Merchants Bancorp (MBIN) Competitors

Merchants Bancorp (NASDAQ:MBIN) and Cadence Bank (NYSE:CADE) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, risk, media sentiment, earnings, dividends, analyst recommendations, institutional ownership and valuation.

Which has more volatility & risk, MBIN or CADE?

Merchants Bancorp has a beta of 1.28, meaning that its share price is 28% more volatile than the S&P 500. Comparatively, Cadence Bank has a beta of 0.84, meaning that its share price is 16% less volatile than the S&P 500.

Is MBIN or CADE a better dividend stock?

Merchants Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.1%. Cadence Bank pays an annual dividend of $1.10 per share and has a dividend yield of 3.2%. Merchants Bancorp pays out 7.4% of its earnings in the form of a dividend. Cadence Bank pays out 38.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Merchants Bancorp has raised its dividend for 8 consecutive years and Cadence Bank has raised its dividend for 14 consecutive years. Cadence Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do institutionals & insiders have more ownership in MBIN or CADE?

24.6% of Merchants Bancorp shares are owned by institutional investors. Comparatively, 84.6% of Cadence Bank shares are owned by institutional investors. 34.8% of Merchants Bancorp shares are owned by company insiders. Comparatively, 2.2% of Cadence Bank shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Does the media prefer MBIN or CADE?

In the previous week, Cadence Bank had 6 more articles in the media than Merchants Bancorp. MarketBeat recorded 8 mentions for Cadence Bank and 2 mentions for Merchants Bancorp. Merchants Bancorp's average media sentiment score of 0.12 beat Cadence Bank's score of 0.05 indicating that Merchants Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Merchants Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Cadence Bank	1 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is MBIN or CADE more profitable?

Merchants Bancorp has a net margin of 20.73% compared to Cadence Bank's net margin of 18.83%. Merchants Bancorp's return on equity of 19.09% beat Cadence Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Merchants Bancorp	20.73%	19.09%	1.57%
Cadence Bank	18.83%	9.95%	1.11%

Do analysts prefer MBIN or CADE?

Merchants Bancorp currently has a consensus target price of $47.50, indicating a potential upside of 33.17%. Cadence Bank has a consensus target price of $37.60, indicating a potential upside of 9.83%. Given Merchants Bancorp's higher probable upside, analysts clearly believe Merchants Bancorp is more favorable than Cadence Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Merchants Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Cadence Bank	0 Sell rating(s)	3 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.70

Which has better valuation & earnings, MBIN or CADE?

Cadence Bank has higher revenue and earnings than Merchants Bancorp. Merchants Bancorp is trading at a lower price-to-earnings ratio than Cadence Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Merchants Bancorp	$1.45B	1.13	$320.39M	$5.44	6.56
Cadence Bank	$2.90B	2.15	$523.60M	$2.85	12.01

Summary

Cadence Bank beats Merchants Bancorp on 10 of the 19 factors compared between the two stocks.