MBIN vs. LOB, SRCE, BUSE, STBA, VBTX, OBNK, TCBK, OBK, LBAI, and RBCAA
Should you be buying Merchants Bancorp stock or one of its competitors? The main competitors of Merchants Bancorp include Live Oak Bancshares (LOB), 1st Source (SRCE), First Busey (BUSE), S&T Bancorp (STBA), Veritex (VBTX), Origin Bancorp (OBNK), TriCo Bancshares (TCBK), Origin Bancorp (OBK), Lakeland Bancorp (LBAI), and Republic Bancorp (RBCAA). These companies are all part of the "state commercial banks" industry.
Merchants Bancorp vs.
Live Oak Bancshares (NASDAQ:LOB) and Merchants Bancorp (NASDAQ:MBIN) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, earnings, dividends, risk, institutional ownership, profitability, valuation and community ranking.
Live Oak Bancshares has a beta of 1.46, meaning that its share price is 46% more volatile than the S&P 500. Comparatively, Merchants Bancorp has a beta of 1.1, meaning that its share price is 10% more volatile than the S&P 500.
Live Oak Bancshares received 58 more outperform votes than Merchants Bancorp when rated by MarketBeat users. However, 64.17% of users gave Merchants Bancorp an outperform vote while only 55.31% of users gave Live Oak Bancshares an outperform vote.
63.3% of Live Oak Bancshares shares are held by institutional investors. Comparatively, 23.1% of Merchants Bancorp shares are held by institutional investors. 24.9% of Live Oak Bancshares shares are held by insiders. Comparatively, 40.8% of Merchants Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
Merchants Bancorp has a net margin of 31.11% compared to Live Oak Bancshares' net margin of 19.52%. Merchants Bancorp's return on equity of 23.98% beat Live Oak Bancshares' return on equity.
Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.5%. Merchants Bancorp pays an annual dividend of $0.32 per share and has a dividend yield of 1.3%. Live Oak Bancshares pays out 3.8% of its earnings in the form of a dividend. Merchants Bancorp pays out 7.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Merchants Bancorp has raised its dividend for 6 consecutive years. Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Live Oak Bancshares currently has a consensus price target of $26.13, suggesting a potential upside of 6.20%. Merchants Bancorp has a consensus price target of $34.50, suggesting a potential upside of 40.19%. Given Merchants Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Merchants Bancorp is more favorable than Live Oak Bancshares.
In the previous week, Live Oak Bancshares had 3 more articles in the media than Merchants Bancorp. MarketBeat recorded 4 mentions for Live Oak Bancshares and 1 mentions for Merchants Bancorp. Merchants Bancorp's average media sentiment score of 1.08 beat Live Oak Bancshares' score of 0.63 indicating that Merchants Bancorp is being referred to more favorably in the news media.
Merchants Bancorp has lower revenue, but higher earnings than Live Oak Bancshares. Merchants Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
Summary
Merchants Bancorp beats Live Oak Bancshares on 14 of the 21 factors compared between the two stocks.
New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding MBIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Merchants Bancorp Competitors List
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