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NASDAQ:MBIN

Merchants Bancorp (MBIN) Stock Price, News & Analysis

Merchants Bancorp logo
$55.63 +0.28 (+0.51%)
As of 10:27 AM Eastern
This is a fair market value price provided by Massive. Learn more.

About Merchants Bancorp Stock (NASDAQ:MBIN)

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Key Stats

Today's Range
$54.94
$55.43
50-Day Range
$46.66
$55.72
52-Week Range
$30.37
$56.87
Volume
4,227 shs
Average Volume
230,291 shs
Market Capitalization
$2.56 billion
P/E Ratio
11.13
Dividend Yield
0.79%
Price Target
$51.50
Consensus Rating
Buy

Company Overview

Merchants Bancorp (NASDAQ: MBIN) is the bank holding company for Merchants Bank, a regional financial institution headquartered in Buffalo, New York. Through its network of branches and digital platforms, the company offers a range of banking services across western and central New York. Merchants Bancorp operates as a full‐service commercial bank, serving small and medium-sized businesses, professionals, families and individuals in its core markets.

The company’s primary activities include deposit taking, commercial and consumer lending, mortgage origination, and treasury management services. On the commercial side, Merchants Bancorp provides term loans, lines of credit, equipment financing and asset‐based lending to support business growth. For individual customers, the bank offers checking and savings accounts, residential mortgages, home equity loans and consumer installment loans. In addition, Merchants Bancorp delivers wealth management, trust and fiduciary services through its affiliated wealth advisory arm, catering to clients’ investment, retirement planning and estate planning needs.

Merchants Bancorp traces its roots to a community banking tradition in Buffalo and has grown through organic expansion and strategic branch acquisitions. The company places emphasis on personalized customer service, local decision-making and community involvement. Its leadership team, headed by President and Chief Executive Officer Dennis P. Geary, draws on decades of regional banking experience to guide the company’s strategic direction and ensure compliance with regulatory standards.

Focused on balancing modern banking technology with a community-oriented approach, Merchants Bancorp continues to invest in digital banking platforms, cybersecurity and risk management. Its commitment to supporting local economies is reflected in partnerships with municipal organizations, small‐business development groups and charitable initiatives throughout the markets it serves.

AI Generated. May Contain Errors.

Merchants Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
63rd Percentile Overall Score

MBIN MarketRank™: 

Merchants Bancorp scored higher than 63% of companies evaluated by MarketBeat, and ranked 497th out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Merchants Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 3 buy ratings, 1 hold rating, and no sell ratings.

  • Downside Risk

    Merchants Bancorp has a consensus price target of $51.50, representing about 7.4% downside from its current price of $55.63.

  • Amount of Analyst Coverage

    Merchants Bancorp has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about Merchants Bancorp's stock forecast and price target.
  • Earnings Growth

    Earnings for Merchants Bancorp are expected to grow by 7.35% in the coming year, from $5.58 to $5.99 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Merchants Bancorp is 11.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.60.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Merchants Bancorp is 11.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.56.

  • Price to Book Value per Share Ratio

    Merchants Bancorp has a P/B Ratio of 1.39. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Merchants Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    6.52% of the float of Merchants Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Merchants Bancorp has a short interest ratio ("days to cover") of 8.37.
  • Change versus previous month

    Short interest in Merchants Bancorp has recently increased by 5.36%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Merchants Bancorp has a dividend yield of 0.80%, which is in the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Merchants Bancorp has been increasing its dividend for 8 years.

  • Dividend Coverage

    The dividend payout ratio of Merchants Bancorp is 8.84%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Merchants Bancorp will have a dividend payout ratio of 7.35% next year. This indicates that Merchants Bancorp will be able to sustain or increase its dividend.

  • Read more about Merchants Bancorp's dividend.
  • News Sentiment

    Merchants Bancorp has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for Merchants Bancorp this week, compared to 3 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Merchants Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $496,800.00 in company stock.

  • Percentage Held by Insiders

    44.90% of the stock of Merchants Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    24.57% of the stock of Merchants Bancorp is held by institutions.

  • Read more about Merchants Bancorp's insider trading history.
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MBIN Stock News Headlines

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Merchants Bancorp
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MBIN Stock Analysis - Frequently Asked Questions

Merchants Bancorp's stock was trading at $34.06 at the beginning of the year. Since then, MBIN shares have increased by 63.3% and is now trading at $55.63.

Merchants Bancorp (NASDAQ:MBIN) announced its earnings results on Tuesday, July, 28th. The company reported $1.48 earnings per share for the quarter, beating the consensus estimate of $1.22 by $0.26. The firm earned $182.22 million during the quarter, compared to analysts' expectations of $179 million. Merchants Bancorp had a trailing twelve-month return on equity of 15.29% and a net margin of 19.80%.

Merchants Bancorp shares split before market open on Tuesday, January 18th 2022.The 3-2 split was announced on Tuesday, January 18th 2022. The newly created shares were issued to shareholders after the market closes on Tuesday, January 18th 2022. An investor that had 100 shares of stock prior to the split would have 150 shares after the split.

Merchants Bancorp's Board of Directors initiated a stock buyback plan on Wednesday, January 28th 2026, which allows the company to buy back $100,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 6.2% of its stock through open market purchases. Stock buyback plans are generally an indication that the company's leadership believes its stock is undervalued.

Merchants Bancorp (MBIN) raised $101 million in an initial public offering on Friday, October 27th 2017. The company issued 5,600,000 shares at a price of $17.00-$19.00 per share. Sandler O'Neill + Partners, Stephens and Raymond James acted as the underwriters for the IPO and SunTrust Robinson Humphrey was co-manager.

Top institutional shareholders of Merchants Bancorp include BlackRock Inc. (8.94%), Bank of New York Mellon Corp (0.51%), Valeo Financial Advisors LLC (0.49%) and Denali Advisors LLC (0.38%). Insiders that own company stock include Michael F Petrie, Randall D Rogers, Julia L Kaercher, Michael R Dury, Patrick D O'brien, Scott A Evans, Martin A Schroeter, Martin A Schroeter and Darin L Thomas.
View institutional ownership trends
.

Shares of MBIN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Merchants Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), Advanced Micro Devices (AMD) and ServiceNow (NOW).

Company Calendar

Record date for 7/1 Dividend
6/15/2026
Ex-Dividend for 7/1 Dividend
6/15/2026
Dividend Payable
7/01/2026
Last Earnings
7/28/2026
Today
8/14/2026
Next Earnings (Estimated)
10/27/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:MBIN
CIK
1629019
Employees
480
Year Founded
1897

Price Target and Rating

High Price Target
$64.00
Low Price Target
$42.00
Potential Upside/Downside
-7.2%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
5 Analysts

Profitability

EPS (Trailing Twelve Months)
$4.98
Trailing P/E Ratio
11.12
Forward P/E Ratio
9.94
P/E Growth
N/A
Net Income
$218.77 million
Net Margins
19.80%
Pretax Margin
23.78%
Return on Equity
15.29%
Return on Assets
1.34%

Debt

Debt-to-Equity Ratio
2.32
Current Ratio
1.21
Quick Ratio
0.89

Sales & Book Value

Annual Sales
$1.37 billion
Price / Sales
1.87
Cash Flow
$4.90 per share
Price / Cash Flow
11.33
Book Value
$40.11 per share
Price / Book
1.38

Miscellaneous

Outstanding Shares
45,940,000
Free Float
25,312,000
Market Cap
$2.55 billion
Optionable
Optionable
Beta
1.14

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This page (NASDAQ:MBIN) was last updated on 8/14/2026 by MarketBeat.com Staff.
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