Columbia Financial (CLBK) Stock Price, News & Analysis

Company Overview

Columbia Financial, Inc. is the holding company for Columbia Bank, a full-service community bank headquartered in Fair Lawn, New Jersey. Columbia Bank provides banking and financial services to individuals, families, businesses and nonprofit organizations through branch locations and digital banking channels.

The bank’s products and services include checking and savings accounts, certificates of deposit, residential and commercial real estate lending, construction loans, consumer loans and business banking solutions. It also offers online and mobile banking, cash-management services and other financial products designed to support personal and business customers.

Columbia Bank traces its history to 1927, when it was established as Columbia Building and Loan Association. Columbia Financial became a publicly traded company in 2018 following the mutual holding company’s conversion and stock offering. The company primarily serves communities across northern and central New Jersey, with a focus on relationship-based community banking. Thomas J. Kemly serves as president and chief executive officer.

Key Stats

• Today's Range: $11.22 to $11.38
• 50-Day Range: $10.64 to $24.50
• 52-Week Range: $6.21 to $12.00
• Volume: 2.38 million shs
• Average Volume: 4.48 million shs
• Market Capitalization: $3.05 billion
• P/E Ratio: 33.78
• Dividend Yield: 1.77%
• Price Target: $15.10
• Consensus Rating: Moderate Buy

Columbia Financial Stock Analysis - MarketRank™

Columbia Financial scored higher than 92% of companies evaluated by MarketBeat, and ranked 156th out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.2 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Columbia Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Columbia Financial has a consensus price target of $15.10, representing about 33.3% upside from its current price of $11.33.

Amount of Analyst Coverage

Columbia Financial has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 28.81%

Earnings Growth

Earnings for Columbia Financial are expected to grow by 28.81% in the coming year, from $0.59 to $0.76 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Columbia Financial is 33.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Columbia Financial is 33.78, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

Columbia Financial has a P/B Ratio of 2.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

7.40% of the float of Columbia Financial has been sold short.

Short Interest Ratio / Days to Cover

Columbia Financial has a short interest ratio ("days to cover") of 6.01.

Change versus previous month

Short interest in Columbia Financial has recently increased by 0.77%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Columbia Financial pays a meaningful dividend of 1.78%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Columbia Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Columbia Financial is 58.82%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Columbia Financial will have a dividend payout ratio of 26.32% next year. This indicates that Columbia Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 1.26

News Sentiment

Columbia Financial has a news sentiment score of 1.26. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Columbia Financial this week, compared to 2 articles on an average week.

MarketBeat Follows

Only 2 people have added Columbia Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Columbia Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $234.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

3.50% of the stock of Columbia Financial is held by insiders.

Percentage Held by Institutions

12.72% of the stock of Columbia Financial is held by institutions.

Company Calendar

• Last Earnings: 8/07/2026
• Record date for 8/26 Dividend: 8/12/2026
• Ex-Dividend for 8/26 Dividend: 8/12/2026
• Dividend Payable: 8/26/2026
• Today: 9/26/2026
• Next Earnings (Estimated): 10/19/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CLBK
• CIK: 1723596
• Web: www.columbiabankonline.com
• Phone: (800) 522-4167
• Fax: N/A
• Employees: 749
• Year Founded: 1993

Price Target and Rating

• Average Price Target for Columbia Financial: $15.10
• High Price Target: $19.00
• Low Price Target: $14.00
• Potential Upside/Downside: +33.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.34
• Trailing P/E Ratio: 33.78
• Forward P/E Ratio: 19.20
• P/E Growth: N/A
• Net Income: $51.77 million
• Net Margins: 11.19%
• Pretax Margin: 14.56%
• Return on Equity: 5.29%
• Return on Assets: 0.56%

Debt

• Debt-to-Equity Ratio: 1.06
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $508.02 million
• Price / Sales: 6.01
• Cash Flow: $0.31 per share
• Price / Cash Flow: 36.59
• Book Value: $5.06 per share
• Price / Book: 2.24

Miscellaneous

• Outstanding Shares: 269,550,000
• Free Float: 260,111,000
• Market Cap: $3.05 billion
• Optionable: Optionable
• Beta: 0.24