote while only 59.27% of users gave Cadence Bank an outperform vote.

Company	Underperform	Outperform
Cadence Bank	Outperform Votes 323 59.27%	Underperform Votes 222 40.73%
Merchants Bancorp	Outperform Votes 211 64.53%	Underperform Votes 116 35.47%

Do institutionals and insiders have more ownership in CADE or MBIN?

84.6% of Cadence Bank shares are owned by institutional investors. Comparatively, 24.6% of Merchants Bancorp shares are owned by institutional investors. 2.2% of Cadence Bank shares are owned by insiders. Comparatively, 34.8% of Merchants Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Is CADE or MBIN more profitable?

Merchants Bancorp has a net margin of 22.08% compared to Cadence Bank's net margin of 18.03%. Merchants Bancorp's return on equity of 22.86% beat Cadence Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cadence Bank	18.03%	9.87%	1.07%
Merchants Bancorp	22.08%	22.86%	1.76%

Is CADE or MBIN a better dividend stock?

Cadence Bank pays an annual dividend of $1.10 per share and has a dividend yield of 3.7%. Merchants Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.3%. Cadence Bank pays out 38.6% of its earnings in the form of a dividend. Merchants Bancorp pays out 7.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cadence Bank has increased its dividend for 14 consecutive years and Merchants Bancorp has increased its dividend for 8 consecutive years. Cadence Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts prefer CADE or MBIN?

Cadence Bank currently has a consensus target price of $36.82, suggesting a potential upside of 22.87%. Merchants Bancorp has a consensus target price of $47.50, suggesting a potential upside of 51.90%. Given Merchants Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Merchants Bancorp is more favorable than Cadence Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cadence Bank	0 Sell rating(s)	4 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.64
Merchants Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Summary

Merchants Bancorp beats Cadence Bank on 11 of the 21 factors compared between the two stocks.